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All Journal Journal of Business & Banking Jurnal STIE Semarang (Edisi Elektronik) Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Buletin Abdi Masyarakat (BAM) Media Riset Akuntansi Auditing & Informasi
Widhy Setyowati
STIE BANK BPD JATENG
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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PENGARUH LIKUIDITAS, OPERATING CAPACITY, UKURAN PERUSAHAAN DANPERTUMBUHAN PENJUALAN TERHADAP FINANCIAL DISTRESS (STUDI PADA PERUSAHAAN MANUFAKTUR YANG TERDAFTAR DI BEI TAHUN 2016-2017) Widhy Setyowati; Nadya Ratna Nanda Sari
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 7 No 2 (2019): MAGISMA
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v7i2.69

Abstract

Financial distress is a phase of decline in financial condition that occurred before the onset of bankruptcy. This study aims to examine the effect of liquidity, leverage, operating capacity, sales growth and firm size of financial distress. This research was conducted at the companies listed on the stock exchange in 2016-2017. The samples used were as many as 108 company observations selected using purposive sampling method. Data collection was done by using the documentation obtained from bei website. The analysis technique used is logistic regression that is helped by e-views 9 program. The results of the analysis of this study indicate that the liquidity, the operating capacity, sales growth and firm size ratios are able to affects the financial distress of manufacturing company with negative direction.
PENGARUH KINERJA KEUANGAN DAN STRUKTUR MODAL TERHADAP NILAI PERUSAHAAN YANG DIMODERASI VARIABEL UKURAN PERUSAHAAN (Studi Empiris Perusahaan Sektor Perdagangan, Jasa dan Investasi yang Terdaftar di Bursa Efek Indonesia Tahun 2016-2018) Annisa Dayanty; Widhy Setyowati
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 8 No 2 (2020): MAGISMA
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v8i2.85

Abstract

The purpose of this research is to find empirical evidence about the effect of financial performance and capital structure on firm value and whether company size can moderate the influence of financial performance and capital structure on firm value. The sample in this research is the trading, service and investment companies which is listed on the Indonesia Stock Exchange (IDX) in period 2016-2018. The research sample are 33 companies using purposive sampling technique. The analysis methods of this research used multiple linear regression analysis and Moderated Regression Analysis (MRA) to test the moderating variables. The results showed that financial performance and firm size had a positive effect on firm value. Capital structure has a negative effect on firm value. And the firm size can not moderate the financial performance and capital structure of the firm's value..
PERAN MEDIASI STRES KERJA PADA PENGARUH JOB INSECURITY DAN BEBANKERJA TERHADAP TURNOVER INTENTION KARYAWAN ( Studi Kasus Pada Karyawan Outsourcing PT. DVN ) Titi Setyawati; Widhy Setyowati
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 9 No 2 (2021): MAGISMA
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v9i2.101

Abstract

The purpose of this study was to analyze work stress on work stress. To analyze the effect of workload on work stress. Analyze the effect of job insecurity on turnover intention. Analyze the effect of workload on turnover intention. Analyze the effect of job satisfaction on turnover intention. Techniques regarding datausing a questionnaire by applying a questionnaire to PT.DVN employees. The results are Job insecurity has apositive and significant effect on work stress, workload has a positive and significant effect on work stress,job insecurity has a positive and significant effect on turnover intention, workload has a significant effect on positive and positive work turnover on turnover intention, job insecurity has a significant effect on turnoverintention. positive effect on turnover intention through work stress, and workload has a positive effect on turn over intention through work stress.
PENGARUH MOTIVASI DAN EMPLOYEE ENGAGEMENT TERHADAP KOMITMEN ORGANISASI SERTA ORGANIZATIONAL CITIZENSHIP BEHAVIOR (Studi pada Bank Jateng Purbalingga) Berlina Mahardika Vita; Widhy Setyowati
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 10 No 1 (2022): MAGISMA
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v10i1.115

