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All Journal Jurnal Ilmiah Ekonomi Islam Neraca International Journal of Business, Management and Economics Jurnal Nasional Manajemen Pemasaran dan SDM Khidmatan Cakrawala: Jurnal Studi Islam Robust: Research of Business and Economics Studies Prosiding University Research Colloquium IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Wahana Islamika: Jurnal Studi Keislaman Journal of Community Empowerment Khidmatan Stability: Journal of Management and Business
Nur Kholidah
Program Studi Ekonomi Syariah, Fakultas Ekonomika Dan Bisnis, Universitas Muhammadiyah Pekajangan Pekalongan, Indonesia
Religion Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences Other

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ANALISIS FAKTOR-FAKTOR PENGAMBILAN KEPUTUSAN PEMBELIAN KOSMETIK BERLABEL HALAL DI PEKALONGAN Nur Kholidah; Muhammad Arifiyanto
Wahana Islamika: Jurnal Studi Keislaman Vol. 7 No. 1 (2021): Wahana Islamika: Jurnal Studi Keislaman
Publisher : STAI Syubbanul Wathon Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61136/anv68b47

Abstract

The halal lifestyle has recently been sweeping the world, including Indonesia. One of the halal products that are developing in Indonesia is cosmetic products. This phenomenon has an impact on the increasing purchase of halal cosmetics. With the increasing number of cosmetic companies emerging in Indonesia, the competition in the cosmetics business is getting tougher. To be able to win the competition so as not to be left behind by consumers, producers must follow the factors behind consumer purchasing decisions for a product. The objectives of this study were 1) to identify the characteristics of the respondents, and (2) to analyze the factors of purchasing decisions for cosmetic products labelled halal in Pekalongan. This research uses descriptive analysis, factor analysis and Net Promoter Score (NPS). The results of this study found that there are three groups of new factors in purchasing decisions for halal cosmetics, namely individual factors, self-concept and socio-culture. As many as 42% of respondents tend to recommend the cosmetic products they use to others.
UPAYA MENJANGKAU PASAR LEBIH LUAS PELAKU UMKM MELALUI DIGITAL MARKETING DENGAN METODE BRANDING PACKAGING MENARIK DI DESA TUNJUNGSARI danny kurniawan; Ilham Naufal Ramadhan; Amat Sukani; Rozikin; Nurul Khasanah; Miftachul Azzahra; Khoirul Fatah; Nur Kholidah
Khidmatan Vol. 3 No. 1 (2023): Khidmatan
Publisher : Sekolah Tinggi Agama Islam Syubbanul Wathon Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61136/khid.v3i1.73

Abstract

This community service aims to increase economic value as well as reach the UMKM market through digital marketing in Tunjungsari Village, Siwalan District, Pekalongan. This community service uses explanation, discussion and practice methods. The explanation method is carried out by conveying material related to digital marketing directly to UMKM actors. Discussion method, interaction between two or more people who discuss basic knowledge. This method is to facilitate UMKM players who want to ask questions about material they don't understand. The practical method of applying it is by applying the knowledge that is already owned, namely by using tiktok marketing media as a means of product marketing. The results of this community service show that efforts to increase economic value and reach a wider market for MSMEs through digital marketing in Tunjungsari Village are focused on 5 things, namely helping problems, the importance of branding and business legality, product packaging, catalogs and attractive advertisements.
PEMBERDAYAAN EKONOMI DIGITAL SEBAGAI SARANA PROMOSI BAGI PELAKU UMKM DUSUN KALANGAN Haifah Nabilatul Azizah; Qurotul Aini; Nur Kholidah
khidmatan Vol 1 No 2 (2021): Khidmatan
Publisher : Institut Agama Islam Syubbanul Wathon Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61136/b62qz155

Abstract

The digital economy has had a positive influence on SMMEs actors. The impact of the development of the digital economy has become a forum for carrying out various kinds of economic transactions during the new normal era. However, there are still limited information and knowledge of the digital economy as a sales medium in the hamlet. Therefore, community service activities are needed in the form of assistance, especially for artisans and MSME actors in order to increase awareness of utilizing the digital economy, the mentoring method used is the PAR (Participatory action research) method. Thus, in the process of community service, the team is involved in a participatory manner among the community to encourage awareness related to the digital economy. After the service was carried out, the community became enthusiastic because it added knowledge about the digital economy by implementing the digital economy in its sales media.
PERSPEKTIF HUKUM ISLAM TERHADAP BIAYA PENALTY PADA PRODUK TABUNGAN I-MAPAN (Studi Pada KSPPS Baitut Tamwil Muhammadiyah Kajen) Riza Mukhayati; Yohani Yohani; Nur Kholidah; Fadli Hudaya
Neraca Vol. 20 No. 2 (2024): NERACA
Publisher : FEB Universitas Muhammadiyah Pekajangan Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.48144/neraca.v20i2.1893

