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Analisis Minat Menabung Masyarakat di Bank Syariah Indonesia Studi Empiris Desa Pelawan Jaya Nengsih, Titin Agustin; hamzah, Muhammad Maulana; Olida, Anisah
Al-Mashrafiyah (Jurnal Ekonomi, Keuangan dan Perbankan Syariah) Vol 5 No 2 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/al-mashrafiyah.v5i2.22126

Abstract

Penelitian ini bertujuan untuk mengetahui apakah promosi, pengetahuan dan kepercayaan berpengaruh terhadap minat menabung masyarakat di Bank Syariah Indonesia KCP Singkut. Penelitian ini menggunakan metode kuantitatif dengan memperoleh data primer dari kuesioner dengan mengambil responden sebanyak 86 orang. Hasil penelitian uji-t menunjukkan bahwa variabel promosi dan kepercayaan berpengaruh secara signifikan, sedangkan variabel pengetahuan tidak berpengaruh secara signifikan. Adapun hasil penelitian uji-F menyatakan bahwa promosi, pengetahuan dan kepercayaan berpengaruh signifikan secara bersama-sama terhadap minat menabung. Nilai koefisien determinasi dari promosi, pengetahuan dan kepercayaan sebesar 28,4% terhadap minat menabung masyarakat. Berdasarkan hasil penelitian ini maka diharapkan pihak perbankan Syariah dapat membuat kombinasi promosi dan edukasi yang dibalut dalam agenda keagamaan untuk meningkatkan minat masyarakat Desa Pelawan jaya untuk menggunakan jasa bank Syariah Indonesia.
The Potency of Local Investment in East Java: Supply-Demand Analysis Muhammad Maulana Hamzah
Indonesian Journal of Islamic Economics and Business Vol. 3 No. 1 (2018): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

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Abstract

The change of economic structure has opened many opportunities and challenges for local governments, including East Java. In response to this situation, it is necessary to combine local investment with diversification in major economic sectors to improve regional economic resilience. The purpose of this paper is to map potencial supply-demand investment in East Java and to identify suitable investment instrument on account of local benefit. Quantitative method with index analysis and bayes is used to map potencial investment supply, whereas ratio model is used to describe the potency of local investment demand. There are five potencial areas ie Kab. Pacitan, Kota Batu, Kota Mojokerto, Kab. Mojokerto and Kab. Madiun whereas potencial local fund percentage is 37% of total investment. By making UMR as basis price, the public may contribute an active role in the development of investment in particular areas.
Manajemen Pengelolaan Zakat di Bangladesh Muhammad Maulana Hamzah
Indonesian Journal of Islamic Economics and Business Vol. 3 No. 2 (2018): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

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Abstract

Bangladesh is one of the developing countries in South Asia which has a similar topography as Indonesia. With majority of population is Muslim and aspects of the economy based on agriculture and garment industry, Bangladesh becomes ideal comparison to Indonesia. But poverty remains as national problem there. With potential 90% of Muslim community, utilizing zakat role to alleviate poverty is still limited. Some data from the Social Report, IRTI and related research is analyzed to find contribution of potential zakah in improving social welfare. In addition, a method review is used to analyze collection, management and distribution of zakat in Bangladesh. Hopefully, this paper become a scientific contribution to the methods of zakah management in Indonesia.
Bank Infaq: Tinjauan Kritis Perspektif Fiqh Muamalah Muhammad Maulana Hamzah; Erwandi Tarmizi Anwar
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 4 No. 1 (2020)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol4/is2pp1-17

Abstract

Abstract Background: This study aims to examine the concept of Bank Infaq from Islamic Jurisprudence Perspective. Bank Infaq is an intermediate organization that organize the fund of charity to improve people’s prosperity using financing service. With short term, charity bank uses charity fund (tabarru’) as funding instrument and provides financing using single model contracts qordhul hasan. Method: This research uses phenomenology method and depth interview to capture the implementation of charity bank based on its operational procedure and normative descriptive is used to study muamalah and positive law related to contemporary practice above. The normative approach is carried out by reviewing sharia laws relating to the practice of charity Bank, especially in terms of sharia contracts. Result: The result shows for general charity bank has a good aim, concept and action to empower the low society using financial instrument, but its procedure still leave some issues in funding, amil’s right and financing. The result of this paper is not only describe and criticize the charity bank according to Islamic jurisprudence but also give some suggestions in sharia perspective to make it better and more barokah. Keywords: Bank Infaq; Funding; Tabarru’; Islamic Jurisprudence
Dropshipping Dalam Perspektif Fiqh Muamalah Kontemporer Erwandi Tarmizi; Muhammad Maulana Hamzah
ILTIZAM Journal of Shariah Economics Research Vol. 5 No. 1 (2021): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v5i1.875

