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All Journal Jurnal Publikasi Ilmu Manajemen Jurnal Riset Manajemen dan Ekonomi Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Jurnal Bisnis, Ekonomi Syariah dan Pajak
Victor Diwantara
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Pengaruh Religiusitas Dan Pengetahuan Konsumen Terhadap Keputusan Pembelian Properti Pada PT.Griya Permata Kencana Jambi Lady Ragia Alfa; A. Tarmizi; Agustina Mutia; Victor Diwantara
JURNAL RISET MANAJEMEN DAN EKONOMI (JRIME) Vol. 2 No. 1 (2024): JANUARI : JURNAL RISET MANAJEMEN DAN EKONOMI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jrime-itb.v2i1.1144

Abstract

The demand for houses is increasing from year to year in line with the growth in population in Indonesia. Meanwhile, the availability of houses is not proportional to the large number of requests. This is one of the factors causing the very high increase in house prices. In the city of Jambi, there are already several houses that use the conventional system, namely using interest in their operational transactions, such as KPR Bank BRI, Bank Mandiri, Bank BNI and others. Meanwhile, housing developments that use the sharia system have increased. The middle-urban community who are critical and want to implement an Islamic lifestyle one hundred percent are starting to switch, they are no longer using conventional and sharia mortgages that are sold in national banks, but instead are utilizing sharia-based mortgage facilities in sharia housing, which are not products of banking financial institutions, but from developers. This study aims to determine the effect of religiosity and consumer knowledge on purchasing decisions of sharia property at PT. Griya Permata Kencana Jambi. The subjects of this research are consumers of PT. Griya Permata Kencana Jambi. The population in this study amounted to 220 people and a sample of 69 people. And the research method used is quantitative method, this study uses primary and secondary data with multiple linear regression models.
Manajemen Ekonomi Keluarga Pasca Kenaikan Harga Bahan Pokok (Studi kasus Ibu Rumah Tangga di Desa Betung Bedarah Timur, kecamatan Tebo Ilir) Resty Wahyu Ramadhani; Putri Apria Ningsih; Victor Diwantara
Lokawati : Jurnal Penelitian Manajemen dan Inovasi Riset Vol. 1 No. 6 (2023): November : Jurnal Penelitian Manajemen dan Inovasi Riset
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/lokawati.v1i6.337

Abstract

In managing family management, the one who acts as the manager is usually the housewife. To be able to manage family finances professionally. Research with the title: "Family Economic Management After the Increase in Prices of Basic Materials (Case Study of Housewives in Betung Bedarah Timur Village, Tebo Ilir District). This research uses qualitative research methods. The types and sources of data needed are primary data and secondary data. With 9 informants who were interviewed, namely housewives. The research results show that housewives' understanding of family economic management is very simple. The absence of a housewife regulates the family economy after the increase in prices of basic commodities. There are no income posts and expenditure posts, and expenses often exceed income. There is no influence of internalization on family financial management. And the impact of rising prices of basic commodities has a big impact on housewives' purchasing power.
Pengaruh Pendapatan Dan Religiusitas Terhadap Kinerja Karyawan (Studi Pada PT. Bhakti Idola Tama Kecamatan Sungai Gelam Kabupaten Muaro Jambi) As’ad Isma; Victor Diwantara; Ira Puspita Sari
Lokawati : Jurnal Penelitian Manajemen dan Inovasi Riset Vol. 1 No. 6 (2023): November : Jurnal Penelitian Manajemen dan Inovasi Riset
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/lokawati.v1i6.387

