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All Journal Jurnal Manajemen Indonesia Journal of Economic, Bussines and Accounting (COSTING) Majalah Ilmiah UNIKOM Jurnal Komunikasi Universitas Garut: Hasil Pemikiran dan Penelitian Sosiohumanitas: Jurnal Ilmu-Ilmu Sosial dan Humaniora Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences International Journal Of Science, Technology & Management (IJSTM) Jurnal Pengabdian Masyarakat Akademisi eProceedings of Management Jurnal Penelitian Pendidikan Indonesia
Anisah Firli
Universitas Telkom
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The Influence Of Financial Stressors, Financial Behavior, Risk Tolerance, Financial Solvency, And Financial Knowledge On Financial Satisfaction Of Working Age Population Anisah Firli; Shafira Khairunnisa; Dadan Rahadian
Jurnal Manajemen Indonesia Vol 21 No 3 (2021): Jurnal Manajemen Indonesia
Publisher : Fakultas Ekonomi dan Bisnis, Telkom University.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25124/jmi.v21i3.3723

Abstract

Financial satisfaction is the ultimate goal of individuals who work hard and manage their finance. Working-age is the time when individuals are considered able to work and earn, yet they tend to fail to meet the expected financial satisfaction due to several factors. This research aims to test the influence of financial stressors, financial behavior, risk tolerance, financial solvency, financial knowledge on financial satisfaction. This research includes all important variables (financial stressors, risk tolerance, and financial solvency) that can determine financial satisfaction. The participants in this research were 100 respondents, selected by convenience sampling, from the working-age population in Jakarta, the capital city of Indonesia, who gave the biggest contribution to the economy. The data were analyzed by using multiple linear regression analysis. The findings show that financial stressors, financial behavior, risk tolerance, financial solvency, and financial knowledge simultaneously had a significant influence on financial satisfaction. Partially, only risk tolerance and financial knowledge variables affect financial satisfaction. The findings imply that the working-age population should manage financial stressors, financial behavior, risk tolerance, financial solvency, and financial knowledge properly to improve financial satisfaction reflecting financial welfare.
Improving Quality of Service Interaction Pattern Related Government, Tourism, and Society Agus Aprianti; Anisah Firli
Jurnal Komunikasi Universitas Garut: Hasil Pemikiran dan Penelitian Vol 3, No 1 (2017): April 2017 Jurnal Komunikasi Universitas Garut : Hasil Pemikiran dan Penelitian
Publisher : Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.10358/jk.v3i1.251

Abstract

Abstract. Indonesia is an archipelago country that has diverse cultures and plentiful natural resources. There is no denying that this gives a special attraction for local and international tourists to see and witness the event held on the unique culture that spread across regions in Indonesia. In addition to the typical Indonesian cultural event, frequently an important event was also held in Indonesia, both events at regional, national, to international. Event held in Indonesia is also very diverse, such as musical performances, sports, cultural tourism, education, and others. There is a fundamental problem that the pattern of interaction between the government, tourists, and society not yet optimal and this study attempts to explore patterns of interaction between the government, tourists and society; obstacles encountered related patterns of interaction between the government, tourists and society; as well as how to improve the quality of tourism services. The methodology used in conducting this study is to collect data from the literature with a qualitative approach (case study in Lombok Tourism). After discovered the pattern of interaction and how improve the quality of service, the next step will be adopted the concept of social media interaction engineering considerations in the digital age that utilize social media among government, tourists, and society. Keywords : Interaction Pattern; Management, Quality of Service;
Analisis Financial Distress dengan Menggunakan Metode Altman , Ohlson, Dan Fulmer Untuk Memprediksi Kebangkrutan Serta Kesesuaian Dengan Opini Auditor Ajie Bahrul Ilmi; Norita Norita; Anisah Firli
SOSIOHUMANITAS Vol 18 No 2: Agustus 2016
Publisher : Lembaga Penelitian Universitas Langlangbuana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (666.087 KB) | DOI: 10.36555/sosiohumanitas.v18i2.67

