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All Journal International Journal of Management and Business (IJMB) Bisnis Net : Jurnal Ekonomi dan Bisnis International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Jurnal Abdimas Hawari International Journal of Society and Law International Journal of Management, Economic and Accounting Outline Journal of Economic Studies
Maya Syaula
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Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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ANALISIS PENGELOLAAN KEUANGAN UMKM UNTUK MENINGKATKAN EKONOMI SETELAH PANDEMI DI DESA KOTA PARI Maya Syaula; Ocdy Amelia; Cahyo Pramono
Bisnis-Net Vol 6, No 1 (2023)
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/bn.v6i1.3381

Abstract

ANALISIS RASIO PROFITABILITAS DAN RASIO LIKUIDITAS UNTUK MENGUKUR KINERJA KEUANGAN PADA SEKTOR HOTEL YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2018-2022 Rahma Wanti; Maya Syaula
International Journal of Management and Business (IJMB) Vol. 3 No. 1 (2022): IJMB Vol.3 No.1 (2022)
Publisher : Perkumpulan Doktor Indonesia Maju

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46643/ijmb.v3i1.155

Abstract

This study aims to determine financial performance based on profitability ratios and liquidity ratios which are calculated using the current ratio and quick ratio in the hotel sector listed on the Indonesia Stock Exchange for the 2018-2022 period. This research is a quantitative research, where this research is a descriptive approach. Data collection techniques in this study are documentation with secondary data sources, namely financial reports from from 2018 to 2022 which includes a balance sheet and income statement. The ratio analysis technique used is the Profitability Ratio, namely Net Profit Margin and Return On Assets. While the Liquidity ratio uses the Current Ratio and Quick Ratio. Based on the results of the analysis and discussion, the financial performance of hotel sub-sector companies listed on the IDX for the 2018-2022 period is measured using profitability ratios on Net Profit Margin (NPM) and Return On Assets (ROA) indicating that the majority of the average NPM and ROA have not reached industry average standards. Meanwhile, in terms of liquidity ratios, as measured using the Current Ratio and Quick Ratio, it shows that the majority of CR and QR averages have exceeded industry average standards
Analysis of the Effect of Financial Literacy and Financial Technology on the Sustainability of Micro, Small and Medium Enterprises (MSMEs) in the Tourism Village of Kota Pari Mangrove Forest, Pantai Cermin District Geby Citra Ananda; Maya Syaula; Zuhri Ramadhan; Agung Sahputra
International Journal of Management, Economic and Accounting Vol. 2 No. 1 (2024): June 2024
Publisher : Yayasan Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61306/ijmea.v2i2.228

Abstract

The problem that occurs in the Kota Pari Village community is the lack of knowledge related to finance, especially in terms of Financial Literacy and Financial Technology. Financial Literacy is very important in everyday life. The higher the level of financial literacy in each individual, it will encourage an increase in financial performance. Entering the industrial revolution 5.0, many challenges and opportunities are presented. One of them is the existence of innovations in the financial sector, namely Financial Technology (Fintech). Fintech is present with the aim of facilitating services for the community to carry out economic activities more effectively and efficiently. The purpose of this study was to analyze the effect of Financial Literacy and Fianncial Technology (Fintech) on the business sustainability of micro, small and medium enterprises (MSMEs) in Kota Pari Village. The population in this study were all MSMEs in Kota Pari Village. The success of this implementation is expected to have a positive impact on the economic development and welfare of the Kota Pari Village community.
Analysis of the Use of Digital Financial System (E-Wallet) Financial Management of Farmers in Kota Pari Village Maya Syaula; Fachrid Wadly
International Journal of Society and Law Vol. 2 No. 3 (2024): December 2024
Publisher : Yayasan Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61306/ijsl.v2i3.355

