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Mind Map Research of 5 Years: Financial Modeling and Pro Forma Analysis Asri Solihat
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 2 No 1 (2020): Business Innovation and Entrepreneurship Journal (February)
Publisher : Entrepreneurship Faculty, Universitas Garut

Abstract- The complexity of the business and financial world in the 4.0 industrial revolution era, making decision making needs to pay attention to financial modeling and pro forma analysis. This research uses descriptive method by reviewing 15 articles about financial modeling and pro forma analysis in the last 5 years. The results of the analysis for 5 years have not shown the relationship between profitability and risky cash flow and its implications for financial modeling and its effect on proforma analysis. Related to further research, designing a model in the figure can be a relevant reference to the development of financial management science of the industrial revolution era 4.0. Abstrak– Kompleksnya dunia bisnis dan keuangan pada era revolusi industry 4.0, membuat pengambilan keputusan perlu memperhatikan financial modeling dan pro forma analysis. Penelitian ini menggunakan metode deskriptif dengan mengkaji 15 artikel tentang financial modeling dan pro forma analysis pada kurun waktu 5 tahun terakhir. Hasil analisis selama 5 tahun belum mengungkapkan hubungan antara profitability dengan cashflow at risk serta implikasinya pada financial modeling dan dampaknya pada proforma analysis. Sehingga dalam penelitian berikutnya, rancangan model pada gambar dapat menjadi rujukan yang relevan dengan perkembangan ilmu manajemen keuangan era revolusi industry 4.0.

Pendidikan Prakarya dan Kewirausahaan Pada Era Revolusi Industri 4.0 Asri Solihat; Syamsu Yusuf
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 2 No 2 (2020): Business Innovation and Entrepreneurship Journal (May)
Publisher : Entrepreneurship Faculty, Universitas Garut

Abstract– The era of education released by the industrial revolution 4.0 is called Education 4.0, which is characterized by digital technology in the learning process known as the cyber system and is able to create a continuous learning process without space and time limits. The challenges of education in the 4.0 industrial revolution era specifically in Indonesia also spoke of competencies that were able to compete with developments. The method used in this study is an explanatory survey with a simple random sampling technique of 130 respondents. The data analysis technique used is simple regression analysis with SPSS 23.0 for Windows. The results show that the exhibition of Education and Entrepreneurship in the Industrial Revolution Era 4.0 fits the good category.

How Behavioral Finance during Pandemic COVID-19? Asri Solihat; Nugraha Nugraha
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 2 No 2 (2020): Business Innovation and Entrepreneurship Journal (May)
Publisher : Entrepreneurship Faculty, Universitas Garut

The global pandemic of COVID-19 has created dramatic and unprecedented challenges for individuals, the economy, financial markets, financial institutions and governments. The purpose of this study was to determine how much change in financial behavior during the COVID-19 pandemic. This study uses a literature review method by comparing several previous research findings that are relevant to the COVID-19 pandemic problem. The results of this study reveal changes in financial behavior during the COVID-19 pandemic, especially in urban areas that are in the red zone and many financial transactions.

The Importance Of Keeping Health During Pandemic Asri Solihat; Agung Trisna Mukti; Lucky Luqmanul Hakim Ramadhan; Ryski Dwi Syahputra; Sopian Wibiksana
Indonesian Journal of Community Empowerment (IJCE) Vol 2 No 04 (2021): Indonesian Journal of Community Empowerment (November)
Publisher : Fakultas Kewirausahaan Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/ijce.v2i04.448

