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All Journal SEGMEN Jurnal Manajemen dan Bisnis Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura MIX : Jurnal Ilmiah Manajemen Jurnal Ilmiah Universitas Batanghari Jambi Jurnal Akuntansi Jurnal Pengabdian Pada Masyarakat JMM (Jurnal Masyarakat Mandiri) J-MAS (Jurnal Manajemen dan Sains) RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Indonesian Journal of Economics, Business, Accounting, and Management
Ratih Kusumawardhani
Universitas Sarjanawiyata Tamansiswa Yogyakarta
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Exploring The Impact of Digital Financial Literacy on Financial Decisions Among Yogyakarta Millennials Wilhelmus Taek; Ratih Kusumawardhani; Johannes Maysan Damanik
Indonesian Journal of Economics, Business, Accounting, and Management (IJEBAM) Vol 3 No 1 (2024): October 2024
Publisher : PT SOLUSI EDUKASI BERDIKARI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63901/ijebam.v3i1.109

Abstract

This study investigates the influence of education, age, and income on the digital financial literacy of millennials residing in Yogyakarta, as well as the relationship between digital financial literacy and financial behaviors such as shopping, and investing. Employing a quantitative research approach, data were collected through a survey of 150 millennial respondents. The findings indicate that socioeconomic factors namely age, education, and income do not significantly impact digital financial literacy. However, the results highlight a strong association between digital financial literacy and millennials' financial behaviors, with substantial influence observed on shopping, and investment decisions. These findings suggest that while socioeconomic characteristics play a limited role in determining digital financial literacy, such literacy remains essential in guiding millennials' financial choices. Ultimately, this study emphasizes the critical role of digital financial literacy in shaping financial behavior, irrespective of the socioeconomic background of millennials.
Co-Authors Cindy Astuti Desriani Lende Enggar Kartikasari, Enggar Fransiska Jesika Najong Gendro Wiyono Ignatius Soni Kurniawan Johannes Maysan Damanik Johannes Maysan Damanika Kusuma Chandra Kirana Luluk Fuatimah Nonik Kusuma Ningrum Putri Dwi Cahyani Regina Fricilya D. Yasmin Risal Rinofah, Risal Rizka Dwi Aryati Sri Hermuningsih Wilhelmus Taek