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Exploring Sentiment Analysis of Sustainable Finance Initiatives : A Text Mining Approach Ririn Riani; Aam Slamet Rusydiana
Accounting and Sustainability Vol. 2 No. 1 (2023): Accounting & Sutainability
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/as.v2i1.266

Abstract

To combat climate change and mitigate its negative effects, it is necessary to increase public understanding of the significance of sustainable development. The discipline of sustainable finance offers a novel opportunity to maximize financial returns by capitalizing on social progress, which constitutes a substantial competitive advantage. Moreover, sustainable finance is not only a financial development instrument for prominent proponents of sustainability, but it also represents the underlying goal of decision-makers who prioritize social responsibility. Sentiment analysis is one of the most prevalent implementations of natural language processing; therefore, this article aims to examine how the general public perceives sustainable finance. The study revealed that positive sentiment ranked highest with a percentage of 62.8%, followed by neutral sentiment with a percentage of 26.9%, and then negative sentiment with a percentage of 10.4%. The increasing popularity of environmentally favourable financial instruments has the potential to generate the necessary financial resources in the future, which are essential for financing the transition to a sustainable economy. The suggestions presented in this article are predicated on the notion that activities promoting sustainable finance are essential to the environmental, social, and economic environments. To achieve sustainable finance, the current financial system must be reconstructed and modified in accordance with sustainable development principles. In order to implement sustainable finance, it is necessary to provide support and enhancement for the adequate human resources, institutions, and new financial literacy of financial institutions.
Bahasa Inggris Dellby, Chintya; Aam Slamet Rusydiana; Indra
Airlangga Journal of Innovation Management Vol. 5 No. 3 (2024): Airlangga Journal of Innovation Management
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/ajim.v5i3.59021

Abstract

This study aims to investigate the factors that influence customer loyalty to halal restaurants in Indonesia. The study uses purposive sampling and quantitative analysis based on structural equation modeling (SEM) with partial least squares (PLS) to analyze the factors that determine customer loyalty. Data were collected through an online questionnaire completed by 148 customers of halal restaurants in Indonesia and analyzed using the SEM-PLS method. The research results indicate that brand image, halal certification, and religion are mediating variables that have a positive and significant influence on customer loyalty to halal restaurants in Indonesia. This study makes a significant theoretical contribution to the understanding of the determinants of customer loyalty by integrating different theoretical perspectives, thereby serving as a basis for practitioners and Relevant policymakers to direct the development of the halal industry, especially the halal food supply sector in Indonesia.
Intertemporal Social Efficiency on Indonesian Islamic Banks: DEA Window Analysis Aam Slamet Rusydiana; Mohammad Iqbal Irfany
Fara'id and Wealth Management Vol. 3 No. 1 (2023): Fara'id and Wealth Management
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/fwm.v3i1.227

Abstract

Measurement of the efficiency level of Islamic banks in Indonesia is widely carried out, but almost no study has been conducted with the DEA window analysis approach, especially in the 'social efficiency' perspective. We try to measure the social efficiency of the Islamic banks in Indonesia employing both Data Envelopment Analysis (DEA) and the DEA window analysis. For certain cases the results of the DEA window analysis are relatively more stable and can illustrate the actual results of the efficiency value. The results show that the social efficiency of Islamic banks in Indonesia from 2011-2018 are relatively fluctuated but tend to increase. From the perspective of the stability of efficiency value, we found only 4 (four) out of 11 (eleven) Islamic banks that have relatively stable efficiency levels.
Fiqh Contracts for BPJS Ketenagakerjaan Syariah: A Conceptual Approach to Wakalah bil Ujrah, Wakalah bil Istithmar, and Tabarru' Mimma Maripatul Uula; Aam Slamet Rusydiana; Siti Maysyaroh, Siti Maysyaroh
Jurnal Jamsostek Vol. 3 No. 2 (2025): Desember
Publisher : BPJS Ketenagakerjaan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61626/jamsostek.v3i2.75

Abstract

This research aims to examine fiqh contracts applicable to BPJS Ketenagakerjaan Syariah using a qualitative library research approach. Currently, the implementation of BPJS Ketenagakerjaan Syariah remains limited to the Province of Aceh; therefore, this study discusses the application of sharia principles within BPJS Ketenagakerjaan from a conceptual and normative perspective. The findings indicate that several contracts are relevant for BPJS Ketenagakerjaan Syariah, including Wakalah bil Ujrah, Wakalah bil Istithmar, and Tabarru’. These contracts play an important role in Islamic finance, particularly in the context of Islamic insurance, as they support compliance with sharia principles, including the prohibition of usury (riba), uncertainty (gharar), and gambling (maysir). In addition, these contracts reflect key Islamic values such as mutual assistance, solidarity, and fairness in the distribution of risks and benefits among participants. However, the application of these contracts in BPJS Ketenagakerjaan Syariah faces several challenges, including varying interpretations, the need for a clearer framework, and a better understanding of tax implications. Overall, these concepts provide a strong foundation for the development of a sustainable and inclusive Islamic financial system, and their effective implementation requires improved understanding and closer collaboration between financial practitioners, regulators, and ulama.