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ANALISIS PUTUSAN PENGADILAN TINGGI AGAMA SURABAYA DALAM PERKARA GUGATAN EKONOMI SYARIAH TENTANG WANPRESTASI AKAD AL QARDH DAN AKAD IJARAH (STUDI KASUS PUTUSAN PERKARA NOMOR 0223/Pdt.G/2015/PTA.Sby) Ummi Nurjannah Prastyawati; Abdul Wahab
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4 No 1 (2020)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v4i1.5229

ABSTRACTIn connection with the Sharia Economy referred to in article 49 of Law number 3 of 2006 letter (i) above, that Sharia Economy in actions or business activities carried out according to sharia principles. Then all sharia financing institutions and financial customers or conventional banks that open the sharia business sector, are naturally bound to sharia economic benefits.With the formulation of the problem: first, What is the main case number : 0223 / Pdt.G / 2015 / PTA.Sby Surabaya religious court about the breach of the Akad al Qardh and Akad Ijarah contracts, Second, What is the legal basis of the judges of the Surabaya Religion Court in decide the Islamic economic dispute case number : 0223 / Pdt.G / 2015 /PTA.Sby, Third, What is the decision of the Judge regarding the Al Qardh Akad Performance and Akad Ijarah in the Case Verdict Case Number : 0223 / Pdt.G / 2015 / PTA.Sby.By using the normative juridical descriptive research method which is an approach that uses a positivist juridical conception, namely that the law is identical to the written norm made by the authorities, so far the law has been made as a normative system that is autonomously closed and independent of people's lives. Based on the research results that are considered by Judges in the decision number : 0223 / Pdt.G / 2015 / PTA. By the source of the law used is Law number 7 of 1989 as amended by Article Law Number 3 of 2006 and the second amendment to Law Number 50 of 2009, Law Number: 1 of 1995 concerning limited liability companies, compilation of Sharia Economic Law (KHES) and HIR.Â Key Word: Analysis of Court Decisions, Akad Al Qardh and Akad Ijarah

Akad Qardh Hasan Dalam Perspektif Maqashid Syariah Abdul Wahab
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 5 No 2 (2021)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v5i2.11384

Qardh as a contract is a type of financing without any reward. Maqashid Sharia is the goal of establishing sharia which is directed towards maslahah. The application of qordh must be based on the basis of maqashid sharia, in order to achieve mutual maslahah. The relationship between qordh and maqashid sharia is the focus of this research. This research belongs to the type of qualitative research with technical literature, namely reading books and relevant research results, the books read can be in the form of textbooks, encyclopedias and dictionaries. The analysis is carried out with a deductive mindset, which is based on general facts and then researched and finally put forward a specific problem solving, with qualitative descriptive techniques in order to find knowledge of the research subject at a certain time. Qardh in the context of maqashid sharia is included in the realm of hifdzul mal (guarding property) from damage, in this case keeping Muslim assets in the hands of moneylenders. So that the property of a Muslim can be safe and not burdened with bloated bills. This is because in qardh a Muslim who becomes a customer only needs to return what he borrowed. So that the maslahah which is the goal of maqashid is achievedÂ Keywords: Qardh, Maqashid Syariah,

Keberpihakan Kebijakan Pemerintah pada Sektor Usaha Rakyat Perspektif Ekonomi Islam (Studi Kasus Keberlangsungan Pasar Tradisional) Abdul Wahab
TSAQAFAH Vol 12, No 1 (2016): Islamic Economics
Publisher : Universitas Darussalam Gontor

The economic sector of small-medium enterprises as known in Indonesia with Micro, Small, and Medium Enterprises (MSMEs), has strategic contribution in Indonesian’s economic development. This sector as known was survived when Indonesian affected by the global crisis of economic at 1998 and 2008 ago. This MSMEs also know as a way for absorption of human capital. Therefore, it is need more of Indonesian Government’s consideration as part of economic development policy of Indonesia. The place for trading between MSMEs’s practitioners was called traditional market which ruled by direct transaction and transparent. Traditional traders have been competed with the growing number of mall around the market. In addition to the rivalry with fellow traders in traditional markets. They have a rational strategy as a way of facing competition with modern market. Actually, the Government must maintain sustainability of traditional market with they public policy. Impelementation public policy should refers to Islamic economic, especially concept of distribution of wealth. The distribution of wealth is one of the most important and most controversial subjects concerning the economic life of people, which have given birth to global revolutions in the world of today, and have affected every sphere of human activity from international politics down to the private life of the individual. Then, this paper raised the issue of: condition traditional traders recently, while growth modern market increase so fast; function and role from public policy for supporting suistanability traditional market; and urgency distribution of wealth as strategy on public policy for sustainability of traditional market.

