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All Journal INFERENSI Risâlah, Jurnal Pendidikan dan Studi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Muqtasid: Jurnal Ekonomi dan Perbankan Syariah ISTIKHLAF: Jurnal Ekonomi, Perbankan & Manajemen Syariah Tadayun: Jurnal Hukum Ekonomi Syariah Jurnal Riset Rumpun Agama dan Filsafat Neraca Manajemen, Akuntansi, dan Ekonomi Jurnal Intelek Dan Cendikiawan Nusantara Jurnal Cendekia Ilmiah
Anton Bawono
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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The Effect of Payment Using Shopeepay Later on Islamic Consumption Behavior in the Millennial Generation Arum Teguh Fitriyani; Anton Bawono
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 4: Juni 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i4.3743

Abstract

The rapid development of technology and the many marketplaces that have mushroomed in Indonesia have made the millennial generation prefer to carry out activities on one hand. One way is to buy various necessities. One of the platforms that provides various community needs is Shopee. Shopee itself has many features, not only providing clothing and necessities but also providing various postpaid services, PBB, and so on. Shopee provides a payment feature, namely Shopeepay Later, where this feature functions almost the same as credit, but Shopee does not ask for any collateral so this feature helps the millennial generation to shop even if they don't have money. This research will discuss the influence of Shopeepay Later payments on Islamic consumption behavior in the millennial generation. This research is quantitative research using interval data types and primary data sources. From the results of this research, convenience, trust, and lifestyle simultaneously influence consumption behavior in the millennial generation, whereas convenience and trust do not influence Islamic consumption behavior in the millennial generation, while lifestyle variables influence consumption behavior in the millennial generation.
Development Strategy and Innovation of Non-Bank Islamic Financial Institutions: A Study on BMT, KSPPS, and Islamic Fintech in Indonesia Sutandi; Anton Bawono
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 2 No. 3 (2025): JUNI-JULI 2025
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

This study examines the development strategies and innovations of non-bank Islamic financial institutions (LKNBS) in Indonesia, focusing on Baitul Maal wa Tamwil (BMT), Sharia Cooperatives for Savings and Financing (KSPPS), and Islamic fintech. These institutions are crucial for promoting financial inclusion and supporting the Muslim community's economy, especially in underserved areas. However, they face challenges such as limited access to technology, low financial literacy, and competition from conventional financial institutions. The study applies Blue Ocean Strategy and Schumpeter's Innovation Model to address these challenges. Blue Ocean Strategy focuses on creating untapped market spaces and reducing competition by offering unique products and services, while Schumpeter's model emphasizes the importance of continuous innovation for driving growth and competitiveness. The study finds that non-bank Islamic financial institutions can leverage these strategies to develop innovative Sharia-compliant financial products and utilize digital platforms like mobile apps for microfinancing, digital payments, and crowdfunding. These innovations can enhance operational efficiency, broaden market access, and cater to underserved communities, particularly in rural areas and among micro, small, and medium enterprises (MSMEs). The study concludes with recommendations for adopting advanced technologies, supporting regulatory frameworks, and increasing market penetration to foster growth and sustainability. By adopting these strategies, LKNBS can strengthen their competitiveness and contribute to Indonesia’s economic development.  
THE INFLUENCE OF THE AVAILABILITY OF NON-HALAL RESTAURANTS AROUND CAMPUS ON STUDENTS' DECISIONS IN CHOOSING HALAL FOOD (CASE STUDY AT THE BEKASI STIAMI INSTITUTE) Sutandi; Anton Bawono
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 1 No. 6 (2024): Desember 2024 - Januari 2025
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

This research aims to analyze the influence of non-halal restaurants around the Bekasi STIAMI Institute campus on students' decisions to choose halal food. In a campus environment dominated by non-halal restaurants, students face limited access to and choices for halal food. This research uses a quantitative method with a questionnaire instrument to evaluate students' perceptions of two main factors: the existence of non-halal restaurants (X1) and the offer of halal food (X2). The research results show that the presence of non-halal restaurants significantly affects students' preference for halal food, with an R value of 0.729 and an R Square of 0.531. Despite this influence, religious factors remain dominant in shaping students' preferences, supported by considerations of accessibility, price, and variety of halal food. In conclusion, students prioritize consuming halal food even when more diverse non-halal options are available around the campus. Therefore, improving the accessibility and variety of halal food options around the campus is essential to better meeting the needs of Muslim students.
Permintaan Produk Halalan Thayyiban: Perspektif Ekonomi Islam Khusnul Lailia; Anton Bawono
ISTIKHLAF: Jurnal Ekonomi, Perbankan dan Manajemen Syariah Vol. 7 No. 2 (2025): (September 2025)
Publisher : Institut Agama Islam Yasni Bungo Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51311/istikhlaf.v7i2.1122

