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Journal : Formosa Journal of Sustainable Research (FJSR)

Financial Literacy and Financial Technology: Factors Influencing Increased Financial Inclusion in Communities in Sumedang Regency Meltarini
Formosa Journal of Sustainable Research Vol. 3 No. 5 (2024): May 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjsr.v3i5.9077

Abstract

This study discusses the factors that influence the improvement of financial inclusion in the community in Sumedang Regency. The survey results show that financial inclusion in Sumedang Regency is still low, with higher levels of financial access in urban areas than rural areas. Factors supporting financial inclusion, such as accessibility, awareness and education, affordability, and technology and innovation, play an important role in improving financial inclusion. Financial literacy and financial technology (fintech) adoption play a crucial role in improving financial inclusion in Sumedang Regency. This research suggests that improving accessibility, awareness and education, affordability, and technology and innovation can help improve financial inclusion in Sumedang Regency