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SHARIA LOCAL FUNDING (SALAF CARD): INNOVATION ON SMES FUNDING USING ISLAMIC BOARDING SCHOOL VENTURE CAPITAL Nila, Faridatun; Utama, R. Wahyu Agung; Mawardi, Imron; Fudholi, Moh.; Muhtadi, Ridan
Jurnal Ekonomi Islam Vol 10 No 1 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (242.862 KB)

Islamic boarding school is one of the educational institutions that have a strong network. Until now, there were 27,230 Islamic boarding schools scattered throughout Indonesia. Today, the function of Islamic boarding schools is not only functioning as an Islamic-based educational institution but also Islamic boarding schools has a function as a social institution. Islamic boarding schools are considered potential to become the basis of empowerment local people's economy and the center of economic development of the people in the regions, both in the form of Islamic financial institutions or Islamic boarding school cooperation. Law in Indonesia, No.33 of 2014 concerning guarantees on halal products provides significant opportunities for innovative product development given the huge potential of Indonesia's Muslim population. In the process, the requirement to use halal certification in trade as mandated by national law carries a dilemma on halal industrial players as well as micro, small and medium enterprises (SMEs). The problem of capital and funding is key problem. This qualitative paper offers a literature review. The purpose of this paper is to understand how innovative funding models are through Islamic Boarding School venture capital the company spurred the growth and development of the halal industry. The Sharia Local Funding Card (SALAF) is innovative Mudharabah and Musyarakah transaction models at Baitul Mal Wattamwil, which are realized in sustainable funding with the Sharia business capital company for halal industry players. Allocation of profit sharing is based on the contract by specifying several parts other than cards as productive deposits. These deposits will be managed as productive stimulus funds for maintenance of halal certification, training, and business assistance, and the SALAF card balance itself. SALAF card is an innovative model that has a sustainable funding agreement that involves several stakeholders to improve productivity, growth, and presence of halal products in the nation trade arena.  Keywords: financing, SMES, SALAF card, Islamic Boarding School venture capital  

Konsep Zuhud al-QushayrÃ® dalam RisÃ¢lah al-QushayrÃ®yah Fudholi, Moh.
TEOSOFI: Jurnal Tasawuf dan Pemikiran Islam Vol. 1 No. 1 (2011): June
Publisher : Program Studi Filsafat Agama Fakultas Ushuluddin dan Filsafat UIN Sunan Ampel Surabaya

The purpose of this study is to gain a comprehensive information about the concept of zuhd that is explained in Risâlah al-Qushayrîyah authored by al-Qushayrî. The study is formulated wihin the concept and history of zuhd, namely zuhd as a maqâm (stage) and zuhd as an akhlâq (moral). The research uses interpretation method. According to al-Qushayri, zuhd is resignation to Allah Himself. The correct zuhd will lead to virtuous morals.

Relasi Antagonistik Barat-Timur: Orientalisme vis a vis Oksidentalisme Fudholi, Moh.
TEOSOFI: Jurnal Tasawuf dan Pemikiran Islam Vol. 2 No. 2 (2012): December
Publisher : Program Studi Filsafat Agama Fakultas Ushuluddin dan Filsafat UIN Sunan Ampel Surabaya

Encounter of the East and the West due to such various interests as economic, political, scientific, cultural has been a major factor in the study of western scientists (Orientalists) about the East that produces a variety of works in the fields of archeology, history, literature, environment, customs, and Islamic studies. Meanwhile, resistance against Orientalism in the form of Occidentalism, as initiated by Hasan Hanafî, seems to be closely related to ?obsession? and hopes of someone who frustrated and dissatisfied with the condition of the world he has dealt with as the project of civilization he offered seemed to be too theoretical to be applied into the form of well established science. This is a fact that, unlike Orientalism that has born from strength, power, and has been then smoothly formed, Occidentalism was created by the East that was defeated and suffered from weakness and at the same time merely has an obsession. In spite of the impression, apparently, what has been attempted in Occidentalism is dismantling the text, another interpretation, and building a new, more proportional context.

