Article Per Year (5 Year)
p-Index From 2021 - 2026
0.751
P-Index
This Author published in this journals
All Journal Jurnal Pengabdian UNDIKMA Risalah Iqtisadiyah
Ulyadi, Ulyadi
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Non Performing Financing dan Strategi Penanganannya pada Akad Murabahah di KSPPS Risalatuna Berkah Sejahtera Andika, Arif; Afriyanti, Afriyanti; Ulyadi, Ulyadi; Muslim, Mulyadi
Risalah Iqtishadiyah Vol 4 No 1 (2025): January - June 2025
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v4i1.87

Abstract

Problematic financing is referred to as Non-Performing Financing (NPF), which includes financing with delinquent collectability and financing with doubtful collectability that has the potential to become delinquent. This study aims to examine the factors causing Non-Performing Financing and the handling strategies for Murabaha contracts at KSPPS Risalatuna Berkah Sejahtera. To achieve the objectives of this research, the author employs a descriptive qualitative research method. The data collection techniques used are documentation studies and in-depth interviews. In terms of problematic financing, KSPPS Risalatuna Berkah Sejahtera has been ineffective due to factors such as the lockdown during the COVID-19 pandemic and natural disasters, which resulted in an uncertain income for the customers. The strategies for handling Non-Performing Financing implemented by KSPPS Risalatuna Berkah Sejahtera include reducing installments, meaning providing long-term settlement time, and lowering profits by using collateral. KSPPS Risalatuna Berkah Sejahtera also seeks to resolve problematic financing through social funds and penalty funds from other customers; however, this is often not done in a timely manner.
Pendampingan Pengembangan UMKM dengan Transformasi ke Bisnis Syariah : Pengurusan NIB & Pembiayaan Pelaku UMKM Kota Padang Fitri, Radia; Afriyanti, Afriyanti; Ulyadi, Ulyadi
Jurnal Pengabdian UNDIKMA Vol. 5 No. 2 (2024): May
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v5i2.10628

Abstract

This service aims to increase the understanding of UMKM players regarding the development of UMKM with their transformation into sharia business. Understanding Sharia business was focused on anti-usury Sharia financing. Apart from understanding financing, they were also assisted in issuing NIB and financing to Islamic banking institutions. The method of this service was Participatory Action Research (PAR), where the team accompanies Padang City UMKM (Micro, Small and Medium Enterprises) actors. Evaluation was carried out by sharing experiences from UMKM actors, feedback, and follow-up. Data analysis used in this service used descriptive analysis. The success of this activity was measured by the understanding provided to UMKM actors regarding the Sharia business. The results of this service showed that UMKM actors  understood Sharia business principles; UMKM actors proved this: 1) Wanting to switch to a Sharia institution in accordance with applicable regulations, 2) Registering as Nagari Syariah bank customers, 3) Registering their business to get NIB because including the requirements for financing files and processing halal certificates, 4) Registering the business to obtain Sharia capital, 5) Filling in the halal certificate issuance form to obtain a halal certificate.
Mewujudkan Ketahanan Keluarga Melalui Pendampingan Literasi dan Perencanaan Keuangan Syariah Bundo, Mayang; Ulyadi, Ulyadi; Muthmainnah, Ummu; Bahri, Syamsul; Putri, Denesya
Jurnal Pengabdian UNDIKMA Vol. 6 No. 2 (2025): May
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v6i2.15264

Abstract

This community service program aims to enhance Islamic financial literacy and family resilience among members of the Majelis Taklim in Balai Gadang Subdistrict by employing the Community Based Participatory Research (CBPR) method. The program evaluation was conducted using pre-test and post-test instruments to measure changes in the level of Islamic financial literacy, family resilience questionnaires, in-depth interviews, and participatory observations to assess participant involvement in activities. Furthermore, data analysis was conducted quantitatively and qualitatively. The results of this program show an increase in family understanding of Islamic financial literacy, the ability to prepare household budgets, and strengthening family resilience. This Islamic-based financial literacy assistance also contributes to improving the quality of life of participants as a whole, covering economic, spiritual, and social dimensions, so that this program can have a positive impact on family resilience.
Co-Authors Afriyanti Afriyanti, Afriyanti Andika, Arif Bundo, Mayang Fitri, Radia Muslim, Mulyadi Muthmainnah, Ummu Putri, Denesya Syamsul Bahri