Abstract

The thesis with the title "The Influence of Income and Religiosity on Employee Performance (Study at PT. Bhakti Idola Tama, Sungai Gelam District, Muaro Jambi Regency)" was written by Ira Puspita Sari, NIM 501190279, Department of Sharia Economics, Sulthan Thaha Saifuddin State Islamic University, Jambi 2023. An employee's performance will increase and develop when the employee is satisfied with the income received and an attitude of religiosity in each employee. The aim of this research is to determine the effect of income and religiosity on employee performance. The research method used in this thesis research is descriptive quantitative. The samples taken were 40 respondents. Data collection techniques by researchers are literature study, observation, interviews and questionnaires. The results of the research in this thesis are that Income and Religiosity simultaneously or together have a positive and significant effect on the performance of PT employees. Bhakti Idol Tama. It is known that the significance value for income and religiosity (X) simultaneously on Employee Performance (Y) is 0.003 < 0.05 and the calculated F value > F table (6.668 > 3.25). So it can be concluded that Ha is accepted and Ho is rejected. It is hoped that the results of this research can contribute, have an impact or have implications for related parties so that they can be used as a reference for research, scientific development and so on.
Pengaruh Financial Behaviour dan Financial Attitude terhadap Perkembangan Usaha Mikro Kecil dan Menengah di Kota Jambi Victor Diwantara; Muhammad Ali Umardhani Panggabean; Sissah Sissah
Jurnal Bisnis, Ekonomi Syariah, dan Pajak Vol. 2 No. 2 (2025): Juni : Jurnal Bisnis, Ekonomi Syariah, dan Pajak (JBEP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jbep.v2i2.1056

Abstract

This study aims to reveal Financial Behavior and Financial Attitude influence the development of micro, small and medium enterprises in Jambi City. This thesis uses a quantitative approach using multiple regression statistical analysis methods partially and simultaneously with a sample of 60 MSMEs. The results of the study indicate that Financial Behavior has a significant influence on the development of MSMEs in Jambi City. Financial attitude has a significant influence on the development of MSMEs in Jambi City. Financial Behavior and Financial Attitude together or simultaneously have a significant influence on the development of MSMEs in Jambi City. In business development, good knowledge is needed to help MSMEs to be innovative and produce new ideas to develop their businesses and knowledge management can help companies to develop a healthy and positive work culture.
Strategi Pemasaran Digital melalui Media Sosial pada UMKM Bakery Victor Diwantara; Sella Murdini; M. Nazori
Lokawati : Jurnal Penelitian Manajemen dan Inovasi Riset Vol. 3 No. 4 (2025): July : Jurnal Penelitian Manajemen dan Inovasi Riset
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/lokawati.v3i4.1996

Abstract

This study aims to analyze the social media-based marketing strategies implemented by MSME Bakery in developing its business. The study employed a qualitative case study method using observation, in-depth interviews, and documentation. The results indicate that consistent use of WhatsApp and Facebook has positively impacted sales, market reach, and customer loyalty. However, challenges such as limited digital skills and time management for content creation still exist. These findings suggest that social media is an effective marketing tool for MSMEs when supported by proper content strategies and digital literacy.
Analisis Manajemen Keuangan Syariah Pada Koperasi Syariah Studi Kasus Bmt Al Ishlah Tahun 2021-2022 Kota Jambi Nurwiji Asih; Efni Anita; Victor Diwantara
Jurnal Publikasi Ilmu Manajemen Vol. 2 No. 2 (2023): Juni: Jurnal Publikasi Ilmu Manajemen
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupiman.v2i2.1673

Abstract

This study aims to find out how the Islamic financial management system is at the BMT Al Iishlah Sharia Cooperative, Jambi City, what are the constraints faced in managing Islamic finance at the BMT Al Iishlah Sharia Cooperative, Jambi City.This research is a type of field research that uses a qualitative descriptive approach. Data collection methods used in this research are observation, interviews, and documentation. The data analysis technique used is data reduction, data presentation, verification, and drawing conclusions.Based on the results of research on the manager or managers of BMT Al-Iishlah Jambi City and members of the financing, it shows that the borrower is incompetent, the management is not good or neat, the financial reports are incomplete, the use of funds is not in accordance with planning. , planning is immature, and funds are not sufficient, efforts to anticipate the causes of problematic financing of BMT Al-Ishlah are quite good. The BMT Al-Ishlah Cooperative complies with Islamic guidelines, and complies with the provisions of the Kopeirasii and Peirleimei laws. The management system at BMT Al-Ishlah uses a profit sharing system or mudharabah ratio at the end of each month, so that its financial management activities do not contain elements of usury.
Co-Authors A. Tarmizi Agustina Mutia As’ad Isma Efni Anita Ira Puspita Sari Lady Ragia Alfa M. Nazori Muhammad Ali Umardhani Panggabean Nurwiji Asih Putri Apria Ningsih Resty Wahyu Ramadhani Sella Murdini Sissah Sissah