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All Journal Jurnal EMT KITA Ekonis : Jurnal Ekonomi dan Bisnis International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Share: Jurnal Ekonomi dan Keuangan Islam Lentera JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan
Haris Al Amin
Politeknik Negeri Lhokseumawe
Religion Humanities Computer Science & IT Economics, Econometrics & Finance Social Sciences

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LITERATURE REVIEW OF AGRIBUSINESS PRODUCT FINANCING DEVELOPMENT MODEL AT SHARIA BANK Al Amin, Haris; Siregar, Saparuddin; Sugianto, Sugianto
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 2 No. 2 (2022): April
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v2i2.188

Abstract

This study aims to analyze the development model of agribusiness product financing in Islamic banks in Indonesia. The data used in the analysis related to the research topic were taken from journal articles on Google Scholar. Data from these sources were then analyzed using a literature review approach. Based on the results of the analysis, it was found that several models of agribusiness product development at Islamic banks in Indonesia are different from the credit model, this Islamic financing is interest free, profit sharing is based on profit sharing made after the transaction period ends. This paper aims to introduce the Islamic financing model and the prospects for its implementation in the agricultural sector. The results of the study show that Islamic financing is prospective enough to strengthen capital in the agricultural sector. To support its implementation in the agricultural sector, it is necessary to take sides with policy makers as well as intensive socialization of the principles of Islamic financing. The modeling used in this research is a literature study or literature review. The literature study in this research was conducted to study the definition of keywords, to deepen theories and concepts and to identify variables related to the background and context of the research. Study of literature related to the model of developing financing for agribusiness products at Islamic banks in Indonesia, searching for journals using Google Scholar with the keywords "Agribusiness Products" and "Islamic Banks". ” found as many as 1040 papers but after reviewing there were 8 appropriate journal papers related to the title "Development of Agribusiness Products in Islamic Banks" with category years (2008-2021).
STUDI OF LITERATURE: HISTORI ISLAMIC FINANCE AND DEVELOPMENT al Amin, Haris; Harianto, Syawal; Sabri Abd. Majid, M.; Marliyah, Marliyah; Handayani, Rita
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 2 No. 3 (2022): June
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v2i3.264

Abstract

Islamic finance is one of the fastest growing sectors of the Islamic economy in the last two decades. This rapid development is not only driven by a religious spirit in implementing Islamic teachings, but is also motivated by pragmatic practical interests in building the people's economy. In this article the author will review how the history and background of the emergence of Islamic finance, banking practices at the time of the prophet Muhammad and his companions, banking practices in the Umayyad and Abbasid eras, banking practices in Europe and modern Islamic banking. Islamic finance stands on the foundation of Islamic sharia. Therefore, it must always be in line with sharia (sharia compliance) both in spirit and in technical aspects. In Islamic teachings, financial transactions must be free from transactions that are unlawful, with the principle of benefit (tayyib), for example free from usury, gharar, riswah and maysir. In general, it can be said that Islamic finance must follow the rules and regulations in fiqh mu'amalah. These requirements will result in a relatively substantial difference between Islamic finance and conventional finance.
Co-Authors Ariani, Safrina Dewi Asmaul Husna Dwi Gustiaralani, Wiranada Elsa Rozana Fuadi Fuadi Hilmi Hilmi Julfan Saputra Marliyah Marliyah, Marliyah Muhammad Ramadhan Mutiah Khaira Sihotang Reynold Herwinsyah Rita Handayani, Rita Sabri Abd. Majid, M. Saparuddin Siregar Setiara, Nursi Sugianto Sugianto Syawal Harianto Syawal Harianto Syawal Harianto, Syawal Triyanda Putri Kharisma Uswah Hasanah Wahyu Syarvina Yusmika Indah Zahra, Asyifa