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Evaluation Performance of Social Organization in Setu District – South Tangerang Rahmi Andini Syamsuddin; Lisdawati; Agung Tri Putranto
Jurnal Ekonomi dan Bisnis Jagaditha Vol. 7 No. 2 (2020): Jurnal Ekonomi & Bisnis JAGADITHA
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jj.7.2.2483.123-127

Abstract

This study aims to measure the performance of Posyantek as a social organization in community empowerment in Setu District, South Tangerang. This study was designed in a qualitative descriptive type using data collection methods through interviews, observation, and documentation. Researchers will use indicators including productivity, service quality, responsiveness, responsibility, accountability in measuring the performance of Posyantek. The results obtained that there are still low-performance indicators, i.e. responsibility and accountability indicators. There is always a lack of communication between Posyantek and the surrounding community, which causes some Posyantek programs that are not running well. The insufficient number of Posyantek employees who are proficient in IT also causes the TTG program to be less than optimal. The absence of a standard organizational structure so that the flow of activities, especially TTG, is still not targeted.
Effects of Liquidity and Solvency on Stock Investment Returns in PT Telkom Indonesia Tbk for the 2014-2025 Period Nurwita; Noryani; Lisdawati
Indonesian Journal Economic Review (IJER) Vol. 6 No. 2 (2026): June
Publisher : Divisi Riset, Lembaga Mitra Solusi Teknologi Informasi (L-MSTI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59431/ijer.v6i2.820

Abstract

This study analyzes the effects of liquidity and solvency on stock investment returns in PT Telkom Indonesia Tbk for the 2014-2025 period. A quantitative design is applied using secondary data from the company’s annual financial statements and year-end stock closing prices. Liquidity is measured by the current ratio, while solvency is measured by the debt to equity ratio. Stock investment return is calculated from yearly stock price changes. The data are tested through multiple linear regression with SPSS version 26. The findings show that liquidity and solvency have no significant effect on stock investment returns, either individually or jointly. The coefficient of determination reaches 45.2%, meaning that both financial ratios explain less than half of the variation in stock investment returns. The remaining 54.8% is linked to other factors outside the model. This result suggests that a healthy liquidity or solvency position does not automatically lead to higher stock returns. Investors need to compare these ratios with profitability, dividend policy, interest rates, market sentiment, and industry conditions before making investment decisions.
PELATIHAN MANAJEMEN FINANSIAL UMKMUNTUK MENDUKUNG KOMPETENSI KEWIRAUSAHAANSISWA SISWI PESANTREN UMMUL QURA Lisdawati Lisdawati; Akhmad Akbar; Eko Cahyadi
Jurnal Pengabdian Tangerang Selatan [JURANTAS] Vol. 4 No. 1 (2026): Jurnal Pengabdian Tangerang Selatan
Publisher : LAP4B

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58174/s7svyk78

Abstract

  Developing entrepreneurial spirit among pesantren students is an important need to prepare them to face future economic challenges while maintaining Islamic values in business. This Community Service Program aims to improve the entrepreneurial competence of Pesantren Ummul Qura students through comprehensive and applicable MSME financial management training. The activity was conducted on March 7-9, 2026 using interactive learning methods that combine lectures, practical workshops, successful MSME case studies, and sharia-based business financial management simulations. Program participants were 42 santri who have interest and plans to become entrepreneurs after completing their education at the pesantren. Evaluation results showed a significant increase in financial management understanding with average pre-test scores of 61.5 increasing to 83.7 on post-test, indicating a 36% improvement in material mastery. Practical skills assessment through business simulation showed 86% of participants were able to prepare simple financial plans for small businesses correctly. Satisfaction survey showed 91% of participants rated the program as very beneficial and 88% felt more confident to start their own business. This program proves that structured and contextual financial management training can effectively equip santri with solid entrepreneurial competencies that are in accordance with Islamic values.
Pengaruh Capital Adequacy Ratio (CAR), Dan Beban Operasional Pendapatan Operasional (BOPO), Terhadap Return On Asset (ROA). (Studi Kasus Pada PT. Bank Central Asia,Tbk. Periode 2014-2023) Robby Alwan Fauzi; Lisdawati Lisdawati
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 4 No. 6 (2026): JUNI
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v4i6.10549

Abstract

This study analyzes the effect of Capital Adequacy Ratio (CAR) and Operating Expenses on Operating Income (BOPO) on Return on Asset (ROA) at PT Bank Central Asia Tbk. for the period 2014-2023. The research population is PT Bank Central Asia Tbk. which is listed on the Indonesia Stock Exchange. The sample was taken by purposive sampling method from the financial statements published during the period. The data used is secondary quantitative data. The analysis was carried out using descriptive statistics, classical assumption tests, multiple linear regression, and hypothesis testing with SPSS version 26. The results show that CAR has no significant effect on ROA (t count -1.694 < t table 1.8945, p = 0.129), while BOPO has a significant negative effect (t count -4.437 < t table 1.8945, p = 0.002). The F test shows that CAR and BOPO simultaneously affect ROA (f count 9.134 > f table 4.737, p = 0.011), with an R Square of 87.3%, which means that changes in ROA are influenced by these two variables