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All Journal Kompak : Jurnal Ilmiah Komputerisasi Akuntansi Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah ILTIZAM Journal of Sharia Economic Research Jurnal Riset Jakarta Jurnal Industri Kreatif dan Kewirausahaan Jurnal Ilmu Ekonomi dan Bisnis Islam Indonesian Journal of Islamic Economics and Business Jurnal Ekonomi Syariah Pelita Bangsa TAMWIL: Jurnal Ekonomi Islam Millah: Journal of Religious Studies International Journal of Community Service (IJCS) Jurnal Kajian Dan Penalaran Ilmu Manajemen Imara: Jurnal Riset Ekonomi Islam Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Kajian Ekonomi dan Akuntansi Terapan Margin : Journal of Islamic Banking International Journal of Islamic Finance (IJIF)
Muhammad Maulana Hamzah
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Peran Usaha Mikro Kecil dan Menengah (UMKM) Terhadap Kesejahteraan Masyarakat di Kecamatan Betara Menurut Perspektif Ekonomi Syariah Dara Anjelita; As'ad Isma; M. Maulana Hamzah
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2024): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i2.1157

Abstract

The results of this research show the role of micro, small and medium enterprises (MSMEs) in the welfare of society in Betara sub-district. This research aims to look at the role of micro, small and medium enterprises so that they can increase the economic sustainability of families for the sake of community welfare. This research aims to find out the role of micro, small and medium enterprises in community sustainability in MSMEs in Betara sub-district. The results of this research show that the existence of MSMEs has a very important role in the welfare of the community by opening up employment opportunities and increasing the income of the surrounding community so that they can meet their daily needs such as food, as well as other needs such as housing, family health and the need for children's education. their children and create employment opportunities for the local community to help improve community welfare. In its implementation, it is still said to be ineffective, this is because there are still many shortcomings that occur in finding solutions to the problems faced by entrepreneurs, especially micro, small and medium enterprises, including capital, so that there is a lack of labor caused by a lack of capital for MSMEs which causes their business to suffer. experienced ups and downs, affecting production and income.
Analisis Pengelolaan Wakaf Produktif Terhadap Kesejahteraan Masyarakat Kecamatan Mersam Kabupaten Batang Hari : Studi Pada Kelurahan Kembang Paseban Neti Febriyanti; Youdhi Prayogo; M. Maulana Hamzah
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2024): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i2.1212

Abstract

This thesis discusses the analysis of productive waqf management on the welfare of the people of Mersam sub-district, Batanng Hari district (study in Kembang Paseban sub-district). This research aims to analyze productive waqf management on community welfare. This research is a type of descriptive qualitative research. The location of this research is in the Kembang Paseban sub-district, Mersam sub-district, Batang Hari district. Next, the data collection techniques were analyzed by data reduction, data presentation, and drawing conclusions. The results of this research show that the Kembang Paseban sub-district for managing waqf, especially the Addiniyah Madrasah, is quite good. With the existence of a madrasa in the Kembang Paseban sub-district, the community can enroll their children in the madrasa. Even though it has not fully improved, the existence of this madrasah waqf is a little more able to improve the welfare of the local community. The presence of a community madrasah can open up opportunities for the community to trade at the madrasah.
Analisis Pemasaran Industri Batik Tulis Dalam Upaya Peningkatan Pendapatan Tenaga Kerja Di Kecamatan Danau Teluk Kota Jambi Putri Wahyuni; Rafidah Rafidah; M. Maulana Hamzah
Kompak :Jurnal Ilmiah Komputerisasi Akuntansi Vol. 17 No. 2 (2024): Jurnal Ilmiah Komputer Akuntansi (KOMPAK)
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/kompak.v17i2.2075

