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Universitas Mataram
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Pengaruh Religiusitas, Corporate Image Dan Pengetahuan Masyarakat Terahadap Minat Menabung Pada Bank NTB Syariah Di Lombok Richa Pratiwi; Bambang; Yusli Mariadi
Jurnal Riset Mahasiswa Akuntansi Vol. 4 No. 1 (2024): Jurnal Riset Mahasiswa Akuntansi, Maret 2024
Publisher : Fakultas Ekonomi dan Bisnis Unram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/risma.v4i1.984

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh religiusitas, corporate image, pengetahuan masyarakat terhadap minat menabung pada Bank NTB Syariah di Lombok. Populasi dalam penelitian ini adalah masyarakat Kabupaten Lombok Utara, dengan sampel dalam penelitian ini 100 responden. Responden dalam penelitian ini adalah masyarakat Kabupaten Lombok Utara. Teknik penentuan sampel yang digunakan adalah purposive sampling. Adapun metode analisis yang digunakan dalam penelitian ini yaitu SEM dengan aplikasi SmartPLS 4.0. Hasil penelitian menunjukkan bahwa religiusitas berpengaruh secara positif terhadap minat menabung, corporate image berpengaruh secara positif terhadap minat menabung, pengetahuan masyarakat berpengaruh secara positif terhadap minat menabung pada Bank NTB Syariah di Lombok. Hasil dari penelitian ini diharapkan dapat bermanfaat bagi masyarakat dan pihak Bank NTB Syariah sebagai sumber referensi dan informasi dalam mengambil keputusan dan meningkatkan pengetahuan masyarakat.
Pengaruh Kualitas Pelayanan Dan Corporate Social Responsibility Terhadap Citra Perusahaan Pada Bank Syariah Indonesia Cabang Mataram Dinar Febriana Putri; Bambang; Indriana Puspitasari Lenap
Jurnal Riset Mahasiswa Akuntansi Vol. 4 No. 2 (2024): Jurnal Riset Mahasiswa Akuntansi, Juni 2024
Publisher : Fakultas Ekonomi dan Bisnis Unram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/risma.v4i1.1089

Abstract

This research aims to empirically test the quality of service and Corporate Social Responsibility on the Corporate Image of Bank Syariah Indonesia, Mataram City. The population in this research is all Sharia Bank customers in Mataram City. The sample technique used is Accedental Sampling. This research is quantitative research that uses primary data from distributing questionnaires as a data source. The number of samples used was 100 customers. The analysis technique used in this research is multiple linear regression analysis with the analysis tool SPSS. The results of the research show that service quality has a significant positive effect on the company's image and Corporate Social Responsibility has a positive and significant effect on the company's image at Bank Syariah Indonesia, Mataram City.
Analisis Tingkat Kesehatan Bank Syariah Di Indonesia Jihad Wahyudi; Bambang
Jurnal Riset Mahasiswa Akuntansi Vol. 5 No. 2 (2025): Jurnal Riset Mahasiswa Akuntansi, Juni 2025
Publisher : Fakultas Ekonomi dan Bisnis Unram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/risma.v4i2.1998

Abstract

This study aims to examine the health level of Islamic banks in Indonesia. Profitability ratio is measured by operating expenses to operating income (BOPO), return on assets (ROA), and return on equity (ROE), Liquidity ratio is measured by cash ratio and financing to deposit ratio (FDR), solvency ratio is measured by capital adequacy ratio (CAR). This type of research is descriptive quantitative. The research population is Islamic banks listed on the Indonesia Stock Exchange (IDX). The sample of this study was obtained using purposive sampling method, which is a sample selection method using certain criteria. Based on the purposive sampling method, 4 samples were obtained from a total of 4 Islamic banking companies listed on the Indonesia Stock Exchange (IDX) during the period 2022-2024. The data analysis technique used is ratio calculation using the Microsoft Excel 2010 program. Based on the results of testing and calculations, it was found that 1 out of a total of 4 companies was considered unhealthy in the BOPO method. 2 out of 4 companies are declared unhealthy in the ROA calculation method. The four samples are declared unhealthy in the ROE calculation method. The four samples are declared healthy in the cash ratio calculation method. 2 out of 4 companies are declared unhealthy in the FDR calculation method. All four samples are declared healthy in the CAR method.
Co-Authors Baiq Rosyida Dwi Astuti D. Tialurra Della Nabila Diah Rosdiana Azwari Dinar Febriana Putri Hadyna Aulia Iman Waskito Intan Rakhmawati Jihad Wahyudi Lalu Takdir Jumaidi Lenap, Indria Puspitasari Marsya Zanira Muhamad Yunus Muhammad Zaidaan Ath Thaariq Nadia Zahratul Syamsi Nurabiah Pusparini, Herlina Richa Pratiwi Rofiq Notonegoro Sahsandira Sertiningsih Syahrul Ikhsan Taufiqah Julia Wardani Yusli Mariadi