Abstract

Financial di stress adalah situasi dimana suatu perusahaan menghadapi masalah kesulitan keuangan yang dapat berdampak kebangkrutan. Penelitian ini membahas tentang kondisi keuangan perusahaan dan kesesuaiannya dengan opini auditor. Jenis penelitian ini adalah deskriptif komparatif. Populasi pada penelitian ini adalah perusahaan sektor pertambangan batu bara yang terdaftar di Bursa Efek Indonesia tahun 2009 - 2014. Dalam menganalisis kondisi keuangan , penelitian ini memakai tiga metode prediksi yaitu Metode Altman , Ohlson dan Fulmer. Hasil penelitian menunjukan bahwa menurut metode Altman terdapat enam perusahaan yang mengalami financial distress . Sedangkan menurut Ohlson semua perusahaan pertambangan batu bara dalam kondisi safe zone . Lain halnya dengan metode Ful mer yang mengindikasikan ada sembilan perusahaan yang mengalami kebangkrutan. Dari ketiga metode tersebut, metode Ohlson memiliki tingkat kesesuaian terhadap opini auditor tertinggi yaitu 98%, sedangkan Altman sebesar 50% dan Fulmer 42%.
Impact of OVO Digital Wallet on Student Financial Management Behavior (Case Study in One of the Big Cities in Indonesia) Anisah Firli; Nurul Fathiya
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.4979

Abstract

The high number of internet users in Medan City which reached 82,5% of the population in Medan City is one of the reasons why 70% of North Sumatra digital wallet users are in Medan City. Financial technology or fintech payment can influence a person’s managerial behavior because it creates a sense of security in making transactions. To address this, this study aims at analyzing the impact of OVO digital payment (one of Indonesia's most popular fintech payments) on university students’ financial management behavior. A total of 400 students in Medan City who use OVO digital wallet participated in this study. The sample size was determined using Slovin’s formulation and it was analyzed using simple linear regression. The hypothesis test was done by using a t-test. This study found that OVO has a significant impact on students' financial management behavior in Medan City. This study suggests that fintech payments should be used wisely to have a good impact on financial management behavior, particularly among students.
The Causality of Qatar, Kuwait, and the United Arab Emirates Sharia Stock Indices on Indonesian Sharia Stock Index Anisah Firli; Satria Jayasena
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 4, No 2 (2021): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i2.1910

Abstract

The capital market plays an important role in encouraging the investment, economy, and prosperity of a country. The sharia capital market was formed to be a new alternative in investing. The movement of the capital market can be influenced by various factors, one of which is the influence of other countries, also known as contagion, which in turn causes causality between the stock indices of each country. This study was conducted to determine whether there was a causal relationship between the sharia stock indices of Qatar and Indonesia, between the sharia stock indices of Kuwait and Indonesia, and between sharia stock indices of the United Arab Emirates and Indonesia. Stock index data of QERI, FTFLKS, FTDKUS, and ISSI for 5 years were tested using the Stationarity Test and the Granger Causality Test to determine the quality between indices. This study provides different findings from other studies, showing no causality in the sharia stock indices of Qatar, Kuwait, and the United Arab Emirates on Indonesia. The findings of this study can be used as input for investors in determining their investment portfolio if they wish to invest in the sharia capital market. 
The Effect Of Social Media Marketing Grab Medan On Brand Equity With E-Satisfaction And E-Loyalty As Intervening Variables Dharma Shubita Devi Harahap; Ratri Wahyuningtyas; Anisah Firli
International Journal of Science, Technology & Management Vol. 4 No. 3 (2023): May 2023
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v4i3.802

Abstract

The purpose of this study was to find out how much influence social media marketing carried out by Grab Medan has on brand equity through e-satisfaction and e-loyalty. This research is included in quantitative research with data collection methods in the form of questionnaires. The data analysis technique used is the Structural Equation Model (SEM) using the SmartPLS program. The statistical test results show that Grab Medan's social media marketing has a positive and significant effect on Grab's brand equity. This means that marketing carried out by Grab Medan online on its Instagram account can influence or increase brand equity at Grab Medan. The better the marketing done by Grab Medan on its Instagram account, the brand equity of Grab Medan will increase or get better. However, the increase in brand equity is also influenced by e-satisfaction and e-loyalty. E-Loyalty has the greatest influence in increasing brand equity, satisfaction and convenience for consumers in obtaining information and good service from Grab can form high e-loyalty from its users. The effect of e-satisfaction can be seen from the ease of accessing information, a good experience when accessing information, and consumer interest in the content provided by Grab Medan which can increase the e-satisfaction of its users.
Marketing Strategy Analysis Using Swot And Qspm Matrix (Case Study On Guzzini Msmes) Azzahra, Qonitah; Wahyuningtyas, Ratri; Firli, Anisah
International Journal of Science, Technology & Management Vol. 5 No. 4 (2024): July 2024
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v5i4.1124

