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Model of Agents-Based Branchless Banking Services Development in Urban and Rural Area Rini Rachmawati; Nur Muhammad Farda; Bowo Setiyono
Indonesian Journal of Geography Vol 52, No 1 (2020): Indonesian Journal of Geography
Publisher : Faculty of Geography, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (11.106 KB) | DOI: 10.22146/ijg.48452

Abstract

The banking sector has experienced a far leap related to Information Communication and Technology (ICT)-based services. Among them is e-banking that has been used by the community, especially in urban areas. Likewise, the use of ATMs can be used to provide banking services to the wider community, so that it can replace most of the functions of services in banks. However, in communities outside of urban areas such as rural communities there are still limitations in accessing e-banking and ATM services. Limited use of e-banking because this service must use internet media or smart phones to access. Meanwhile, the limited use of ATMs due to the availability of ATMs in rural areas is not as much as in urban areas, considering that rural areas are areas with low settlement densities. Today, banks in Indonesia have provided branchless banking by enabling agents. Branchless banking is found in urban, suburban and rural areas. In previous research, the existence of branchless banking in the form of agents and their utilization by customers has been identified. From previous studies, maps of agent and customer density and analysis related to the condition of regional accessibility have been produced. This research is a further study focusing on sub districts area with high agent density in both rural, suburban and urban areas. The purpose of this research is to analyze the development model of agent-based branchless banking services. Data was collected through primary data through observation, structured interviews and measurement of coordinates of the location of agents and banking services in the form of ATMs and Banks. The final result is expected to be used as a model for the development of branchless banking services in Indonesia. 
The Role of Online Food Delivery Services in the Competitiveness of the Yogyakarta Culinary Industry during the Covid-19 Pandemic Dariya Nawar Salma; Rini Rachmawati
Indonesian Journal of Geography Vol 54, No 1 (2022): Indonesian Journal of Geography
Publisher : Faculty of Geography, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/ijg.68508

Abstract

Culinary business actors in the culinary industry at Yogyakarta provide Online Food Delivery Services to facilitate the trade. This study, therefore, aims to identify the benefits of Online Food Delivery Services as well as the market reach from the providers’ point of view, and further analyzes the intrinsic role played in increasing competitiveness in the culinary industry of Yogyakarta during the Covid-19 pandemic. The process involved a qualitative method, where data was collected through semi-structured interviews, observation, and documentation. Subsequently, qualitative descriptive analysis techniques were used for analysis. Based on the study results, online food delivery services were determined to be beneficial in terms of effectiveness and efficiency in performance, organizational structure, and strategic and competitive advantage. The providers reportedly reached markets at distances up to 25 km–30 km. These actors play a significant role in increasing the competitiveness of the creative industry, particularly in the culinary sub-sector in Yogyakarta City during the pandemic. Moreover, this assumption is based on aspects of competition between similar companies, where the bargaining power of buyers, the threat of new entrants and substitute products were significant.
Moda Transportasi Angkutan Kota Berbasis Teknologi Informasi Komunikasi Aisah Tri Wahyuni; Rini Rachmawati
Jurnal Manajemen Transportasi & Logistik (JMTRANSLOG) Vol 6, No 2 (2019): JULI
Publisher : Institut Transportasi dan Logistik Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54324/j.mtl.v6i2.311

Abstract

Utilization of Information and Communication Technology (ICT) in the field of transportation has an important role in meeting the needs of the community. Bogor is one of the cities that have developed public transportation modes by utilizing ICT to improve community services, namely modern Para transit. This study aims to understand various modes of public transportation, the operation of modern public transportation, and the needs of the community for modern public transportation in the city of Bogor. The results showe that conventional Para transits and Trans Pakuan Buses experienced a decline in the quality and interest of the community. Modern public transportation comes with ICT facilities as an innovation to overcome these transportation problems and traffic congestion through the re-routing program. Modern public transportation has not been able to operate fully, but during the trial phase it actually caused opposition from several parties, consequently, it currently stops operating and has not fully met the needs of the public transportation modes expected by the people of Bogor City.