Abstract

This study purpose to analyze the effect of motivation and employee engagement on organizational commitment and OCB, as well as the mediating effect of commitment on the effect of motivation and employee engagement on OCB of Bank Jateng Purbalingga employees. The technique of determining the sample is saturated sampling so that all the population becomes a sample of 44 people. The analytical tool used is Partial Least Square with t test and mediation test using VAF method. The results showed that there was an influence of motivation and employee engagement on organizational commitment and OCB, and commitment to mediate the influence of motivation and employee engagement on OCB for Bank Jateng Purbalingga employees with an overall significance value of less than 0.05.
The influence of perceived environmental friendly-office program regulation and public service motivation on pro-environmental behavior of civil servants with OCBE as intervening variable Bayu Nugroho; Widhy Setyowati; Taufiq Andre Setiyono
Journal of Business & Banking Vol 11, No 2 (2021): November 2021 - April 2022
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v11i2.2776

Abstract

Environmental problems such as air pollution, global warming and water scarcity pose a threat to environmental sustainability. One of the causes is the administration of public services. To reduce environmental damage, public organizations must support the implementation of activities that are more environmentally friendly and their employees must display pro-environmental behavior. The research was expected to contribute practical ideas in the form of optimal implementation of environmentally friendly office programs, and theoretical contributions because there were still few researches on pro-environmental behavior of public employees. The study examined the influence of Perceptions of Regulations on the Implementation of Environmentally Friendly Office Programs and Public Service Motivation on the Pro-Environmental Behavior of Civil Servants through Organization Citizenship Behavior Toward Environment (OCBE) as Intervening Variables. The research sample was West Semarang KPP Pratama employees who had implemented an environmentally friendly program. The theoretical basis was TPB (Theory of Planned Behavior) which had been widely used to test pro-environmental behavior. The results showed that the perception of regulation had no significant effect on pro-environmental behavior. Meanwhile, Public Service Motivation and OCBE had a significant influence. Then OCBE mediated the perception of regulation with pro-environmental behavior  fully, and public service motivation partially mediated pro-environmental behavior partially.
Pengaruh Leader Member Exchange Dan Employee Engagement Terhadap Kinerja Pegawai Dengan Pemoderasi Budaya Organisasi (Studi pada Sekretariat Dewan Perwakilan Rakyat Daerah Kota Semarang) Rina Dewi; Widhy Setyowati
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 10 No 2 (2022): MAGISMA:Jurnal Ilmiah Ekonomi dan Bisnis
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v10i2.231

Abstract

This study aims to examine and analyze the effect of Leader Member Exchange and Employee Engagement on Performance with Organizational Culture moderation. The number of samples as many as 97 respondents obtained from the sampling technique of the sensus method. Technical data analysis includes validity test through factor analysis, reliability test and continued with multiple linear regression test. Four hypotheses were proposed in this study. The results of the statistical test stated that all indicators were valid and reliable. Furthermore, in the regression test, it is found that Leader Member Exchange and Employee Engagement are proven to contribute to explaining performance. In the f test, it is confirmed that Leader Member Exchange and Employee Engagement have a simultaneous effect on performance. The t-test proves that there is a positive and significant influence of Leader Member Exchange on performance as well as a positive and significant influence of Employee Engagement on Performance. Furthermore, in the moderation test, it was found that Organizational Culture was able to become a Moderating Variable and was reinforcing on the Influence of Leader Member Exchange on Performance and Organizational Culture was able to be a Moderating Variable and was reinforcing on the influence of Employee Engagement on Performance.
DESIGN FINANCIAL ACCOUNTING USING BLOCKCHAIN APPROACH IN EDUCATION Widhy Setyowati; Untung Rahardja; Qurotul Aini; Nuke Puji Lestari Santoso; Wahyu Yustika Prihastiwi
Media Riset Akuntansi, Auditing & Informasi Vol. 21 No. 2 (2021): September
Publisher : LEMBAGA PENERBIT FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS TRISAKTI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (276.833 KB) | DOI: 10.25105/mraai.v21i2.9448