Pendidikan Etika Bisnis Dalam Al Qur’an Abdul Wahab
TADARUS Vol 10, No 1 (2021)
Publisher : Prodi Pendidikan Agama Islam - Fakultas Agama Islam ( FAI )

Produksi dan konsumsi sebagai pendorong bagi manusia dalam memperbaiki kondisi material dan moral dan sebagai sarana untuk mencapai tujuan kesejahteraan, kerap dikaitkan dengan etika. Jika produsen tidak menindahkan etika dalm produksi, maka konsumen akan meninggalkannya. Al-Qur’an memberi atensi etika dalam produksi, distribusi dan konsumsi.Penelitian ini merupakan penelitian kepustakaan, dengan pendekatan deskriptif kualitatif, melalui telaah dokumen kepustakaan, analisisnya dengan metode induktif yakni dari lapangan tertentu yang bersifat khusus, kemudian hasil penelitian tersebut ditafsirkan sebagai kesimpulan untuk membangun suatu proposisi atau teori yang dapat digeneralisasikan secara luas. Hasil penelitian menunjukan Aktifitas produsen dalam berproduksi harus selalu berdasarkan semangat al-Qur’an, yaitu bahwa semua aktivitas atau perilakunya harus dilakukan dengan bekerja sungguh-sungguh, berlandaskan shari’ah dan rasa iman serta istiqomah di dalamnya. Selain itu, dalam berproduksi seorang produsen harus memperhatikan etika-etika yang sesuai dengan ajaran al-Qur’an. Adapun etika-etika itu antara lain adalah Adanya keadilan dan kesamaan dalam berproduksi. Produksi dilakukan dengan berorientasi pada kesejahteraan ekonomi. Produksi harus dalam batas-batas halal.

The Role of Sharia Banks as Nazhir Partners in the Management of CWLS Retail SWR001 Investment Products Dian Lailatullailia; Arin Setiyowati; Abdul Wahab
Perisai : Islamic Banking and Finance Journal Vol 5 No 1 (2021): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v5i1.1317

Islamic social finance, one of which waqf should have a position and role that can synergize to contribute economically, considering Indonesia has the largest Muslim population in the world. The issue that the potential waqf assets of 2000 trillion with about 51,155.57 ha of waqf land that exists today has not been a productive asset that serves as a source of income in developing the people's economy. While the potential of cash waqf that reaches Rp 180 trillion (BWI) but collected around 391 billion. Therefore, needs the innovation of social finance-based investment scheme with the support of professionalization in its management (in this case nadzir board), one of which is LKS-PWU, especially Sharia Banking. Through State Sukuk instruments in the form of CWLS retail SWR001 products, the government and BWI involve Sharia Banking as Nazhir partners and distribution partners. This study aims to explain the role of sharia banking as nazhir partners in the management of Cash Waqf Linked Sukuk (CWLS) retail SWR001 investment products in the perspective of the basic principles of waqf. This research was conducted by qualitative research method, Library Research approach. Validity of data with source triangulation. The data analysis technique in this study is to use discourse analysis. The results showed that Policy, management and technical processes conducted by Sharia Banking in the management of CWLS Retail SWR001 both in terms of nazhir criteria, the process of collecting and distributing waqf funds is compatibility with the provisions of the Basic Principles of Waqf (PPW) at points 13, 15 and 17 in order to realize good governance for nazhir(Good Nazhir Governance). Keywords: Islamic Bank, Cash Waqf, CWLS Retail SWR001, Waqf Core Priciples (WCP), Good Nazhir Governance

Aktifitas Ekonomi Syariah dalam Al-Qur’an Abdul Wahab
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 1 (2022)
Publisher : Universitas Muhammadiyah Surabaya

