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QRIS Payment Innovation: Strategic Steps to Increase MSMEs in Rejosari Village Budi Cahyono; Farhah Ani Karimatul Akhlaq; Abiel Marfuzan; Muhammad Rabbith Fu'adi; Nur Khumairoh Nafisatuz Zahroh; Nanda Ayu Listyaningrum; Titisari Azizah Wijayanti; Akhriyadi Sofian
PROSIDING SEMINAR NASIONAL PENDIDIKAN, BAHASA, SASTRA, SENI, DAN BUDAYA Vol. 3 No. 2 (2024): November : PROSIDING SEMINAR NASIONAL PENDIDIKAN, BAHASA, SASTRA, SENI, DAN BUD
Publisher : Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/mateandrau.v3i2.2068

Abstract

Bank Indonesia and the Indonesian Payment System Association (ASPI) launched QRIS on August 17, 2019, with its effective implementation starting on January 1, 2020. QRIS is a standard designed to facilitate payments through QR codes in Indonesia. This study examines the implementation of the QRIS (Quick Response Code Indonesian Standard) payment system as a strategic innovation to drive the growth of Micro, Small, and Medium Enterprises (MSMEs) in Rejosari Village. Using a descriptive qualitative research method, this study explores the impact of QRIS adoption on transaction efficiency, financial inclusion, and the competitiveness of local MSMEs. The research findings show that the implementation of QRIS significantly increased the volume of non-cash transactions, expanded access to digital financial services, and facilitated the integration of MSMEs into the digital economy ecosystem. Key challenges identified include the digital literacy gap among MSME players and the limitations of technological infrastructure in rural areas. This study concludes that QRIS payment innovation is a crucial catalyst in the digital transformation of MSMEs in Rejosari Village, with recommendations to enhance digital guidance programs and develop supporting infrastructure to optimize local economic growth potential.
Rapid Cycling Bipolar and Trauma-Related Personality Traits: Bridging the Gap Between Affective Dysregulation and Early-Life Adversity Septina, Egy Atthahirah; Halimatus Sakdyah; Pramesta, Linda Ramadhanty; Muhammad Ikhsan; Alsa Shafira; Budi Cahyono; Hafid Algristian
Medicor : Journal of Health Informatics and Health Policy Vol. 3 No. 1 (2025): January 2025
Publisher : Indonesian Scientific Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61978/medicor.v3i1.740

Abstract

Rapid cycling bipolar disorder (RCBD) represents a severe and treatment-resistant subtype of bipolar disorder in which patients experience at least four mood episodes within a year, often accompanied by greater psychiatric comorbidity, functional impairment, and suicide risk compared to non-rapid cycling cases. Childhood trauma and early-life adversity have been identified as critical contributors to emotional dysregulation, impulsivity, and treatment resistance, yet their role is frequently underrecognized in clinical practice. This case report describes a 30-year-old woman diagnosed with RCBD and a history of emotional and physical abuse in childhood, aiming to illustrate the complex interaction between trauma and affective instability while integrating neurobiological, psychological, and clinical perspectives. The patient underwent four weeks of inpatient evaluation that included structured interviews, collateral history from caregivers, psychometric assessments using the Young Mania Rating Scale (YMRS), Hamilton Depression Rating Scale (HAM-D), and Difficulties in Emotion Regulation Scale (DERS), as well as daily multidisciplinary observation. Over the past year, she experienced six distinct mood episodes with severe deficits in emotional clarity and impulse control, elevated DERS scores, and only partial response to pharmacological treatment with valproate and quetiapine. Clinical patterns and supporting literature suggest that trauma-induced dysregulation, involving amygdala hyperactivation and hypothalamic–pituitary–adrenal (HPA) axis disruption, played a central role. Improvement was achieved only after trauma-focused psychotherapy and psychosocial support were incorporated into her care. This case highlights the necessity of early trauma screening and integrative, trauma-informed management to improve diagnostic accuracy, treatment engagement, and long-term outcomes in complex bipolar presentations.
Optimalisasi Perawatan Seating & Spindle Exhaust Valve Main Engine pada MV. Lumoso Pratama Wahyu Kiki Nurhidayat; Mustholiq; Riyadini Utari; Budi Cahyono
Indonesian Journal of Marine Engineering Vol 1 No 2 (2024): August
Publisher : Politeknik Ilmu Pelayaran Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46484/ijme.v1i2.754