Abstract

The number of Micro, Small, and Medium Enterprises (MSMEs) participating in the marketplace continues to increase from 2020. This research aims to determine the condition of internal environmental factors (strengths and weaknesses) and external environmental factors (opportunities and threats) in Guzzini and analyze and identify the right marketing strategy to apply to Guzzini using the SWOT and QSPM methods. This research uses qualitative methods whose nature and research objectives are categorized into descriptive research. The research results based on SWOT analysis show that 6 (six) alternative strategies can be implemented, namely 1 (one) SO (Strengths-Opportunities) Strategy to seize opportunities and overcome weaknesses and face various threats, 2 (two) WO (Weaknesses-Opportunities) Strategies to Minimize the company's internal weaknesses by exploiting Guzzini's external opportunities, 2 (two) ST (Strengths-Threats) Strategies to face or reduce the impact of external threats and 1 (one) WT (Weaknesses-Threats) Strategy to deal with threats that will be faced and reduce internal weaknesses. Determining Guzzini's strategy begins with understanding the strengths and weaknesses in Guzzini's internal environment and recognizing the opportunities and threats in Guzzini's external environment. Based on the SWOT analysis, six alternative marketing strategies can be used at Guzzini. Meanwhile, based on the QSPM analysis, the most suitable strategy is to carry out more creative promotional activities and reactivate offline and online stores simultaneously.
Pengembangan Aplikasi Pencatatan Keuangan pada Desa Wisata Karang Sidemen dalam Upaya Peningkatan Potensi Perekonomian Daerah Frima, Mariana; Firli, Anisah; Rahadian, Dadan; Rikumahu, Brady; Romadhony, Ade
Jurnal Pengabdian Masyarakat Akademisi Vol. 3 No. 3 (2024)
Publisher : Jurnal Pengabdian Masyarakat Akademisi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/jpma.v3i3.1034

Abstract

Desa Wisata Karang Sidemen merupakan salah satu desa di Kabupaten Lombok Tengah, Kecamatan Batukliang Utara. Desa ini memiliki berbagai destinasi wisata unggulan yaitu Danau Biru, Taman Hutan Raya Nuraksa, Glamping Lembah Surga, Lembah Gaharu, Penimproh datu bajang, Pemandian Awet Muda Nyeredet, dan River Tubing. Namun, hasil observasi menunjukkan bahwa pengelolaan yang dilakukan oleh pengelola dirasa belum maksimal dan belum siap untuk menghadapi transformasi digital sehingga membatasi cakupan pasar wisatawan yang berkunjung. Maka dari itu, studi ini dilakukan untuk membahas upaya yang telah dilakukan untuk mendukung proses transformasi digital melalui program digitalisasi keuangan, karena pengembangan desa ini dirasa potensial, terutama dengan dengan predikat sebagai desa wisata. Berdasarkan hasil dari kegiatan ini dapat disimpulkan bahwa peningkatan peran teknologi e-wallet yang telah dilakukan masih merupakan tahapan persuasi atau tahapan kedua dari model bauran teknologi (Rogers, 1983). Dalam haal proses transformasi digital, masyarakat masih akan membutuhkan bantuan lanjutan untuk mendukung tahapan 2, yaitu penguasaan teknologi (Haryanti et al., 2023). Kedepannya akan diperlukan berbagai kegiatan kunjungan serupa untuk terus menerus membantu mengedukasi pelaku usaha desa wisata sehingga dapat sampai melewati tahapan selanjutnya dalam proses bauran teknologi dan transformasi digital.
Pengaruh Financial Literacy, Parents’ Income, Parents’ Academic, Dan Parents’ Occupation Terhadap Financial Management Behavior Pada Generasi Z Di Kota Bandung Anisah Firli; Widya Lestari Bayi
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 5 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i5.6980

