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Faktor-Faktor Yang Mempengaruhi Return On Assets (ROA) Bank Syariah Setelah Spin-Off (Periode 2008-2018) Ahmad Baihaqi Esaputra
JURNAL MANAJEMEN DAN BISNIS INDONESIA Vol 6, No 2 (2020)
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (355.741 KB) | DOI: 10.32528/jmbi.v6i2.4082

Abstract

Spin-off merupakan sebuah kebijakan yang diterbitkan dengan tujuan untuk meningkatkan efektifitas bank syariah, serta dinilai mampu meningkatkan ketaatan bank syariah dalam menjalankan prinsip-prinsip syariah. Tujuan dari penelitian adalah untuk mengetahui faktor-faktor apakah yang mempengaruhi profitabilitas bank syariah setelah spin-off. indikator yang digunakan untuk menilai profitabilitas adalah rasio pengembalian terhadap asset (return on asset). Metode penelitian yang digunakan adalah regresi data panel dengan Common Effect Model. Untuk sampel yang digunakan adalah Bank Umum Syariah yang telah melakukan spin-off lebih dari 5 tahun di tahun 2018. Diketahui hasil penelitian menunjukkan bahwa spin-off tidak memiliki pengaruh yang signifikan terhadap profitabilitas bank syariah. adapun variabel yang berpengaruh signifikan terhadap profitabilitas adalah Beban Operasional atas Pendapatan Operasional (BOPO) dan Non Performing Finance (NPF). Dari hasil tersebut diketahui bahwa untuk melakukan spin-off. Unit-unit Usaha Syariah harus mempertimbankan juga aspek-aspek lain agar tidak terjadi penurunan efektifitas dan efisiensi bank syariah.
Challenges And Opportunities in Sharia Bank Development in Indonesia, A Literature Review Esaputra, Ahmad Baihaqi
Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) Vol. 4 No. 04 (2024): Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien)
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jasmien.v5i01.571

Abstract

Sharia bank development in Indonesia has a positive trends, however the development of Sharia bank still far below the development of the conventional bank. Despite the muslim population are the largest in Indonesia but it still not maximized yet for developing Sharia bank. This research using bibliometrics approach from the previous study from 2003-2023 and continuing with systematic literature review for examine the challenges and opportunities in developing Sharia bank in Indonesia. This Research find the most productive institution, authors and most influence journal and articles, there is a challenges and opportunity that changes periodically according to the condition of socioeconomics, but the main challenges and opportunities in developing sharia bank in Indonesia are sharia compliance, productivity, profitability, solvability, bank management, customer behavior and market competition. The result from this study conduct a lesson and strategies that can be utilized for developing Sharia bank, and can help the future researcher to do further study about critical and populer issues in Sharia bank development topics.
OPTIMALISASI PENCEGAHAN DINI STUNTING DAN PENINGKATAN KAPASITAS SDM DALAM PEMAHAMAN PSIKOLOGI TUMBUH KEMBANG ANAK Ahmadi, Mirzam Arqy; Fachrunisa, Rahma Ayuningtyas; Chairunnisa, Bella Ananda; Kurniawan, Fidaus; Esaputra, Ahmad Baihaqi; Shobahiya, Mahasri; Pambudi, Haning Lestari Dwi
INTEGRITAS : Jurnal Pengabdian Vol 8 No 2 (2024): AGUSTUS - DESEMBER
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat - Universitas Abdurachman Saleh Situbondo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/integritas.v8i2.5267

Abstract

Stunting is a serious health issue in Indonesia caused by chronic malnutrition, negatively impacting both physical growth and psychological development in children. Although the prevalence of stunting in Indonesia decreased from 37.2% in 2013 to 30.8% in 2018, it remains far from the 14% reduction target set for 2024. This study evaluates the effectiveness of a community service program in Joyosuran Village aimed at reducing stunting rates and improving children's psychological well-being through education and group discussions. The methods used included workshops and focus group discussions (FGD) with 50 participants from the Aisyiyah organization. The results indicate an increased understanding among participants regarding stunting prevention and child psychology management, and the application of this knowledge in daily life. The program successfully educated the community about the importance of nutritious diets and emotional support for children, demonstrating that a comprehensive approach can contribute to reducing stunting and improving children's psychological health..
Seminar dan Pelatihan Penyusunan Portofolio dan Strategi Investasi Di Reksadana untuk Generasi Muda Esaputra, Ahmad Baihaqi; Farid, Mochamad Hasan Makmur; Salsabila, Azaroh
ALMUJTAMAE: Jurnal Pengabdian Masyarakat Vol. 5 No. 1 (2025): April
Publisher : Universitas Djuanda Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/almujtamae.v5i1.16805

