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All Journal Resona : Jurnal Ilmiah Pengabdian Masyarakat Equilibrium: Jurnal Ilmiah Ekonomi, Manajemen dan Akuntansi Jurnal Manajemen STIE Muhammadiyah Palopo Journal of Economic, Bussines and Accounting (COSTING) Scientific Journal of Reflection : Economic, Accounting, Management and Business SEIKO : Journal of Management & Business Owner : Riset dan Jurnal Akuntansi Jurnal Manajemen Strategi dan Aplikasi Bisnis Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JURNAL EKSBIS Ecobisma (Jurnal Ekonomi, Bisnis dan Manajemen) Management Studies and Entrepreneurship Journal (MSEJ) Enrichment : Journal of Management RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Jurnal Fokus Manajemen Bisnis Community Empowerment Journal of Government Science (GovSci ) : Jurnal Ilmu Pemerintahan
Goso Goso
Universitas Muhammadiyah Palopo
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Public Health Social Sciences

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Journal : Owner : Riset dan Jurnal Akuntansi

 1 
Pengaruh Literasi Keuangan, Financial Technology, Persepsi Risiko, dan Locus of Control Terhadap Keputusan Investasi Pengusaha Muda Nur Fadila; Goso Goso; Rahmad Solling Hamid; Imran Ukkas
Owner : Riset dan Jurnal Akuntansi Vol. 6 No. 2 (2022): Artikel Volume 6 Nomor 2 April 2022
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v6i2.789

Abstract

Financial literacy refers to the skills and measures of objective knowledge and individual expertise related to the management and decisions of personal finance. The complexity of financial instruments and the development of information technology are increasing. Many studies find that individuals, in general, have limitations and a lack of information on basic financial principles. The study aims to test and analyze the influence of financial literacy, financial technology, risk perception, and locus of control on young entrepreneurs' investment decisions. The analysis unit in this study is a young entrepreneur in northern Luwu County. Primary data was obtained through the dissemination of questionnaires involving 250 respondents. The data analysis technique used is multiple regression linear analysis. This study shows that financial literacy and locus of control have a significant influence on investment decisions. As for the variables of financial technology and risk perception, they did not significantly affect the investment decisions of young entrepreneurs.
Pengaruh Literasi Keuangan, Financial Technology dan Inklusi Keuangan terhadap Kinerja Keuangan Pengusaha Muda. Rahma Eka Putri; Goso Goso; Rahmad Solling Hamid; Imran Ukkas
Owner : Riset dan Jurnal Akuntansi Vol. 6 No. 2 (2022): Artikel Volume 6 Nomor 2 April 2022
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v6i2.790

Abstract

The development of entrepreneurship today needs to be improved through knowledge and experience, particularly in Indonesia as a developing country. This growth has also spawned several innovations such as literacy, financial technology, and financial inclusion to facilitate public access through financial services. This study aims to obtain data on the effect of financial literacy on financial performance, the impact of financial technology on financial performance, and the effect of financial inclusion on financial performance. The data used in this study are primary data obtained from questionnaires distributed to 179 MSMEs in North Luwu Regency. The hypothesis used is multiple regression with the help of SPSS. This study indicates that two variables have a significant effect, namely financial literacy on financial performance and financial technology on financial performance. And there is one variable that has no significant impact, namely financial inclusion on financial performance.
Peran Literasi Keuangan dan Literasi Digital dalam Meningkatkan Kinerja UMKM Bidasari; Sahrir; Goso; Rahmad Solling Hamid
Owner : Riset dan Jurnal Akuntansi Vol. 7 No. 2 (2023): Research Artikel Volume 7 Issue 2: Periode April 2023
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v7i2.1404

Abstract

The purpose of this study is to determine the relationship between financial literacy and digital literacy on the performance of MSMEs. This study uses a quantitative approach method through the distribution of online questionnaires. The population in this study is all MSME actors in Luwu Utara Regency, specifically in Masamba District. The sampling technique used is random sampling, namely random sampling based on a predetermined sample. The sample size was taken based on 10 times the calculation of the number of sample measurements and obtained a sample size of 100 samples. The analytical method used is linear regression analysis. The results of this study obtained information that financial literacy and digital literacy have a positive and significant effect on MSME performance.
Analisis Dampak Pendapatan, Lama Usaha, Usia Terhadap Literasi Keuangan Pelaku UMKM Nurul Azikin; Goso; Sahrir; Rahmad Solling Hamid
Owner : Riset dan Jurnal Akuntansi Vol. 7 No. 3 (2023): Vol. 7 No. 3 (2023): Research Artikel Volume 7 Issue 3: Periode Juli 2023
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v7i3.1405

Abstract

This study aims to determine the effect of income, length of business, and age on the financial literacy of MSME actors in the culinary sector. This type of research uses a quantitative research approach. The objects in this study are the MSME actors in the culinary sector in the Masamba sub-district, North Luwu Regency. The sample in this study was determined based on the minimum sample size, which is 10 times the number of measurement items used in the study. The analytical method used is linear regression analysis. The results of the study show that income has a significant impact on the financial literacy of MSME actors in the culinary sector. This shows that the higher the income generated, the higher the level of financial literacy. Meanwhile, based on age and length of business, there are insignificant differences in the financial literacy of MSMEs in the culinary sector.
Co-Authors Adil Adil Adinda Tasya Salsabilla Anwar Amriani Amriani Andi Ayu Nurnawati Anwar, Suhardi M. Asmawati Asmawati Asriany Asriany Aswidy Wijaya Cipta Bidasari Chichi Pratiwi Eka Eka Elva Amrin Erwin Noki Fitriani Khairunnisa Fitriani S Hijrah Febriana Utami Imran Ukkas Indriani Indriani Juwandariah Jubir Khaeriyah Adri Kurnia Kurnia M. Halim Palatte M. Risal Milda Yanti Muh Halim Muh. Halim Muh. Halim Muh. Halim Muh. Halim Palatte Muhammad Ikbal Muhammad Yunus Amar Musran Munizu Mustafa Muhani Mustanir, Ahmad Nur Fadila Nursyamsih Husma Sam Nurul Azikin Rahma Eka Putri Rahmad Solling Hamid Rismawati Rismawati Rismawati Sudirman Riswandi Paradi Salju Salju Samsul Bachri Sari Ratna Dewi Siska Handayani Syamsu Alam Wisnu Kurniadi Yulia Wiranti Yuliana Dahman Zikra Supri