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ANALISIS MANAJEMEN DANA DESA DALAM MENINGKATKAN PEMBANGUNAN DESA MENURUT PERSPEKTIF EKONOMI ISLAM (Studi Pada Desa Sungai Rambai Kecamatan Tebo Ulu Kabupaten Tebo) Rio Iqlandia; M. Nazori; Mellya Embun Baining
Profit: Jurnal Manajemen, Bisnis dan Akuntansi Vol. 2 No. 1 (2023): Februari : Profit : Jurnal Manajemen, Bisnis dan Akuntansi
Publisher : UNIVERSITAS MARITIM AMNI SEMARANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/profit.v2i1.463

Abstract

This study aims to determine the analysis of village fund management in improving village development according to an Islamic economic perspective. The results of the research conducted concluded that the village fund planning stage in Sungai Rambai Village was in accordance with what was planned by the village government, but there was a lack of participation by the Sungai Rambai village community in deliberations on determining the use of the village fund budget. In the view of Islamic economics, the government of Sungai Rambai village already has standard values of basic Islamic economics, namely being fair and responsible. The use of the Sungai Rambai village fund budget, Tebo Ulu sub-district, Tebo district can be seen from the successful financial performance of the village fund budget in 2017-2021 in the good category, all budget expenditures issued each year are in accordance with those realized.
ANALISIS KEPUTUSAN NASABAH DALAM PEMBIAYAAN SYARI'AH PADA PEDAGANG ANGSO DUO KOTA JAMBI M. Nazori; Mohammad Orinaldi; Redo Saputra
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1229

Abstract

The purpose of this study is to find out and analyze customer decisions in using Business Capital Financing for Islamic Financial institutions on Angso Duo traders in Jambi City. This research method is descriptive qualitative. The results showed that (1) the characteristics of the majority of respondents were women with a proportion of 56 percent and the remaining 44 percent were men. Then the largest proportion of respondents based on age was from respondents aged > 35 years as much as 52 percent. Furthermore, the largest proportion of respondents based on education was from respondents with high school/vocational high school education with a total of 12 people and the proportion was 48 percent of all respondents. Then the largest proportion of respondents based on income is from respondents with an income of Rp. 3,000,000 – Rp. 4,999,999 with the number of respondents as many as 10 people and the proportion of 40 percent of all respondents. Then the largest proportion of respondents based on the use of financing institutions is from respondents who use Islamic Bank financing institutions, namely with the number of respondents as many as 9 people and the proportion is 36 percent of all respondents, while the largest proportion of respondents based on the financing received is from respondents with financing received by > Rp. 5,000,000 with a total of 10 respondents and a proportion of 40 percent of all respondents, (2) Based on the results of the study it shows that cultural, social and marketing mix factors are the factors that determine the decisions of Angso Duo market traders in Jambi City in using institutional Business Capital Financing Sharia Finance.
Analisis Faktor-Faktor yang Mempengaruhi Minat Menggunakan Financial Technology Syariah pada Mahasiswa Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Thaha Saifuddin Jambi Rian Ade Saputra; M. Nazori; Efni Anita
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 3 (2024): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i3.1561

Abstract

In today’s modern era, humans have a life with endless activities and technological developments that is currently maturing in indonesia is financial Technology. Financial Technology (fintech) is the latest innovation in the financial service system which is touched by modern technology, to make it easier for people to make payments, investments, borrow money, transfer money and so on. The problem formulation for this (1) do usability factors influence students’interest in using sharia fintech (2) can trust factors influence students’interest using sharia fintech (3) can risk factors influence students’interest using sharia fintech. The aim of this reseacrh is to look at the backround of the problem is to find out the factors that influence interest using sharia fintech at UIN STS Jambi. Based on the result of previous research, the following conclusions can be conveyed in this research (1) The result of the research show that partially the perception of usefulness is not influence in mintst using financial technology with a significance value of 0.103. (2) The research results show that partially trust has no effect on interest in using Financial technology with significance value of 0.060/ (3) The research results show that partially risk has an effect on interest in using financial Technology with a significance value of 0.000 (4) base on the test results, it is known that the value reaches 116.391, while the significance value is 0.000. this shows that perceived usefulness of trust and risk influence interest in using Financial Technology
Community Financial Management Training to Create an Independent Prosperous Village M. Nazori; Rafidah; Rosmanidar, Elyanti; Kusnadi, Dedek; Mutia, Agustina; Usdeldi; Fusfita, Nurlia; Subhan, Muhammad; Anita, Efni; Rahma, Sri; Nofriza, Eri; Alawiyah, Rabiyatul; Rahman, Sakinah
IJCS: International Journal of Community Service Vol. 3 No. 1 (2024): January-June
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v3i1.536

