Article Per Year (5 Year)
p-Index From 2021 - 2026
3.329
P-Index
This Author published in this journals
All Journal Ekonomi Bisnis Humanis : Jurnal Ilmu-Ilmu Sosial dan Humaniora Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri J-MACC : Journal of Management and Accounting Bisman (Bisnis dan Manajemen): The Journal of Business and Management Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Journal Koperasi Dan Manajemen Jurnal Pengabdian Kepada Masyarakat Strategic: Journal of Management Sciences Jurnal Pemberdayaan Umat Basic and Applied Accounting Research Journal Diversity Logic Journal Multidisciplinary EKOBIS ABDIMAS : Jurnal Pengabdian Masyarakat Jurnal Pengabdian Kepada Masyarakat Jurnal Aplikasi Bisnis
Fatichatur Rachmaniyah
Universitas Islam Darul ‘Ulum Lamongan
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Public Health Social Sciences Other

Published : 27 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 27 Documents
Search

 1   2   3 
EDUKASI STRATEGI DIGITAL MARKETING DAN PENCATATAN FINANCIAL SEDERHANA DENGAN APLIKASI SMART PHONE UNTUK MENINGKATKAN PENJUALAN UMKM KERUPUK BAWANG DI DESA KEDALI LAMONGAN Fatichatur Rachmaniyah; Siti Shoimah; Moh. Azus Shony Azar; Aldhian Nur Isnaini
Jurnal Pengabdian Kepada Masyarakat (J-ABDIMAS) Vol 9 No 1 (2022): JURNAL PENGABDIAN KEPADA MASYARAKAT 2022
Publisher : Publisher UPT P2M Politeknik Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33795/jabdimas.v9i1.158

Abstract

This pandemic is increasingly hampering the development of Indonesian SMEs. The restrictions imposed have made the sales level of SMEs decrease significantly. Therefore, SMEs must be required to be creative in using digital application media to survive. So this is important for SMEs to know about digital marketing and how to record finances with smartphone applications to make the right financial decisions. The purpose of this dedication is to educate about the importance of digital marketing strategies to increase sales and manage finances with smartphone applications so that they can allocate funds more effectively. This activity was successful which resulted in the business of Kerupuk Bawang belonging to Mrs. Sholikhah already knowing how to optimize marketing with WhatsApp business features and knowing how to record finances well through the Money Manager application.
KEUANGAN KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH MAWAR JATIM Have Zulkarnaen; Fatichatur Rachmaniyah
HUMANIS: Jurnal Ilmu-Ilmu Sosial dan Humaniora Vol 14 No 2 (2022): Juli
Publisher : LPPM UNISDA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

ABSTRACT This type of research is quantitative descriptive research. The analysis method used is financial ratio analysis. The results of the study show that: (1) the cash ratio in 2018-2020 is included in the bad criteria because it is still below the predetermined standard, the cash ratio value is 26.06%, 34.73%, 66.56%. (2) the DtAR in 2018-2020 has increased, namely 85.29%, 77.81%, 76.83% with unfavorable criteria. (3) the DtER in 2018-2020 there is quite an increase in the ratio, but it is still in bad criteria. (4) ROA in 2018-2020 fluctuated, namely 2.26%, 5.24%, 3.16% with fairly good criteria. (5) ROE in 2018-2020 fluctuated, namely 18.23%, 30.96%, 13.64% with good criteria. (6) the NPM in 2018-2020 fluctuated, namely 33.75%, 62.06%, 58.47% with very good criteria. The Mawar Jatim needs to increase its cash and should reduce the amount of its debt. ,
FENOMENA PERKEMBANGAN CROWDFUNDING DI INDONESIA Arief Yuswanto Nugroho; Fatichatur Rachmaniyah
Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri Vol. 4 No. 1 (2019): April 2019
Publisher : Fakultas Ekonomi Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/ekonika.v4i1.254