Abstract

Indonesia memasuki revolusi 4.0 yang membawa banyak sekali perubahan di segala bidang termasuk bidang teknologi. Teknologi keterbaharuan terbesar bersifat terdesentralisasi dengan ciri transparan, nyaman, permanen serta tidak bisa diganti yang biasa dikenal dengan Blockchain. Blockchain sudah diterapkan di banyak bidang semacam cryptocurrency, akuntansi serta tata kelola pendidikan. Tetapi, teknologi Blockchain saat ini sedang dalam sesi percobaan serta mempunyai sebagian permasalahan yang wajib dituntaskan tercantum kapasitas pemrosesan informasi yang terbatas, kerahasiaan data, serta kesusahan regulasi. Artikel ini menerangkan tentang kemampuan pelaksanaan teknologi Blockchain dalam akuntansi keuangan pendidikan pendidikan. Maka dari itu, penelitian ini mengusulkan desain framework bagi finansial pendidikan tinggi agar keamanan buku besar dapat ditingkatkan. Dalam jangka panjang, platform ini secara efisien bisa kurangi kesalahan dalam pengungkapan serta manajemen laba, tingkatkan mutu data akuntansi pendidikan serta kurangi asimetri data. Metode analisis dengan perhitungan skor SUS terhadap sistem Blockchain akuntansi menunjukkan 85, sehingga framework ini termasuk dalam kategori Net Promoter. Hasil akhir penelitian ini mampu mengoptimalkan finansial keuangan pada pendidikan tinggi dengan menggunakan Blockchain.  Indonesia is entering the 4.0 revolution, which brings many changes in all fields, including technology. The most extensive new technology is decentralized with transparent, convenient, permanent, and irreplaceable characteristics, commonly known as Blockchain. Blockchain has been applied in all fields, especially in the field of technology. But Blockchain technology is currently still in the pilot stage which has some issues and needs to be resolved. These include regulatory difficulties, limited information processing capacity, and data confidentiality. This article describes the ability to implement Blockchain technology in educational, financial accounting. Therefore, this study proposes a framework design for higher education finance to improve the security of the ledger. In the long term, this platform can efficiently reduce disclosure and earnings management errors, improve the quality of educational accounting data, and reduce data asymmetry. The analysis method by calculating the SUS score against the accounting Blockchain system shows 85, so this framework is included in the Net Promoter category. The final result of this research can optimize financial finance in higher education by using Blockchain.
DETERMINAN KEPUTUSAN PEMBELIAN DIMEDIASI KEPERCAYAAN KONSUMEN PADA PENGGUNA APLIKASI GRABFOOD DI KOTA BANDUNG Yunita Dwi Puspita; Widhy Setyowati
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 11 No 1 (2023): MAGISMA:Jurnal Ilmiah Ekonomi dan Bisnis
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v11i1.283

Abstract

Tujuan dalam penelitian ini yaitu untuk mengetahui pengaruh online customer review, online customer rating, dan diskon terhadap keputusan pembelian dan peran kepercayaan konsumen memediasi pengaruh online customer review, online customer rating, dan diskon terhadap keputusan pembelian. Penelitian ini diadakan di Kota Bandung. Kuesioner yang telah sudah diuji validitas dan reliabilitasnya ditujukan kepada 100 orang responden. Cara pengumpulan datanya memakai kuisioner. Sedangkan pengukuran analisis datanya memakai aplikasi SmartPLS. Hasil pengukuran antar variabel t-statistik menghasilkan (1) Online customer review dan diskon berpengaruh positif dan signifikan terhadap kepercayaan konsumen. (2) Online customer rating tidak berpengaruh signifikan terhadap kepercayaan konsumen maupun keputusan pembelian. (3) Online customer review tidak berpengaruh signifikan terhadap keputusan pembelian. (4) Diskon dan kepercayaan konsumen berpengaruh positif dan signifikan terhadap keputusan pembelian. (5) Kepercayaan konsumen signifikan memediasi hubungan online customer review maupun diskon terhadap keputusan pembelian, namun tidak signifikan memediasi hubungan online customer rating terhadap keputusan pembelian.
ANALISIS PERTUMBUHAN DANA PIHAK KETIGA BERDASARKAN PROGRAM LAKU PANDAI DAN INFLASI Taufiq Andre Setiyono; Widhy Setyowati; Satrio Damar Wicaksono; Sulistyo Sri Rahayu
JURNAL STIE SEMARANG Vol 15 No 3 (2023)
Publisher : Sekolah Tinggi Ilmu Ekonomi Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33747/stiesmg.v15i3.677

