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Pengaruh Bias Terhadap Keputusan Investasi Saham pada Investor Muda di Surabaya Jessica Willyanto; Grace Vanessa Wijaya; Evelyn Evelyn
Jurnal Akuntansi dan Pajak Vol 22, No 2 (2022): JAP : Vol. 22, No. 2, Agustus 2021 - Januari 2022
Publisher : ITB AAS INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jap.v22i2.4042

Abstract

Investor adalah individu atau entitas lain yang melakukan penanaman modal dengan harapan mendapatkan keuntungan di masa mendatang. Keputusan investor memiliki perilaku rasional dan irasional. Perilaku investor dipengaruhi oleh berbagai bias yang berkembang dari teori behavioural finance. Penelitian ini bertujuan untuk mengetahui pengaruh availability bias, overconfidence bias dan representativeness bias pada keputusan investasi saham investor muda di Surabaya. Penelitian ini merupakan penelitian asosiatif dengan metode kuantitatif. Jumlah sampel pada penelitian ini berjumlah 82 responden. Penelitian ini akan menggunakan kuesioner yang akan disebarkan melalui google form. Metode analisis data pada penelitian ini menggunakan software PLS. Penelitian ini menghasilkan variabel representativeness bias dan availability bias tidak berpengaruh signifikan terhadap keputusan investasi saham pada investor muda di Surabaya sedangkan hasil analisis data menunjukan bahwa overconfidence bias berpengaruh signifikan terhadap keputusan investasi saham pada investor muda di Surabaya.
FINANCIAL HELP SEEKING BEHAVIOR PADA MAHASISWA DI SURABAYA Stephen Geraldo; Evelyn Evelyn
MIX: JURNAL ILMIAH MANAJEMEN Vol 10, No 1 (2020): MIX: Jurnal Ilmiah Manajemen
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (507.24 KB) | DOI: 10.22441/mix.2020.v10i1.003

Abstract

The purpose of this study is to identify the factors that influence financial help-seeking behavior among university students in Surabaya. The study was conducted by distributing questionnaires to undergraduate and graduate students in Surabaya. Data analysis was performed with logistic regression. Help seekers tend to have less financial education, negative financial behavior, higher financial risk tolerance, higher levels of financial stress, and low financial self-efficacy. The results of this study are expected to help the concerned parties to formulate various policies that can improve one's financial welfare, in this case, university students.
Hesitancy to Seek Help Millennial Generation in Surabaya Nadya Angelica; Dewi Astuti; Evelyn Evelyn
JOURNAL OF ACCOUNTING, ENTREPRENEURSHIP AND FINANCIAL TECHNOLOGY (JAEF) Vol 1 No 1 (2019): Journal of Accounting, Entrepreneurship and Financial Technology
Publisher : Accounting Study Program, Universitas Ciputra Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37715/jaef.v1i1.999

Abstract

This study aims to determine the effect of financial issue involvement, subjective financial knowledge, grit, financial health self efficacy, and financial stressed on hesitancy to help in the millennial generation in Surabaya. The method used in this research is quantitative research methods. The sample in this study were 100 respondents taken by purposive sampling method. Data analysis will be carried out using partial least square with the help of SmartPLS version 3. The results of the study show that financial issue involvement, subjective financial knowledge, and grit have a significant effect on financial health self efficacy, but financial health self efficacy has no significant effect on hesitancy to seek help. Financial stressed has a significant effect on hesitancy to seek help.
Factors Influencing The Financial Independence of Young Adults, an Evidence from Indonesia Evelyn Evelyn; Ricky Ricky; Sherly Rosalina Tanoto
Petra International Journal of Business Studies Vol. 4 No. 2 (2021): DECEMBER 2021
Publisher : Master of Management, School of Business and Management, Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1023.511 KB) | DOI: 10.9744/ijbs.4.2.182-192