Abstract

The results of the research show that the marketing of the batik industry is an effort to increase labor income in Danau Teluk District, Jambi City by looking at market needs, current trend needs both among students and also among workers so that consumers who come must be met according to their needs. Obstacles in increasing the income of batik workers in Danau Teluk District, Jambi City are caused by employee negligence in working because they do not comply with the instructions given, income according to work ability and difficulties in marketing.
Collaboration For Social Justice: Islamic Philanthropy, Government, And Communities In Advancing Welfare In Marginalized Areas Putra, Muhammad Deni; Fadilla, Siti; Shahmi, Mohammad Aliman; Mansur, Muhammad; sahroni, Abdulla; Hamzah, Muhammad Maulana
TAMWIL : Jurnal Ekonomi Islam Vol 10, No 2 (2024)
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/jtm.v10i2.13797

Abstract

Cross-sector collaboration between the government, philanthropy, and local communities is key to enhancing welfare in marginalized areas. This research employs qualitative methods through a literature review to analyze the role of this collaboration in creating policies and programs that are more responsive to community needs. The findings indicate that active involvement of local communities in welfare initiatives is crucial for the success and sustainability of these programs. This involvement fosters a sense of ownership and accountability, as well as strengthening transparency and feedback between the government and the community. However, cross-sector collaboration faces challenges such as the lack of structured platforms, communication issues, and differing priorities. To address these barriers, it is essential to establish formal mechanisms for collaboration, build effective communication channels, and engage all stakeholders in open dialogue. Community-based approaches also contribute to more relevant and effective solutions for social issues. These findings highlight the importance of fair and inclusive collaboration to create sustainable and responsive welfare systems in society.
ANALISIS BAGI HASIL MUZARO’AH DALAM MENINGKATKAN PENDAPATAN PETANI KARET DI DESA SELAT KECAMATAN PEMAYUNG Nova Wardana; Sissah Sissah; Maulana Hamzah
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 6 (2024): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i6.1359

Abstract

The aim of this research is to find out whether the profit sharing for land cultivators and rubber plantation owners in Selat Village, Pemayung District, Batanghari Regency, Jambi Province is in accordance with the muzaro'ah profit sharing and to determine the impact of rubber farmers' profit sharing on the income of rubber farmers in Selat Village, Pemayung District, Regency. Batanghari, Jambi Province. This research method uses qualitative methods. The results of the research show that sharing the results of rubber from land cultivators with plantation owners has led to the rules of fiqh or procedures in Islamic economics because the profit sharing cooperation is carried out on a consensual basis without any coercion, profit sharing brings benefits in improving the welfare of the community, distribution of results which is carried out fairly in accordance with the provisions of Islamic law, there are no elements of fraud and taking advantage of opportunities in a tight situation. The suitability of the profit sharing between the land cultivator and the plantation owner is in accordance with the initial agreement as it is a mutual agreement, but there is no clarity on how long the agreement will last, causing deficiencies in the cooperation. An agreement without a time limit for the end of the contract agreement which allows for unilateral termination of the contract or failure to carry out the responsibilities of the land cultivator, resulting in a detrimental impact on one of the parties. Meanwhile, regarding the income from profit sharing, the people who work on the land think it has a good impact on their daily lives, it just depends on whether the price of rubber rises or falls.
Contemporary Qurban Transactions: Are There any Ghoror Practices? Najmi; Maulana Hamzah, Muhammad
ILTIZAM Journal of Shariah Economics Research Vol. 8 No. 2 (2024): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v8i2.2944

