Claim Missing Document
Check
Articles

Found 14 Documents
Search

Fintech Di Era Digital Untuk Meningkatkan Kinerja ZIS di Indonesia Soeharjoto Soekapdjo; Debbie Aryani Tribudhi; Lucky Nugroho
Jurnal Ilmiah Ekonomi Islam Vol 5, No 3 (2019): JIEI Vol.05 No.03 2019
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (609.781 KB) | DOI: 10.29040/jiei.v5i3.529

Abstract

Purpose of this study is to predict trend value of collecting ZIS with fintech and non fintech. Data taken from BAZNAs from 2002-2017 and using descriptive statistics with linear trend and parabolic, inference statistic with paired sample test. Result shown that fintech trend like parabolic and non fintech like linear. There is a significant and power full correlation at ZIS revenue with fintech and non fintech. Thus, there is difference average of ZIS revenue before and after using fintech. Using SIMBA fintech will be affecting the revenue of ZIS. Average prediction of ZIS collecting funds from 2018-2025 with fintech is greater than using non fintech. Average growth of ZIS revenue with fintech is 9.98 percent and 5.78 percent with non fintech.
Pengaruh Inflasi, Kurs, dan Harga Emas Terhadap Penyaluran Rahn (Studi Pada Bank Syariah Mandiri) Soeharjoto Soekapdjo
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (318.91 KB) | DOI: 10.29040/jiei.v7i2.2411

Abstract

Indonesia, with a Muslim majority population, has made Islamic financial institutions develop rapidly. To meet community needs, Bank Syariah Mandiri developed alternative financing, by issuing gold pawn products (Rahn). Aims of this study is to determine factors that influence Rahn distribution. Used regression method with quarterly data in 2011-2018. Dependent variable is Rahn distribution and inflation, exchange rate and gold price as the independent variable. Result shown that inflation and gold price have a positive and significant effect on Rahn's distribution, while the exchange rate has a negative and significant effect on Rahn's distribution. For this reason, financial institutions can develop gold pawns by utilizing financial technology, and Government needs to maintain stable inflation and exchange rates in order to increase economic growth and income distribution.
Integrasi Dow Jones Islamic Market-5 Dengan Indeks Saham Syariah Indonesia Soeharjoto Soekapdjo
Jurnal Ilmiah Ekonomi Islam Vol 7, No 3 (2021): JIEI : Vol. 7, No. 3, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (239.622 KB) | DOI: 10.29040/jiei.v7i3.3469

Abstract

Sharia capital market plays a role in supporting economic growth in Indonesia. However, Indonesian Sharia Stock Index development is integrated with the Dow Jones Islamic Market-5. Aims of this research is to find out Dow Jones Islamic Market-5 influence on the Indonesian Sharia Stock Index. This study used Islamic stock index monthly time series data in 2016-2020, from Indonesia and Dow Jones Islamic Market in America, India, Japan, Malaysia, and Arabia. Used regression method with the Error Correction Model. Results showed that at the long or short term, Dow Jones Arabia Titans 50 Index and Dow Jones Islamic Market Asia or Pacific ex-Japan Index and at the long term for Dow Jones Islamic Market India Index had a positive and significant effect on the Indonesian Sharia Stock Index. In the long run, Dow Jones Islamic Market World Index and Dow Jones Malaysia Titans 25 Index have a negative and significant effect on the Indonesian Sharia Stock Index. But in the short term, Dow Jones Islamic Market World Index, Dow Jones Islamic Market India Index, and Dow Jones Malaysia Titans 25 Index have no effect on the Indonesian Sharia Stock Index. In addition to paying attention to the integration, participants of capital market need to be aware to the occurrence of macroeconomic turmoil that results of exchange rate instability which is the main cause of economic recession in the world.
Pengaruh Ekonomi Global dan Domestik Terhadap Inflasi di Indonesia Dini Hariyanti; Soeharjoto Soekapdjo
Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri Vol 5, No 1 (2020): April 2020
Publisher : Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/ekonika.v5i1.453