Abstract

Crowdfunding is an internet-based financial intermediation platform that collects funds from the general public to finance a project or business unit. This study aims to determine the development of crowdfunding in Indonesia, as well as how the development of Indonesian crowdfunding when compared to Asian countries. This Research is a descriptive qualitative study with literature studies. The results of this study can be concluded that the development of crowdfunding platforms in Indonesia is mostly Debt Based. Indonesian society, especially in urban society, they still have not utilized it maximally because there is minimum of literacy related to crowdfunding as alternative funding. The number of crowdfunding in Indonesia compared to other Asian countries, namely India and Malaysia is quite competitive. However, in terms of the percentage level of entrepreneurship, Indonesia is still far behind.Keywords : , , , .
MANAJEMEN LABA PERUSAHAAN KELUARGA INDONESIA Have Zulkarnaen; Fatichatur Rachmaniyah; Hamidah Hamidah
J-MACC Vol 5 No 2 (2022): Oktober
Publisher : Fakultas Ekonomi Universitas Islam Darul Ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/j-macc.v5i2.3478

Abstract

The purpose of this study is to test whether family ownership has an effect on earnings management in companies listed on the Indonesia Stock Exchange. The data collection method used purposive sampling. The companies used in this study found 70 companies per year from 2015 to 2017 with a total of 210 observational data. The variables used in this study were family ownership and earnings management. The research model used is the estimation of the use of panel data regression models with data taken from the financial statements of observation companies. There is 1 development model to test the hypothesis used in this study. The results of this study prove that family ownership has an effect on improving the earnings management of manufacturing companies listed on the Indonesia Stock Exchange in 2015-2017.
Pelatihan Penyusunan Dan Analisis Laporan Keuangan Bagi Pengelola Badan Usaha Milik Desa (BUMdes) Di Desa Porodeso, Kecamatan Sekaran, Kabupaten Lamongan Have Zulkarnaen; Novi Darmayanti; Fatichatur Rachmaniyah; Siti Shoimah
Ekobis Abdimas Vol 3 No 1 (2022): Juni
Publisher : Fakultas Ekonomi, Universitas PGRI Adi Buana Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Program pengabdian kepada masyarakat yang dilakukan tujuannya untuk memberikan wawasandan ketrampilan pengelola BUMDes di Desa Porodeso-Lamongan agar mampu mengelolakeuangan dengan baik serta melaukan  pengembangan  usaha. Pengelola BUMDes harus siap dalam kondisi apapun  dengan berbagai macam  tantangan yang menghadang. Perencanaan keuangan yang baik sangat dperlukan dimana harus bisa mewujudkan kesejahteraan baik untuk usaha atau untuk masyarakat. Metode yang dilakukan dalam program ini adalah memberikan penyuluhan dan pendampingan mengenai perencanaan keuangan pada pengelola BUMDes  sampai pada tahap aplikasi sederhana namun dapat dipahami. Hasil program pengabdian masyarakat ini memberikan solusi sederhana untuk bersikap hati-hati dalam mengelola keuangan dengan memperhatikan beberapa kemungkinan terburuk. Peserta merasa mendapatkan solusi ketika ingin merencanakan keuangan dan dapat mengambil keputusan yang tepat dalam menghadapi permasalahan. Kata Kunci : Perencanaan Keuangan, BUMDes, Analisis Laporan Keuangan
EDUKASI STRATEGI DIGITAL MARKETING DAN PENCATATAN FINANCIAL SEDERHANA DENGAN APLIKASI SMART PHONE UNTUK MENINGKATKAN PENJUALAN UMKM KERUPUK BAWANG DI DESA KEDALI LAMONGAN Fatichatur Rachmaniyah; Siti Shoimah; Moh. Azus Shony Azar; Aldhian Nur Isnaini; M. Donny Saputra; N i’ma turroviah
Jurnal Pengabdian kepada Masyarakat Vol. 9 No. 1 (2022): JURNAL PENGABDIAN KEPADA MASYARAKAT 2022
Publisher : P3M Politeknik Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33795/jabdimas.v9i1.158

