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THE APPLICATION OF ISLAMIC ECONOMIC SECURITY SYSTEM FOR A BETTER HUMAN SECURITY IN INDONESIA Dewi, Gemala
Indonesian Journal of International Law
Publisher : UI Scholars Hub

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Abstract

As the 2010 Indonesian demographic Statistic data predicted that in the year 2020-2030 Indonesia will have overpopulation of young people at the productive age (18-50 years old) in about 69%. So there is a need to find solution on jobs and welfare for those segments of people. Islam as the religion of majority people of Indonesia has a teaching regarding this matter that has been known as Islamic economic security system, by means of zakat, waqf, trading and business manner that could give some solutions for the betterment for human economic security to this country. By using normative and comparative method of research, this paper will lead to the conclusion that the country needs to lagislate the shariah principles of contract and economic system due to secure the human rights on transactions and economic activities.
The Legal Protection For Applying Islamic Contract Law In Banking Regulation In Indonesia And Turkey Dewi, Gemala
Indonesian Journal of International Law
Publisher : UI Scholars Hub

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Abstract

This article discusses about the extent of readiness of the government regulation to meet the need of Islamic investment in the field of banking in Indonesia and Turkey, especially how legal protection to the banks and the customers in implementing sharia investment in both countries. This article is based on normative legal research, descriptive comparative through analysis the literature and regulatory provisions in force in the two countries. It is concluded that both Indonesia and Turkey have an arrangements of legislation and procedures in which guarantees the legal protection for every parties to apply islamic contract law through its secular legislation system. Depending on the customers would need to seek an appropriate mechanism in sharia based on freedom of contract. The difference is that in the legal systems being used also has differences, in which Indonesia has such a specific sources of law in which regulating the syariah principles. On the other hand Turkey does not.
The Evolution of the Trust System in the Mutual Fund Business in Indonesia (A Study Based on Islamic Law Perspective) Dewi, Gemala
Indonesian Journal of International Law
Publisher : UI Scholars Hub

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Abstract

The progressive development of International law can be seen also in the concept of trust in business transaction based on its evolution from time to time. This is because the trust institution, which is considered as an achievement of the Anglo-Saxon legal system that has tremendous benefit, actually started from the concept of separation between ownership and mastery in the form of charitable trust of waqf , known in Islamic law. Research proves that in the history of “Trust”, waqf is forerunner of the establishment of “Trust”. How the concept of waqf develops a business type of Mutual Fund that is in compliance with Sharia Law, is the problem that is discussed in this paper. By using a normative and comparative law method, this paper found that by implementing only Nazhir functions that reflect the concept of trust by means of Islamic Trust Fund (ITF), the benefit of the object of cash waqf can be multiplied. For this purpose, the Islamic Trust Fund concept is defined in the real meaning of cash waqf mandate which today can be used in business activities, other than worship sector0. With ITF concept like this does not preclude the general public to participate in purchasing units in the form of a business Sharia Mutual Funds (SMF), so thus also can create investment opportunities that also drives the wheels of development.
Workers`s Rights According to Islamic Law Persepective (The Principle of Mudharabah) That Can Be Applied In Trade and Investment Agreements Dewi, Gemala
Indonesian Journal of International Law
Publisher : UI Scholars Hub

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Abstract

The practice of Foreign Direct Investment (FDI) in developing countries often cause the labor problems, such as the labor on strike demanding higher wages or the severance pay as the results of the “down-sizing” whose made changes etc. In the country who has inadequate labors regulation or even does not have a strong labors union, it is difficult to enforce the rights of the labors. With the extreme separation position system between the labors and the employer, the problem is always decreasing, so the concept of alternative working relationship to solve this problem. The mudharabah principle in working agreement may be the way to solve the problem. That principle puts the labor and the employer to the same position, so the worker can develop their self to be productive and will gain the the profit for the company and also increase the labors income. In that principle, the company does not need “downsizing” or facing the labors “strikes” or “layoffs”, because the labor welfares can directly obtain from the hard work for the company. Besides the welfare for the labors, this concept is also can attract the foreign investment in our country.
Akibat Hukum Akta Perjanjian Perkawinan Yang Tidak Dicatatkan Dalam Perkawinan Campuran Fira Adhisa Rivanda; Gemala Dewi
Jurnal Surya Kencana Satu : Dinamika Masalah Hukum dan Keadilan Vol 13, No 1 (2022): SURYA KENCANA SATU
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/jdmhkdmhk.v13i1.20218