Konsep Zuhud al-Qushayrî dalam Risâlah al-Qushayrîyah Moh. Fudholi
Teosofi: Jurnal Tasawuf dan Pemikiran Islam Vol. 1 No. 1 (2011): June
Publisher : Department of Aqidah and Islamic Philosophy, Faculty of Ushuluddin and Philosophy, Sunan Ampel State Islamic University Surabaya

The purpose of this study is to gain comprehensive information about the concept of zuhd that is explained in Risâlah al-Qushayrîyah authored by al-Qushayrî. The study is formulated within the concept and history of zuhd, namely zuhd as a maqâm (stage) and zuhd as an akhlâq (moral). The research uses an interpretation method. According to al-Qushayri, zuhd is resignation to Allah Himself. The correct zuhd will lead to virtuous morals.

Relasi Antagonistik Barat-Timur: Orientalisme vis a vis Oksidentalisme Moh. Fudholi
Teosofi: Jurnal Tasawuf dan Pemikiran Islam Vol. 2 No. 2 (2012): December
Publisher : Department of Aqidah and Islamic Philosophy, Faculty of Ushuluddin and Philosophy, Sunan Ampel State Islamic University Surabaya

The encounter of the East and the West due to such various interests as economic, political, scientific, cultural has been a major factor in the study of western scientists (Orientalists) about the East that produces a variety of works in the fields of archeology, history, literature, environment, customs, and Islamic studies. Meanwhile, resistance against Orientalism in the form of Occidentalism, as initiated by Hasan Hanafî, seems to be closely related to ‘obsession’ and hopes of someone who frustrated and dissatisfied with the condition of the world he has dealt with as the project of civilization he offered seemed to be too theoretical to be applied into the form of well-established science. This is a fact that, unlike Orientalism that has born from strength, power and has been then smoothly formed, Occidentalism was created by the East that was defeated and suffered from weakness and at the same time merely has an obsession. Despite the impression, apparently, what has been attempted in Occidentalism is dismantling the text, another interpretation, and building a new, more proportional context.

PEMERIKSAAN EMPIRIS PADA PENGARUH KINERJA SOSIAL TERHADAP PROFITABILITAS DI BANK SYARIAH Muslikhin Muslikhin; Risma Ayu Kinanti; Ridan Muhtadi; Moh. Fudholi
Ulumuna: Jurnal Studi Keilsman Vol 6 No 1 (2020)
Publisher : LP2M IAI Miftahul Ulum Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36420/ju.v6i1.3956

Islamic banking is growing rapidly, especially Malaysia, Indonesia, and Brunei Darussalam. This causes Islamic banking to be demanded to be more responsive to stakeholders. This then becomes the basis that Islamic banking must improve its social performance. Social performance is a form of corporate social responsibility to fulfill obligations that come from people's expectations of company behavior. Researchers are interested to find out whether there is an influence of disclosure of social performance on profitability in Islamic banks in Indonesia. This type of research is quantitative using secondary data and linear regression as a data analysis method. This study shows that there is an influence of disclosure of social performance on profitability of Islamic banks in Indonesia.

KONSEP WAKTU PADA SISTEM TIME VALUE OF MONEY DAN ECONOMIC VALUE OF TIME; PERSPEKTIF ISLAM Ridan Muhtadi; Moh. Fudholi; Mohsi Mohsi; Fahmi as-Sulthoni; Zainurrafiqi Zainurrafiqi
Ulumuna: Jurnal Studi Keilsman Vol 3 No 1 (2017)
Publisher : LP2M IAI Miftahul Ulum Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36420/ju.v3i1.3967

Money becomes a business commodity for profit without regard to normative realities and human ethics. The concept of time value of money remains a subject of debate among Muslim scholars because it is considered to provide justification for usury. In conventional economic practice the concept of time value of money is known, which is a concept of adopting a biological model that results in the value of money today being more valuable than in the future. At first glance, it appears that Islam sets a double standard by looking at time differently in two this case: on the one hand, Islam makes it part of the price in the case of deferred sales but eliminates any value in terms of loans. We believe that this issue requires a more comprehensive consideration to know, beyond this apparent duality, the true perception of Islam about the role of time economy.

