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All Journal SAR (Soedirman Accounting Review): Journal of Accounting and Business Jurnal Ilmiah Wahana Akuntansi NISBAH: JURNAL PERBANKAN SYARIAH Jurnal Equity Ekonomi dan Bisnis Abdimas Galuh : Jurnal Pengabdian Kepada Masyarakat El-Iqtishod: Jurnal Ekonomi Syariah Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Islamic Economics and Business Review (IESBIR) Veteran Economics, Management & Accounting Review Equity
Fitri Yetti
Universitas Pembangunan Nasional Veteran Jakarta
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

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Pengaruh Faktor Keputusan Penggunaan Layanan Linkaja Syariah di Masa Covid-19 Dengan Efektivitas Sebagai Variabel Moderasi Ananda Annisa putri; Fitri Yetti
Islamic Economics and Business Review Vol 1 No 2 (2022): IESBIR, December 2022
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (534.502 KB)

Abstract

The LinkAja Syariah service is one of the sharia digital payments fintechs in Indonesia and its features can support activities during the pandemic. However, the use of LinkAja Syariah is still not popular because Islamic economic literacy is still low. Therefore, it is necessary to investigate the factors that cause the decision to use these services. The purpose of this study is to explain the effect of promotion, convenience, and service features and there is a moderation of effectiveness on decisions to use LinkAja Syariah services. The approach used in this research is quantitative based on primary data. The sample is 200 users of LinkAja Syariah services in Jabodetabek using purposive sampling method. The data analysis technique used with SmartPLS is path analysis and data collection is obtained by questionnaire. The results of this study are the promotion of a negative and significant influence, the ease of a positive and significant influence, and service features a positive and significant influence on the decision to use. Moderation of effectiveness weakens the relationship between promotions and service features with usage decisions, and effectiveness can strengthen the relationship between convenience and use decisions. This research is expected to provide input to LinkAja Syariah services for product service development.
MENUMBUHKAN PERCAYA DIRI DAN ETOS KERJA BERWIRAUSAHA DALAM RANGKA PEMULIHAN EKONOMI PASCA PANDEMI COVID-19 MB Nani Ariani; Pusporini ,; Fitri Yetti; Anita Nopiyanti; Abdurrahim Salim
Jurnal Pengabdian Masyarakat: Pemberdayaan, Inovasi dan Perubahan Vol 3, No 2 (2023): JPM: Pemberdayaan, Inovasi dan Perubahan
Publisher : Penerbit Widina, Widina Media Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59818/jpm.v3i2.425

Abstract

Mitra adalah Komunitas UMKM Naik Kelas merupakan wadah organisasi yang dibentuk dari rasa kebersamaan sebagai dampak Pandemi Covid 19, merupakan kumpulan pelaku UKM yang ber-anggotakan saat ini sebanyak 757 pelaku. Saat pandemic covid 19 ini UKM mengalami berbagai permasalahan antara lain menghadapi penurunan produktivitas yang berakibat pada penurunan profit secara signifikan, karena banyak aktivitas yang tidak bisa dilakukan sebelum masa pandemi, oleh karena itu pengabdi memberikan pelatihan dengan memotivasi dan dorongan kepada UKM untuk tetap percaya diri, disiplin serta memiliki etos kerja dalam berwirausaha agar usahanya dapat berkembang ,sehingga perekonomian dapat tumbuh.Tujuan dilaksanakannya pengabdian di komunitas UMKM Naik Kelas hal ini sejalan dengan visi dan misi komunitas yaitu menjadi wadah transformasi pembinaan, pengembangan dan pendampingan UMKM Indonesia yang terpercaya serta Profesional. Peserta Pelatihan merupakan masyarakat ekonomi produktif (memiliki usaha). Diharapkan dengan adanya pelatihan ini dapat meningkatkan kompetensi pelaku UKM agar dapat naik
ANALISIS EFFICIENT MARKET HYPOTHESIS PADA BURSA EFEK INDONESIA TERHADAP PASAR SAHAM ASEAN Astriyani Prima Kartika; Jubaedah Jubaedah; Fitri Yetti
SAR (Soedirman Accounting Review) : Journal of Accounting and Business Vol 2 No 2 (2017): December 2017
Publisher : Program Studi S1 Akuntansi Fakultas Ekonomi & Bisnis Univesitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.sar.2017.2.2.588

Abstract

This research aims to analyze the performance of Indonesia Stock Exchange to ASEAN stock market during period 2012-2016. The technique of determining the sample using purposive sampling method and 6 countries as sample are Indonesia, Singapore, Malaysia, Vietnam and Philippines. Hypothesis testing in this study using Descriptive Statistics Analysis, Test Run and Kolomogorov Smirnov with a significance level of 0.05. Test results show that: (1) Indonesia Stock Exchange has the highest efficient rating in ASEAN stock market (2) ASEAN Stock Exchange effect on Indonesia Stock Exchange. (3) The Indonesia Stock Exchange has a stock return pattern that fluctuates normally in the ASEAN stock market.div>
FAKTOR-FAKTOR YANG MEMPENGARUHI INTENSI NASABAH BERINFAK PADA BSI MOBILE Daudshah, Faishal; Yetti, Fitri
Veteran Economics, Management, & Accounting Review Vol 1 No 1 (2022)
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59664/vemar.v1i1.4830

