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Pengaruh Produk Domestik Regional Bruto, Laju Inflasi dan Tingkat Suku Bunga Terhadap Permintaan Kredit pada Bank-Bank Umum di Provinsi Aceh Hismendi Hismendi
Jurnal Ekonomi dan Kebijakan Publik Indonesia Vol 2, No 1 (2015): November 2015
Publisher : Syiah Kuala University

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Abstract

This research is intended to analyze the effect of regional gross domestic product (GDP), inflation and interest rates to the total demand for credit. The method of analysis used in this research is Ordinary Least Square (OSL), with a model secondary data sourced from Bank Indonesia (BI), the Central Statistics Agency (BPS) and data sourced from journals of economics, finance and banking. The results of the data analysis showed that the regional gross domestic product (regional GDP) and a significant positive effect on the demand for total loans, at commercial banks in the province of Aceh. For variable rate of inflation results are positive and significant impact on the total demand for loans at commercial banks in the province of Aceh. While the variable interest rates have negatif effect and significant on the demand for total loans at commercial banks in the province of Aceh. To the researchers expect the Government through the Bank Indonesia as the monetary authority should be able to take control measures against the macro economic variables, especially the movement of inflation because it affects the level of demand for credit. Bank Indonesia can make the determination of the benchmark interest rate in order to lower interest rates on commercial banks. A general decline in interest rates will impact the general increase in credit demand.
partisipasi masyarakat dalam proses perencanaan pembangunan desa di gampong barabung kecamatan darussalam kabupaten aceh besar Marlita Marlita; Hismendi Hismendi
Jurnal Ilmiah Mahasiswa Fakultas Ilmu Sosial & Ilmu Politik Vol 3, No 2 (2018): Mei 2018
Publisher : Jurnal Ilmiah Mahasiswa Fakultas Ilmu Sosial & Ilmu Politik

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Abstract

AbstrakPenelitian ini bertujuan untuk mengetahui: (1) Proses perencanaan pembangunan Desa Di Gampong Barabung (2) Bentuk partisipasi masyarakat dalam proses perencanaan pembangunan Desa Di Gampong Barabung (3) Faktor-faktor yang menghambat masyarakat dalam proses perencanaan pembangunan Desa Di Gampong Barabung. Metode yang digunakan dalam penelitian ini adalah metode deskriptif kualitatif. Teknik pengumpulan data yang digunakan adalah observasi, wawancara dan dokumentasi. Hasil penelitian menunjukkan bahwa proses perencanaan pembangunan desa Di gampong barabung adalah dengan melakukan musrenbang/musyawarah rencana pembangunan desa, melalui musyawarah tersebut maka terdapat berbagai aspirasi masayarakat yang diusulkan dalam program pembangunan. Bentuk partisipasi masyarakat yang diberikan dalam perencanaan pembangunan desa yaitu berupa non fisik seperti sumbangan pemikiran, iuran, serta pengambilan keputusan yang menyangkut dengan tujuan rencana. Faktor-faktor yang menghambat  dalam proses perencanaan pembangunan desa yaitu sulit mengatur waktu dengan masyarakat, pola pemikiran masyarakat terhadap pemahaman pembangunan yang masih kurang serta serta berasumsi sebagai kerja sampingan. Kata kunci: Partisipasi Masyarakat, Perencanaan, Pembangunan Desa COMMUNITY PARTICIPATION IN VILLAGE DEVELOPMENT PLANNING PROCESS IN GAMPONG BARABUNG DISTRICT DARUSSALAM REGENCY OF ACEH BIG Abstract This study aims to determine:  (1) Village development planning process in Barabung village (2) Form of community participation in village development planning process in Barabung village (3) Factors that impede the community in planning process of village development in Barabung village. The method used in this study is descriptive qualitative method. Data collection techniques used are observation, structured interviews and documentation. The result of the research shows that the village development planning process in Gampong Barabung is by conducting deliberation of development planning/musyawarah of the village, through the discussion there are various aspirations of the community proposed in the development program so that the development program changes in three areas such as government apparatus field community development, and community empowerment. Forms of community participation given in village development planning that is in the form of non-physical such as the contribution of thoughts, dues, and decision-making related to the purpose of the plan. Factors that hamper the process of village development planning is difficult to arrange the time with the community, the pattern of community thinking on development is still lacking and assume as a side job.  Keywords: Community Participation, Planning, Village Development 
Characterization and Physical Propertiesof Terpene Compound in Citronella Essential oil as Sources of Antibacterial Perfume Teuku Rihayat; Rizal Syahyadi; Hismendi Hismendi; Nelly Safitri; Aida Safitri
Jurnal Sains dan Teknologi Reaksi Vol 20, No 02 (2022): Jurnal Sains dan Teknologi Reaksi
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/jstr.v20i02.3403