Abstract

This pandemic is increasingly hampering the development of Indonesian SMEs. The restrictions imposed have made the sales level of SMEs decrease significantly. Therefore, SMEs must be required to be creative in using digital application media to survive. So this is important for SMEs to know about digital marketing and how to record finances with smartphone applications to make the right financial decisions. The purpose of this dedication is to educate about the importance of digital marketing strategies to increase sales and manage finances with smartphone applications so that they can allocate funds more effectively. This activity was successful which resulted in the business of Kerupuk Bawang belonging to Mrs. Sholikhah already knowing how to optimize marketing with WhatsApp business features and knowing how to record finances well through the Money Manager application.
PEMBERDAYAAN MASYARAKAT DESA CERME DENGAN BUDIDAYA TANAMAN BAWANG DAYAK SEBAGAI MINUMAN HERBAL Fatichatur Rachmaniyah; Siti Shoimah; Latif Maulana; Ahmad Jemy; Nur Faidzin; Khoirul Umam
Jurnal Pengabdian kepada Masyarakat Vol. 10 No. 2 (2023): JURNAL PENGABDIAN KEPADA MASYARAKAT 2023
Publisher : P3M Politeknik Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33795/abdimas.v10i2.4771

Abstract

Dayak onion (Eleutherine americana Merr) is a native South American plant which is also found growing in Java, Kalimantan. Local residents in Kalimantan have used this Dayak Onion as a traditional medicine. The part that can be utilized in this plant is the tuber. The purpose of this activity is to increase public village Cerme knowledge, about the efficacy and benefits of the Dayakonion plant as a family medicinal plant, the use of the land for the house and the Dayak onion business as a home industry for Dayak onion wedang to increase family income in improving the welfare of the community, especially PKK (Building Family Wellbeing) of Cerme Village in Ngimbang District,Lamongan Regency.
COMPARATIVE ANALYSIS OF FINANCIAL PERFORMANCE OF DIGITAL BANKS DURING THE COVID-19 PANDEMIC Rachmaniyah, Fatichatur; Purwati, Titik
DIVERSITY Logic Journal Multidisciplinary Vol. 1 No. 1 (2023): April: Diversity Logic Journal Multidisciplinary
Publisher : SYNTIFIC

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61543/div.v1i1.23

Abstract

Background. Along with the development of technology, banking services in Indonesia have largely transitioned into Digital Banks. Digital banks have become a solution to economic problems during the pandemic period. Research Purpose. To determine the analysis of the differences in the financial performance of digital banks during the COVID-19 pandemic period. Research Method. The research employs a comparative quantitative approach with a case research design. The research objects are three digital banks, namely Jago Bank, BTPN Bank, and Bukopin Bank. The data used in the research consists of financial reports from the quarters of the years 2020-2021. The research variables include the ratios ROA, ROE, BOPO, NPM, DER, and LDR. The analysis method utilizes the ANOVA test. Findings. The financial performance in terms of ROA, ROE, BOPO, NPM, and DER ratios between Jago Bank and BTPN Bank showed significant differences. However, the LDR ratio was no significant difference. The financial performance between Jago Bank and Bukopin Bank, in terms of the ROA, ROE, NPM, and DER ratios, resulted in significant differences. However, the BOPO dan LDR ratios were no significant differences. The overall ratios of BTPN Bank & Bukopin Bank have a significant difference. Conclusion. There is a significant difference in financial performance between Jago Bank, BTPN Bank, and Bukopin Bank during the pandemic period. These three digital banks exhibit different financial performances, aligning with their respective areas of focus. However, there are some variables among these digital banks that did not show significant differences in the LDR and BOPO.
THE NEXUS OF FINANCIAL LITERACY, FINANCIAL TECHNOLOGY, AND FINANCIAL INCLUSION ON FINANCIAL PERFORMANCE: INSIGHTS FROM LAMONGAN'S CULINARY MSMES Maulidia Putri, Ihza Zamzara; Rachmaniyah, Fatichatur; Shoimah, Siti
DIVERSITY Logic Journal Multidisciplinary Vol. 2 No. 3 (2024): December: Diversity Logic Journal Multidisciplinary
Publisher : SYNTIFIC