AbstrakAktivitas ekonomi, yang melibatkan berbagai model transaksi, menjadi bagian integral dalam kehidupan masyarakat muslim. Sehingga, ketika menyusun kitabnya yang terkait dengan tingkah laku umatnya (fiqih), para intelektual Islam klasik menjadikan aktifitas ekonomi ini ke dalam bagian tersendiri di bawah satu tema pokok besar, yakni mu’amalah, yang disarikan dari al-Qur’an. pendidikan al-Qu’an tentang kegiatan ekonomi, diantaranya membahas ide dasar, kedudukan dan tujuan ekonomi. Penelitian ini merupakan penelitian kepustakaan, dengan pendekatan deskriptif kualitatif, melalui telaah dokumen kepustakaan, analisisnya dengan metode induktif yakni dari lapangan tertentu yang bersifat khusus, kemudian hasil penelitian tersebut ditafsirkan sebagai kesimpulan untuk membangun suatu proposisi atau teori yang dapat digeneralisasikan secara luas. Hasil penelitian menunjukan bahwa al-Qur’an memberikan landasan teologis bagi keberlangsungan perekonomian syariah. Berbagai ayat dalam al-Qur’an memberikan gambaran aktifitas ekonomi yang bisa dikembangkan oleh seorang individu. Meski bersifat umum, setidaknya, penjelasan al-Qur’an itu memberikan spirit bagi manusia dalam aktifitas ekonomi syariah mereka. Pengakuan al-Qur’an ini menunjukkan betapa pentingnya aktifitas ekonomi syariah dalam kehidupan manusia. Sehingga, beberapa ayat al-Qur’an mengajarkan secara langsung bagaimana mereka harus menggunakan jalur-jalur distribusi, misalnya perdagangan.

Keberpihakan Kebijakan Pemerintah pada Sektor Usaha Rakyat Perspektif Ekonomi Islam (Studi Kasus Keberlangsungan Pasar Tradisional) Abdul Wahab
TSAQAFAH Vol. 12 No. 1 (2016): Islamic Economics
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tsaqafah.v12i1.373

The economic sector of small-medium enterprises as known in Indonesia with Micro, Small, and Medium Enterprises (MSMEs), has strategic contribution in Indonesian’s economic development. This sector as known was survived when Indonesian affected by the global crisis of economic at 1998 and 2008 ago. This MSMEs also know as a way for absorption of human capital. Therefore, it is need more of Indonesian Government’s consideration as part of economic development policy of Indonesia. The place for trading between MSMEs’s practitioners was called traditional market which ruled by direct transaction and transparent. Traditional traders have been competed with the growing number of mall around the market. In addition to the rivalry with fellow traders in traditional markets. They have a rational strategy as a way of facing competition with modern market. Actually, the Government must maintain sustainability of traditional market with they public policy. Impelementation public policy should refers to Islamic economic, especially concept of distribution of wealth. The distribution of wealth is one of the most important and most controversial subjects concerning the economic life of people, which have given birth to global revolutions in the world of today, and have affected every sphere of human activity from international politics down to the private life of the individual. Then, this paper raised the issue of: condition traditional traders recently, while growth modern market increase so fast; function and role from public policy for supporting suistanability traditional market; and urgency distribution of wealth as strategy on public policy for sustainability of traditional market.

Penyuluhan Ekonomi Syariah Bagi Ibu-Ibu PKK Ngeni Waru Sidoarjo (Mengenal Bank Syariah) Abdul Wahab
Karunia: Jurnal Hasil Pengabdian Masyarakat Indonesia Vol. 2 No. 2 (2023): juni : Jurnal Hasil Pengabdian Masyarakat Indonesia
Publisher : Fakultas Teknik Universitas Maritim AMNI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/karunia.v2i2.932

Islamic economics is a branch of science that seeks to view, analyze, and finally solve economic problems in Islamic ways, namely based on Islamic religious teachings, namely the Qur'an and the Sunnah of the Prophet (P3EI, 2012:17). Islamic economics has two main things which are the legal basis of the Islamic economic system, namely the Qur'an and the Sunnah of the Prophet, the laws taken from these two main foundations are conceptually and in principle fixed (cannot change anytime and anywhere)

THE CONCEPT OF PROPERTY OWNERSHIP ACCORDING TO ABU AHRA TO REALIZE ECONOMIC BALANCE Muhammad Vicki Azhari; Abdul Wahab
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 8 No 1 (2024): Juni
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v8i1.21920

Islamic law guarantees humanity's benefit in all matters, including property ownership and management of natural resources. Property rights are the rights of every individual that must be respected and must not be violated. However, for the common good, some things are considered common needs and must be managed to benefit humanity as a whole. This writing is literature research using a qualitative descriptive method, examining the theory of thought and the concept of ownership according to Imam Abu Zahra in muamalah fiqh. The research results show that in Islam, property ownership is regulated by Sharia which is different from the capitalist system which does not limit ownership, and the socialist system which limits individual ownership. Islam with its sharia provides a concept of ownership that upholds morals and justice so that it can create economic balance in society

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