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Journal : International Journal of Management, Economic and Accounting

Analysis of the Effect of Financial Literacy and Financial Technology on the Sustainability of Micro, Small and Medium Enterprises (MSMEs) in the Tourism Village of Kota Pari Mangrove Forest, Pantai Cermin District Geby Citra Ananda; Maya Syaula; Zuhri Ramadhan; Agung Sahputra
International Journal of Management, Economic and Accounting Vol. 2 No. 1 (2024): June 2024
Publisher : Yayasan Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61306/ijmea.v2i2.228

Abstract

The problem that occurs in the Kota Pari Village community is the lack of knowledge related to finance, especially in terms of Financial Literacy and Financial Technology. Financial Literacy is very important in everyday life. The higher the level of financial literacy in each individual, it will encourage an increase in financial performance. Entering the industrial revolution 5.0, many challenges and opportunities are presented. One of them is the existence of innovations in the financial sector, namely Financial Technology (Fintech). Fintech is present with the aim of facilitating services for the community to carry out economic activities more effectively and efficiently. The purpose of this study was to analyze the effect of Financial Literacy and Fianncial Technology (Fintech) on the business sustainability of micro, small and medium enterprises (MSMEs) in Kota Pari Village. The population in this study were all MSMEs in Kota Pari Village. The success of this implementation is expected to have a positive impact on the economic development and welfare of the Kota Pari Village community.
Intensification of Potential Coconut Product Production in Kebun Kelapa Villages in order to Improve Welfare Annisa Ilmi Faried; Maya Syaula; Geby Citra Ananda
International Journal of Management, Economic and Accounting Vol. 1 No. 1 (2023): June 2023
Publisher : Yayasan Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61306/ijmea.v1i1.1

Abstract

To solve the issue of coconut derivative product diversification and differentiation, which necessitates rapid adoption of technology and industrial innovations to boost the selling price of coconuts in Kebun Kelapa Village, the relationship between farmers and industry is still inefficient, preventing the formation of synergies that can streamline the market with cooperation. Motivating this study is the belief that cultivating coconuts can significantly boost local economies, especially in Kebun Kelapa Village, which has a great deal of coconut potential but faces challenges in its connectivity to other economic centers. Results from hypothesis testing show that both prospective variables and natural resources have a considerable impact on output. Then, the potential variable has a substantial impact on coconut farmers' revenue, whereas the variables of access to finance and the quality of technology have little impact on farmers' output and earnings. According to the results of this analysis, both farmers and the government need to work toward the same goal of increasing the revenue of coconut growers.
The Effect of Financial Literacy and Financial Technology on Financial Performance (Case Study: Desa Kebun Kelapa ) Geby Citra Ananda; Annisa Ilmi Faried; Maya Syaula; Irvan Malay
International Journal of Management, Economic and Accounting Vol. 1 No. 2 (2023): December 2023
Publisher : Yayasan Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61306/ijmea.v1i2.9

Abstract

This study aims to analyze the effect of Financial literacy and Financial technology on financial performance in Desa Kebun Kelapa . Financial performance information is indispensable in assessing potential changes in economic resources to predict the production capacity of available resources. Fintech is a combination of financial services and technology, which allows financial transactions without having to have a bank account, on the one hand this creates problems for Indonesian people who are not ready to accept changes in economic activity, Through Financial Literacy and Financial Technology, it can help village officials in terms of improving their village's financial performance. This research is quantitative and the research data used are primary data and skunder. The object of research in this study is the village community of coconut plantations, especially business actors and village officials. The analysis method used is quantitative with an associative approach. The results showed that Financial Literacy and Financial Technology play an important role in improving village financial performance in the form of increased operational efficiency, and efficiency enjoyed by its members, however, the application of Financial Literacy and Fianncial Technology also has its own challenges.
Economic and Social Factors' Impact on Desa Kebun Kelapa's Financial Performance Maya Syaula; Geby Citra Ananda; Annisa Ilmi Faried; Indah Safitri Lubis
International Journal of Management, Economic and Accounting Vol. 1 No. 2 (2023): December 2023
Publisher : Yayasan Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61306/ijmea.v1i2.49