Abstract

One of the biggest obstacles for countries economic growth compound is inflation. Government attempted to have lower and stable inflation.  Purpose of this research is to determine effect of the global and domestic economy to inflation in Indonesia. Using quarterly time series data from 2009-2018 derived from the Indonesian Economic and Financial Statistics (SEKI), International Financial Statistics (IFS), and Investing. ECM regression model used for this research. For short term, interest rate and exchange rates have positive and significant effect to inflation. But money supply, GDP and oil price not significant, while in long term, interest rate and oil price have positive and significant to inflation, while money supply, GDP and exchange rates are not significant. Government policies are monitoring and anticipating global and domestic fluctuation, by  maintaining  the stability of interest rate and exchange rates, and also using environmentally friendly alternatives resources, in order to reducing dependence on oil. Besides that, government needs to undertake increasing of GDP to maintain people purchasing power and money supply distribution for productive sector which have biggest adding value by utilizing local resources.
Pengaruh Fundamental Ekonomi dan Kinerja Keuangan Terhadap Kredit Bermasalah Pada Bank Syariah Di Indonesia Soeharjoto Soekapdjo; Debbie Aryani Tribudhi; Lucky Nugroho
Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri Vol 4, No 2 (2019): September 2019
Publisher : Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (574.034 KB) | DOI: 10.30737/ekonika.v4i2.327

Abstract

Purpose of this study is to determine economic fundamentals influence and financial performance on non-performing loans in sharia banks in Indonesia. Used quarterly panel data from 2008-2016, which came from BPS, BI, and OJK. Eleven banks used as a sample, with a purposive sampling approach. Using regression methods, with the dependent variable is NPF, and independent variable for economic fundamentals using exchange rates, inflation, GDP and financial performance with FDR, CAR, OER. Result shown that fundamental economice do not affect the NPF and OER as a financial performance has a positive and significant influence to NPF, CAR has negative and significant influence to NPF, but has no effect to FDR.
DETERMINASI PERTUMBUHAN EKONOMI BERKELANJUTAN DI ASEAN-3 soeharjoto soekapdjo; astrid maria esther
Jurnal Ilmiah Ekonomi Dan Bisnis Vol. 16 No. 2 (2019)
Publisher : Universitas Lancang Kuning

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31849/jieb.v16i2.2978

Abstract

Penelitian ini bertujuan untuk mengetahui determinasi pertumbuhan ekonomi berkelanjutan di ASEAN-3, pada 2000-2016. Metode yang digunakan regresi data panel, dengan variabel dependen PDB per kapita dan independen inflasi, pembentukan modal, populasi penduduk, total tabungan, dan penipisan sumber daya alam. Adapun hasilnya pembentukan modal, total tabungan mempunyai pengaruh yang positif dan signifikan terhadap PDB per kapita, sedangkan penipisan sumber daya alam, inflasi dan populasi penduduk mempunyai pengaruh yang negatif dan signifikan terhadap PDB per kapita. Untuk menjaga pertumbuhan ekonomi yang berkelanjutan, dibutuhkan inovasi guna meningkatkan efisiensi, kualitas sumber daya manusia, daya tarik investasi dan tabungan, antisipasi dari gejolak ekonomi makro, serta kerjasama intra dan ekstra ASEAN. Kata Kunci: Pertumbuhan ekonomi berkelanjutan, ASEAN-3, PDB per kapita, inflasi, pembentukan modal, populasi penduduk, total tabungan, penipisan sumber daya alam.
Meningkatan Kesejahteraan Masyarakat Desa Karyawangi Melalui Koperasi Soeharjoto Soekapdjo; Dini Hariyanti; Rinaldi Rustam
MATAPPA: Jurnal Pengabdian Kepada Masyarakat Vol 2, No 2 (2019): September
Publisher : STKIP Andi Matappa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31100/matappa.v2i2.443

