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All Journal Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) Jurnal Keuangan dan Perbankan Jurnal Riset Akuntansi dan Keuangan AFRE Accounting Financial Review Jurnal Ekonomi, Manajemen Akuntansi dan Perpajakan (Jemap) JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN International Journal of Social Science and Business Jurnal Samudra Ekonomi dan Bisnis Bantenese Jurnal Pengabdian Masyarakat Perspektif Akuntansi Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Jurnal Manajemen dan Kewirausahaan
Samuel Martono
Universitas Kristen Satya Wacana
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Faktor – Faktor Yang Mempengaruhi Minat Menabung : Sebuah Kajian Literatur Stanislaus Kostka Wiyar Galih Ovika; Tunggul Wibisono Priambudi; Samuel Martono
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 4 No 1 (2024): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - Maret 2024
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/jimpa.v4i1.345

Abstract

Penelitian ini bertujuan untuk menyajikan tinjauan pustaka tentang minat menabung dan faktor apa saja yang dapat mempengaruhi minat menabung tersebut. Penelitian ini bertujuan untuk mengetahui faktor – faktor apa saja yang mempengaruhi minat individu untuk menabung. Metode penelitian yang digunakan adalah kajian literatur dengan menggunakan data sekunder berupa jurnal yang sudah terpublikasi di Google Scholar. Kriteria yang digunakan dalam penelitian ini berupa artikel bertemakan faktor yang mempengaruhi minat menabung, dipublikasi di jurnal ekonomi dan ketiga diterbitkan pada tahun 2020 – 2023. Hasil penelitian menunjukkan bahwa minat menabung dari individu dipengaruhi oleh literasi keuangan, uang saku, dan gaya hidup.
Analisis Mengenai Studi Kelayakan Usaha Ecoblock Dalam Rangka Daur Ulang Sampah Plastik Di Salatiga Mu'amar Andi Karunianto; Orlando Samuel Tejanagara; Obi Sepanya Napitupulu; Samuel Martono
BANTENESE : JURNAL PENGABDIAN MASYARAKAT Vol. 6 No. 1 (2024): Bantenese : Jurnal Pengabdian Masyarakat
Publisher : Pusat Studi Sosial dan Pengabdian Masyarakat Fisipkum Universitas Serang Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30656/ps2pm.v6i1.7793

Abstract

Sampah telah menjadi permasalahan utama dunia terlebih jika dikaitkan dengan keberlangsungan hidup manusia. Sampah yang tidak dikelola dengan baik akan membuat pencemaran di lingkungan sekitar, untuk mencegah hal tersebut pemerintah menerapkan program 3R (Reduce, Reuse, dan Recycle). Adanya permasalahan tersebut membuat sebuah peluang bisnis yang dapat membuat sampah plastik menjadi sebuah produk dengan nilai jual. Studi kelayakan usaha ini berfokus dalam menganalisis sebuah proyek yang nantinya dapat dilakukan oleh mitra seperti Pemerintah Daerah ataupun investor seperti sebuah perusahaan. Proyek ecoblock merupakan salah satu upaya masyarakat melalui program Reuse dan Recycle dalam mengurangi sampah terutama sampah plastik yang diubah menjadi barang dengan nilai guna sehingga mampu bermanfaat secara ekonomi dan sosial yang akan dilakukan di daerah TPA Ngronggo Salatiga. Periode dilakukannya penelitian dari 29 Agustus 2023 hingga 11 Desember 2023 yang merupakan jenis penelitian (field research) dengan metode kualitatif. Teknik analisis dalam studi kelayakan usaha proyek ecoblock berdasarkan beberapa aspek yaitu aspek pasar, aspek teknis, aspek manajemen, aspek hukum, dan aspek finansial. Melalui penilaian yang telah dilakukan dapat disimpulkan dari kelima aspek analisis bahwa proyek ecoblock dapat dikatakan layak sehingga investor ataupun mitra yang ingin melaksanakan proyek ecoblock dapat dilaksanakan.
Pengaruh Literasi Keuangan dan Sikap Keuangan terhadap Pengelolaan Keuangan Pribadi Mahasiswa FEB Universitas Kristen Satya Wacana Pratita, Dinda Oktaviana; Martono, Samuel
Jurnal Samudra Ekonomi dan Bisnis Vol 15 No 2 (2024): JSEB
Publisher : Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jseb.v15i2.9225

