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All Journal Dharmakarya : Jurnal Aplikasi Ipteks Untuk Masyarakat AdBispreneur Responsive: Jurnal Pemikiran dan Penelitian Administrasi, Sosial, Humaniora dan Kebijakan Publik Jurnal USAHA PERMANA : Jurnal Perpajakan, Manajemen, dan Akuntansi International Journal of Management Research and Economics International Journal of Economics and Management Research
Ratna Meisa Dai
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Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Public Health Social Sciences

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The Influence Of Financial Literacy And Future Orientation On Pension Fund Planning Employee Human Capital PT. Bank X Salmaa RIzki Zumara; Ratna Meisa Dai
International Journal of Management Research and Economics Vol. 2 No. 1 (2024): February : International Journal of Management Research and Economics
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/ijmre-itb.v2i1.1516

Abstract

This research aims to determine the influence of financial literacy and future orientation on pension fund planning. This research method used in this study is a quantitative research method with descriptive and verificative research types. The collected data is primary data obtained from the direct distribution of questionnaires to respondents. The population in this study is Human Capital Employee PT Bank X with a sample of 256. The results of the data analysis indicate that financial literacy and future orientation have an impact on pension fund planning, simultaneously and partially. So, the better the financial literacy and future orientation will increase the pension fund planning itself. Suggestions that researchers can give are by improving the financial literacy program, more detailed information on retirement fund planning options to employees, and promoting a positive future orientation.
Analysis of Financial Performance at Village-Owned Enterprises (BUMDES) X in Pangandaran for the 2018-2020 Period Ratna Meisa Dai; Nurul Mardhiah Sitio; Ahmad Nur Fauzi 
International Journal of Economics and Management Research Vol. 2 No. 3 (2023): December : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v2i3.179

Abstract

This research aims to determine the Financial Performance of the BUMDes in Pangandaran Regency in the period 2018-2020. The data used in this research is secondary data sourced from the financial statements of BUMDes. Analysis of the data in this research using financial ratios to provide an overview of the financial condition of BUMDes. The results showed that the financial performance of the BUMDes for the 2018-2020 period in terms of the liquidity aspect showed very good and liquid results with an average ratio of 484%. The debt ratio shows very good results with an average ratio of 8%. NPM BUMDes showed very good results with an average ratio of 40%. Asset turnover gave poor results with an average of 0.8 times. Then cash turnover shows a decline every year with an average turnover of 2.43 times.
Co-Authors Ahmad Nur Fauzi  Candradewini Candradewini Dinda Rizki Oktaviani Ema Fauziyah Erna Maulina Evi Andriani Haruni, Ariana Salsabila Hasan Al Farisi Mohammad Benny Alexandri Nenden Kostini Nurillah Jamil Achmawati Novel Nurul Mardhiah Sitio Pratami Wulan Tresna Salmaa RIzki Zumara Siti Noviyanti