Abstract

Salah satu akibat hukum yang berdampak pada kepemilikan harta setelah dilangsungkannya perkawinan adalah harta bersama. Hal ini memberikan permasalahan dalam hal perkawinan tersebut merupakan perkawinan campuran dimana perkawinan ini dapat membatasi hak-hak WNI atas kepemilikan harta, khususnya kepemilikan hak atas tanah. Undang-Undang No. 1 Tahun 1974 tentang Perkawinan memberikan pengesampingan hukum agar tidak terjadinya percampuran harta akibat perkawinan dengan memperbolehkan adanya perjanjian perkawinan yang perlu disahkan oleh pegawai pencatatan perkawinan atau Notaris. Namun, sering terjadi perjanjian perkawinan tersebut tidak dilampirkan pada saat pencatatan perkawinan campuran yang dilakukan di luar negeri. Tujuan penelitian ini adalah untuk mengetahui akibat hukum yang timbul sehubungan dengan tidak dicatatkannya perjanjian perkawinan dalam perkawinan campuran. Penelitian ini merupakan penelitian yuridis normatif dengan melakukan studi kepustakaan serta peraturan perundang-undangan yang berlaku. Hasil dari penelitian ini menunjukkan bahwa tidak dicatatkannya perjanjian perkawinan dalam perkawinan campuran tidak mempengaruhi keberlakukan dari perjanjian perkawinan itu sendiri, hanya saja perjanjian perkawinan tersebut tidak memenuhi asas publisitas dimana hal ini dapat berpengaruh kepada pihak ketiga.
Implementasi Prinsip Good Governance Bisnis Syariah pada Tata Kelola Manajer Investasi Aang Anzal Muhammad Gofar; Gemala Dewi
Al Maal: Journal of Islamic Economics and Banking Vol 2, No 2 (2021)
Publisher : Prodi Perbankan Syariah FAI UMT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/almaal.v2i2.3550

Abstract

 Investment Manager (MI) as a sharia mutual fund manager is done in two ways are the establishment of Sharia MI and Sharia Investment Management Unit (UPIS) for conventional MI. Most of conventional MI is not ready to spin off to become a Sharia MI because it is considered the current governance of MI is still low. OJK issued regulation No. 10/POJK.04/2018 on the Implementation of Investment Manager Governance that applies to both. However, the arrangement is still general and has not led to sharia governance system, while Indonesia has good governance guidelines for Sharia Business Governance (GGBS) that can be used as a reference standard. Based on these issues, the author reviewed the principles of GGBS to the extent of their implementation in the regulation of investment manager governance. This research is normative juridical with an analytical descriptive approach. Based on the results of the study the authors found that the governance arrangements of investment managers have not been sufficiently the basis for the implementation of sharia governance because principle of Independence has not been implemented for the ban on multiple positions for the Sharia Supervisory Board and spin off mechanisms for UPIS.
The Benefits Analysis of The Issuance Of Sukuk Savings In Road Infrastructure Development In Indonesia Guswanto Endra Gautama; Gemala Dewi
Jurnal Dinamika Hukum Vol 21, No 1 (2021)
Publisher : Faculty of Law, Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.jdh.2021.21.1.2873