Abstract

This research aims to analysis the dropshipping model according to Islamic jurisprudence. The research is focused in completeness of the terms and conditions of sale and purchase in dropshipping system and how its related to three economic disaster namely zhulm, riba and ghoror. The novelty from this research are dividing the object of transaction into two categories, ribawi goods and non ribawi goods and critisize the arguments that allowed dropshipping transaction. Literature study is used to define the dropshipping model, normative descriptive is used to define the contract in dropshipping according to Islamic jurispridence, content analysis is used to find the syar’i solution for dropshipping. The result shows that the origin law in dropshipping is prohibited (haram) because its contain of riba nasi’ah for ribawi goods and selling before ownership for non ribawi goods. The syar’i solutions that found for dropshipping are modification in ijab qobul, wakalah bil ujroh (the dropshipper become wakil from consumer) and ba’i salam, but the last solution is marjuuh, because the capital is not handed out at the beginning of majlis.
Historiografi Sekularisasi Pasar pada Masyarakat Muslim Indonesia dimasa Kolonial Belanda (1602 - 1942) Arip Rahman; Ilyas Marwal; Muhammad Maulana Hamzah
ILTIZAM Journal of Shariah Economics Research Vol. 5 No. 2 (2021): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v5i2.1034

Abstract

This study aims to capture the historiography of market and economics activities in Indonesia during dutch colonialization. Historical studies began when VOC was established in 1602 and end before the arrival of Japan, its counted three and half centuries. However, the colonial economics and culture such as monopoly, divide et empera etc has always been opposed by religious leaders who have succeeded in keeping and spreading religious values through cultural and educational approaches. The object of this research is focused on development Moslem economics activies during colonialization. This research uses the content analysis method and historical review of books and documents relating to the research object. Historiography analysis is used to select the valid resources according to the historian during 1602-1942. the Preliminary study found that historiography is close to subjective preferences, then in this research uses the comparative analysis to compare between muslim, dutch/colonial, and outsider historian. The research findings are divided into four sections they are Internalization of Market Secularism in Indonesia, The struggle period of Islamic Scholars, Market Transformation in Indonesia and Great Depression Period.
PERAN DAN PENGARUH FATWA MUI DALAM ARUS TRANSFORMASI SOSIAL BUDAYA DI INDONESIA Muhammad Maulana Hamzah
Millah: Journal of Religious Studies Vol. XVII, No. 1, Agustus 2017 Sistem Moral dan Keadilan Ekonomi Islam Untuk Kesejahteraan
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/millah.vol17.iss1.art7

Abstract

Social change as a result of cultural dynamics often leads to friction in society. Islam as a universal religion with specific guidance based on the Quran and hadith has the role of scholars to translate the socio-cultural transformation in the form of fatwa. This research explains the role and influence of fatwa MUI on socio-cultural change in Indonesia refers to 47 fatwa MUI in socio-cultural field. Descriptive-qualitative method with deepening of literature study on socio-historical approach is used to answer the questions above. The result, there are 8 causes of socio-cultural change in Indonesia, namely the way of thinking, population growth, interaction with other communities and nations, new discoveries, technology, disasters and conflicts in the community. Although the law position of fatwa is not binding, some of its influence are quite significant such as the people involvement in the program KB, the development of sharia financial, and the correction to aqidah of ummah in the face of Christmas. –(Perubahan sosial sebagai hasil dinamika budaya sering menimbulkan gesekan di masyarakat. Islam sebagai agama universal dengan panduan spesifik berdasarkan Quran dan hadis memerlukan peran ulama untuk menerjemahkan transformasi sosio-kultural dalam bentuk fatwa. Penelitian ini menjelaskan peran dan pengaruh fatwa MUI terhadap perubahan sosio-kultural di Indonesia mengacu pada 47 fatwa MUI di bidang sosio-kultural. Metode deskriptif-kualitatif dengan memperdalam studi literatur tentang pendekatan sosio-historis digunakan untuk menjawab pertanyaan di atas. Hasilnya, ada 8 penyebab perubahan sosio-kultural di Indonesia, yaitu cara berfikir, pertumbuhan penduduk, interaksi dengan masyarakat dan bangsa lain, penemuan baru, teknologi, bencana dan konflik di masyarakat. Meski posisi hukum fatwa tidak mengikat, beberapa pengaruhnya cukup signifikan seperti keterlibatan masyarakat dalam program KB, pengembangan keuangan syariah, dan koreksi terhadap aqidah ummat saat menghadapi natal.)--
CONSTRAINTS AND STRATEGIES OF ISSUING MUNICIPAL SUKUK IN INDONESIA Muhammad Maulana Hamzah; Lukman M Baga; Imam Teguh Saptono
Imara: JURNAL RISET EKONOMI ISLAM Vol 6, No 1 (2022): IMARA: JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v6i1.5658