Abstract

The main engine is engine on board the ship which is the main force drive to move the ship which must be considered for performance and maintenance. The exhaust valve is an engine component that functions as a medium for the exit of exhaust gases from fuel combustion or exhaust gas which is forwarded to the chimney menu or the exhaust gas economizer. As the main component in the main machine, it must maintain performance and carry out maintenance by the rules that have been set. Because the seating exhaust valve and spindle exhaust valve components are always in contact, these two components require more maintenance and attention to support the working process of the main engine. The method used by the author in this study is the qualitative descriptive method. The source of research data obtained by researchers comes from observation, interviews, and documentation and is supported by fishbone and SHEL diagram methods to analyze factors that cause problems in problem formulation. Furthermore, it is analyzed so that it becomes a finding that is given a solution to the problem and becomes a research paper. Factors causing damage to seating and spindle exhaust valves There are various indications found by researchers by the elements of fishbone and SHEL analysis methods, namely poor maintenance factors or PMS, unoriginal spare parts, measurement of guide bushing allowances, cylindrical oil piston rings exceeding running hours, engine room air factors, as well as errors in installation and maintenance efforts carried out on seating and spindle exhaust valves, namely carrying out the appropriate PMS in the manual book, using original spare parts, measurements on guide bushing diameters, check running hours of cylinder oil piston rings, filter installation engine room air and communication between machinists so that there are no errors in the installation of exhaust valve components. Main engine adalah permesinan induk diatas kapal yang menjadi penggerak tenaga utama guna menggerakan kapal yang harus diperhatikan kinerja dan perawatannya. Exhaust valve sebagai komponen mesin yang memiliki fungsi sebagai media keluarnya gas buang sisa pembakaran bahan bakar atau exhaust gas yang diteruskan menu cerobong atau ke exhaust gas economiser. Sebagai komponen utama dalam mesin induk yang harus dijaga performa dan melaksanakan perawatan yang sesuai dengan aturan yang telah ditetapkan. Karena seating exhaust valve dan spindle exhaust valve komponen yang selalu bersentuhan, membuat kedua komponen ini memerlukan perawatan dan perhatian yang lebih agar dapat menunjang proses kerja mesin induk. Metode yang digunakan penulis dalam penelitian ini adalah metode deskriptif kualitatif. Sumber data penelitian yang diperoleh peneliti berasal dari observasi, wawancara, dan dokumentasi serta didukung metode diagram fishbone dan SHEL untuk menganalisis faktor yang menyebabkan masalah pada rumusan masalah. Selanjutnya dianalisa sehingga menjadi sebuah temuan yang diberikan pemecahan masalahnya dan menjadi sebuah tulisan penelitian. Faktor penyebab kerusakan seating dan spindle exhaust valve terdapat berbagai indikasi yang ditemukan peneliti sesuai dengan unsur metode analisis fishbone dan SHEL yaitu faktor pemeliharaan atau PMS yang kurang baik, sparepart yang tidak orisinil, pengukuran kelonggaran guide bushing, ring piston minyak silinder melebihi running hour, faktor udara kamar mesin, serta kesalahan dalam pemasangan dan upaya perawatan yang dilakukan pada seating dan spindle exhaust valve yaitu melaksanakan PMS yang sesuai pada manual book, menggunakan sparepart yang orisinil, pengukuran pada diameter guide bushing, check running hours ring piston minyak silinder, pemasangan filter udara kamar mesin serta komunikasi antar masinis agar tidak terjadi kesalahan dalam pemasangan komponen exhaust valve.