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Jurnal PENGARUH NILAI TUKAR (KURS), JUMLAH UANG BEREDAR DAN INFLASI TERHADAP NILAI AKTIVA BERSIH REKSA DANA SYARIAH DI INDONESIA TAHUN 2015-2019 Wirman Universitas Singaperbangsa Karawang wirman@feb.unsika.ac.id: Reksa Dana Syariah di Indonesia Wirman Wirman
Accounthink Vol 5 No 02 (2020): Oktober
Publisher : UNSIKA (Universitas Singaperbangsa Karawang)

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Abstract

ABSTRACT This research was conducted to analyse and test the influence of exchange rate, the money supply and inflation on the Sharia fund net asset value in Indonesia. In this study the sampling techniques used are non probability sampling with the type of purposive sampling. The data analysis methods used in this study were classical assumption tests, hypotheses testing and multiple linear regression analyses with the help of SPSS. The results of this research show that the exchange rate, the money supply and the simultaneous inflation have significant effect on the Sharia fund's net asset value. This is evidenced by the F test results in this study, where Fcount (167,970) > Ftable (3.16) and the significance of the sig. (0.000) < 0.05, stating H0 on reject and Ha accepted. Partially, the exchange rate doesn’t have a significant effects on the value of the Sharia fund's net assets. This is evidenced by the results of the T test on this study, where t count (-0,254) > t table (2.00172), which states H0 accepted and Ha in decline. Meanwhile, the money supply and inflation have a positive and significant effect on the Sharia Fund's net asset value. This is evidenced by the results of the T test on this research, where the money supply is obtained t count (15,257) > t table (2.0017) and on inflation is obtained t count (5,086) > t table (2.0017), stating H0 in decline and Ha accepted. Keywords: exchange rate, the money supply, inflation, sharia fund net asset value. ABSTRACT This research was conducted to analyse and test the influence of exchange rate, the money supply and inflation on the Sharia fund net asset value in Indonesia. In this study the sampling techniques used are non probability sampling with the type of purposive sampling. The data analysis methods used in this study were classical assumption tests, hypotheses testing and multiple linear regression analyses with the help of SPSS. The results of this research show that the exchange rate, the money supply and the simultaneous inflation have significant effect on the Sharia fund's net asset value. This is evidenced by the F test results in this study, where Fcount (167,970) > Ftable (3.16) and the significance of the sig. (0.000) < 0.05, stating H0 on reject and Ha accepted. Partially, the exchange rate doesn’t have a significant effects on the value of the Sharia fund's net assets. This is evidenced by the results of the T test on this study, where t count (-0,254) > t table (2.00172), which states H0 accepted and Ha in decline. Meanwhile, the money supply and inflation have a positive and significant effect on the Sharia Fund's net asset value. This is evidenced by the results of the T test on this research, where the money supply is obtained t count (15,257) > t table (2.0017) and on inflation is obtained t count (5,086) > t table (2.0017), stating H0 in decline and Ha accepted. Keywords: exchange rate, the money supply, inflation, sharia fund net asset value.
PENGARUH NPF, FDR DAN ROA TERHADAP PEMBIAYAAN BAGI HASIL PADA BANK UMUM SYARIAH Dinda Naza Febriani; Sutan Wirman
IQTISHADUNA Vol. 12 No. 1 (2021): IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (473.637 KB) | DOI: 10.20414/iqtishaduna.v12i1.3054

Abstract

This study aims to test the influence of NPF, FDR, and ROA on Profit Sharing Financing. The population of this research is Sharia Commercial Banks in Indonesia and the sample used is only 3 banks that fit the criteria. The data in this study was taken from the Quarterly Financial Statements of Sharia Commercial Banks for 3 periods, from 2017-2019. The results showed that NPF and ROA had a significant effect on Profit Sharing Financing while FDR did not affect Profit Sharing Financing. The predicting ability of the three variables to The Profit Sharing Financing in this study was 14.70% while the remaining 85.30% was influenced by other factors that were not included in the research model.
PERBANDINGAN PENGARUH CAR DAN BOPO TERHADAP ROA PADA BANK UMUM KONVENSIONAL DAN BANK UMUM SYARIAH PERIODE 2016-2020 Ragil Noviantika Silitonga; Wirman
Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 14 No 1 (2022)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ekspansi.v14i1.3529

