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Journal : Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah

Pengaruh Pengetahuan dan Persepsi Masyarakat Terhadap Minat Menggunakan Pembiayaan Murabahah di Baitul Maal Wat-Tamwil Al-Ishlah Kota Jambi Via Ullya Syafitri; Agustina Mutia; Mohammad Orinaldi
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 1 No. 4 (2023): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v1i4.347

Abstract

Economic life cannot be separated from the important role of the financial services sector in general and banking in particular. It is through this media that the aim is to realize a healty economy by empowering existing funds or investment potential in the community which can be channeled into various productive activities so that healthy economic growth can be achieved and avoid usury. There are several financing products such as mudharabah, ar-rahn, and qardhul hasan. Baitul Maal Wat-Tamwil to provide financing to small businesses cannot possibly be replaced by sharia banks, because it is impossible for sharia banks to operate in small scale financing, while the community needs small capital. The purpose of this study was to determine the effect of knowledge the intention to use murabahah financing in the Baitul Maal Wa-Tamwil Al-Ishlah, Jambi City, to determine the effect of public perceptions on yhe interest in using murabahah financing in the Baitul Maal Wat-Tamwil Al-Ishlah, Jambi City, and to determine the influence of public knowledge and perceptions of interest in using murabahah financing in Baitul Maal Wat-Tamwil, Jambi City. This research is a quantitative research, collecting data using questionnaires and questionnaires. The sampel for this research was the local community in RT 19, Simpang IV Sipin Subdistrict, Telanaipura District, Jambi City, totaling 86 peole. The reseacrh results show that the variables of knowledge and public perception influence interest in using murabahah financing. The results of calculating the coefficient of determination show that the variables of knowledge and public perception are 76,9% and 23,1% influenced by other variables outside this reseach.
Pengaruh Jumlah Komite Audit Dan Rapat Komite Audit Terhadap Internal Fraud Yang Terjadi di Perbankan (Bank Umum Syariah) Periode 2018-2021 Dinda Sukma Noprianti Putri; Mohammad Orinaldi; Khairiyani Khairiyani
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 1 (2024): Maret : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i1.779

Abstract

Fraud is related to fraudulent actions that are carried out intentionally and result in another party suffering losses. The main issue raised in this research is related to the large number of fraud cases that occur in Sharia Commercial Banks. The underlying reason for researching this issue is because, the majority of Sharia Commercial Banks have formed independent audit committees, held audit committee meetings, and given audit committee terms of service by referring to POJK N0.55/POJK.04/2015 concerning the Formation and Implementation Guidelines for Committee Work. Auditing. The formulation of the problem is whether the number of audit committees, audit committee meetings and the number of audit committees that occurs in banking, can it influence internal fraud that occurs in banking. With the aim of having audit committee meetings and the number of audit committees, it can minimize the risk of fraud in banking.This research is quantitative research, namely research based on the philosophy of positivism, used to research certain populations and samples, data collection using research instruments, data analysis is quantitative or statistical. Data analysis uses statistics by presenting data using tables. Because the data obtained in this research is in the form of financial report figures. The figures obtained will be analyzed further in data analysis, the data management process uses eviews 10.From the research results, it can be concluded that the variable number of audit committees has a significant effect on internal fraud in Islamic commercial banks in Indonesia for the 2018-2021 period. The Audit Committee Meeting variable has an insignificant negative effect on Internal Fraud in Sharia Commercial Banks in Indonesia for the 2018-2021 period. And the variables Number of Audit Committees and Audit Committee Meetings have a significant effecton Internal Fraud in Sharia Commercial Banks in Indonesia for the 2018-2021 period.
Pengaruh Green Produk, Label Halal dan Harga Terhadap Keputusan Pembelian Produk UMKM Rempeyek Ilhamumtaza Kota Jambi Ading Nadia Sansabilla; Rafidah Rafidah; Mohammad Orinaldi
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 3 (2024): September : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i3.1089

Abstract

This thesis aims to find out the influence of green products, halal labels and prices on purchasing decisions for Umkm Rempeyek Ilhamumtaza products in Jambi City. The research here uses quantitative research methods. The approach used in this research is the descriptive-quantitative method. The research results show (1) a Sig value of 0.000 < 0.005. This means that Green Products have a significant effect on purchasing decisions. And it can be seen that the t-count value is 5.878 > 1.985 from the t-table. This means that Green Products influence purchasing decisions or the first hypothesis is accepted. (2) the Sig value is 0.001 < 0.005. This means that the halal label has a significant effect on purchasing decisions. And it can be seen that the t-count value is 3.562 > 1.985 from the t-table. This means that the halal label has an influence on purchasing decisions or the second hypothesis is accepted. (3) Sig value is 0.000 < 0.005. This means that price has a significant influence on purchasing decisions. And it can be seen that the t-count value is 8.461 > 1.985 from the t-table. This means that price influences purchasing decisions or the third hypothesis is accepted. (4) the Sig value is 0.000 < 0.05, this means that Green Product, Halal Label and Price together (simultaneously) have a significant influence on purchasing decisions or the fourth hypothesis is accepted.