Abstract

State Sharia Securities which in technical terms are commonly known as state sukuk, are state securities issued based on sharia principles. One form of state sukuk is a Sukuk Savings. Sukuk Savings is managed based on sharia principles, and has been declared sharia compliance by the National Sharia Council - Indonesian Ulema Council. The proceeds from the issuance will be used for investment activities in the form of purchasing rights to the benefits of State Property to and the procurement of projects to be leased to the Government. Rewards come from the profits from the investment activities. How to regulate the issuance of savings sukuk in the development of road infrastructure in Indonesia and how the potential benefits of its application for economic infrastructure development in Indonesia are the main issues to be analyzed in the paper this. This research uses normative legal research methods. Basically, sukuk is one of the breakthrough sources of funding funds made by the government in implementing its commitment to accelerate infrastructure development and as an alternative investment product with sharia principles for the community.Keyword: Financing; Infrastructure Development; Sukuk Savings
The Implementation of Waqf as ‘Urf in Indonesia Ani Yumarni; Gemala Dewi; Jaih Mubarok; Wirdyaningsih Wirdyaningsih; Anna Sardiana
Sriwijaya Law Review Volume 5 Issue 2, July 2021
Publisher : Faculty of Law, Sriwijaya University, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28946/slrev.Vol5.Iss2.1126.pp287-299

Abstract

As a tradition that has been practised for a long time, waqf or endowment is clear evidence that Muslims in Indonesia are developing through this worship. However, what if the waqf is in the form of a mosque, Islamic school, and grave (3M’s waqf). It is an unusual thing in the contemporary Islamic tradition, but its existence persists. Meanwhile, 'Urf as one of the legal propositions in establishing Islamic law has known the concept and has been practised for generations in suburban areas where most of the population is Muslim. This tradition is then accommodated in Law Number 41 of 2004 concerning endowment, which contains land endowment and endowment organiser (nazhir). This paper examines the tradition of endowment in Indonesian society to benefit mosques, Islamic schools, and graves. By using the historical and analytical-conceptual approaches, this paper will analyse waqf in these three forms. The results of this study can be taken into consideration by stakeholders in developing strategies for strengthening and empowering 3M's donated land to create benefits for the Indonesian since 3M’s endowment is commonly found in Indonesian society. 
Implementasi Konsep Religius (Diniyah) dan Jujur Dalam Perdagangan Aufa Saffanah Fitri S.; Seta Mahardika Caesar.W; Niniek Mumpuni Sri Rejeki; Muhammad Tun Samudra; Gemala Dewi
Jurnal Hukum Ekonomi Islam Vol. 4 No. 2 (2020): Jurnal Hukum Ekonomi Islam (JHEI)
Publisher : Asosiasi Pengajar dan Peneliti Hukum Ekonomi Islam Indonesia (APPHEISI)

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Abstract

Honesty is a milestone in civilized society. Honesty means what a person says according to his conscience. Honest can also be defined as someone who is clean in heart from actions prohibited by religion and law. In Islam, honesty is a fundamental requirement in doing business activities, being honest is not only when explaining goods / products to be sold, but begins with good intentions, and then implemented in the form of religious marketing (dinniyah) and promotion that reflects truth, justice and honesty with the community, does not contain elements of trickery that will cause harm to buyers, and will also be bad for sellers. Trade or sale and purchase transactions must be based on honesty, this honesty applies comprehensively and not partially, starting from the intention to worship Allah, carrying out a marketing process with a promotion that is not misleading until an agreement on the sale and purchase is reached so that the process of delivering goods occurs. Keywords: concept, religious, honest. Abstrak Kejujuran merupakan tonggak dalam kehidupan masyarakat yang beradab. Kejujuran berarti apa yang dikatakan seseorang itu sesuai dengan hati nuraninya. Jujur dapat pula diartikan seseorang yang bersih hatinya dari perbuatan-perbuatan yang dilarang oleh agama dan hukum. Dalam Islam kejujuran merupakan syarat fundamental dalam kegiatan berbisnis, Jujur tidak hanya pada saat menjelaskan barang/produk yang akan dijual , namun diawali dengan niat yang baik, dan selanjutnya diimplementasikan dalam bentuk pemasaran/marketing yang religious (dinniyah) dan Promosi yang merefleksikan kebenaran, keadilan dan kejujuran kepada masyarakat, tidak mengandung unsur tipu muslihat yang akan menimbulkan kerugian kepada pembeli, dan juga akan berdampak buruk bagi penjual. perdagangan atau transaksi jual beli harus dilandasi kejujuran, kejujuran ini berlaku secara komprehensife tidak partial, dimulai dari niat untuk beribadah kepada Allah, melakukan proses pemasaran dengan promosi yang tidak menyesatkan sampai saat kesepakatan atas jual beli tercapai sehingga proses penyerahan barang terjadi. Kata kunci: konsep, religius, jujur.
Fungsi Legislasi Nasional Dalam Mengakomodasi Hukum Kontrak Syariah Bagi Kelancaran transaksi Perbankan Syariah Gemala Dewi; Lara Sakti Oetomo
Jurnal Hukum Ekonomi Islam Vol. 3 No. 1 (2019): Jurnal Hukum Ekonomi Islam (JHEI)
Publisher : Asosiasi Pengajar dan Peneliti Hukum Ekonomi Islam Indonesia (APPHEISI)

