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Pengaruh Simpanan Anggota dan Pinjaman Anggota Terhadap Perolehan Sisa Hasil Usaha (Shu) Kopdit Timau Kupang Kefi, Darwin Yopie
Bisman - Jurnal Bisnis & Manajemen Vol 3 No 02 (2018): Desember
Publisher : P3M- Politeknik Negeri Kupang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan penelitian ini adalah untuk mengetahui bagaimana perkembangan jumlah simpanan anggota, jumlah pinjaman anggota serta perolehan SHU Kopdit Timau dan mengetahui pengaruh jumlah simpanan anggota dan jumlah pinjaman anggota secara parsial dan simultan terhadap perolehan SHU Kopdit Timau Kupang. Populasi dalam penelitian ini adalah laporan pertanggungjawaban pengurus koperasi Kredit Timau Kupang sedangkan pengambilan sampel menggunakan teknik Purposive Sampling. Sampel dalam penelitian ini adalah laporan jumlah simpanan anggota dan jumlah pinjaman anggota Koperasi Kredit Timau Kupang. Pengumpulan data melalui pengumpulan data dokumen, pengamatan dan wawancara. Hasil penelitian menunjukkan bahwa jumlah simpanan anggota dan jumlah pinjaman anggota terus mengalami peningkatan dari tahun ke tahun, jumlah perolehan SHU mengalami peningkatan akan tetapi trend peningkatan mengalami fluktuasi, jumlah tunggakan simpanan dan kelalaian pinjaman mengalami peningkatan yang berfluktuatif, jumlah simpanan anggota dan jumlah pinjaman anggota secara parsial dan simultan berpengaruh signifikan terhadap perolehan SHU dan kontribusi variabel jumlah simpanan dan jumlah pinjaman terhadap perolehan SHU sebesar 84,2%.
Packaging and Marketing Training for Products of Waste Processing Sites in Mangrove Tourism Area, West Oesapa Village, Kupang City Fanggidae, Jappy Parlindungan; Nino, Indawati Jauhar; Manafe, Janri Delastriani; Setyorini, Tuti; Dioh, Septia Sakalini; Kefi, Darwin Yopie; Latupeirissa, David Samuel; Tarigan, Surya Setiadi; Sanga, Marianus Hendrilensio; Dima, Rohani Purnamasari
Society : Jurnal Pengabdian Masyarakat Vol 4, No 1 (2025): Januari
Publisher : Edumedia Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55824/jpm.v4i1.481

Abstract

This community service activity aims to improve the skills of the 3R Waste Management Site (Recycle, Reuse, Reduce) management group in the mangrove ecotourism area of Oesapa Beach, Kupang, NTT. This TPS was built through collaboration between the government and local communities, aiming to manage waste and support economic improvement through organic fertilizer production. However, there are obstacles in the marketing of these organic fertilizers, including unattractive packaging and limited sales points in tourist areas. This service method consists of several stages: preparation, implementation, evaluation, and reporting. At the preparation stage, partner problems are identified. The implementation stage includes training on packaging fertilizer products that are neater and more attractive and marketing strategies in tourist areas, which are delivered through workshops and hands-on practice. The evaluation was carried out by comparing the condition of the partners before and after the training. The results of the activity showed an increase in skills in product packaging and the ability to design more effective marketing strategies, which can be seen from the increase in consumer interest in organic fertilizer products. The positive impact of this activity is expected to support the sustainability of the 3R TPS management group's business and contribute to environmental and economic preservation of the local community through more optimal waste management.
DAMPAK ETIKA KECERDASAN BUATAN (AI) DAN BIG DATA TERHADAP PENGAMBILAN KEPUTUSAN BISNIS PEDAGANG KAKI LIMA DI KOTA KUPANG (Analisis Kuantitatif Dengan Variabel Mediasi Kepuasan Konsumen Dan Variabel Moderasi Tingkat Literasi Digital) Seran, Patrisius; Kefi, Darwin Yopie; Mumu, Noldy D.P; B. Hayon, Laurents Kristiano
JURNAL ILMIAH EDUNOMIKA Vol 8, No 4 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i4.15624

Abstract

Abstract In the digital era, the use of technologies such as artificial intelligence (AI) and big data has become key in business decision making. However, ethical challenges and their impact on the informal sector, especially among street vendors (PKL) in Kupang City, have not been widely studied. This study aims to examine the impact of AI and big data ethics on street vendors' business decision making, considering consumer satisfaction as a mediating variable and digital literacy as a moderating variable. This study uses a quantitative approach with the Partial Least Squares-Structural Equation Modeling (PLS-SEM) method. Data were collected through questionnaires distributed to 488 street vendors in Kupang City. The variables studied include AI ethics, big data, consumer satisfaction, digital literacy, and business decision making. Testing was conducted to measure the direct relationship between variables and the mediating and moderating roles of consumer satisfaction and digital literacy. This study found that big data has a positive and significant effect on consumer satisfaction (p-value: 0.000
The effect of financial literacy in the management of BUMDes (The Case study of BUMDes administrators in Nekamese district, Kupang Regency - NTT) Kefi, Darwin Yopie; Sanga, Marianus Hendrilensio; Seran, Patrisius; Aryuditha, Verylyanny
Jurnal Mantik Vol. 9 No. 2 (2025): August: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/mantik.v8i6.6135

Abstract

This study investigates how the management ability of Village-Owned Enterprises (BUMDes) in the Nekamese District correlates with knowledge about finance. This research will examine how the understanding and skills of BUMDes administrators about finance in financial management. It is hoped that the results will provide better insight into how important financial literacy is in improving the performance of BUMDes and provide appropriate policy recommendations to improve financial literacy at the local level. This research will be conducted on BUMDes administrators in 11 villages in Nekamese District, Kupang Regency with a total of 10 respondents. This research is qualitative, and the data analysis tool used in this study is Nvivo (Non-Numerical Unstructured Data Indexing Searching, and Theorizing). NVivo is used to code and analyze data, presenting the results of data analysis in the form of drawings, diagrams, or graphs for thematic, content, comparative, and even analytical purposes, and even to analyze associative, unidirectional, and symmetrical relationships. The results of this study show that BUMDes managers in the Nekamese District have a basic understanding of financial concepts and principles. Respondents showed awareness of the importance of transparency, participation, and financial stability in managing BUMDes. However, there is room for improvement in terms of the implementation of more structured and strategic financial management methods, such as the use of more diversified financial instruments and comprehensive long-term financial planning. Developing the capacity of managers in these aspects can help BUMDes achieve more optimal and sustainable performance