Abstract

This study aims to examine research related to ghoror practices in qurban transactions in Indonesia and provide input solutions to eliminate ghoror and open discourse for further research. This study used a qualitative approach with the literature review method. The researcher examines research related to the practice of qurban transactions in Indonesia in journals and proceedings that are indexed by Sinta or have an ISSN. As well as normative descriptive methods to examine the ghoror aspects of transactions and solutions to eliminate them. Research divides qurban transactions into 3, namely qurban transactions using Islamic financial institutions, online qurban transactions and offline qurban transactions through mosques or Islamic schools. The result is that there are 4 types of ghoror that occur, namely ghoror in the contract, ownership, specifications for animals and guarantees. This research also provides solutions to every ghoror issue that occurs. In addition, more specific research on one type of transaction by adding samples from Scopus and WoS journals can expand the results of research that has been done. This study found that financial transaction innovations in qurban worship have the potential to cause ghoror in both financial transactions and reports. This research provides input so that qurban transactions and innovations that will be made are free from forbidden ghoror practices.
PERENCANAAN KEUANGAN SYARIAH TERHADAP MINAT MASYARAKAT DALAM MENEMPATKAN DANA DI LEMBAGA KEUANGAN SYARIAH Wicaksono, Tri; Rafidah, Rafidah; Hamzah, M. Maulana
Jurnal Industri Kreatif dan Kewirausahaan Vol 6 No 2 (2023): Jurnal Industri Kreatif dan Kewirausahaan DESEMBER 2023
Publisher : Universitas Sahid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36441/kewirausahaan.v6i2.1683

Abstract

The aim of this research is to find out how financial planning for income and expenses influences people's interest in placing funds in sharia financial institutions. The population used was the Simpang Rantau Gedang community on the grounds that the village was productive and understanding, financial planning with a sample size of 100 people from the Simpang Rantau Gedang community was carried out using non-probability sampling techniques. The method used is a quantitative approach, with this type of research being primary data taken directly through distributing questionnaires and secondary data in the form of data from the Simpang Rantau Gedang Village community as well as searches from the internet and literature. and analysis using multiple linear regression analysis using SPSS software. The results of multiple regression analysis stated that it was 22% and there are still many variables that influence people's interest such as promotion, location, religion.
IMPLEMENTASI PENGELOLAAN KEUANGAN SYARIAH PADA PONDOK PESANTREN AZZAKARIYAH DI DESA MUARO PANCO KABUPATEN MERANGIN Ardilah, Nurul; Rafidah, Rafidah; Hamzah, M. Maulana
Jurnal Industri Kreatif dan Kewirausahaan Vol 7 No 1 (2024): Jurnal Industri Kreatif dan Kewirausahaan JUNE 2024
Publisher : Universitas Sahid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36441/kewirausahaan.v7i1.1769

Abstract

Pesantren merupakan lembaga pendidikan yang mempelajari mengenai kitab dan juga pembelajaran secara umum. Pendekatan kualitatif digunakan dimana strategi penelitiannya menekankan pada penguraian makna,  konsep, sifat, gejala, simbol dan deskripsi, fokus dan keanekaragaman, fenomena alam dan luas dengan mengutamakan kualitas informasi dan menyajikannya secara naratif. Penelitian ini menggunakan pendekatan fenomenologi yang berusaha menangkap berbagai persoalan yang ada ditengah masyarakat yang mengungkapkan makna yang dikandungnya. Penelitian ini juga menghadirkan secara deskripstif manajemen keuangan syariah di Pesantren Azzakariyah. Tujuan penelitian kualitatif merupakan buat tahu kenyataan sosial dari mereka yang terlibat. Patisipan adalah orang-orang yang telah diwawancarai, diobservasi dan dimintai informasi, pandangan dan pendapatnya.1. Pengelolaan Pondok pesantren belum terbuka dalam laporan keuangan pembayaran SPP, karena pembayaran SPP sekarang yang menghandel 3 orang termasuk saya ungkapan bendahara pondok. 2 orang tersebut memang mempunyai buku sendiri untuk pembayaran SPP tetapi ketika pembayaran dilakukan kepada mereka, 2 orang tersebut tidak mempunyai pencatatan sendiri yang nantinya harus dilaporkan ke bendahara. 3. Pembayaran iuran SPP seringkali mengalami keterlambatan sehingga kurang optimalnya sumber daya manusia dalam memberikan layanan pendidikan. 
Perceptions of Economics Students on Determining Their Intention to Perform Retail Sukuk: Case study Universities in Jambi5. Hamzah, Maulana; Ladini, Urwawuska
International Journal of Islamic Finance Vol. 2 No. 2 (2024): November 2024
Publisher : Department of Islamic Financial Management, Faculty of Economics and Islamic Business, Sunan Kalijaga State Islamic University, Yogyakarta, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ijif.v2i2.2305