Abstract

Financial management plays an important role in promoting independence and prosperity in communities, especially in rural areas where economic resources are often limited. This paper explores the importance of community financial management training as a catalyst for creating independent and prosperous villages. By equipping community members with important financial literacy skills, such as budgeting, savings, and investment strategies, villages can better manage their resources and increase their economic stability. This training focuses on empowering community leaders and residents to understand basic financial concepts and implement sustainable financial practices adapted to their local context. Through workshops, seminars, and practical exercises, participants learn to develop financial plans, identify potential sources of income, and reduce financial risks. In addition, this training emphasizes the importance of transparent financial governance and accountability to build trust and cooperation within the community. In addition, case studies and success stories from similar initiatives show the positive impact of financial management training on village development. These examples illustrate how better financial decision making can lead to increased household income, better infrastructure development, and higher social welfare. Ultimately, the goal is to create self-sufficient villages that can develop independently by utilizing their resources effectively and responsibly.
Pemanfaatan Lahan Bekas Pertambangan Emas Tanpa Izin (PETI) Di Desa Temenggung Kecamatan Limun Kabupaten Sarolangun Diki Pernandes; M. Nazori; Ahmad Syukron Prasaja
Nian Tana Sikka : Jurnal ilmiah Mahasiswa Vol. 1 No. 6 (2023): Nian Tana Sikka : Jurnal ilmiah Mahasiswa
Publisher : Fakultas Ekonomi & Bisnis, Universitas Nusa Nipa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59603/niantanasikka.v1i6.129

Abstract

The large number of ex-illegal gold mines in Setajo Raya Subdistrict which was caused by illegal mining activities made the former mining land abandoned by the miners and no longer used. The number of losses incurred from these PETI activities include: changes in the color of river water, damaged soil due to excavation, river pollution. Seeing the condition of the problems that exist in the District of Setajo Raya, a research was carried out on "Utilization of Ex- Mining Gold Without Permits in Sentajo Raya District". This study aims to identify the use of ex-gold mining land without a permit in Sentajo Raya Subdistrict to minimize the bad effects of the former PETI mining and reuse the land. To achieve the goal, there are 3 (three) research objectives, namely Identifying the distribution of ex-mining gold without a permit in Sentajo Raya District, Identifying the potential for exploitation of ex-gold mining without a permit in Sentajo Raya Subdistrict and developing a strategy to use land for ex-gold mining without a permit in Sentajo Raya District. . This study uses spatial analysis which is used to identify ex-mining land with field observation methods, qualitative and quantitative analysis is used to determine the use of ex-mining land with a questionnaire method of 99 respondents and SWOT analysis is used to determine the strategy of using ex-mining land. The distribution of former gold mining without a permit in Sentajo Raya District has 8 points, the number of distribution of former gold mining. Potential land use there are 4 types of land use that can be used as a strategy for exploiting ex-gold mining land, namely, as fish farming land, tourist attractions, reservoirs, and agriculture. permits in Sentajo Raya District are used for fish cultivation
ANALISIS STRUKTUR PEREKONOMIAN BERDASARKAN PENDEKATAN LQ DAN DLQ DI KABUPATEN BATANG HARI TAHUN 2019-2023 Sulistiono, Agus; M. Nazori; Prasaja, Ahmad Syukron
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 13 No. 10 (2025): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v13i10.10022

Abstract

Analisis potensi ekonomi Kabupaten Batang Hari, khususnya identifikasi sektor usaha basis dan non-basis, sangat penting untuk pembangunan ekonomi daerah tersebut. Penelitian ini bertujuan mengidentifikasi sektor basis dan non-basis di Kabupaten Batang Hari menggunakan metode Location Quotient dan Dynamic Location Quotient. Metode penelitian yang digunakan adalah kuantitatif deskriptif. Data yang dianalisis merupakan data sekunder yang bersumber dari Badan Pusat Statistik. Sumber data yang digunakan yaitu data sekunder yang berasal dari Badan Pusat Statistik Kabupaten Batang Hari. Hasil Secara keseluruhan ada 8 sektor basis dan 9 sektor non basis terdiri dari 3 sektor yang memiliki keunggulan yang cukup tinggi atau kompetitif yaitu sektor Pertanian, Kehutanan dan Perikanan dan sektor Jasa Pendidikan dan Pertambangan dan Penggalian, ketiga sektor inilah yang dinilai mampu mendongkrak pertumbuhan perekonomian di Kabupaten Batang Hari. Selain itu ada 5 sektor potensial yaitu Administrasi Pemerintahan Pertahanan dan Jaminan Sosial Wajib, Jasa Kesehatan dan Kegiatan Sosial Jasa, Kesehatan dan Kegiatan Sosial, Industri Pengolahan, Pengadaan Listrik dan Gas, Jasa Lainnya yang mungkin juga dapat menopang perekonomian menjadi lebih baik lagi dan 9 sektor yang non basis (tertinggal). Analysis of the economic potential of Batang Hari Regency, especially the identification of basic and non-based business sectors, is very important for the economic development of the region. This research aims to identify base and non-base sectors in Batang Hari Regency using the Location Quotient and Dynamic Location Quotient methods. The research method used is descriptive quantitative. The data analyzed is secondary data sourced from the Central Statistics Agency. The data source used is secondary data originating from the Central Statistics Agency of Batang Hari Regency. Results Overall there are 8 basic sectors and 9 non-basic sectors consisting of 3 sectors that have sufficient or competitive advantages, namely the Agriculture, Forestry and Fisheries sectors and the Education Services and Mining and Quarrying sectors, these three sectors are considered capable of boosting economic growth in Batang Hari Regency. Apart from that, there are 5 potential sectors, namely Defense Government Administration and Mandatory Social Security, Health Services and Social Activities Services, Health and Social Activities, Processing Industry, Procurement of Electricity and Gas, Other Services which might also be able to support the economy for the better and 9 sectors which is non-basic (left behind).
Analysis of Effectiveness and Efficiency in MSME Management for Increasing Income in Mendalo Darat Village, Muaro Jambi Rafidah, Rafidah; M. Nazori; Rosmanidar, Elyanti; Mutia, Agustina; Usdeldi, Usdeldi; Anita, Efni; Fusfita, Nurlia; Rahma, Sri; M. Subhan; Nofriza, Eri; Alawiyah, Rabiyatul
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.608