Abstract

Financial technology (fintech) has experienced rapid development in recent years, one of the innovations is electronic wallets (e-wallets). E-wallets offer convenience in conducting financial transactions, including income and expense management. In Kota Pari Village, the majority of the population works as farmers. However, the adoption of fintech technology among farmers is still relatively low. This study aims to analyze the extent to which e-wallets are used by farmers in managing their income and expenses and identify the factors that affect their use. This research is expected to provide a comprehensive overview of the use of e-wallets by farmers in Kota Pari Village. The results of this research are expected to be the basis for the development of programs that support the improvement of financial literacy and the use of financial technology in the agricultural sector.
Pelatihan Pengelolaan Keuangan Desa Melalui Aplikasi Sistem Keuangan di Desa Kota Pari Geby Citra Ananda; Maya Syaula; Zuhri Ramadhan
Jurnal Abdimas HAWARI : Jurnal Pengabdian Kepada Masyarakat Vol 5 No 1 (2025): Mei 2025
Publisher : CV. HAWARI

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Abstract

Pengabdian ini bertujuan untuk memberikan sosialisasi dan pemahaman mengenai pengelolaan keuangan dana desa melalui aplikasi sistem keuangan desa. Pelatihan ini dilaksanakan dengan metode praktis dan partisipatif, memungkinkan peserta untuk belajar dan mengimplementasikan penggunaan sistem keuangan desa. Hasil dari pengabdian ini diharapkan kedepannya dapat meningkatkan kesejahteraan masyarakat melalui pengelolaan dana desa dengan baik dan benar. Dengan penerapan metode ini nantinya masyarakat lebih mudah dalam meningkatkan kinerja keuangan Desanya . Dampak positif dari pelatihan ini dapat diamati dari peningkatan masyarakat yang sudah mampu menggunakan aplikasi sistem keuangan desa terutama pada perangkat Desanya. Selain itu, pelatihan ini juga membuka peluang baru bagi masyarakat desa untuk memanfaatkan potensi masyarakat desa dengan perkembangan teknologi yang ada dan secara efektif mendukung perkembangan ekonomi desa secara berkelanjutan. Melalui Pengelolaan Sistem Keuangan Dana Desa ini diharapkan masyarakat desa lebih sejahtera untuk kehidupannya dimasa yang akan datang.
Financial Performance Analysis of Share Prices in Banking Companies Listed on the Indonesia Stock Exchange 2020-2023 period Dinda Putri Syafrila; Maya Syaula; Ramadhan Harapan
Outline Journal of Economic Studies Vol. 4 No. 2: June-September 2025
Publisher : Outline Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61730/7hfxp139

Abstract

This research aims to analyze whether investment decisions, profitability, and capital structure have a positive and significant effect on stock prices in state-owned banking companies listed on the Indonesia Stock Exchange during the 2020–2023 period. The research method used is associative quantitative research with a descriptive approach. The analysis technique used is multiple linear regression analysis to test the simultaneous and partial effects of the independent variables on the dependent variable. The sample consists of four state-owned banking companies, namely Bank Negara Indonesia (BBNI), Bank Rakyat Indonesia (BBRI), Bank Tabungan Negara (BBTN), and Bank Mandiri (BMRI), with data collected from quarterly financial reports over the four-year period. The results of the regression analysis show that investment decisions, profitability, and capital structure each have a positive and significant partial effect on stock prices. Furthermore, the simultaneous testing results also confirm that the three financial performance indicators together significantly influence stock price movements. These findings indicate that improved financial decision-making in these areas contributes to enhancing investor confidence, which in turn drives stock prices upward. Therefore, companies need to maintain and strengthen their financial strategies to ensure long-term value creation for shareholders in the capital market.
Intensification of Potential Coconut Product Production in Kebun Kelapa Villages in order to Improve Welfare Annisa Ilmi Faried; Maya Syaula; Geby Citra Ananda
International Journal of Management, Economic and Accounting Vol. 1 No. 1 (2023): June 2023
Publisher : Yayasan Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61306/ijmea.v1i1.1

Abstract

To solve the issue of coconut derivative product diversification and differentiation, which necessitates rapid adoption of technology and industrial innovations to boost the selling price of coconuts in Kebun Kelapa Village, the relationship between farmers and industry is still inefficient, preventing the formation of synergies that can streamline the market with cooperation. Motivating this study is the belief that cultivating coconuts can significantly boost local economies, especially in Kebun Kelapa Village, which has a great deal of coconut potential but faces challenges in its connectivity to other economic centers. Results from hypothesis testing show that both prospective variables and natural resources have a considerable impact on output. Then, the potential variable has a substantial impact on coconut farmers' revenue, whereas the variables of access to finance and the quality of technology have little impact on farmers' output and earnings. According to the results of this analysis, both farmers and the government need to work toward the same goal of increasing the revenue of coconut growers.
COMPARATIVE ANALYSIS OF STOCK PRICES BEFORE AND AFTER THE COVID PANDEMIC IN PHARMACEUTICAL COMPANIES Maya Syaula
International Journal of Management, Economic and Accounting Vol. 1 No. 1 (2023): June 2023
Publisher : Yayasan Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61306/ijmea.v1i1.5