Abstract

Background: Students with economic background should ideally have literacy related to the capital market and the products included in it, including sukuk. Objectives: This study aims to see the effect of accessibility, guarantees, rewards and understanding of sharia on students' interest in buying sukuk, especially in this context retail sukuk. Novelty: Compared to previous research, this research focuses more on how students in Jambi, especially those majoring in economics and related fields, practicing investment, especially in sukuk. Research Methodology: This study uses a quantitative approach using the PLS-SEM (Partial Least Square-Structural Equation Modeling) analysis tool. This research involved 598 respondents from students of economics which came from various campuses in Jambi province. Findings: The results of the study show that all valid variables, convenience, security, ujroh and shariah variables have a 77% influence on student interest as indicated by the value of r square. Sharia latent variable is the variable that has the greatest influence among other variables. Implication: Based on the research results, the socialization of sharia values ​​in sukuk needs to be encouraged by related parties to increase the active role of students in sharia investment59
PENGARUH RASIO CAR, FDR, BOPO DAN NPF TERHADAP ROA BANK UMUM SYARIAH DI INDONESIA PERIODE 2021-2023 Putra Hafiz , Ahsan; Hamzah, Maulana; Jana, seri
MARGIN: Journal of Islamic Banking Vol 5 No 1 (2025): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/margin.v5i1.3000

Abstract

This study analyzes the effect of CAR, FDR, BOPO, and NPF ratios on the ROA ratio of Islamic Commercial Banks in Indonesia for the period 2021-2023. Using a quantitative method, data were obtained from 30 financial data through annual formats for the period 2021-2023 as published by Bank Indonesia, OJK, and also published on the official website of the sample banks in this study. The partial research results show that the CAR variable has a significant effect on the return on assets (ROA) of Islamic Commercial Banks in Indonesia from 2021 to 2023. The p-value of CAR is 6.80e-07 < 0.05. Meanwhile, the FDR variable does not have a significant effect on the return on assets (ROA) of Islamic Commercial Banks in Indonesia from 2021 to 2023. The p-value of FDR is 0. > 0.05. The BOPO variable has a significant effect on the return on assets (ROA) of Islamic Commercial Banks in Indonesia from 2021 to 2023. The p-value of BOPO is 1.04e-10 < 0.05. And the NPF variable does not have a significant effect on the return on assets (ROA) of Islamic Commercial Banks in Indonesia from 2021 to 2023. The p-value of NPF is 0.3545 > 0.05. The simultaneous regression analysis results show that CAR, FDR, BOPO, and NPF have a significant effect on the ROA of Islamic Commercial Banks, with 89.81% of the ROA variation explained by CAR, FDR, BOPO, and NPF, and the remaining 10.19% explained by other variables not used in this study
Co-Authors Agustina Mutia Ardilah, Nurul ARIF RAHMAN Arip Rahman arzmi, Muhammad riski As'ad Isma Dara Anjelita Eja Armaz Hardi Erwandi Tarmizi Erwandi Tarmizi Anwar Fadilla, Siti Fusfita, Nurlia Hassanee, Narong Hermanda, Azzahra Puan Hernidar Hernidar Hidayat, Angger Ilyas Marwal Imam Teguh Saptono Jana, Seri Laode, Jafar Shadiq Lukman M Baga Maulana Hamzah MUHAMMAD MANSUR Nabila, Nida Rizky Najmi Neti Febriyanti Nofriza, Eri Nova Wardana Olida, Anisah Putra Hafiz , Ahsan Putra, Muhammad Deni Putri Apria Ningsih Putri Wahyuni Rafidah Rafidah Rafidah Rafidah Rafidah Rahma, Sri sahroni, Abdulla Shahmi, Mohammad Aliman Sissah Sissah Titin Agustin Nengsih Urwawuska Ladini Wicaksono, Tri Youdhi Prayogo