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Manajemen Pembiayaan Pendidikan Lembaga Kursus Bahasa Inggris: Antara Profit dan Pemenuhan Kebutuhan Siswa Agustian Ramadana Putera; Lisda Aisyah; Misnasanti Misnasanti; Ainun Mahfudzah; Syahrial Shaddiq
Jurnal Bahana Manajemen Pendidikan Vol 11, No 1 (2022): Volume 11 Nomor 1 Tahun 2022
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jbmp.v11i1.116620

Abstract

Lembaga kursus bahasa Inggris dapat dilihat dari dua sudut pandang yang berbeda, yaitu sebagai lembaga pendidikan dan lembaga bisnis. Kedua sudut pandang tersebut sangat menarik untuk ditelaah bagaimana pengelolaan keuangan dilakukan. Penelitian ini adalah penelitian kualitatif yang bertujuan untuk menganalisis praktek manajemen keuangan di lembaga pendidikan non formal kursus bahasa inggris Kind English Course di Kampung Inggris Pare, Kediri. Teknik pengumpulan data adalah menggunakan wawancara yang mendalam dengan pimpinan sekaligus pendiri Kind English Course dan bendahara yang mengatur keuangan. Hasil penelitian yaitu 1) Pada tahap perencanaan dilakukan rapat internal dan penentuan skala prioritas khususnya pada material penunjang pembelajaran siswa, 2) Tahap pembukuan, bendahara menyediakan buku cadangan untuk keamanan pencatatan dan dilaporakan secara berkala kepada pimpinan, dan 3) Tahap Akuntabilitas, laporan keuangan Kind English Course belum memakai konsep laporan yang terstandar sesuai dengan SAK EMKM.
LEVEL OF INFLATION AND GDP ON DOMESTIC INVESTMENT IN SOUTH KALIMANTAN OF 2017-2020 PERFORMANCE BASED ON ISLAMIC ECONOMIC PERSPECTIVE Lisda Aisyah; Zaki Mubarak; Halimatus Sa'diah; Muhammad Ramadhani
Journal of Management and Islamic Finance Vol. 2 No. 2 (2022): Journal of Management and Islamic Finance
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v2i2.5018

Abstract

This research aims to determine and analyze the effect of the inflation rate and GDP on domestic investment levels in South Kalimantan. This type of research is a quantitative research with data collection methods used are secondary data in the form of time series data taken from the official website of BPS South Kalimantan. The research sample used was for 4 years from 2017 until 2020 period. To test the hypothesis, this research uses multiple linear regression analysis method through the Eviews 9 program. The results obtained in this study indicate that the inflation rate and GDP variable are able to explain the variable domestic investment of 14.35% and the remaining 85.65% explained by other variables outside the research. In the F-test, the inflation rate variable and GDP variable has a significant effect on the domestic investment variable. Then at the t-test, the inflation rate variable has a negative effect on the domestic investment variable. Meanwhile, the GDP variable has a positive effect and significant on the domestic investment variable.
Analisis Strategi Bisnis Hijab Mazaya Yogyakarta Dengan Pendekatan Bisnis Model Canvas Ditinjau Dari Maqashid Syari’ah Mufti Afif; Meichio Lesmana; Lisda Aisyah; Musyaffak Kholil
At-Taradhi Jurnal Studi Ekonomi Vol 13, No 2 (2022)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v13i2.7461

Abstract

Tujuan penelitian ini adalah untuk menganalisis strategi yang digunakan oleh toko Hijab Mazaya menggunakan model kanvas bisnis. Metode penelitian yang digunakan dalam pendekatan deskriptif dengan menggunakan teknik pengumpulan data yaitu observasi lapangan, wawancara dan dokumentasi. Hasil dari penelitian ini adalah Pada elemen bisnis model kanvas secara keseluruhan pada bisnis hijab Mazaya memiliki kelebihan yang dideskripsikan pada 5 elemen BMC, yaitu hubungan pelanggan, proposisi nilai, aktivitas utama, sumber daya utama, dan mitra utama. Jika ditinjau dari aspek maqashid syariah dengan tujuan yaitu mnecapai falah atau kemaslahatan umat. Strategi BMC sudah menerapkan 4 prinsip utama yaitu hifdzu nafs, hifdzu nasl, hifdzu 'aql dan hifdzu mal.Adapun hifdzu din tidak tersedia pada 9 elemen strategi BMC. Setelah dilihat dari aspek maqashid syariah hasil dari penerapannya yitu adanya hubungan hifdzu nafs dengan 7 elemen yaitu Customer Segment, Value Proposition, Channel, Customer Relationship, Key Activities, Key Resource dan Key Partner. Pada aspek hifdzu mal ada 3 elemen yaitu Revenue Stream, Key Partner dan Cost Structure. Adapun Key Resource termasuk dalam prinsip Hifdzu Nasl dan element Channel termasuk hifdzu 'aql.
ANALYSIS OF ROE AND BOPO OF INDONESIA SHARIA BANK COMPANY ON FINANCIAL PERFORMANCE: USING EVIEWS 9 Rohana Faridah; Lisda Aisyah
Journal of Management and Islamic Finance Vol. 3 No. 1 (2023): Journal of Management and Islamic Finance
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v3i1.6413

