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All Journal Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Benefit: Jurnal Manajemen dan Bisnis Riset Akuntansi dan Keuangan Indonesia J-MAS (Jurnal Manajemen dan Sains) Majalah Ilmiah Bijak International Journal of Economics Development Research (IJEDR) Community Development Journal: Jurnal Pengabdian Masyarakat jurnal syntax admiration Economics and Digital Business Review Jurnal Pendidikan Nusantara Jurnal Pendidikan Nusantara Jurnal Bina Bangsa Ekonomika International Journal of Social Science, Education, Communication and Economics Prosiding University Research Colloquium Innovative: Journal Of Social Science Research Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah SENMEA
Atwal Arifin
Universitas Muhammadiyah Surakarta
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Pengaruh Literasi Wirausaha, Literasi Digital dan Lingkungan Keluarga dalam Dunia Bisnis Digital terhadap Minat Wirausaha di Kalangan Mahasiswa Feb Ums Andrian Maulana Ferdiyanto; Atwal Arifin
Jurnal Syntax Admiration Vol. 6 No. 1 (2025): Jurnal Syntax Admiration
Publisher : Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jsa.v6i1.2035

Abstract

This study aims to analyze the effect of entrepreneurial literacy, digital literacy, and family environment on entrepreneurial interest among students of the Faculty of Economics and Business, Universitas Muhammadiyah Surakarta (FEB UMS). In today's digital era, developing entrepreneurial interest is very important to increase the competence and independence of students as the next generation of the nation. This research uses a quantitative approach with a survey method. Data were collected through questionnaires distributed to 100 respondents of FEB UMS students selected using the slovin method. The independent variables in this study include entrepreneurial literacy (X₁), digital literacy (X₂), and family environment (X₃), while the dependent variable is entrepreneurial interest (Y). Data analysis was carried out using validity test, reliability test, classical assumption test, multiple regression analysis, as well as F test, t test, and coefficient of determination (R²).The results showed that simultaneously, entrepreneurial literacy (X1), digital literacy (X2), and family environment (X3) had a significant effect on student entrepreneurial interest. However, partially, only the family environment variable (X3) has a significant influence on student entrepreneurial interest. Meanwhile, entrepreneurial literacy (X1) and digital literacy (X2) did not show a significant effect individually. This finding indicates that support, encouragement, and parenting from the family play a major role in shaping students' entrepreneurial interest, while the level of entrepreneurial literacy and mastery of digital technology do not make a significant contribution directly.In conclusion, the family environment (X3) is the dominant factor influencing the entrepreneurial interest of FEB UMS students. The results of this study are expected to be a reference for families, educational institutions, and related parties to encourage the development of student entrepreneurial potential by providing support that is more focused on the family environment.
Pengaruh Return On Assets (ROA), Return On Equity (ROE) Dan Loan To Deposit Ratio (LDR) Terhadap Capital Adequacy Ratio (CAR) Bank BUMN Tahun 2019-2023 Dimas Pranoto; Atwal Arifin
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 2 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i2.7313

Abstract

This study aims to analyze the impact of Return on Assets (ROA), Return on Equity (ROE), and the Loan to Deposit Ratio (LDR) on the Capital Adequacy Ratio (CAR) in state-owned banks. The method used in this research is panel data regression, with secondary data sourced from the annual reports of state-owned banks from 2019 to 2023. The results of the study show that the best model selected is the Random Effect Model (REM). Based on the data analysis, it was found that ROA, ROE, and LDR variables simultaneously influence CAR. The t-test results indicate that ROA has a significant effect on CAR, while ROE and LDR do not have a significant effect on CAR in state-owned banks. The findings of this study are expected to provide benefits for policymakers as a basis for financial management planning to maintain the bank’s health through CAR, as well as for banking institutions as input for evaluating bank health. Furthermore, these results can also serve as a reference for investors and potential investors in assessing the bank's health before making investments.
PENINGKATAN NILAI JUAL PRODUK DAN DAYA SAING WISATA KULINER MELALUI PENGUATAN HIGIENE DAN SANITASI MAKANAN Dwi Sarbini; , Pramudya Kurnia; Fitriana Mustikaningrum; Nur Achmad; Atwal Arifin; Muhammad Sholahuddin
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2024): Volume 5 No. 3 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i3.28561

Abstract

Pandemi COVID-19 berdampak signifikan pada tenaga masak di PCM Wonosari, memaksa banyak dari mereka untuk kembali ke desa dan memulai usaha kuliner sendiri. Melalui program pengabdian masyarakat, pelatihan diberikan untuk meningkatkan kualitas dan daya saing usaha kuliner lokal. Fokus pelatihan meliputi edukasi gizi, penerapan prinsip-prinsip hygiene dan sanitasi, serta pengembangan keterampilan kewirausahaan dan pemanfaatan teknologi digital dalam pemasaran. Hasil program menunjukkan peningkatan signifikan dalam keterampilan dan pengetahuan para pelaku usaha kuliner, yang berkontribusi pada peningkatan kualitas produk dan layanan. Dengan pendampingan berkelanjutan dan pemberian alat hygiene, usaha kuliner di PCM Wonosari diharapkan mampu bersaing di pasar yang lebih luas, meningkatkan kesehatan masyarakat, dan memajukan ekonomi lokal. Program ini menegaskan pentingnya kolaborasi antara akademisi, pemerintah, dan masyarakat dalam mengembangkan potensi ekonomi desa.
Co-Authors Adelia Kusumarini Africo Al-Dua Saputra Agus Endro Suwarno Aji Dwi Ardyansyah Andrian Maulana Ferdiyanto Arrum Safitri Danni Arrafi Deva Soni Kurniawan Dimas Pranoto Dwi Sarbini Fitriana Mustikaningrum Heppy Purbasari Hidayatul Nikmah Karimah Karimah Mahameru Rosy Rochmatullah Muhammad Sholahuddin Mujiyati Mujiyati Noer Nasongko Nur Achmad Pramudya Kurnia Rahma Tusamma Salsabila Rudy Hartanto Sindy Shelika Yuntina Siti Fauziah Siti Musyarofah Suyatmin Suyatmin Violita Maharani Anggraini Widowati Dian Permatasari Wiwit Octavia Nia Putri Yuli Tri Cahyono