Abstract

Tabungan i-mapan atau investasi masa depan adalah produk tabungan berjangka di KSPPS BT Muhamka yang berguna dalam merencanakan masa depan keluarga. Penarikan tabungan i-Mapan hanya dapat dilakukan sesuai dengan periode waktu yang telah disepakati di awal akad perjanjian, yaitu mulai dari 3 tahun, 5 tahun, 7 tahun, 10 tahun, 12 tahun, dan 15 tahun. Namun, dalam praktiknya, ada situasi dimana anggota memilih untuk mencairkan tabungan i-Mapan sebelum jatuh tempo. Dalam kasus ini, pihak KSPPS BT Muhamka mengenakan denda (penalty) pada pengambilan tabungan sebelum jatuh tempo. Penelitian ini bertujuan untuk mengetahui bagaimana praktik pengenaan denda (penalty) pada pengambilan tabungan i-mapan sebelum jatuh tempo di KSPPS BT Muhamka dan bagaimana perspektif hukum Islam terhadap biaya denda (penalty) pada produk tabungan i-mapan di KSPPS BT Muhamka. Untuk mendapatkan pemahaman yang lebih dalam, teknik pengumpulan data yang digunakan meliputi wawancara, dokumentasi, dan studi pustaka. Data yang dikumpulkan dianalisis secara deskriptif untuk memberikan gambaran yang jelas tentang praktik denda (penalty) tabungan i-mapan dan kesesuaiannya dengan prinsip-prinsip islam. Berdasarkan hasil penelitian, KSPPS BT Muhamka menerapkan denda (penalty) sebesar 10% untuk mencegah penutupan rekening sebelum jatuh tempo. Namun, penerapan denda (penalty) pada tabungan i-mapan sebelum jatuh tempo, berdasarkan pandangan hukum Islam, belum sesuai dengan Al-Qur'an (Surat Al-Baqarah ayat 282) dan Fatwa Dewan Syariah Nasional MUI No. 17/DSN-MUI/IX/2000, karena klausul tentang denda (penalty) tidak dicantumkan pada perjanjian akad awal tabungan i-Mapan REFERENSIAlika, B., Malik, Z. A., & Bayuni, E. M. (2018). Tinjauan Fatwa DSN MUI Nomor 43 / DSN-MUI / VIII / 2004 tentang Ganti Rugi ( Ta’widh ) Terhadap Penalty pada Pencairan Deposito Mudharabah Sebelum Jatuh Tempo di Bank Syariah Mandiri KCP Antapani Bandung Fatwa Review Of DSN MUI Number 43 / DSN-MUI / VII. Prosiding Hukum Ekonomi Syariah, 1(43), 424–430.Departemen Agama RI. (2006). Al-Qur’an Dan Terjemahannya.Hamzani, A. I., & Aravik, H. (2022). Hukum Pidana Islam Tinjauan Teoritis. Penerbit NEM. https://books.google.co.id/books?id=r3iSEAAAQBAJKhasanah, M. D. N. (2023). Penalti Dan Pengurangan Bagi Hasil Deposito Perspektif Hukum Ekonomi Syariah (Studi Kasus Di BMT Dana Mentari Cabang Karanglewas). Skripsi.Kusumadewi, A. P. (2020). Analisis Hukum Islam Terhadap Pengenaan Penalty Pada Pencairan Deposito Mudharabah Sebelum Jatuh Tempo Di BNI Syariah Kantor Cabang Surabaya. http://digilib.uinsa.ac.id/45461/Ma’wa, N. (2017). Tinjauan Hukum Islam Terhadap Penalti Pada Pengambilan Simpanan Berjangka ( Deposito ) Mudharabah Sebelum Jatuh Tempo Di Baitul Mal Wa Tamwil El Sejahtera Cipari Program Studi Hukum Ekonomi Syari'ah Fakultas Syari'ah Institut Agama Islam Negeri.Maruta, H., & Imron, I. (2020a). Perspektif Hukum Islam Terhadap Biaya Penalty Deposito Mudharabah. JPS (Jurnal Perbankan Syariah), 1(1), 15–28. https://doi.org/https://doi.org/10.46367/jps.v1i1.196Maruta, H., & Imron, I. (2020b). Perspektif Hukum Islam Terhadap Biaya Penalty Deposito Mudharabah. JPS (Jurnal Perbankan Syariah), 1(1), 15–28. https://doi.org/10.46367/jps.v1i1.196Purwanti, S. (2023). Kamus Perbankan. Nuansa Cendekia. https://books.google.co.id/books?id=U4ytEAAAQBAJSholahuddin, H. M. (2013). Kamus Istilah Ekonomi, Keuangan & Bisnis Syariah. Gramedia Pustaka Utama. https://books.google.co.id/books?id=gUVODwAAQBAJUndang-Undang Republik Indonesia. (1998). Undang-Undang No. 10 Tahun 1998 tentang Perubahan atas Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan.
THE ROLE OF PURCHASE INTENTION IN MEDIATING HALAL PRODUCT LITERACY, HALAL LABEL KNOWLEDGE, AND CONSUMER ATTITUDES TOWARDS GENNERASI Z PURCHASING DECISIONS AT STREET VENDORS IN PEKALONGAN. Muftikhatul Aeni; Panca Kurniati; Nur Kholidah
STABILITY : Journal of Management and Business Vol. 8 No. 1 (2025): Vol 8 No 1 (2025)
Publisher : Universitas PGRI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26877/9v19bm56