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61543/div.v2i3.102

Abstract

Background: The MSME culinary sector is one of the most popular industries in Indonesia, particularly in Lamongan. MSME entrepreneurs in this sector need to enhance their understanding of financial literacy and financial inclusion to improve their business's financial performance. Additionally, keeping up with modern developments by utilizing financial technology is crucial to optimizing financial management. Research Purpose: This study aims to understand how financial literacy, fintech, and financial inclusion impact the financial performance of culinary micro, small, and medium enterprises in Lamongan. Research Method: This study uses an explanatory quantitative research approach. Data collection was conducted through Likert-scale questionnaires distributed to 140 MSME respondents in the culinary sector in Lamongan. These respondents were selected using purposive sampling, and the data were analyzed using multiple linear regression. Findings: The study reveals that financial literacy and inclusion enhance the financial performance of culinary micro, small, and medium enterprises in Lamongan. While fintech's role is insignificant, a synergistic approach involving all three factors significantly contributes to improved performance. Conclusion: Financial literacy and financial inclusion among MSMEs in Lamongan's culinary sector are relatively good. However, the application of financial technology does not significantly affect financial performance, as most consumers in Lamongan, from lower-middle-income groups, do not widely use fintech for transactions.
Analisis Minat Masyarakat terhadap Layanan Fintech Syariah: Studi Pengabdian Bersama BSI Gresik Rachmaniyah, Fatichatur; Kusmayasari, Dewi; Khamila, Nabillatul; Astuti, Selvia Laely Dwi; Prameswana, Harda; Indriani, Arya Dhita
Jurnal Pemberdayaan Umat Vol. 4 No. 1 (2025): Februari
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jpu.v4i1.4643

Abstract

Purpose: This study aims to analyze public interest in Sharia fintech services, focusing on the collaborative community service initiative with Bank Syariah Indonesia (BSI) Gresik. This research seeks to identify factors influencing community adoption, perceptions, and challenges related to Sharia-compliant financial technology. Methodology/approach: The study was conducted in Gresik, East Java, in collaboration with BSI Gresik. Data were collected through surveys distributed to 150 respondents, including BSI customers and local residents. The survey utilized a structured questionnaire with Likert-scale questions covering aspects such as awareness, trust, and usage patterns of Sharia fintech. Results/findings: The findings indicate moderate awareness of Sharia fintech services, with trust in Islamic financial principles being a key driver of adoption. However, limited product knowledge and concerns regarding security were identified as barriers. Conclusion: The study concludes that while there is growing interest in Sharia fintech services, targeted educational campaigns and improved security measures are needed to boost adoption. Collaboration between Islamic banks and fintech providers can further enhance accessibility and trust, aligning with the principles of financial inclusion and compliance with Sharia. Limitations: The study was geographically limited to Gresik, and the sample may not fully represent diverse socioeconomic groups. Additionally, reliance on self-reported data may have introduced a bias. Contribution: This study contributes to the understanding of Sharia fintech adoption in Indonesia by providing insights for Islamic banks, fintech developers, and policymakers to enhance financial inclusion strategies. It also supports the academic discourse on Islamic finance and digital innovation.
Co-Authors Abdul Hadi Ahmad Jemy Aldhian Nur Isnaini Aldhian Nur Isnaini Ali Muhajir Alif Indah Maulida Ani Setyorini Anisa Ulfah Arief Yuswanto Nugroho Arief Yuswanto Nugroho Arief Yuswanto Nugroho Arief Yuswanto Nugroho Astuti, Selvia Laely Dwi Ayu Lestari Dewi Kusmayasari Fita Velina Sari Hamidah, Hamidah Have Zulkarnaen Indriani, Arya Dhita Intan Sari Finas Khamila, Nabillatul Khoirul Umam Khusmayasari, Dewi Kis’atin Nuroh Kusmayasari, Dewi Latif Maulana M. Boy Singgih Gitayuda M. Donny Saputra Maulidia Putri, Ihza Zamzara Moh. Azus Shony Azar Moh. Azus Shony Azar Moh. Azus Shony Azar Muhamad Iqbal Fasa Muhammad Hafidh Nashrullah N i’ma turroviah Novi Darmayanti Novi Darmayanti Nur Faidzin Nurul Fadillah Nurul Fauziyah Prameswana, Harda Pudyartono Pudyartono Roichatul Jannah S. Syaiful Rosyid Siti Makhmudah Siti Shoimah Sutri Handayani Wulan Fibrianti Rohmah