Abstract

Developments in this era really support changes in human life, for example technological developments which have an impact on the lifestyle of the younger generation. In other words, the younger generation needs to know how to manage finances well. Meanwhile, there are still many young people, especially students, who are mostly not good at managing their finances. This research is therefore needed to determine personal financial management in terms of financial literacy and student financial attitudes. Research questionnaires were distributed to 226 FEB UKSW students class of 2020, then the data was tested using the multiple regression method, with the help of SPSS 23 software. The results of the analysis prove that there is an influence between financial literacy and financial attitudes on personal financial management in students simultaneously.
Financial Risk and Performance of National Private Foreign Exchange Commercial Bank: Moderating Effects of Bank Size Olivia, Chintya; Atahau, Apriani Dorkas Rambu; Martono, Samuel
Jurnal Keuangan dan Perbankan Vol 26, No 1 (2022): January 2022
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v26i1.6268

Abstract

This study aims to analyze the effect of risk on financial performance and the moderating effect of bank size on the relationship between risk and financial performance. This study uses seven Foreign Exchange National Private Commercial Banks listed on the IDX 2015-2019 as the samples. The analytical method used is a panel data regression model with STATA 16.0 software. Empirical results show that liquidity and credit risk have no effect on financial performance. Market risk has a significant positive effect on financial performance while operational risk has a significant negative effect on financial performance. Bank size  moderate the effect of liquidity and credit risk on financial performance but failed to moderate the effect of market and operational risk on financial performance. These findings imply that national foreign exchange private commercial banks listed on the IDX for the 2015-2019 period should pay attention to the market and liquidity risks as those risks affect banks’ profitability, especially for large banks.
PENGARUH INKLUSI KEUANGAN, LITERASI KEUANGAN DAN PENGELOLAAN KEUANGAN TERHADAP KINERJA UMKM DI KOTA SALATIGA Martono, Samuel; Febriyanti, Rania
JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN Vol. 11 No. 2 (2023)
Publisher : UNIVERSITAS NEGERI SURABAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jepk.v11n2.p153-168

Abstract

Community-based economic development is one that the government is planning through the SME sector. There is no doubt about the importance of the SME sector to the Indonesian economy. The percentage of the national workforce absorbed by SMEs is around 97% and they contribute around 57% of the Gross Domestic Product (GDP). SMEs also play an important role in helping improve the community's economy at the city and district level. This is because SMEs are quite large producer and consumer entities. In addition, SMEs are more resilient, making them more resistant to economic and monetary crises. Because the role played by SMEs is economically very significant in driving people's income and welfare, the sustainability of SMEs is very important to note. The purpose of this research is to look at the relationship between financial inclusion and the performance of SMEs, to see the relationship between financial literacy and the performance of SMEs, to Community-based economic development is one that the government is planning through the SME sector. There is no doubt about the importance of the SME sector to the Indonesian economy. The percentage of the national workforce absorbed by SMEs is around 97% and they contribute around 57% of the Gross Domestic Product (GDP). SMEs also play an important role in helping improve the community's economy at the city and district level. This is because SMEs are quite large producer and consumer entities. In addition, SMEs are more resilient, making them more resistant to economic and monetary crises. Because the role played by SMEs is economically very significant in driving people's income and welfare, the sustainability of SMEs is very important to note. The purpose of this research is to look at the relationship between financial inclusion and the performance of SMEs, to see the relationship between financial literacy and the performance of SMEs, to
Co-Authors Apriani Dorkas Rambu Atahau Camelia Idriana Kurniadi David Adechandra Ashedica Pesudo Febriyanti, Rania Febrynanda, Trivena Gracella Theotama Hani Sirine Jean Stevany Matitaputty Lieli Suharti Lorensia Fidelia Charita Mu'amar Andi Karunianto Nathaniel Pamela Santosa NURUL RAHMAWATI Obi Sepanya Napitupulu Olivia, Chintya Orlando Samuel Tejanagara Pratita, Dinda Oktaviana Pratiwi, Siska Gita Putri, Eka Mutiara Robiyanto Robiyanto Robiyanto, Robiyanto Stanislaus Kostka Wiyar Galih Ovika Theresia Woro Damayanti Tunggul Wibisono Priambudi Yuvica Lara Rovantiane Adicondro