Abstract

This study examines the effect of halal product literacy, halal label knowledge, and consumer attitudes on Generation Z food purchasing decisions in Pekalongan City, with purchase  intention as a mediating variable. Using a quantitative approach and probability sampling with simple random sampling method, 186 respondents were obtained. Data were collected through an online survey (Google Form) and analyzed with SEM. The results show that halal literacy, consumer attitudes, and purchase intention have a significant effect on purchasing decisions, while halal labeling does not. Purchase intention mediates the effect of halal literacy and consumer attitudes, but not the halal label. This study highlights the importance of halal literacy and understanding
Market Reaction of the Indonesian Banking Sector to the Announcement of MSCI Index Rebalancing Suspension Muhammad Wildan Purnama; Nur Kholidah
International Journal of Business, Management and Economics Vol. 7 No. 2 (2026): International Journal of Business, Management and Economics
Publisher : Training & Research Institute - Jeramba Ilmu Sukses (TRI-JIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/ijbme.v7i2.3457

Abstract

This study looks into how Indonesian banking stocks reacted to the January 28, 2026, announcement that the MSCI Index rebalancing would be suspended. Using a 15-day observation window that included 7 trading days prior to and 7 trading days following the announcement, an event research methodology was employed. Purposive sampling was used to select the 15 banking companies listed on the IDX. "Average Abnormal Return" (AAR) and "Average Trading Volume Activity"(ATVA) were used to gauge the market's response. The empirical results reveal no statistically significant differences in either AAR or ATVA surrounding the announcement period. These findings indicate that investors did not view the suspension of MSCI Index rebalancing as sufficiently relevant to influence investment decisions in the Indonesian banking sector
The Influence of Customer Trust, Customer Satisfaction and Institutional Image on Customer Loyalty at BMT Istiqlal Pekalongan Fikky Aryudha; Nur Kholidah
Jurnal Nasional Manajemen Pemasaran dan SDM Vol. 7 No. 1 (2026): Jurnal Nasional Manajemen Pemasaran dan Sumber Daya Manusia
Publisher : Training & Research Institute - Jeramba Ilmu Sukses

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/jnmpsdm.v7i1.3426

Abstract

This study aims to examine the effect of customer trust, customer satisfaction, and institutional image on customer loyalty at BMT Istiqlal Pekalongan. The research addresses a gap in previous studies, which have rarely examined these variables simultaneously within the context of Islamic microfinance institutions. A quantitative explanatory researcch design was employed to analyze the causal relationships among variables. The study involved 100 active customers selected through purposive sampling. Data were collected using a structured questionnaire with a five-point Likert scale and analyzed using Structural Equation Modeling based on Partial Least Squares (SEM-PLS) with SmartPLS 4. The measurement model evaluation confirmed that all indicators met the criteria for convergent validity and reliability. The structural model results indicate that customer trust, customer satisfaction, and institutional image have positive and significant effects on customer loyalty. Customer trust emerged as the most dominant variable influencing loyalty, followed by customer satisfaction and institutional image. The coefficient of determination (R² = 0.516) shows that the three independent variables explain 51.6% of the variance in customer loyalty. These findings highlight the importance of strengthening trust-based relationships, enhancing service quality, and maintaining a positive institutional image to foster sustainable customer loyalty in Islamic microfinance institutions.
PEMBUATAN LUBANG RESAPAN BIOPORI SEBAGAI SOLUSI PENINGKATAN RESAPAN AIR DAN PEMANFAATAN SAMPAH ORGANIK Widya Wurry Pratiwi; Andika Tri Prasetya Pamungkas; Sandi Ari Susiatmi; Nur Kholidah
Journal of Community Empowerment Vol 4, No 2 (2025): September
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jce.v4i2.34384