Abstract

Tujuan dari pengabdian kepada masyarakat di desa Karyawangi untuk meningkatkan kesejahteraan masyarakat melalui Koperasi. Metode yang digunakan ada tiga tahapan, yakni tahap pertama berupa persiapan administrasi, survey dengan metode Rapid Rural Appraisal (RRA), dan persiapan penyuluhan. Tahap kedua, dilakukannya pelaksanaan kegiatan dengan penyuluhan dan pelatihan. Tahap ketiga, dilakukan evaluasi dan konsultasi. Pelaksanaan pengabdian kepada masyarakat diikuti 34 orang yang berlatar belakang dari kelompok UKM dan pengrajin di desa Karyawangi, dari berbagai kampung yang ada. Materi yang diberikan meningkatkan kesejahteraan melalui koperasi, pengembangan koperasi, dan menjalankan koperasi secara efektif. Setelah dilakukannya PKM, kesadaran masyarakat untuk melakukan gerakan Koperasi sudah muncul, yang ditandai dengan adanya permintaan untuk diadakannya aktivitas PKM secara berkesinambungan. Kesejahteran masyarakat dapat terjadi dengan berperan serta di Koperasi, namun usaha ini sendiri dapat berkembang atau tidak tergantung dari kesadaran masyarakat untuk turut aktif beraktivitas didalamnya.
Pengaruh faktor eksternal dan internal terhadap kredit bermasalah perbankan konvensional di Indonesia Soeharjoto Soekapdjo; Debbie Aryani Tribudhi
KINERJA Vol 17, No 2 (2020)
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29264/jkin.v17i2.7344

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh faktor eksternal dan internal terhadap kredit bermasalah perbankan konvensional di Indonesia. Variabel terikat dari kredit bermasalah menggunakan NPL, dan untuk variabel bebasnya dari faktor eksternal menggunakan kurs, inflasi, PDB, sedangkan internalnya menggunakan CAR, LDR, BOPO. Adapun hasilnya adalah variabel eksternal dan internal mampu menjelaskan terhadap NPL sebesar 86,7 persen. Semua variabel eksternal (kurs, inflasi, dan PDB) tidak ada yang berpengaruh terhadap NPL. Untuk variabel internalnya, BOPO berpengaruh positif dan signifikan dan LDR berpengaruh negatif dan signifikan terhadap NPL, tetapi CAR tidak berpengaruh terhadap NPL.
PORTRAIT OF ECONOMIC POTENTIAL IN BADUNG REGENCY, BALI Soeharjoto Soekapdjo; Debbie Aryani Tribudhi; Dini Hariyanti; Lucky Nugroho; Roikhan Machamad Aziz
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 5, No 3 (2021): IJEBAR : Vol. 05, Issue 03, September 2021
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v5i3.2634

Abstract

Successful of regional development is inseparable from region ability in exploring and developing its economic potential. Economic potential is dynamic according to the conditions. Aims of this study is to find out Badung regency economic potential in 2011-2018. Data comes from Central Bureau of Statistics of Bali province and Badung regency, using location quotient, Dynamic Location Quotient, Klassen Typology and Shift Share method. Result of this analysis is Badung regency has economic potential to be developed into a locomotive of regional development in the real estate sector that has become the base sector, superior, and due to its location, then followed by the agricultural, forestry, and fishery sectors that have become the base sector, developing, and due to its location. This sector needs to be supported by synergistic policies in order to provide multiplier effect in other sectors.
Pengaruh faktor eksternal dan internal terhadap kredit bermasalah perbankan konvensional di Indonesia Soeharjoto Soekapdjo; Debbie Aryani Tribudhi
KINERJA Vol 17, No 2 (2020): Agustus
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jkin.v17i2.7344

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh faktor eksternal dan internal terhadap kredit bermasalah perbankan konvensional di Indonesia. Variabel terikat dari kredit bermasalah menggunakan NPL, dan untuk variabel bebasnya dari faktor eksternal menggunakan kurs, inflasi, PDB, sedangkan internalnya menggunakan CAR, LDR, BOPO. Adapun hasilnya adalah variabel eksternal dan internal mampu menjelaskan terhadap NPL sebesar 86,7 persen. Semua variabel eksternal (kurs, inflasi, dan PDB) tidak ada yang berpengaruh terhadap NPL. Untuk variabel internalnya, BOPO berpengaruh positif dan signifikan dan LDR berpengaruh negatif dan signifikan terhadap NPL, tetapi CAR tidak berpengaruh terhadap NPL.