Abstract

This research is motivated by the merger between Bank Rakyat Indonesia Sharia (BRIS) company which change into Indonesia Sharia Bank (BSI) company. Several factors influence it, one of which is the stock price. This share price is also influenced by financial ratios including ROE and BOPO. ROE and BOPO have reports that are very influential on BSI's share price because in sharia banking reports the second value has a significant value in the financial statements in the quarter when BRIS merged into BSI. This type of research was a quantitative descriptive research. The company was Indonesia Syaria Bank company. The data used in this research was secondary data in the form of time series data obtained from the financial reports of Indonesia Syaria Bank company. The analysis technique used  multiple linear regression analysis with the help of the Eviews 9 program. The results show that simultaneously the ROE and BOPO financial ratios have a significant effect on stock prices. Partially, the financial ratio variable ROE has an effect but not significantly on stock prices. Meanwhile, the financial ratio variable BOPO partially has a negative and significant effect on stock prices.
PENGARUH INDEKS PEMBANGUNAN MANUSIA (IPM) DAN TINGKAT PENGANGGURAN TERBUKA TERHADAP TINGKAT KEMISKINAN INDONESIA TAHUN 2012-2022 Mona Khairida; Lisda Aisyah; Ghina Rabbani
Al-Ujrah | Jurnal Ekonomi Syariah Vol. 1 No. 01 (2023): Al-Ujrah | Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAI Darul Ulum Kandangan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

: The purpose of this study is to identify and analyze research related to the Human Development Index (IPM) and open unemployment to poverty in Indonesia in 2012-2022 for 10 years. The method used is quantitative with multiple linear regression analysis with the results of the HDI research (X1) having a significant effect on Poverty (Y) in Indonesia in 2012-2022. The Open Unemployment Rate (X2) has a significant effect on poverty (Y) in Indonesia in 2012-2022. Simultaneously the independent variables, namely HDI (X1) and the Open Unemployment Rate (X2) have a significant effect on poverty (Y) in Indonesia in 2012-2022.
PENGARUH PENGGUNAAN QUICK RESPONSE INDONESIA STANDARD (QRIS) DAN CASH TERHADAP KEPUTUSAN BELANJA DI ALFAMART GAMBUT KALIMANTAN SELATAN Lisda Aisyah
Al-Ujrah | Jurnal Ekonomi Syariah Vol. 3 No. 01 (2025): Al - Ujrah | Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAI Darul Ulum Kandangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63216/al-ujrah.v3i01.476

Abstract

This study aims to examine the effect of using QRIS and Cash on a consumer's shopping decision. A total of 43 respondents were involved as research samples selected using the incidental sampling method. The data were analyzed using quantitative methods including validity tests, reliability tests, classical assumption tests, multiple linear regression analysis, and hypothesis testing through t and f tests and the coefficient of determination test (R2 Test). Data that meets the criteria for validity, reliability and classical assumption tests are processed using SPSS software, obtaining the following regression equation: Y = -2.325 + 0.531 X1 + 0.436 X2 with variable use of QRIS (X1), Cash (X2) and Shopping Decisions (Y). the results of hypothesis testing show that if the use of QRIS and Cash has a positive and significant effect on shopping decisions. The coefficient of determination (R2) of 0.519 indicates that 51.9% of shopping decisions at Alfamart are influenced by the variables studied, while the remaining 48.1% is caused by other variables not analyzed in this study.