Abstract

Financial independence is a mark of an individual’s maturity. Achieving financial independence for an individual is very important for family life. Society would be better off when most of its members were independent financially. This study investigates whether different groups of young adults based on their age, gender, education, and income significantly differ in their financial independence. Also, this research intends to study demographic factors that influence the financial independence of a society. The research method was quantitative by using a survey with 539 respondents. The result shows that different groups of young adults categorized based on age, gender, education, and income have a significant difference related to financial independence. Age and income are the two most important factors influencing the financial independence of young adults.
FINANCIAL KNOWLEDGE, FINANCIAL WELLBEING, AND ONLINE SHOPPING ADDICTION AMONG YOUNG INDONESIANS Sherly Tanoto; Evelyn Evelyn
Jurnal Manajemen dan Kewirausahaan Vol. 21 No. 1 (2019): MARCH 2019
Publisher : Management Study Program, Faculty of Business and Economics, Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (361.664 KB) | DOI: 10.9744/jmk.21.1.32-40

Abstract

With the recent booming of e–commerce business in Indonesia, it is essential to conduct further studies on online shopping behavior of Indonesians. Past studies on online shopping addiction emphasize only psychological factors and overlook financial factors. To fill this research gap, this study aims to examine the association and effect of financial knowledge and financial wellbeing on online shopping addiction. The Bergen Shopping Addiction Scale (BSAS) was adopted to assess online shopping addiction whilst financial knowledge and financial wellbeing scales from Australian Unity were used to measure the other two research variables. Data was collected through an online survey of 230 young Indonesians. To analyze the data, Pearson correlation and multiple regression techniques were implemented. Outcomes of this study revealed that most respondents had medium and high levels of financial knowledge and financial wellbeing. Interestingly, addictive respondents showed high financial knowledge and financial wellbeing. Financial knowledge and financial wellbeing were positively related to online shopping addiction. Financial wellbeing was a better predictor because it might be possible that individuals with positive feelings on their financial conditions were more comfortable in increasing their online spending behavior. The results of this study provide insights for future studies and e–commerce owners.Keywords: Online shopping addiction, financial knowledge, financial wellbeing.
PENGARUH RASIO HUTANG, PROFIT MARGIN, UKURAN PERUSAHAAN, DAN LIKUIDITAS TERHADAP FINANCIAL DISTRESS PADA PERUSAHAAN PROPERTI, REAL ESTATE, DAN KONSTRUKSI YANG TERDAFTAR DI BEI James Tan; Evelyn
MANAJEMEN DEWANTARA Vol 7 No 1 (2023): MANAJEMEN DEWANTARA
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26460/md.v7i1.13763

Abstract

Financial distress is the stage where the company experiences a gradual and continuous decline in its financial condition, before the company goes bankrupt or goes into liquidation. The purpose of this study was to determine the effect of debt ratios, profit margins, firm size and liquidity on the company's financial distress. The population in this study were 75 property, real estate, and construction sector companies listed on the IDX in 2016-2021, which were obtained using the purposive sampling method. The data analysis method used in this study is the multiple linear regression method, which is applied using SPSS and eViews applications. The financial distress variable was measured using the Altman Z-Score method, the debt ratio variable was measured by the debt to asset ratio, the profit margin variable was measured by the net profit margin, the firm size variable was measured by looking at the company's total assets and the liquidity variable was measured using the current ratio. The type of data used in this study is primary data obtained from financial statements on the website of the related company and secondary data in the form of data from bloomberg.com. The results of this study indicate that company size, profit margin, and liquidity have a positive and significant effect on financial distress. While the debt ratio variable has a negative and significant effect on financial distress. This research is expected to be useful for readers who want to know what are the company's internal factors that influence the performance of companies in the property and real estate sector, and can use this research as a reference in conducting further research.size and liquidity have no significant effect on financial distress. This research is expected to be useful for readers who want to know what are the company's internal factors that affect the performance of the property and real estate sector companies, and can use this research as a reference in conducting further research.
LITERATURE REVIEW : PENGARUH BIAS TERHADAP KEPUTUSAN INVESTOR DALAM BERINVESTASI SAHAM Dennis Alexander Joedono; Evelyn
Jurnal Bisnis, Manajemen & Ekonomi Vol. 21 No. 1 (2023): Jurnal Bisnis, Manajemen dan Ekonomi
Publisher : Universitas Widyatama