Abstract The corona virus pandemic (COVID-19) has not only threatened physical health, but has also threatened the mental health of many people. A virus that has claimed thousands of lives around the world until now and has caused a lot of concern among the public every minute the community is always bombared with news and information about COVID-19 both through TV, social media and the internet. So do not be surprised if many people experience mental disorders such as excessive worry in the midst of a pandemic of diseases caused by the corona virus. Some mental disorders that often arise today, for example, easily carried emotions, stress, excessive anxiety, depression, and so on. Anxiety and mental disorders will then cause imbalances in the brain, which in turn arises into a psychological disorder, or also called psychosomatic. When a person experiences psychosomatic symptoms, he can feel symptoms such as COVID-19 disease, which is feeling fever, dizziness, or a sore throat, even though his body temperature is normal. Abstrak Pandemi virus corona 2019 (COVID-19) bukan hanya mengancam kesehatan fisik, tetapi juga telah mengancam kesehatan mental banyak orang. Virus yang telah menelan ribuan korban jiwa di seluruh dunia hingga sampai sekarang ini dan telah menimbulkan banyak kekhawatiran di kalangan masyarakat. Setiap menit, masyarakat selalu dihujani oleh berita dan informasi seputar COVID-19, baik melalui TV, media sosial, serta internet. Maka tak heran jika banyak masyarakat mengalami gangguan mental seperti rasa kekhawatiran yang berlebihan di tengah pandemi penyakit yang ditimbulkan oleh virus corona tersebut. Beberapa gangguan mental yang kerap timbul dewasa ini misalnya mudah terbawa emosi, stres, cemas berlebihan, depresi, dan sebagainya. Kecemasan dan gangguan mental ini kemudian akan menimbulkan ketidakseimbangan di otak, yang pada akhirnya timbul menjadi gangguan psikis, atau disebut juga psikosomatik. Ketika seseorang mengalami gejala psikosomatik, maka ia bisa merasakan gejala seperti penyakit COVID-19, yakni merasa demam, pusing, atau sakit tenggorokan, padahal suhu tubuhnya normal.

An Analysis of the 'Bringout' Fashion Business Plan Through the Business Model Canvas Approach Risma Agustiani; Sukma Nugraha; Asri Solihat
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 7 No 1 (2025): Business Innovation and Entrepreneurship Journal (February)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/biej.v7i1.975

Bringout is a business operating in the fashion industry. Established in 2020, the company initially did not have a Business Model Canvas, which led to several issues in sales and marketing. This study aims to analyze the Business Model Canvas planning , which consists of nine building blocks: customer relationships , key partners , value proposition , customer segments , channels , revenue streams , key resources , key activities , and cost structure , in order to develop a new business model. The research method used is a qualitative case study approach. Several types of data are required for developing the business model. The first is the current business model, obtained through observation. The second is data collected by distributing questionnaires to consumers and individuals familiar with the Bringout product. Based on the analysis, one improvement made to Bringout's business model is in the customer segment , by targeting university students and employees aged 18 to over 35 years old. The analysis results highlight the importance of developing products that align with the defined target age group. As a result, several elements of the Bringout business were revised to foster innovation and improve sales performance.

Price and Product Quality as Determinants of Purchasing Decisions: A Case Study on Mrs. Ida’s Potato Chips Muhammad Akbar Al-Asyari; Asri Solihat; Lindayani .
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 7 No 2 (2025): Business Innovation and Entrepreneurship Journal (May)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/biej.v7i2.991

This study aims to find out and analyze the influence of price and product quality on consumer purchase decisions of "Ibu Ida Potato Chips". Data were collected by questionnaire distribution technique using a Likert scale. The population in this study is Mrs. Ida's potato chips consumers who have purchased potato chips in Garut Regency. The sample was selected using accidental sampling and a sample of 100 respondents was obtained using the zikmund formula. In this study, it uses classical assumption tests, multiple linear analysis, and hypothesis tests. The hypothesis testing consists of a t-test, an f-test, and a coefficient of determination. The results of the study showed that there was an influence of price variables and product quality on purchase decision variables of 31.9% while the remaining 68.1% was influenced by other variables that were not studied in this study. When viewed individually, the price variable has an effect of 0.257 or 25.7% on the purchase decision. Meanwhile, the product quality variable has an effect of 0.239 or 23.9% on the purchase decision.