Abstract

The aim of this study is to integrate the TAM theory and the construct of religiosity to examine customer intentions to use infak services in BSI Mobile. This study used quantitative approach methods with 100 population, consisting of customers of Bank Syariah Indonesia (BSI) collected from South Jakarta City. The data obtained is primary data processed through SmartPLS software with analytical techniques using the Partial Least Square method. The result of this study is that the perceived usefulness has a significant influence on behavioral intentions. The perceived ease of use has an insignificant influence on behavioral intentions. Religiosity has an insignificant influence on behavioral intentions. The perceived usefulness is a factor that influences the behavioral intention of customer infak towards BSI mobile banking. Policymakers need to have an agenda or activity that discusses more deeply about the benefits of infak especially through BSI Mobile service. To increase customer awareness of the benefits of infak. The limitation of this study is that it only uses 3 free variables and the scope of the study is only in the City of South Jakarta. Kata Kunci: mobile banking, perceived ease of use, perceived usefulness, religiosity  AbstrakPenelitian ini bertujuan untuk mengkaji teori TAM dan konstruk religiusitas terhadap intensi nasabah berinfak dalam layanan BSI Mobile. Penelitian ini menggunakan metode pendekatan kuantitatif dengan 100 populasi, yang terdiri dari nasabah bank syariah Indonesia (BSI) yang dikumpulkan dari Kota Jakarta Selatan. Data yang diperoleh merupakan data primer yang diolah melalui software SmartPLS dengan teknik analisis menggunakan metode Partial Least Square. Hasil dari penelitian ini adalah Perceived Ease of Use memiliki pengaruh secara signifikan terhadap behavior intention. Perceived Ease of Use memiliki pengaruh yang tidak signifikan terhadap behavior intention. Religiusitas memiliki pengaruh yang tidak signifikan terhadap behavior intention. Perceived Usefulness merupakan faktor yang mempengaruhi intensi nasabah terhadap berinfak pada layanan BSI Mobile. Pemangku kebijakan perlu mempunyai agenda atau kegiatan yang membahas lebih dalam mengenai manfaat dari berinfak terutama melalui layanan BSI Mobile. Untuk meningkatkan kembali kesadaran nasabah terhadap manfaat dari berinfak. Keterbatasan penelitian ini adalah hanya menggunakan 3 variabel bebas dan lingkup penelitian hanya di Kota Jakarta Selatan.Keywords: mobile banking, perceived ease of use, perceived usefulness, religiusitas
EFEKTIVITAS RESTRUKTURISASI PEMBIAYAAN DI MASA PANDEMI COVID-19 TERHADAP PENURUNAN NPF DI BANK SYARIAH INDONESIA Karina Utami; Fitri Yetti
Veteran Economics, Management, & Accounting Review Vol 1 No 2 (2023)
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59664/vemar.v1i2.5719

Abstract

his study was conducted to determine the effectiveness of financing restructuring to decrease NPF in Indonesian Islamic Banks. The biggest income of a bank is in financing transaction activities. During the Covid-19 pandemic, banks experienced an increase in financing rates due to the implementation of community activities. To anticipate large losses to banks, the Financial Services Authority as a regulator protects with Bank Indonesia restructuring policies to save banks and create a burden on the public who will pay their obligations to banks. The methodology used is a descriptive qualitative method with a case study approach. The results of this study prove that the financing restructuring carried out by Bank BSI has been effective in reducing the NPF ratio, this is evidenced by the declining NPF ratio data compared to before the implementation of the financing restructuring. Keywords: Covid-19; Financing Restructuring; NPF
Analisis Problemtika Negara-Negara Berkembang Mayoritas Muslim dalam Pembangunan Ekonomi Anwar, Sepiana; Zabrina, Tacika Nur; Haliza, Siti Nur; Ramadhan, Irsyadi; Yetti, Fitri
Islamic Economics and Business Review Vol 3 No 2 (2024): IESBIR, August 2024
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstract This research examines these to understand the clash. This is not necessarily in accordance with the needs and characteristics of the people in these countries. In addition, the role of education in providing access and skills to society is analyzed to understand its relationship with economic development, but also focuses on aspects of economic and social inequality, and the impact of inequality is then discussed in this research. Concerning equal distribution of economic opportunities and community participation in economic development. To understand how political factors influence the investment environment and economic growth, we evaluate political stability as a determinant of sustainable economic development. Through a detailed analysis of these issues, this study can provide a deeper understanding of the serious challenges facing developing countries with a majority Muslim population and provide a basis for establishing more effective and comprehensive policies to support sustainable economic development. Keywords: Developing country; Muslim majority; Economic Policy            Abstrak Penelitian ini mengkaji hal ini untuk memahami benturan. Hal ini belum tentu sesuai dengan kebutuhan dan karakteristik masyarakat di negara-negara tersebut. Selain itu, peran pendidikan dalam memberikan akses dan keterampilan kepada masyarakat dianalisis untuk memahami hubungannya dengan pembangunan ekonomi, namun juga berfokus pada aspek kesenjangan ekonomi dan sosial, dan dampak kesenjangan kemudian dibahas dalam penelitian ini. Tentang pemerataan peluang ekonomi dan partisipasi masyarakat dalam pembangunan ekonomi. Untuk memahami bagaimana faktor politik mempengaruhi lingkungan investasi dan pertumbuhan ekonomi, kami mengevaluasi stabilitas politik sebagai faktor penentu pembangunan ekonomi berkelanjutan. Melalui analisis rinci terhadap isu-isu tersebut, studi ini dapat memberikan pemahaman yang lebih mendalam mengenai tantangan serius yang dihadapi negara-negara berkembang yang mayoritas penduduknya Muslim dan memberikan dasar untuk menetapkan kebijakan yang lebih efektif dan komprehensif untuk mendukung pembangunan ekonomi berkelanjutan. Kata kunci: Negara Berkembang; Mayoritas Muslim; Kebijakan Ekonomi
Optimalisasi Pendampingan Sertifikasi Halal bagi UMKM Pamulang: Strategi Meningkatkan Daya Saing Global Karimah, Diva Azka; Handayani, Tati; Yetti, Fitri; Resti, Anggi Angga; Dwiyanto, Muhaswad; Hamid, Hammas Hubaibi Akbar El; Fariz, Ahmad
Abdimas Galuh Vol 7, No 1 (2025): Maret 2025
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ag.v7i1.17992