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Abstract

The development of sharia economic law legislation in Indonesia has progressed which is marked by one of the births of Law no. 3 of 2006 concerning Amendments to Law No. 7 of 1989 concerning Religious Courts, which supports the application of Islamic law in the field of muamalat (Islamic binding law) in Indonesia with the inclusion of sharia economics into the authority of religious courts. Along with this, the development of sharia economic law legislation is also evidenced by the presence of various “prosyariah” legal products, such as the Law on State Sharia Securities, the Law on Sharia Banking and other regulations. The fundamental problem of current sharia economic operations is whether the implementation of business activities, especially Islamic banking, is in accordance with the agreement (contract) in Islamic fiqh or simply changing names / terms that are widely known in conventional economic systems into Islamic terms. In addition, obstacles in the field of completeness of statutory facilities that support the smooth daily activities of institutions related to Islamic banking have not met all of the sharia criteria. This research was conducted using the normative juridical research method, which is research that is focused on examining the application or norms of positive law, and analyzing legal norms, particularly certain statutory regulations or written law. Keywords: opportunities, notaries, Islamic banking, Indonesia. Abstrak Perkembangan legislasi hukum ekonomi syariah di Indonesia mengalami kemajuan yang ditandai dengansalah satu lahirnya Undang-Undang No. 3 Tahun 2006 tentang Perubahan atas Undang-Undang No. 7 Tahun 1989 tentang Peradilan Agama, yang mendukung penerapan hukum Islam di bidang muamalat (hukum perikatan Islam) di Indonesia dengan telah dimasukkannya ekonomi syariah menjadi kewenangan peradilan agama. Seiring dengan hal tersebut perkembangan legislasi hukum ekonomi syariah juga dibuktikan dengan hadirnya berbagai produk-produk hukum “prosyariah”, seperti Undang-Undang tentang Surat Berharga Syariah Negara, Undang-Undang tentang Perbankan Syariah dan peraturan lainnya. Problematika mendasar dari operasional ekonomi syariah saat ini adalah apakah penyelenggaraan kegiatan usaha khususnyapadaperbankansyariahtelah sesuai dengan perjanjian (akad) dalam fiqh Islam atau hanya sekedar penggantian nama/istilah yang dikenal luas dalam sistem ekonomi konvensional ke dalam istilah Islam. Selain itu, hambatan di bidang kelengkapan fasilitas perundang-undangan yang mendukung kelancaran aktivitas keseharian lembaga-lembaga yang berkaitandenganperbankansyariah belumlah memenuhi semua kriteriasyariah. Penelitian ini dilakukan dengan metode penelitian yuridis normatif, yakni penelitian yang difokuskan untuk mengkaji penerapan atau kaidah-kaidah atau norma-norma dalam hukum positif, dan melakukan analisa terhadap norma-norma hukum, khususnya peraturan perundang-undangan tertentu atau hukum tertulis.