Abstract

The objective of this research is to compare, the effect of CAR and BOPO on ROA at Conventional Commercial Banks and Islamic Commercial Banks in 2016-2020 period. The method in this research used secondary data. Then use multiple linear regression analysis, classical assumption test, and independent sample t-test. The results of this study give, the describe that partially CAR has a positive significant effect on ROA at BNI and BRI banks during the 2016-2020 period. CAR has a partial effect, which is significant negative on ROA at BNI Syariah, and BRI Syariah during 2016-2020. While the results partially BOPO has a, negative significant effect on ROA at BNI, BRI, BNI Syariah, and BRI Syariah banks during 2016-2020. Meanwhile the results of the F, CAR and BOPO tests are significant on ROA at BNI and BRI banks, as well as at BNI syariah and BRI syariah during the 2016-2020 period. The results of the independent sample t-test indicate. Have a significant difference between the average ROA at BNI and BRI, as well as BNI syariah and BRI syariah banks between 2016 and 2020. With a higher average ROA of BNI and BRI banks
PENGARUH ARUS KAS OPERASI DAN LABA BERSIH TERHADAP HARGA SAHAM SYARIAH PADA PERUSAHAAN YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX PERIODE 2017-2019 Nenden Ratna Ayu; Wirman
Jurnal Tabarru': Islamic Banking and Finance Vol. 4 No. 1 (2021): Jurnal Tabarru' : Islamic Bangking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2021.vol4(1).6638

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh arus kas operasi dan laba bersih terhadap harga saham syariah pada perusahaan yang terdaftar di Jakarta Islamic Index periode 2017-2019. Jenis penelitian yang digunakan yaitu penelitian kuantitatif. Metode analisis yang digunakan pada penelitian ini yaitu analisis regresi linier berganda. Hasil penelitian secara parsial hanya laba bersih yang berpengaruh terhadap harga saham syariah sedangkan arus kas operasi tidak berpengaruh terhadap harga saham syariah pada perusahaan yang terdaftar di Jakarta Islamic Index (JII) periode 2017-2019. Secara simultan arus kas operasi dan laba bersih berpengaruh terhadap harga saham syariah pada perusahaan yang terdaftar di Jakarta Islamic Index (JII) periode 2017-2019.
Pengaruh Capital Adequacy Ratio, Non Performing Financing dan Financing to Deposite Ratio Terhadap Return On Asset pada PT Bank Syariah Mandiri Periode 2013-2020 Lela Latifah; Wirman Wirman
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 5, No 01 (2021): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (331.139 KB) | DOI: 10.30868/ad.v4i01.1224

Abstract

Kinerja pada perusahaan dipengaruhi oleh beberapa faktor. Tujuan dilakukannya penelitian ini yaitu untuk mengetahui dan juga menganalisa mengenai pengaruh dari Capital Adequacy Ratio (CAR), Non Performing  Financing (NPF)  dan Financing to Deposite Ratio Terhadap Return On Asset (ROA) pada PT Bank Syariah Mandiri. Populasi dari penelitian ini merupakan seluruh laporan keuangan Bank Syariah Mandiri sedangkan untuk sempel penelitiannya menggunakan laporan keuangan triwulan Bank Syariah Mandiri dari periode 2013 sampei dengan periode 2020. Hasil dari penelitiannya pengolahannya menggunakan uji t, dimana di dapat hasil bahwa secara pada variabel CAR tidak signifikan dan tidak berpengaruh terhadao ROA, secara parsial NPF memiliki pengaruh negatif dan signifikan terhadap ROA, secara parsial FDR memiliki pengaruh positif dan signifikan terhadap ROA secara simultan Capital Adequacy Ratio (CAR) Non Performing Finance (NPF) Financing to Deposite Ratio (FDR) berpengaruh secara signifikan terhadap Return On Asset (ROA). Nilai signifikansi 0,000 lebih kecil dari 0,05 oleh karna itu dapat dinyatakan bahwa H0 ditolak dan H1 diterima
PENGARUH INTELLECTUAL CAPITAL DAN ISLAMIC CORPORATE GOVERNANCE TERHADAP KINERJA PERBANKAN SYARIAH INDONESIA Kholilah Kholilah; Wirman Wirman
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 5, No 01 (2021): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (483.112 KB) | DOI: 10.30868/ad.v4i01.1219

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Penelitian ini bertujuan untuk menguji pengaruh Intellectual Capital dan Islamic Corporate Governance terhadap Kinerja Perbankan Syariah di Indonesia. Teknik pengambilan sampel menggunakan metode purposive sampling. Data yang diperoleh dari data sekunder merupakan laporan tahunan 11 Bank Umum Syariah di Indonesia yang terdaftar di OJK selama periode tahun 2017-2019. Analisis data dilakukan dengan regresi linier berganda dengan program SPSS versi 16.00. Hasil penelitian menunjukkan bahwa variabel Intellectual Capital berpengaruh signifikan terhadap kinerja keuangan Perbankan Syariah di Indonesia Periode 2017-2019. Sedangkan variabel Islamic Corporate Governance tidak berpengaruh signifikan terhadap kinerja keuangan Perbankan Syariah di Indonesia Periode 2017-2019.
Pengaruh Pembiayaan Bermasalah dan Kecukupan Modal Terhadap Profitabilitas: Studi Kasus Pada Bank Umum Syariah Yang Terdaftar di Otoritas Jasa Keuangan Periode 2016-2020 Risdianti Risdianti; Wirman Munaraja
GEMA : Jurnal Gentiaras Manajemen dan Akuntansi Vol 14 No 2 (2022): GEMA: Jurnal Gentiaras Manajemen dan Akuntansi
Publisher : Sekolah Tinggi Ilmu Ekonomi Gentiaras