Abstract

Kemajuan teknologi dalam sektor finansial sebaiknya dapat diimbangi dengan kemampuan dalam memilih informasi yang diperlukan, sehingga dapat menjauhkan dari dampak negatif perilaku konsumerisme. Teknologi modern dapat mempermudah dosen dan mahasiswa serta masyarakat dalam mendapatkan literasi keuangan untuk membantu menyusun dan membuat keputusan finansial yang memiliki pengaruh untuk masa depan. Investasi sebagai salah satu pilihan dalam melakukan peningkatan terhadap kemampuan keuangan yang dapat dilakukan dengan mudah dengan bantuan teknologi finansial saat ini. Program ini ditujukan untuk para doseni dan mahasiswa di sekolah dalam menghadapi perkembangan dunia ekonomi yang perlu ditunjang dengan literasi dan kemampuan berinvestasi. Metode pelaksanaan pengabdian digunakan dalam bentuk seminar untuk memberikan pengetahuan awal terkait invesasi baik melakukan transaksi dalam pasar modal secara langsung atau melalui manajer investasi. Muatan materi di dalam seminar ini didesign untuk mempermudah dosen dan mahasiswa di sekolah serta masyarakat dalam memahami pasar modal, di mana muatan materi tersebut meliputi pengenalan konsep, rekomendasi proporsi portofolio investasi, dan praktik transaksi di pasar modal. Hasil kegiatan pengabdian adalah peserta menjadi lebih mengenal dan memahami investasi serta kondisi masing-masing sehingga dapat mengukur tingkat risiko yang memungkinkan untuk dipilih dalam berinvestasi.
Determinants of Islamic Financial Institutions on Poverty Reduction: A Systematic Review Al Afif, Rafiq Azzam; Esaputra, Ahmad Baihaqi; Rahmatdi; Ahmadi, Mirzam Arqy
International Journal of Islamic Economics and Finance (IJIEF) Vol. 8 No. 2 (2025): IJIEF Vol 8 (2), July 2025
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/ijief.v8i2.27476

Abstract

This study explores the multifaceted determinants of Islamic Financial Institutions (IFIs) in alleviating poverty by employing a qualitative meta-synthesis approach guided by the ENTREQ protocol. The research synthesizes findings from 23 scholarly articles indexed in Scopus to identify key internal and external factors influencing IFI performance in poverty alleviation. These determinants are systematically categorized into a strategic quadrant model: internal-structural, internal-behavioural, external-structural, and external-behavioural. Internal-structural elements such as institutional capacity, operational models, access to capital, and adherence to Islamic values significantly affect the success of IFIs, while internal-behavioural dimensions highlight the roles of innovation, religiosity, and community-based initiatives. Externally, the legal and policy environment, cultural dynamics, public perception, and economic conditions emerge as critical influences on IFIs’ outreach and effectiveness. The findings reveal that IFIs often face challenges in maintaining their developmental focus due to resource limitations, regulatory gaps, and competitive financial landscapes. Nonetheless, when grounded in Islamic ethical principles and supported by appropriate institutional frameworks, IFIs demonstrate a strong potential to deliver inclusive financial services and uplift marginalized communities. The novelty of this study lies in its integrative approach to consolidating diverse themes into a coherent analytical framework, offering actionable insights for practitioners, regulators, and scholars. It emphasizes that successful poverty alleviation through IFIs requires a synchronized interplay of ethical commitment, institutional readiness, policy support, and grassroots participation. The results contribute to the development of strategic recommendations for enhancing the role of Islamic finance in addressing poverty across different socio-economic and regulatory contexts.