Abstract

Tujuan penelitian ini adalah untuk memperoleh bukti secara empiris pengaruh program laku pandai terhadap penghimpunan dana pihak ketiga untuk memperoleh bukti secara empiris pengaruh inflasi terhadap penghimpunan dana pihak ketiga. Penelitian ini menggunakan metode kuantitatif. Jenis dan Sumber Data Jenis data yang digunakan dalam penelitian ini adalah data sekunder, yakni dokumen perusahaan berupa laporan keuangan triwulanan dan annual report perusahaan perbankan yang terdaftar di Bursa Efek Indonesia. Dalam penelitian ini, populasi mencakup seluruh perusahaan perbankan yang terdaftar di Bursa Efek Indonesia periode 2019-2022. Teknik pengambilan sampel dilakukan dengan purposive sampling. Metode analisis data yang digunakan adalah metode regresi liner berganda.
PELATIHAN MANAJEMEN KEUANGAN BAGI PENGUSAHA USAHA MIKRO KECIL DAN MENENGAH (UMKM) DI RUMAH BUMN BRI SEMARANG Widhy Setyowati; Grace Tianna Solovida; Taufiq Andre Setiyono; Muhammad Purwanto; Rohmah Rojiyyah
Buletin Abdi Masyarakat Vol 4, No 2 (2024): Edisi Februari 2024
Publisher : Universitas YPPI Rembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47686/bam.v4i2.657

Abstract

The significant growth of Micro, Small, and Medium Enterprises (MSMEs) in Semarang City, totaling 91 thousand licensed units, plays a crucial role in job creation and income generation. However, the majority of MSMEs face challenges in financial management, particularly due to low education and a lack of financial knowledge. About 70% of MSMEs start due to economic pressures rather than innovative products or specific skills. The Financial Management Awareness for MSMEs aims to enhance business practitioners' knowledge of financial management principles, cash flow management, financial planning, cash risk management, and financial performance measurement.The implementation method involves 44 participants from BRI Incubator, focusing on financial management, marketing, and business strategy training. The training took place on September 18, 2023, at the BRI State-Owned Enterprise House in Semarang. The evaluation shows a significant improvement in understanding, with participants stating the usefulness of overcoming financial challenges. This activity successfully empowered MSMEs, supported local economic growth, and created a positive impact on the community. The conclusion suggests recommending group mentoring tailored to business fields to enhance the specificity of financial reports.Keywords: Community Service, Financial Management, SMEs, BRI Incubator Training
Co-Authors Annisa Dayanty Bayu Nugroho Berlina Mahardika Vita Dedeh Supriyanti Grace Tianna Solovida Muhammad Purwanto Nadya Ratna Nanda Sari Nuke Puji Lestari Santoso Qurotul Aini Rina Dewi Riya Widayanti Rohmah Rojiyyah Satrio Damar Wicaksono Setiyono, Taufiq Andre Sulistyo Sri Rahayu Titi Setyawati Untung Rahardja Wahyu Yustika Prihastiwi Yunita Dwi Puspita