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47768/gema.v14.n2.202206

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This study aims to determine the Effect of Problematic Financing (NPF) and Capital Adequacy (CAR) on Profitability (ROA) in Islamic Commercial Banks for the Period 2016-2020. The population in this study is sharia commercial bank period 2016-2020. Sampling techniques use purposive sampling. The sample that met the research criteria was 11 banks. The data analysis methods used are descriptive analysis and multiple linear regressions. The results of this study stated that Problem Financing (NPF) has a negative effect on Profitability (ROA). Capital Adequacy (CAR) has a significant positive effect on Profitability (ROA).
Pengaruh Pembiayaan Bagi Hasil, NPF Dan FDR Terhadap Profitabilitas (ROA) Nur Rantika Octavia; Wirman Munaraja
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 1 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i1.13711

Abstract

ABSTRAK. The purpose of this study is to find out how big the Effect of Profit Sharing Financing, Non Performing Financing (NPF) and Financing to Deposit Ratio (FDR) on Profitability (ROA) in Islamic Commercial Banks for the 2018-2020 period. The method used is descriptive verification method with a quantitative approach assisted by the SPSS program, the data used in this study is secondary data. This study uses a population at Islamic Commercial Banks for the period 2018-2020 using purposive sampling technique. Based on the results of the t-test partially Profit Sharing Financing has a positive and significant effect on Profitability (ROA), while Non Performing Finance (NPF) and Financing to Deposit Ratio (FDR) have a negative and insignificant effect on Profitability (ROA). Simultaneously Profit Sharing Financing, Non Performing Finance (NPF), and Financing to Deposit Ratio (FDR) have a positive and significant effect on Profitability (ROA).
Pengaruh Pembiayaan Mudharabah dan Musyarakah terhadap Profitabilitas (ROA) pada Bank Muamalat Indonesia Periode 2017-2019 Sri Wellis Anggraeni; Wirman Wirman
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 1 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i1.13712

Abstract

The purpose of this study is to determine the effect of mudharabah and musyarakah financing on profitability (ROA) at Bank Muamalat Indonesia for the 2017-2019 period. The method used is a quantitative method with secondary data types. The sampling technique used was saturated sampling. The population as well as the sample used is the monthly financial report of Bank Muamalat Indonesia with a total of 36 data. Data collection techniques using library research and documentation techniques. The tests in this study include the classical assumption test, multiple linear regression analysis, hypothesis testing and coefficient of determination (R2) testing with the help of a data processing program in the form of SPSS version 16. The results of this study are partially mudharabah financing has a significant negative effect on profitability (ROA). ) and musyarakah financing have a significant positive effect on profitability (ROA). Meanwhile, mudharabah and musyarakah financing simultaneously have a significant positive effect on profitability (ROA).
ANALISIS PEMBAYARAN PREMI PADA ASURANSI SYARIAH Sri Wahyuni Endang; Wirman Wirman
COMPETITIVE Vol 6, No 1 (2022): Competitive Jurnal Akuntansi dan Keuangan
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/competitive.v6i1.4368

Abstract

Penelitian ini ditujukan guna mengetaui dan melakukan analisa model serta cara perhitungan tarif pada premi asuransi syariah, dimana asuransi syariah merupakan suatu lembaga  yang membentuk suatu usaha yang bermaksud saling bergotong royong dan saling membahu antar peserta asuransi syariah berupa perhimpunan dana tabarru untuk melakukan penjaminan akan suatu resiko yang akan terjadi secara tidak terduga dengan adanya suatu kesepakatan sesuai dengan syariah. Masyarakat mulai memperhitungkan produk asuransi syariah ini khususnya masyarakat muslim guna melindungi diri atau melakukan proteksi baik terhadap dirinya sendiri, keluarga, aset, hingga bisnis yang sedang dijalankan. Salah satu alasan memperhitungkan produk asuransi syariah ini dikarenakan adanya pemenuhan kebutuhan banyak orang yang berharap adanya suatu produk asuransi halal dan dibuatkan dalam konsep syariah. Konsep asuransi syariah ini terbagi menjadi dua alur yaitu produk dengan tabungan dan produk non tabungan dimana produk dengan tabungan lebih sesuai diimplementasikan ke pangsa pasar individu dan produk non tabungan cocok diguakan bagi suatu badan usaha atau perusahaan. Riset ini mempergunakan deskriptif kualitatif.