Abstract

ABSTRACT Along with the development of modern industries such as the perfume, cosmetic, food, aromatherapy and pharmaceutical industries, the world's need for essential oils is increasing every year. Several parameters developed in this article include the effect of pressure (1, 2, 4, 6, 8) mmHg and time (20, 40, 60) minutes until final boiling point on the volume of oil produced and geraniol concentration. The analysis carried out was GCMS analysis and bacterial activity in the application of perfume products. From the research results it was found that at 1 atm pressure the geraniol concentration increased by 50% to 80.11%. Apart from these compounds, other compounds were also obtained such as citronellol, rhodinol and cheprol. at this pressure also produced the highest product volume of 21.2 ml. The application of the product resulting from the vacuum distillation process in the form of an anti-bacterial perfume at an incubation time of 48 hours has the strongest anti-bacterial activity with a diameter of 10.13 mm against Staphylococcus aureus bacteria.Keywords: Characterization, Citronella Oil, Vacuum Distillation, Perfume, Terpene
Determinan yang Mempengaruhi Harga Saham Indeks Small-Mid Cap Liquid di Indonesia Safaruddin Safaruddin; Ismi Amalia; Muhammad Nasir; Hismendi Hismendi
MONETER - JURNAL AKUNTANSI DAN KEUANGAN Vol 11, No 1 (2024): April 2024
Publisher : Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/moneter.v11i1.20877

Abstract

Abstrak - Tujuan penelitian ini untuk mengetahui determinan yang mempengaruhi harga saham pada Indeks SMC Liquid di Indonesia. Objek yang diamati adalah emiten SMC Liquid periode 2018-2021. Data yang digunakan adalah data sekunder. Populasi sebanyak 91 perusahaan. Penarikan sampel menggunakan purposive sampling dan diperoleh sebanyak 20 sampel selama 4 tahun sehingga didapatkan 80 observasi. Variabel penelitian terdiri dari variabel terikat yaitu harga saham dan variabel bebas, terdiri dari DER, TATO, ROE, EPS, BVS dan SIZE. Teknik analisa data menggunakan model regresi linear berganda data panel yang terdiri dari CEM, FEM, dan REM. Ketiganya diuji untuk mendapatkan satu yang terbaik dengan Uji Chow, Hausman dan Langrange Multiplier. Model terbaik  harus lolos multikolinearitas dan heterokedastisitas. Selanjutnya, melakukan uji hipotesis secara simultan dan parsial. Hasilnya DER, TATO, ROE, EPS, BVS dan SIZE secara simultan berpengaruh signifikan terhadap harga saham. Hasil uji parsial DER, TATO,  EPS, dan BVS berpengaruh positif signifikan terhadap harga saham serta SIZE pengaruhnya negatif sedangkan ROE tidak signifikan. Kata Kunci: Harga Saham, SMC Liquid, Investor Abstract - The purpose of this study was to determine the determinants that affect stock prices in the SMC Liquid Index on the Indonesia. The object observed is the issuer of SMC Liquid for the period 2018-2021. The data used is secondary data. The population is 91 companies. Sample withdrawal using purposive sampling and obtained 20 samples for 4 years so that 80 observations were obtained. The research variables consist of dependent variables, namely stock prices and independent variables, consisting of DER, TATO, ROE, EPS, BVS and SIZE.The data analysis technique uses panel data multiple linear regression models consisting of CEM, FEM, and REM. All three were tested to find the best one with Chow, Hausman and Langrange Multiplier tests. The best model must pass multicollinearity and heteroscedasticity. Next, conduct simultaneous and partial hypothesis testing. The results show that DER, TATO, ROE, EPS, BVS and SIZE simultaneously have a significant effect on stock prices. Partial test results DER, TATO, EPS, and BVS have a significant positive effect on stock prices and SIZE has a negative effect while ROE is not significant.  Keywords: Share Price, SMC Liquid, Investors
ANALISA PENERAPAN DEPOSITO DAN PENEMPATAN ANTAR BANK YANG BEBAS RIBA DI BANK SYARIAH : (STUDI KASUS PADA INDUSTRI BPRS DI PROVINSI ACEH) T. Ahmad Naufal; Hismendi Hismendi; Ahmad Fauzan
Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Vol. 3 No. 1 (2024): Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi
Publisher : Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi

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Abstract

Penelitian ini dilatarbelakangi oleh bagaimana penerapan deposito umum dan penempatan antar bank yang menggunakan akad mudharabah di BPRS Provinsi Aceh. Untuk merespons hal itu maka peneliti melakukan penelitian yang bertujuan untuk mengetahui bagaimana pelaksanaan deposito umum dan penempatan antar bank di BPRS Aceh apakah sudah sesuai panduan DSN-MUI serta bagaimana pengaplikasiannya dalam operasional perbankan sehari-hari. Penelitian ini merupakan penelitian yang bersifat kualitatif, metode penelitian dilakukan dengan memberikan kuisioner dan dokumentasi yang berhubungan dengan deposito di BPRS kepada seluruh Direksi dan/atau Pejabat Eksekutif BPRS di Aceh. Adapun hasilnya adalah bahwa secara umum pelaksanaan deposito umum dan penempatan antar bank sudah sesuai dengan pedoman fatwa DSN-MUI, hanya saja terdapat beberapa temuan-temuan lapangan minor yang menunjukkan bahwa ada BPRS yang tidak patuh terhadap ketentuan dikarenakan adanya tekanan Bisnis maupun Likwiditas.