Abstract

Penelitian ini dilakukan dengan tujuan menganalisis pengaruh literasi keuangan, pendapatan orang tua, pendidikan orang tua, dan pekerjaan orang tua terhadap perilaku pengelolaan keuangan generasi Z di Kota Bandung. Metode penelitian yang digunakan adalah metode kuantitatif dengan teknik pengumpulan data menggunakan kuesioner yang disebarkan kepada 400 responden generasi Z di Kota Bandung. Teknik pengambilan sampel yang digunakan adalah purposive sampling dan menggunakan analisis regresi linier berganda sebagai teknik analisis data untuk mengukur intensitas hubungan antara variabel independen dan variabel dependen. Penelitian ini memperoleh hasil bahwa literasi keuangan, pendapatan orang tua, pendidikan orang tua, dan pekerjaan orang tua berpengaruh signifikan terhadap perilaku pengelolaan keuangan generasi Z di Kota Bandung. Jika dilihat berdasarkan masing-masing variabel, diperoleh hasil bahwa literasi keuangan berpengaruh signifikan terhadap perilaku pengelolaan keuangan pada generasi Z di Kota Bandung. Namun pendapatan orang tua, pendidikan orang tua, dan pekerjaan orang tua tidak berpengaruh signifikan terhadap perilaku pengelolaan keuangan generasi Z di kota Bandung.
A financial and operational impact analysis of capital expenditure (capex) prioritization: a case study of pt pln (persero) from 2019 to 2023 Rinaldo Silaban, Jeffry Frans; Firli, Anisah; Yunita, Irni
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol 10, No 4 (2024): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020244383

Abstract

Dalam industri energi, khususnya pada perusahaan seperti PT PLN (Persero), Capital Expenditure (Capex) berperan dalam pengembangan infrastruktur dan peningkatan kapasitas produksi. Memahami dampak prioritisasi Capex terhadap kinerja keuangan dan operasional perusahaan sangat penting untuk mengoptimalkan strategi investasi dan memastikan keberlanjutan finansial serta efisiensi operasional yang optimal. Penelitian ini bertujuan untuk memberikan wawasan tentang bagaimana strategi Capex dapat memengaruhi rasio keuangan utama seperti Total Asset Turnover, Return on Investment (ROI), dan Debt to Asset Ratio. Metodologi penelitian ini melibatkan penggunaan pendekatan kuantitatif dengan metode analisis regresi linear sebagai teknik utama untuk menguji hubungan antara variabel Capex dan rasio keuangan. Metode ini dipilih karena kemampuannya untuk mengidentifikasi dan mengukur hubungan antara variabel independen (Capex) dan variabel dependen (rasio keuangan), serta untuk mengevaluasi dampak prioritisasi Capex terhadap kinerja keuangan perusahaan. Data yang digunakan meliputi laporan tahunan dan laporan keuangan PT PLN dari tahun 2019 hingga 2023 yang dianalisis untuk menentukan pengaruh Capex terhadap efisiensi operasional dan struktur keuangan. Hasil analisis menunjukkan bahwa prioritisasi Capex secara signifikan meningkatkan efisiensi penggunaan aset, tercermin dalam rasio Total Asset Turnover yang lebih tinggi, sementara dampaknya terhadap ROI tidak signifikan. Selain itu, perubahan dalam Debt to Asset Ratio tidak menunjukkan perubahan yang signifikan. Penelitian ini memberikan wawasan penting mengenai efektivitas strategi investasi Capex dan implikasinya terhadap kinerja keuangan perusahaan, serta menyoroti perlunya perencanaan investasi yang lebih baik untuk mencapai hasil yang optimal dan berkelanjutan dalam konteks perusahaan energi.
Co-Authors Ade Romadhony Agus Aprianti Ajie Bahrul Ilmi Aldilla Iradianty Azzahra, Qonitah Brady Rikumahu Dadan Rahadian Dharma Shubita Devi Harahap Fathurrahman, Fariz Frima, Mariana Irni Yunita Norita Norita Nurul Fathiya Oktaviandri, Annisa Ratri Wahyuningtyas Rinaldo Silaban, Jeffry Frans Satria Jayasena Shafira Khairunnisa Widya Lestari Bayi