Abstract

The purpose of this paper is to analyze the potential of Islamic municipal bonds in Indonesia focused on its constraint and strategy using Analytic Network Process (ANP). Methodology proceeded by literature research to construct a model and in-depth interview with practitioners and regulators both on government and sharia perspective to fully understand and develop an appropriate ANP Network. The experts are divided into two categories as direct relation and non-direct relation experts. The constraints are divided into five nodes, they are political risk, trust between stakeholders, lack of sharia knowledge, law constraint and risk of municipal loan. While the strategies contain of building trust, sharia education, comprehensive law basis, market strategy, and strategy of product innovation. Islamic municipal bonds may be developed by implementing comprehensive law basis as primary strategy to provide the need of law basis as main constraint. Both main constraint and strategy are agreed by all experts except BPK which is more concern in risk of municipal loan.
Analisis Efisiensi Baitul Maal Wa Tamwil (BMT) Dengan Pendekatan Data Envelopment Analysis (Studi BMT Di Kota Jambi) Maulana Hamzah, Muhammad
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 9 No. 01 (2024): JESPB Edisi April 2024
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v9i01.1166

Abstract

The development of BMTs in Jambi is rapidly increasing, data from BPS shows the number of BMTs in Jambi City amounted to 21 in 2018 and increases every year. However, these developments have not been matched by improving the quality of management and financial efficiency, it is necessary to map out evaluations related to the effectiveness and efficiency of the BMT. This study aims to analyze the level of efficiency and effectiveness with DEA (Data Envelopment Analysis) method. The sample in this study used the convenient sampling method, namely the sample was selected based on the willingness of the BMT management to be part of the study. The secondary data used is sourced from the financial statements of each BMT. The input variables are third party funds (X1), personnel costs (X2) and general/administrative expenses (X3). While the output is the amount of financing disbursed (Y1), operating profit income (Y2) and other operating income (Y3). The research results found that of the 13 BMTs observed, only 5 BMTs were active, but only 4 of them had consistent financial reports. Of the 4 BMTs, only 3 BMTs were willing to provide financial report data. The results found that all BMTs operated efficiently in 2022, but BIS experienced inefficiency in 2020 (92.76%) and 2021 (92%). BMT ISH experienced inefficiency in 2021 with a value of 71.5%. The point of BMT's inefficiency in that year was dominated by the burden of managing TPF, operational costs, and less than optimal income from other businesses.
Analisis Pemasaran Industri Batik Tulis Dalam Upaya Peningkatan Pendapatan Tenaga Kerja Di Kecamatan Danau Teluk Kota Jambi Putri Wahyuni; Rafidah Rafidah; M. Maulana Hamzah
Kompak :Jurnal Ilmiah Komputerisasi Akuntansi Vol. 17 No. 2 (2024): Jurnal Ilmiah Komputer Akuntansi (KOMPAK)
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/kompak.v17i2.2075

Abstract

The results of the research show that the marketing of the batik industry is an effort to increase labor income in Danau Teluk District, Jambi City by looking at market needs, current trend needs both among students and also among workers so that consumers who come must be met according to their needs. Obstacles in increasing the income of batik workers in Danau Teluk District, Jambi City are caused by employee negligence in working because they do not comply with the instructions given, income according to work ability and difficulties in marketing.