Abstract

This case study examines the influence of economic and social components on village financial performance. At the village level, economic and social factors are two important components that can influence financial welfare and efficiency. In this context, this research focuses on villages in areas inhabited kebun kelapa village. Quantitative analysis is used for both primary and secondary data. Primary data was collected through direct interviews with the head, treasurer and other related staff in the village. Secondary data consists of village financial documents and relevant economic statistics. Multiple linear regression was used to analyze data to determine the influence of economic and social factors on cooperative performance. These results can provide a better understanding of how economic and societal factors influence village financial performance. They can also provide policy recommendations that can help villages with coconut plantations improve their economic performance. In terms of local resource management and rural development, this research is very important.
Analysis of Financial Literacy, Financial Capability and Financial Ease on the Interest of Digital Financial System Users in Paying for Mangrove Forest Tourism Entrance Tickets in Pantai Cermin Maya Syaula; Geby Citra Ananda; Fachrid Wadly; Andrian Syahputra
International Journal of Management, Economic and Accounting Vol. 2 No. 2 (2024): December 2024
Publisher : Yayasan Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61306/ijmea.v2i2.342

Abstract

Digitalization in the payment system has become an important need in the modern era, especially in supporting the tourism sector. This study aims to analyze the influence of knowledge, ability, and convenience on the interest in using digital finance on the entrance ticket payment system in the Pantai Cermin Mangrove Forest tourism. A quantitative approach was used in this study by involving 40 respondents as a sample, which was selected using the purposive sampling technique. Data were collected through a Likert scale questionnaire and analyzed using the multiple linear regression method with the help of SPSS. The results showed that partially, the knowledge variable had a significant positive influence on interest in using digital finance (p-value = 0.002, β = 0.320). Ability variables also had a significant positive effect (p-value = 0.005, β = 0.289). The convenience variable was the dominant factor with the largest significant positive influence (p-value = 0.001, β = 0.395). Simultaneously, these three variables have a significant effect on interest in the use of digital finance with a value of F-count = 19,763 and p-value = 0.000. The determination coefficient (R2) value of 0.625 shows that 62.5% of the variation in interest in use can be explained by knowledge, ability, and convenience, while the rest is influenced by other factors outside the research model.
Financial Literacy in Generation Z (Case Study on Students of SMA Panca Budi Medan) Geby Citra Ananda; Zuhri Ramadhan
International Journal of Management, Economic and Accounting Vol. 2 No. 2 (2024): December 2024
Publisher : Yayasan Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61306/ijmea.v2i2.353

Abstract

In the era of 2020 there are many offers to make purchases easily and quickly for generation Z, proper financial management is needed for generation Z today, so as not to be tied to consumerism. This research is the result of financial literacy training from students of SMA Panca Budi Medan, researchers want to know if there are differences in understanding and application of financial literacy after attending this financial literacy training. This financial literacy training is carried out for 2 months and is systemized, where students are assessed for their understanding and application. This study used a non-parametric paired t-test. This research data was taken using questionnaires distributed before and after training. Students were given a financial literacy questionnaire according to Chen and Volpe (1998). The results of this study indicate that after participating in financial literacy training, students' understanding of financial literacy does not experience differences with before training, but on average there is an increase in understanding. In the application of financial literacy there is a difference before and after financial literacy training.
The Influence of Intellectual Capital, Good Corporate Governance (GCG) and Company Size on the Financial Performance of Property and Real Estate Sector Companies Listed on the Indonesia Stock Exchange (IDX) in 2020-2023. M. Rafli Wiranata; Geby Citra Ananda
International Journal of Management, Economic and Accounting Vol. 2 No. 2 (2024): December 2024
Publisher : Yayasan Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the effect of Intellectual Capital, Good Corporate Governance (GCG) and Company Size on the Financial Performance of Property and Real Estate Sector Companies Listed on the Indonesia Stock Exchange (Bei) in 2020-2023. This type of research is quantitative. The number of samples in this study were 16 companies, the data analysis techniques used in this study were classical assumption tests (normality, multicollinearity and heteroscedasticity), multiple linear analysis tests and hypothesis testing (t test, F test and coefficient of determination).