Analysis of the Influence of Financial Literacy and Financial Inclusion on MSME Performance Adi Adiansyah; Asri Solihat; Lindayani Lindayani
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 7 No 3 (2025): Business Innovation and Entrepreneurship Journal (August)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/biej.v7i3.1043

This research is motivated by the fact that the majority of MSMEs in Garut Regency are micro-sized, representing 86%. The purpose of this study is to determine the influence of financial literacy, financial inclusion, and financial management on the performance of MSMEs in Garut Regency. The research method used is descriptive analysis using SEM-PLS, where the analysis used in this study is the outer model test, the inner model test, and the hypothesis test carried out by determining the r-square, f-square, and t-statistic values. The sample in this study was 100 MSMEs in Garut Regency registered as MSMEs with NIB (Entrepreneurship Identification Number). The findings of this study indicate that financial literacy does not significantly influence MSME performance. Meanwhile, financial inclusion and financial management have a significant positive effect.

The Influence of Creative Economy-Based Entrepreneurial Cognitive on Entrepreneurial Success Alni Dahlena; Galih Abdul Fatah Maulani; Nizar Alam Hamdani; Asri Solihat
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 7 No 4 (2025): Business Innovation and Entrepreneurship Journal (November)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/biej.v7i4.1126

Basically, the concept of entrepreneurship includes an individual's ability to recognize opportunities, overcome challenges, and adapt to rapid change. Cognitive entrepreneurship is closely related to entrepreneurship education which is aimed at improving creative and critical thinking skills. The aim of this study is to analyze the influence between creative economic variables and entrepreneurial cognition in encouraging entrepreneurial success. The research method uses a cross-sectional survey approach. This approach was chosen to obtain data from respondents at a certain time. Data collection techniques using questionnaires. Data analysis was performed using SmartPLS software. Descriptive analysis was conducted to provide a general overview of the respondents. Furthermore, multiple regression analysis (SEM) was conducted. The results of this study identified that the creative economy variable towards entrepreneurial success had a coefficient of 0.140, while the entrepreneurial cognitive variable towards entrepreneurial success had a coefficient of 0.652. It was identified that the combination of creative economy and entrepreneurial cognitive factors was able to explain approximately 52.7% of the variation in entrepreneurial success. The results of the analysis of these coefficient values were relatively low to moderate, so their influence was not too dominant. The bootstrapping results showed a coefficient value of 0.000, which means the influence of entrepreneurial cognition on entrepreneurial success was not significant. Therefore, the influence of creative economy-based entrepreneurial cognition on entrepreneurial success is a complex interaction in developing benchmarks for entrepreneurial success.

The Influence of Product Quality and Service Quality on Consumer Satisfaction Putri Rahmawati; Asri Solihat; Lindayani Lindayani
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 7 No 4 (2025): Business Innovation and Entrepreneurship Journal (November)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/biej.v7i4.1156

The culinary industry is one of the fastest-growing sectors in Indonesia and plays an important role in supporting the development of the creative economy. One traditional culinary product that remains popular is green banana. However, the rise of modern food trends and increasingly intense competition in the culinary business requires traditional food entrepreneurs to continuously innovate in order to maintain their existence. Mamayu Pisang Ijo is one of the home-based culinary businesses that focuses on product quality and service quality as its main strategies to enhance customer satisfaction and maintain customer loyalty. This study aims to determine the influence of product quality and service quality on customer satisfaction at Mamayu Pisang Ijo. The research employed a quantitative approach with a survey method. A total sample of 176 respondents was obtained using the Slovin formula, and data were collected through an online questionnaire using a Likert scale. Data analysis was conducted using SPSS through validity tests, reliability tests, multiple linear regression, t-tests, F-tests, and coefficient of determination analysis. The results show that product quality and service quality simultaneously have a significant effect on customer satisfaction, with an F-value of 120.842, which is higher than the F-table value of 2.27. In addition, the Adjusted R² value of 0.583 indicates that 58.3% of the variation in customer satisfaction can be explained by the two variables. These findings suggest that improving product and service quality is essential to maintaining customer satisfaction, suggesting that businesses like Mamayu Pisang Ijo must continue to improve the quality offered to remain competitive in the culinary industry. Moreover, this research serves as a reference for traditional culinary businesses in designing marketing strategies based on product and service quality to increase competitiveness. This study also contributes to the academic literature on consumer behavior in traditional culinary industries amid modern competition.

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