Article Per Year (5 Year)
p-Index From 2021 - 2026
3.189
P-Index
This Author published in this journals
All Journal Jurnal Ilmiah Wahana Akuntansi MEDIA STUDI EKONOMI JURNAL ILMIAH MAKSITEK Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) Jurnal Visi Pengabdian Kepada Masyarakat Jurnal Abdimas Bina Bangsa juremi: jurnal riset ekonomi Jurnal Minfo Polgan (JMP) Jurnal Comparative : Ekonomi Dan Bisnis Indonesian Journal Economic Review (IJER) Innovative: Journal Of Social Science Research Journal of Economic and Business (JEB) GEMBIRA (Pengabdian Kepada Masyarakat) Jurnal Pengabdian Masyarakat dan Riset Pendidikan Journal of Innovative and Creativity Jurnal Penelitian Pendidikan Indonesia Jurnal Ekonomi, Manajemen, Akuntansi Joong-Ki Komunitas: Hasil Kegiatan Pengabdian Masyarakat Indonesia
Halomoan Sihombing
Universitas HKBP Nommensen
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Mechanical Engineering Medicine & Pharmacology Public Health Social Sciences Veterinary Other

Published : 21 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 21 Documents
Search

 1   2   3 
PERCEIVED EASE OF USE, PERCEIVED RISK, AND INTENTION TO USE QRIS: A STUDY OF URBAN CONSUMERS IN MEDAN Ola Venina Liliana; Mei Hotma Mariati Munte; Halomoan Sihombing
Jurnal Comparative: Ekonomi dan Bisnis Vol. 7 No. 3 (2025): August
Publisher : Univesitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/combis.v7i3.14671

Abstract

This study examines the influence of perceived ease of use and perceived risk on the intention to adopt QRIS (Quick Response Code Indonesian Standard) as a digital payment method among residents of Medan City. With the rapid growth of cashless transactions in Indonesia, understanding consumer adoption behavior is crucial for expanding financial inclusion. A quantitative survey method was employed, collecting primary data from 120 respondents using a structured questionnaire. Convenience sampling was used, and data were analyzed using multiple linear regression through SPSS 26. The results indicate that perceived ease of use has a significant positive effect on adoption intention, confirming the relevance of the Technology Acceptance Model (TAM) in the digital payment context. In contrast, perceived risk was found to have no significant impact, suggesting that users prioritize usability over security concerns when deciding to use QRIS. This implies that ease of access, simplicity of interface, and user experience are more decisive factors than risk perception in driving adoption. The findings highlight the importance for service providers and policymakers to focus on improving platform usability and conducting targeted digital literacy campaigns to accelerate QRIS adoption. This study contributes to the literature on digital finance in emerging economies by empirically validating key behavioral drivers in urban Indonesian consumers.
Co-Authors Anne Rumondang Malau Audrey M Siahaan Audrey M. Siahaan Audrey Siahaan Bonifasius H. Tambunan, Bonifasius H. Budi Anshari Nasution Chandra Selamat Putra Gulo Dame Ria Rananta Saragi Danri T. Siboro Danri Toni Siboro Dian Putri Sihotang Frederick S. Silaban Frederick Saroha Silaban Hanna Meilani Damanik Hendrik E. S Samosir Imelda Fisianca Lubis Iskandar Muda JADONGAN SIJABAT Juliana Novelentina Manurung Lumban Gaol, Vebry MANATAP BERLIANA LUMBAN GAOL Mangasa Sinurat Martin Luter Purba Mei Hotma Mariati Munte Meilinda Stefani Harefa Ola Venina Liliana Prans Hotmaringan Hutabarat Rimbun C.D Sidabutar Risdayanti Bondar Roulina Arinaro Sijabat Ruth Marselina Sihombing Silvie Br Simanjuntak Sri Ida Royani Simanjuntak Verry Verry Verry Verry, Verry Victor H. Sianipar Virdo Natasya Manalu