Abstract

ABSTRAK                                                                            Pendahuluan: Pesatnya pertumbuhan penduduk di Desa Sastrodirjan menimbulkan berbagai masalah lingkungan, terutama meningkatnya volume sampah, dan berkurangnya lahan resapan air yang berpotensi memicu kekeringan. Tujuan: Program pengabdian masyarakat ini Bertujuan untuk memperkuat pemahaman dan keterampilan warga dalam menghadapi isu perubahan iklim melalui sosialisasi Program Kampung Iklim ( Proklim ) serta praktik pembuatan biopori. Metode: Kegiatan ini dilaksanakan dengan metode pemaparan materi, diskusi, dan demontrasi langsung yang melibatkan Dinas Perkim LH kabupaten Pekalongan bersama perangkat desa, kelompok Wanita Tani, PKK, kader kesehatan, dan masyarakat setempat. Hasil: Hasil menunjukan adanya peningkatan pengetahuan masyarakat terkait pengolahan sampah organik, dan anorganik, pengurangan emisi gas rumah kaca, serta penerapan biopori sebagai teknologi sederhana untuk resapan air sekaligus untuk media pengolahan sampah organik menjadi kompos. Partisipasi dan antusiasme warga dalam setiap tahapan kegiatan menunjukan potensi besar untuk menjaga keberlanjutan program. Kata kunci: pengabdian masyarakat; Proklim; biopori; pengolahan sampah ABSTRACTIntroduction: The rapid population growth in Sastrodirjan Village has created various environmental challenges, particularly the increasing volume of waste and the reduction of water catchment areas that may trigger drought. Objective: This community service program aimed to strengthen residents’ knowledge and skills in addressing climate change issues through the socialization of the Climate Village Program (Proklim) and the practical implementation of biopore infiltration holes. Method: The activities were conducted through material presentations, discussions, and direct demonstrations involving the Pekalongan District Environmental and Housing Agency (Dinas Perkim LH), village officials, the Women Farmers Group, PKK, health cadres, and local residents. Result: The outcomes indicated an improvement in community knowledge related to organic and inorganic waste management, reduction of greenhouse gas emissions, and the application of biopores as a simple technology for water infiltration as well as for processing organic waste into compost. The active participation and enthusiasm of residents in each stage of the activities highlight the strong potential to ensure the program’s sustainability. Keywords: community service; Proklim; biopore; waste management
The Influence of Trust, Transparency, and Amil Performance on Zakat Receipts with Zakat Digitalization as a Moderator Variable Nilla Mekar Mawaryani; Nur Kholidah
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 5 No. 1 (2026): Volume 5 Nomor 1 Tahun 2026
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v5i1.245

Abstract

Zakat receipt reflects the effectiveness of zakat management institutions in collecting funds from zakat payer. This study aims to analyze the influence of trust, transparency, and factor performance on zakat receipt at BAZNAS Pekalongan City with zakat digitalization as a mediator variable. This study uses a quantitative strategy through the application of a survey method. Data were collected by distributing questionnaires to zakat payers who channel their zakat funds through the BAZNAS organization in Pekalongan City. The method for analyzing the data involved the use of Partial Least Square–Structural Equation Modeling (PLS-SEM). The research findings indicate that trust, transparency, and the effectiveness of zakat collectors do not have a direct and substantial impact on zakat revenues. However, transparency and amil performance have a significant impact on the zakat digitalization process. In addition, zakat digitalization is proven to have a significant effect on zakat receipt and is able to mediate the effect of transparency and factor performance on zakat receipt, but does not mediate the effect of trust on zakat receipt. These findings indicate that zakat digitalization plays a strategic role in increasing the effectiveness of zakat collection by enhancing the ease, efficiency, and accessibility of zakat services. The implications of this research suggest that BAZNAS (National Agency for Zakat) needs to focus its zakat management strategy on strengthening digital systems supported by transparent fund management and improving the professionalism of amil (collectors). Future research is recommended to include additional variables, such as public understanding of zakat and ease of technology adoption, as well as broaden the scope of research objects.
Co-Authors Amat Sukani Andika Tri Prasetya Pamungkas Ayesha Nur Salma Cholisa Rosanti Cholisa Rosanti danny kurniawan Fadli Hudaya Fikky Aryudha Haifah Nabilatu Azizah Haifah Nabilatul Azizah Ilham Naufal Ramadhan Khoirul Fatah Leni Susanti Leni Susanti Miftachul Azzahra Miftahur Rahman Hakim Muftikhatul Aeni Muhammad Arif Rahman Muhammad Arifianto Muhammad Arifiyanto Muhammad Wildan Purnama Nilla Mekar Mawaryani Nurul Khasanah Panca Kurniati Qurotul Aini Qurotul Aini Riza Mukhayati Rozikin Sandi Ari Susiatmi Widya Wurry Pratiwi yohani Yohani