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (186.805 KB) | DOI: 10.33197/jbme.vol21.iss1.2023.1049

Abstract

Bias is a tendency for prediction errors (Shefrin, 2007). Investment decision bias is a deviation from the right and optimal decision making process because some investors do not study their own psychology (Halofina, 2021). This study aims to determine what biases are the most frequently studied and the most influential on stock investment decisions in Indonesia. The method used in this research is literature review. There are 50 studies published in the range of 2017 - 2022 that are reviewed in this study. The results showed that in general, the most frequently studied biases were overconfidence bias (significance 84%), herding bias (significance 65%), representativeness bias (56%). If devided by the age of the respondends, the biases that most frequently studied among young investors are herding bias (significance 50%), overconfidence bias (significance 83%) and regret aversion bias (significance 60%). Among student investors, the most frequently studied biases are overconfidence bias (significance 75%), herding bias (significance 63%), and representativeness bias (significance 80%). The results of this study are expected to be a reference for further research that discusses stock investment decision bias.
THE INFLUENCE OF EMERGING ADULTHOOD STATUS AND SENSATION SEEKING ON FINANCIAL BEHAVIOR OF PETRA CHRISTIAN UNIVERSITY STUDENTS Claudia Claudia; Evelyn Setiawan
International Journal of Financial and Investment Studies (IJFIS) Vol 1 No 2 (2020): OCTOBER 2020
Publisher : Finance and Investment Program, School of Business and Management - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/ijfis.1.2.94-100

Abstract

This study aims to determine the effect of emerging adulthood status and sensation seeking on students’ financial behavior. This type of research is descriptive with primary data sources. This study was conducted by distributing questionnaires to active undergraduate students at Petra Christian University. The 508 collected data were analyzed using SEM-AMOS 24. The results showed that emerging adulthood status had a significant effect on student’s financial behavior while sensation seeking didn’t have significant effect on students’ financial behavior.
THE INFLUENCE OF DEMOGRAPHY, SOCIAL MEDIA, RISK ATTITUDE, AND OVERCONFIDENCE ON THE FINANCIAL LITERACY OF USERS SOCIAL MEDIA IN SURABAYA Rizon Rizon; Njo Anastasia; Evelyn Evelyn
International Journal of Financial and Investment Studies (IJFIS) Vol 2 No 1 (2021): APRIL 2021
Publisher : Finance and Investment Program, School of Business and Management - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/ijfis.2.1.10-19

Abstract

This study aims to examine the influence of demography, social media, risk attitude, and overconfidence on the financial literacy of users of social media in Surabaya. The sample used in this study amounted to 300 respondents. Data were collected using a online questionnaire via Google Form. The data analysis method used in this study is PLS. The analysis test results show that there is an effect of demography, social media, risk attitude, and overconfidence on users' financial literacy in Surabaya.
INFLUENCE OF SELF-ESTEEM AND OBJECTIVE KNOWLEDGE FINANCIAL OF THE FINANCIAL BEHAVIOR IN YOUNG ADULTS WITH SUBJECTIVE FINANCIAL KNOWLEDGE MEDIATION AS VARIABLE Rex Gosal; Dewi Astuti; Evelyn Evelyn
International Journal of Financial and Investment Studies (IJFIS) Vol 2 No 2 (2021): OCTOBER 2021
Publisher : Finance and Investment Program, School of Business and Management - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/ijfis.2.2.56-64

Abstract

This study aims to determine the effect of self-esteem and objective financial knowledge on financial behavior. In addition, this study also seeks to assess the impact of subjective financial knowledge as a mediating variable between self-esteem and objective financial knowledge on financial behavior. The population of this research is young adults in Surabaya. The research sample is the population aged 25-34 years and invested in stocks for less than three years. Data analysis method used is partial least square analysis. The results showed that self-esteem had a significant effect on financial behavior, objective financial knowledge had no considerable impact on financial behavior, subjective financial knowledge had a significant effect on financial behavior, self-esteem, and financial. In addition, objective knowledge has a significant effect on subjective financial knowledge, and self-esteem and financial knowledge objective have a significant impact on financial behavior with financial knowledge subjective as a mediating variable.