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memberikan edukasi dan pendampingan kepada UMKM di Pamulang terkait sertifikasi halal sebagai upaya meningkatkan daya saing di pasar global. Sosialisasi dan pendampingan dilakukan kepada 15 UMKM yang didominasi oleh sektor kuliner, mencakup aspek penting seperti urgensi, proses, dan regulasi sertifikasi halal. Kegiatan ini melibatkan Lembaga Pemeriksa Halal (LPH) dan menggunakan pendekatan pre-test serta post-test untuk mengukur tingkat pemahaman peserta. Hasilnya menunjukkan peningkatan signifikan dalam pemahaman terkait manfaat dan proses sertifikasi halal, dengan dampak positif terhadap kesadaran dan kesiapan UMKM dalam mengurus sertifikasi. Program ini tidak hanya membantu memenuhi aspek legal, tetapi juga meningkatkan kepercayaan konsumen, membuka peluang pasar lebih luas, dan memperkuat daya saing produk di pasar global. Keberhasilan program ini menjadi langkah awal untuk pengembangan kegiatan serupa dan pembentukan komunitas berbasis halal di masa mendatang.
PENGARUH FIRM SIZE, DEBT RATIO DAN CAPITAL ADEQUACY RATIO TERHADAP PROFITABILITAS Suryati, Diah; Yetti, Fitri
EQUITY Vol 18 No 2 (2015): EQUITY
Publisher : Department of Accounting, Faculty of Economics and Business, Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34209/equ.v18i2.465

Abstract

This study examind the effect of firm size, debt ratio and capital adequacy ratio in the banking companies listed in Indonesia Stock Exchange (IDX) during 2011 - 2014. The methodology in this research is descriptive quantitative by using multiple regression analysis. This model is a statistical analysis tool that is used to describe the effect of independent variables on the dependent variable (partially and simultaneously). In partial results of the study concluded that the profitability of using formulas return on assets, the ratio of financial performance in banking that firm size has a positive and significant impact on profitability. And the debt ratio has a negative and significant impact on the profitability of the banking company. The higher firm size will lead to improved profitability in the banking company, the higher the debt ratio will cause a decrease in the profitability of the banking company. While the capital adequacy ratio has no significant effect on profitability. Simultaneously, the influence of three independent variables on profitability in the banking company is 30.5 percentage points.
Co-Authors Abdurrahim Salim Afifah Ariyani Ahmad Fariz Alfida Alfida Ananda Annisa putri Anggi Angga Resti Anita Nopiyanti Anwar, Sepiana Astriyani Prima Kartika Daudshah, Faishal Diah Suryati Diana Triwardhani Dwiyanto, Muhaswad Haliza, Siti Nur Hamid, Hammas Hubaibi Akbar El Jubaedah Jubaedah JUBAEDAH JUBAEDAH, JUBAEDAH Karimah, Diva Azka Karina Utami Kartika, Astriyani Prima MB Nani Ariani Noegrahini Lastiningsih Ollavega Aurelia Priyatno, Prima Dwi Pusporini , raden_hario daffa_alaamsah Ramadhan, Irsyadi Sahlan Hasbi Suryati, Diah Tati Handayani, Tati TATI NURHAYATI Yulia Shyfa Pertiwi Zabrina, Tacika Nur