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PENGARUH ZAKAT PRODUKTIF TERHADAP TINGKAT PENDAPATAN MUSTAHIK DI LAZ INISIATIF ZAKAT INDONESIA (IZI) KOTA BENGKULU Vidia Margaretha; Dharma Setiawan; Amir Mukadar
Jurnal Entrepreneur dan Manajemen Sains (JEMS) Vol. 6 No. 2 (2025): Juli
Publisher : UM. Bengkulu

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Abstract

Poverty remains a critical issue in Bengkulu Province, with the poverty rate reaching 14.04% as of March 2023. Productive zakat serves as a potential instrument for economic empowerment among mustahik (eligible recipients). This study aims to examine changes in mustahik income levels before and after receiving productive zakat and to assess the effectiveness of the program implemented by the Indonesian Zakat Initiative (IZI) LAZ in Bengkulu City. A quantitative approach with a descriptive method was employed. Primary data were obtained through questionnaires distributed to 30 mustahik recipients of productive zakat from IZI. Data analysis included validity, reliability, and normality tests, the Wilcoxon signed-rank test, and program effectiveness analysis. The findings indicate that productive zakat, provided in the form of business capital assistance, equipment, and skills training, significantly increased the income of mustahik. The Wilcoxon test confirmed a significant difference in income before and after receiving productive zakat. These results demonstrate that IZI's productive zakat program in Bengkulu City is effective in improving income levels and fostering economic independence among mustahik, making it a strategic tool for poverty alleviation and community empowerment.
ANALISIS PENGELOLAAN ZAKAT PRODUKTIF DAN PENYALURAN DANA ZAKAT UNTUK PEMBERDAYAAN EKONOMI MUSTAHIK DI BAZNAS PROVINSI BENGKULU Rezka Anastasha; Amir Mukadar; Dharma Setiawan
Jurnal Entrepreneur dan Manajemen Sains (JEMS) Vol. 6 No. 2 (2025): Juli
Publisher : UM. Bengkulu

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Abstract

This article aims to determine the implementation of the Zakat Maal Distribution System Analysis at the National Zakat Agency of Bengkulu City (BAZNAS). The analysis aims to determine whether the zakat mal distribution system implemented complies with Islamic sharia principles and government regulations. This study used field research, also known as empirical research. Data were obtained through direct interviews with BAZNAS employees in Bengkulu City and several zakat recipients. The results of this study conclude that the distribution has been running quite well and is in accordance with Islamic principles and applicable laws and regulations in Indonesia. The National Zakat Agency (BAZNAS) of Bengkulu City has distributed zakat funds to various groups categorized as mustahik (zakat recipients), such as the poor, those in need, converts to Islam, and others. The utilization of zakat funds covers various areas, including educational assistance, business assistance, social assistance, and healthcare. Zakat distribution has been successful, but low public awareness remains, leading to uneven distribution, with monitoring and evaluation to ensure zakat programs reach their intended targets.