FENOMENOLOGI KONSTRUKSI SOSIAL PADA KIAI YANG BERPOLITIK PRAKTIS Moh. Fudholi; Mohammad Adi; Ridan Muhtadi
Ulumuna: Jurnal Studi Keilsman Vol 7 No 1 (2021)
Publisher : LP2M IAI Miftahul Ulum Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36420/ju.v7i1.4923

Kiai is an elite who has a very respectable position and is influencing the development of Islamic society. Kiai in Indonesia has become one of the strategic elite and is a figure who has a wide and deep knowledge of Islamic teachings. At this point can be seen the strategic roles of kiai in the context of socio-political life in Bangkalan Madura. Based on the study, it was found that the kiai proved to be the number of re-enumerators for the sake of the social conditions it faced, albeit still using the medieval style of thought. in general kiai concentrate on the world of education, social-political relations tend to be abandoned, so that when the flow of globalization emerged, many stuttering kiai responded. It is analyzed by using theory. Berger's social is referred to by the social framework in society. The research method used is qualitative phenomenology where data with observation and depth interview. The results of this study show the mindset of the people to construct the kiai politics and the factors that underlie the central role of kiai and politics.

SHARIA LOCAL FUNDING (SALAF CARD): INNOVATION ON SMES FUNDING USING ISLAMIC BOARDING SCHOOL VENTURE CAPITAL Faridatun Nila; R. Wahyu Agung Utama; Imron Mawardi; Moh. Fudholi; Ridan Muhtadi
Ekonomi Islam Vol. 10 No. 1 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (242.862 KB)

Islamic boarding school is one of the educational institutions that have a strong network. Until now, there were 27,230 Islamic boarding schools scattered throughout Indonesia. Today, the function of Islamic boarding schools is not only functioning as an Islamic-based educational institution but also Islamic boarding schools has a function as a social institution. Islamic boarding schools are considered potential to become the basis of empowerment local people's economy and the center of economic development of the people in the regions, both in the form of Islamic financial institutions or Islamic boarding school cooperation. Law in Indonesia, No.33 of 2014 concerning guarantees on halal products provides significant opportunities for innovative product development given the huge potential of Indonesia's Muslim population. In the process, the requirement to use halal certification in trade as mandated by national law carries a dilemma on halal industrial players as well as micro, small and medium enterprises (SMEs). The problem of capital and funding is key problem. This qualitative paper offers a literature review. The purpose of this paper is to understand how innovative funding models are through Islamic Boarding School venture capital the company spurred the growth and development of the halal industry. The Sharia Local Funding Card (SALAF) is innovative Mudharabah and Musyarakah transaction models at Baitul Mal Wattamwil, which are realized in sustainable funding with the Sharia business capital company for halal industry players. Allocation of profit sharing is based on the contract by specifying several parts other than cards as productive deposits. These deposits will be managed as productive stimulus funds for maintenance of halal certification, training, and business assistance, and the SALAF card balance itself. SALAF card is an innovative model that has a sustainable funding agreement that involves several stakeholders to improve productivity, growth, and presence of halal products in the nation trade arena. Keywords: financing, SMES, SALAF card, Islamic Boarding School venture capital

Application of Halal Tourism Village Development Based on BUMDESA in East Java: Interpretive Structural Modeling (ISM) Approach Nova Haryanto; Ridan Muhtadi; Moh. Fudholi
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 9, No 2: Agustus 2022
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v9i2.13994

This study aims to analyze the problems that occur in the development of halal tourism villages based on Village Owned Enterprises (BUMDesa) and see the priority problems and the most important solutions for developing halal tourism villages in East Java. The data was taken based on the results of questionnaires and in-depth interviews from nine experts consisting of three categories, namely, academics, practitioners and regulators. The method used is the Interpretive Structural Modeling (ISM) approach, and the data processing is done using software DDSS v.01. The results of this study indicate that based on the results of the study of literature studies and expert validation that the problems of developing a halal tourism village consist of regulatory issues, human resources, infrastructure, village conditions and government. Based on the results of the processed data, it shows that the most important priority problems in the development of halal tourism villages are village conditions, regulations, infrastructure, human resources and the government.Keywords: Halal Tourism Village, BUMDesa, Interpretive Structural Modeling

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