Abstract

The Capital Market is a place for investors to carry out activities for the movement of their assets. However, since the existence of the Covid-19 Pandemic, investors have become very careful and at the same time become worried about carrying out activities in it. This is an unfavorable impact on the development of the world capital market in Indonesia. The purpose of this research is to find out and analyze how stock prices compare before and after the Covid-19 pandemic. The sample used in this study are pharmaceutical sub-sector companies listed on the Indonesian stock exchange. The research method used is descriptive comparative research. With the data analysis technique using the paired sample t-test difference test. Based on the results of the analysis and testing carried out, it can be concluded that the stock price of pharmaceutical companies before the pandemic was 1105,819 and after the covid-19 pandemic it was 1005,0939. the standard deviation before the pandemic was 726,27883 and after the pandemic it was 601,27062. The results of the paired sample t-test show the results of the significance value of 0.000. Therefore the value of Sig 0.000 < from 0.05. Thus, it can be interpreted that there are significant differences in stock prices in pharmaceutical sub-sector companies before and after the COVID-19 pandemic.
The Effect of Financial Literacy and Financial Technology on Financial Performance (Case Study: Desa Kebun Kelapa ) Geby Citra Ananda; Annisa Ilmi Faried; Maya Syaula; Irvan Malay
International Journal of Management, Economic and Accounting Vol. 1 No. 2 (2023): December 2023
Publisher : Yayasan Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61306/ijmea.v1i2.9

Abstract

This study aims to analyze the effect of Financial literacy and Financial technology on financial performance in Desa Kebun Kelapa . Financial performance information is indispensable in assessing potential changes in economic resources to predict the production capacity of available resources. Fintech is a combination of financial services and technology, which allows financial transactions without having to have a bank account, on the one hand this creates problems for Indonesian people who are not ready to accept changes in economic activity, Through Financial Literacy and Financial Technology, it can help village officials in terms of improving their village's financial performance. This research is quantitative and the research data used are primary data and skunder. The object of research in this study is the village community of coconut plantations, especially business actors and village officials. The analysis method used is quantitative with an associative approach. The results showed that Financial Literacy and Financial Technology play an important role in improving village financial performance in the form of increased operational efficiency, and efficiency enjoyed by its members, however, the application of Financial Literacy and Fianncial Technology also has its own challenges.
Economic and Social Factors' Impact on Desa Kebun Kelapa's Financial Performance Maya Syaula; Geby Citra Ananda; Annisa Ilmi Faried; Indah Safitri Lubis
International Journal of Management, Economic and Accounting Vol. 1 No. 2 (2023): December 2023
Publisher : Yayasan Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61306/ijmea.v1i2.49

Abstract

This case study examines the influence of economic and social components on village financial performance. At the village level, economic and social factors are two important components that can influence financial welfare and efficiency. In this context, this research focuses on villages in areas inhabited kebun kelapa village. Quantitative analysis is used for both primary and secondary data. Primary data was collected through direct interviews with the head, treasurer and other related staff in the village. Secondary data consists of village financial documents and relevant economic statistics. Multiple linear regression was used to analyze data to determine the influence of economic and social factors on cooperative performance. These results can provide a better understanding of how economic and societal factors influence village financial performance. They can also provide policy recommendations that can help villages with coconut plantations improve their economic performance. In terms of local resource management and rural development, this research is very important.
Co-Authors Adella Viona Agung Sahputra Andrian Syahputra Asri Melya Br. Tarigan Cahyo Pramono Dinda Putri Syafrila Fachrid Wadly Faried, Annisa Ilmi Geby Citra Ananda Indah Safitri Lubis Irvan Malay Noni Ardian Ocdy Amelia Rahma Wanti Ramadhan Harapan Rizal Ahmad Zuhri Ramadhan