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Journal : Syi'ar Iqtishadi

Peran Pembiayaan Syariah Terhadap Pengembangan UMKM: Studi Pada Pengusaha Emping Melinjo di Kabupaten Pandeglang Isti Nuzulul Atiah; Najmudin Najmudin; Moh. Ainun Najib
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 4, No 1 (2020)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v4i1.8179

Abstract

The Role of Sharia Financing for the Development of MSMEs: A Study of Emping Melinjo Enterpreneurs in Pandeglang District. Islamic finance is one of the programs owned by Islamic banking to play and develop its financial assets, especially to finance the real sector such as MSMEs. The types of Islamic finance itself are diverse, ranging from mudaraba, musharaka and so on. However, an understanding of the types of Islamic financing and their uptake still tends to ocuur in urban areas that are still lagging behind, such as Pandeglang Regency are still inadequate, while the SME sector emping gums a lot and mushroomed in the area. This research uses descriptive qualitative method with Miles and Huberman data analysis models. This research is oriented to find out the type of Islamic financing that is of interest by emping melinjo enterpreneurs in Pandeglang Regency, factors that influence the choice of financing and capital management of Islamic financing by emping melinjo enterpreneurs in Pandeglang Regency. The results of this study are the types of financing provided to emping melinjo enterpreneurs in Pandeglang district, namely murabahah and qardhul hasan, factors influencing the selection of these financing are because both of the financing are considered easier and simpler, besides qardhul hasan financing is more profitable because the entrepreneur doesn’t need add margin to the lender for the principal funds lent.
Sistem Jaminan Halal: Studi Komparatif Indonesia dan Malaysia Isti Nuzulul Atiah; Ahmad Fatoni
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 3, No 2 (2019)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v3i2.6585

Abstract

Consumption of the halal product industry in Indonesia has great potential to be developed, because Indonesia is a Muslim-majority country. In recent years, the development of halal food consumption trends has increased significantly, not only in Muslim-majority countries but this is also experienced by Muslim minority countries. Halal food market demand encourages food producers to obtain halal certification from local authorities. This study aims to compare the mechanism and application of halal certification in Indonesia and Malaysia. This study uses a qualitative descriptive approach and the type of research used in this study is a literature study that collects information relevant to the research objectives. The conclusion of this study is that both Indonesia and Malaysia, both apply almost the same principles, authority and halal certification mechanism. One of them is for every producer who will propose halal certification, is required to go through a series of tests in which the test results will be submitted to the Fatwa Commission which is authorized to decide whether or not a product is halal.
Minat Milenial Kota Serang Dalam Berwakaf Uang Melalui Platform Digital Di Masa New Normal Najmudin Najmudin; Isti Nuzulul Atiah; Sujai Sujai; Abdul Aziz
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 2 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i2.17737

Abstract

This study aims to determine (1). Effect of cash waqf literacy on interest in cash waqf through digital platforms. (2 Effect of trust on interest in cash waqf through digital platforms. And (3). Effect of simultaneous cash waqf literacy and trust on interest in cash waqf through digital platforms. The object of this research is the millennial community living in Serang City, Banten Province. Research methods The method used is a quantitative-descriptive method. The data collection method uses a questionnaire. The data is processed using SPSS software version 23. The data analysis uses multiple linear regression methods. The results of this study indicate that (1) cash waqf literacy has a positive and significant effect on interest in waqf money through digital platforms (2 trust has a positive and significant effect on interest in cash waqf through digital platforms. And (3) money waqf literacy and trust simultaneously have a positive and significant effect on interest in cash waqf through digital platforms. interest in cash waqf is influenced by literacy cash waqf and confidence is 32 percent, while the remaining 68 percent is influenced by other variables not examined in this study.
Literature Study Of Investment Risk Management Implementation In Sharia Banking Suhartini, Nani; Atiah, Isti Nuzulul; Najib, Mohamad Ainun
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 7, No 2 (2023)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v7i2.23253

Abstract

A risk is a certain event that has the potential to create a loss. Investment risk in banking is the risk that requires the bank to share in the losses from the customer's business that has been financed in profit-sharing-based financing using the net revenue sharing method and the profit and loss sharing method. This study aims to analyze the determinants of investment risk and its impact on Islamic banking and the implementation of investment risk management in Islamic banking. This study uses a literature study approach to answer the research objectives and the analytical technique used in this research is content analysis. The results of this study found that there were differences in investment risk in Islamic banking, namely mudharabah and musyarakah investment risks.
Pengaruh Pemberdayaan Wanita Terhadap Pertumbuhan Ekonomi Melalui Usaha Makanan Halal (UMKM) Atiah, Isti Nuzulul; Najib, Mohamad Ainun; Najmudin, Najmudin
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 8, No 1 (2024)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v8i1.25807

Abstract

This research aims to analyze the relationship between women's empowerment and economic growth through halal food MSMEs. This research use the path analysis method (Structural Equation Modeling - SEM) to examine the relationship between women's empowerment variables (such as education, access to resources, and role in decision making) and economic growth through a mediator variable, namely the performance of halal food MSMEs. The results of this research show that based on the SEM test results, women's empowerment (through access to education, capital and policy support) significantly improves the performance of halal food MSMEs. Likewise, better performance of MSMEs contributes significantly to economic growth (increasing GDP, employment, and increasing living standards). This means that women's empowerment also has a direct influence on economic growth, although it is smaller than the influence through the performance of MSMEs
Analisis Tingkat Kesehatan Bank Syariah Indonesia (BSI) Dengan Metode RGEC Pada Periode 2019-2022 Awaliah, Siti Farika Nurul; Suhartini, Nani; Atiah, Isti Nuzulul
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 7, No 1 (2023)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v7i1.19906

Abstract

This study aims to determine the level of bank health at PT. Bank Syariah Indonesia during 2019-2022 based on the RGEC method consisting of risk profile, good corporate governance, earnings and capital. The data collection method used is non-participant observation by means of documentation. Descriptive analysis techniques are guided by Bank Indonesia Circular Letter No. 13/24/DPNP concerning Health Level Assessment of Commercial Banks. The results showed that PT. BSI's health level bank for the 2019 period is in the healthy category with a value of 83% being in the PK-2 composite predicate. This year was the beginning of the Covid-19 pandemic, but from the overall assessment and analysis carried out, it turned out that it did not have much effect on BSI's health level. In 2020-2022 BSI experienced an excellent level of health. That is 86% in PK-1 for 2020 and 91% in PK-1 for 2021 and 2022..
Shariah-Compliant Equity Liquidity - A Systematic Review of Concepts, Methods, and Empirical Findings Marlia, Sri; Atiah, Isti Nuzulul
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 9, No 2 (2025)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v9i2.37069

Abstract

One of the most important criteria for assessing equities in the capital market is liquidity, which investors take into account when choosing which investments to make. However, restrictions based on Islamic principles are frequently linked to possible decreases in liquidity in the context of Islamic capital markets because of issuer leverage levels and sector constraints. This study uses a systematic literature review approach to map the evolution of research on Islamic stock liquidity. Using inclusion criteria that restrict the selection to journal articles focusing on Islamic equities, liquidity or market-quality dimensions, available in English or Indonesian, and offering empirical or conceptually relevant insights, 30 Scopus-indexed articles published between 2010 and 2025 were selected. The results indicate that market microstructure, resilience, indirect liquidity factors, and linkages between liquidity and volatility are receiving more scholarly attention. Shariah screening and structural market characteristics give Shariah-compliant stocks their partial safe-haven qualities, higher volatility resistance, and stable price-adjustment mechanisms, despite their generally reduced liquidity.