Abstract

The problem in this study is the decline in the income level of MSME actors during the Covid-19 pandemic, one of the reasons for this is the lack of effectiveness and efficiency of financial management in their businesses, business actors feel they do not understand how to make policies in managing their business finances. The purpose of this study is to determine the effectiveness and efficiency of MSME Mendalo Darat in increasing income and to find out what obstacles are experienced by MSME Mendalo Darat actors in efforts to increase income. The type of method in this study is field/qualitative research. The income of MSME Mendalo Darat has decreased in the Covid-19 era so that e-commerce has a positive impact on the income of  MSME Mendalo Darat.
An Overview of the Palm Oil Plantation Industry and its Social Impact on Local Communities in Jambi Province, Sumatra, Indonesia Aziz, Arfan; Armaz, Eja; Rafidah, Rafidah; M. Nazori; Rosmanidar, Elyanti; Mutia, Agustina; Usdeldi, Usdeldi; Anita, Efni; Fusfita, Nurlia; Rahma, Sri; M. Subhan; Nofriza, Eri; Alawiyah, Rabiyatul
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.839

Abstract

This study aims to provide a comprehensive overview of the palm oil plantation industry and its social impacts on local communities in Jambi Province, Sumatra, Indonesia. Palm oil plantations have become an important economic sector in the region, contributing significantly to the local and national economy. However, on the other hand, the expansion of this industry has also given rise to a variety of complex social and environmental problems. This study uses a qualitative approach with in-depth interviews, field observations, and document analysis to examine the socio-economic impacts on local communities. The results show an increase in the economic welfare of local communities through job creation and infrastructure improvements. However, negative impacts such as land conflicts, environmental degradation, and changes in culture and traditional livelihoods were also found. This study underlines the need for more sustainable and equitable policies in the management of palm oil plantations to minimize negative impacts on local communities and the environment in Jambi Province.
Strategi Pemasaran Usaha Produksi Tahu Alami Sido Makmur Dalam Meningkatkan Hasil Penjualan Di Kabupaten Tebo Risqi Aldian Deni; M. Nazori; Muhammad Ismail
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 1 No. 2 (2023): April : Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/muqaddimah.v1i2.160

Abstract

Penelitian ini berjudul Strategi Pemasaran Usaha Produksi Tahu Alami Sido Makmur Dalam Meningkatkan Hasil Penjualan Di Kabupaten Tebo. Tujuan dari penelitian ini adalah, untuk mengetahui faktor-faktor apa saja yang mempengaruhi naik turunnya usaha produksi tahu alami Sido Makmur di Kabupaten Tebo, untuk mengetahui bagaimana manajemen pemasaran yang diterapkan pada usaha produksi tahu alami Sido Makur di Kabupaten Tebo dan untuk mengetahui mengetahui bagaimana implementasi strategi pemasaran produksi usaha tahu alami Sido Makmur dalam meningkatkan hasil penjualan di Kabupaten Tebo. Penelitian ini menggunakan pendekatan kualitatif deskriptif. Hasil penelitian ini menunjukkan: Penerapan strategi pemasaran usaha tahu yang dilakukan oleh produsen di Pabrik Tahu Alami Sido Makmur Muaro Tebo dalam meningkatkan hasil penjualan.
Strategi Pemasaran Digital melalui Media Sosial pada UMKM Bakery Victor Diwantara; Sella Murdini; M. Nazori
Lokawati : Jurnal Penelitian Manajemen dan Inovasi Riset Vol. 3 No. 4 (2025): July : Jurnal Penelitian Manajemen dan Inovasi Riset
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/lokawati.v3i4.1996

Abstract

This study aims to analyze the social media-based marketing strategies implemented by MSME Bakery in developing its business. The study employed a qualitative case study method using observation, in-depth interviews, and documentation. The results indicate that consistent use of WhatsApp and Facebook has positively impacted sales, market reach, and customer loyalty. However, challenges such as limited digital skills and time management for content creation still exist. These findings suggest that social media is an effective marketing tool for MSMEs when supported by proper content strategies and digital literacy.