Abstract

Penelitian ini mengkaji gagasan permintaan produk halalan thayyiban melalui lensa ekonomi Syariah, yang menekankan pada keselarasan antara aspek material dan spiritual kehidupan. Ekonomi Islam mendasarkan perilaku konsumen pada prinsip-prinsip Syariah, berlawanan dengan logika dan efisiensi yang ditekankan oleh ekonomi Barat. Artikel jurnal, buku, dan karya ilmiah lainnya menjadi dasar metodologi tinjauan pustaka studi kualitatif ini. Temuan tersebut menunjukkan bahwa aspek agama, etika, keamanan, dan kualitas produk berdampak pada permintaan produk halalan thayyiban secara keseluruhan. Landasan hukum Syariah didasarkan pada standar halal, sedangkan thayyib menekankan pentingnya kebersihan, welas asih, dan keuntungan. Dengan berpegang pada prinsip-prinsip halalan thayyiban, sistem ekonomi syariah dapat mencapai tujuan maqasid syariah yaitu keadilan, berkah, dan kemakmuran, yang pada gilirannya meningkatkan kepercayaan pelanggan dan menjadikan bisnis halal lebih kompetitif.
Telaah Kepemimpinan Kiai dalam Mencegah Radikalisme: Studi di Pondok Pesantren Krapyak Yogyakarta Us’an; Suroto; Anton Bawono; Sriyono; Navi Agustina
Risâlah Jurnal Pendidikan dan Studi Islam Vol. 11 No. 4 (2025)
Publisher : Fakultas Agama Islam Universitas Wiralodra Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/jurnal_risalah.v11i4.2591

Abstract

Indonesia merupakan negara dengan keanekaragaman yang sangat besar, baik agama, etnis, bahasa maupun budaya. Dalam konteks kehidupan bermasyarakat, keberagaman tersebut menjadi tantangan bagi bangsa. Salah satu tantangan utamanya adalah menjaga keharmonisan sosial masyarakat dan membangun toleransi antar umat beragama. Indonesia dengan berbagai pemahaman agama tersebut, cenderung menimbulkan gesekan antar kelompok, jika kelompok tersebut masih menganggap kebenaran hanya pada kelompok mereka. Penelitian ini bertujuan untuk mengkaji bagaimana peran pondok pesantren Krapyak dalam mencegah paham radikalisme dan membentuk sikap moderat atau toleran para santrinya. Penelitian ini menggunakan metode deskriptif kualitatif, di mana data dikumpulkan melalui wawancara, observasi, dan dokumentasi yang melibatkan Kiai dan pengurus pondok pesantren Krapyak. Berdasarkan hasil penelitian ditemukan bahwa dalam mencegah radikalisme dan membentuk perilaku moderat pondok pesantren Krapyak melakukannya dengan beberapa cara yaitu: 1) melalui Penanaman Akhlaq dengan pembelajaran kitab-kitab klasik (kitab kuning), 2) halaqah atau diskusi suatu permasalahan antar santri, 3) hafalan dalam bentuk sorogan dan bandongan, 4) pembiasaan kegiatan santri setiap hari. Pola pembiasaan ini relevan untuk membentuk sikap moderat atau toleransi.
Digital Philanthropy and Its Role in Building Social Solidarity in Indonesia: A Qualitative Study of Community-Based Social Action Sugeng Riadi; Anton Bawono; R. Lukma Fauroni
Jurnal Riset Rumpun Agama dan Filsafat Vol. 5 No. 2 (2026): Agustus : Jurnal Riset Rumpun Agama dan Filsafat
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurrafi.v5i2.8502

Abstract

This study examines the role of digital philanthropy in fostering social solidarity in Indonesia through community-based social actions. The rapid growth of digital philanthropic practices in the post-pandemic era, mediated by social media and online platforms, has transformed collective humanitarian engagement. This study aims to explore how digital philanthropy contributes to the formation of social solidarity and social cohesion. A qualitative approach using a case study method was employed. Data were collected through in-depth interviews with fifteen community-based philanthropic actors, participant observation, and social media document analysis. Data analysis followed Miles and Huberman’s interactive model, including data reduction, data display, and conclusion drawing. The findings reveal that digital philanthropy strengthens social solidarity through digital empathy, trust-building, and collective participation. Social media functions as an inclusive interactive space that expands cross-group solidarity networks. However, challenges such as digital inequality and algorithmic bias remain significant. This study concludes that digital philanthropy holds strategic potential to enhance social solidarity when supported by inclusive and sustainable governance frameworks.
Co-Authors Agus Syafei Arum Teguh Fitriyani Choirul Amirudin Fina Ainul Fitriya Khusnul Lailia Milatunnikmah Finisia Rahajeng Oktaviani Navi Agustina Nurul Wulandari Putri R. Lukma Fauroni Sriyono Sugeng Riadi SUROTO Sutandi Us’an Wafirrotullaela Wafirrotullaela