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All Journal Jurnal Ekonomi Kuantitatif Terapan Kompak : Jurnal Ilmiah Komputerisasi Akuntansi Jurnal Ilmiah Mahasiswa FEB International Journal of Local Economic Governance MIX : Jurnal Ilmiah Manajemen Neraca Manajemen, Akuntansi, dan Ekonomi Contemporary Studies in Economic, Finance and Banking (CSEFB) Islamic Economics and finance in Focus (IEFF)
Khusnul Ashar
Unknown Affiliation
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences

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PENGARUH PENDIDIKAN DAN KESEHATAN TERHADAP KEMISKINAN DI JAWA TIMUR TAHUN 2012-2022 (STUDI KASUS TERHADAP 38 KAB/KOTA DI JAWA TIMUR) Vivi Yulita Fitri; Khusnul Ashar
Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi Vol. 4 No. 6 (2024): Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v4i6.2552

Abstract

Penelitian ini dilatarbelakangi oleh parahnya situasi kemiskinan di Provinsi Jawa Timur sehingga perlu adanya percepatan penanganan kemiskinan berupa peningkatan kualitas SDM dalam ranah pendidikan dan kesehatan. Tujuan penelitian ini yaitu untuk mengetahui adanya pengaruh dari pendidikan dan kesehatan pada kemiskinan di provinsi Jawa Timur. Metode yang digunakan dalam penelitian ini yaitu kuantitatif dengan analisis regresi data panel menggunakan Eviews 10. Data yang digunakan dalam penelitian ini berumber dari Badan Pusat Statistik. Hasil penelitian menunjukan bahwa secara parsial dan simultan variabel independen pendidikan dan kesehatan berpengaruh signifikan nefative terhadap variabel dependen kemisikinan.. Hal tersebut menunjukan bahwa peningkatan kualitas SDM dalam bidang pendidikan dan kesehatan perlu ditingkatkan agar berdampak pada peningkatan produktivitas serta penghasilan yang berimplikasi pada terhindarnya dari kemiskinan.
PENGARUH EKSTERNAL DAN INTERNAL BANK TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA Naufal Amiruddin; Khusnul Ashar
Islamic Economics and finance in Focus Vol. 1 No. 4 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2022.01.4.02

Abstract

Islamic banks need to have good performance in order to gain the trust of the public. In assessing the performance of a bank whether it is good or not, it can be seen from its profitability. This study aims to determine the effect of external and internal variables on the profitability of Islamic commercial banks in Indonesia in 2017 - 2019. The external variables consist of GDP and inflation. While the internal variables consist of CAR, NPF and FDR. The analytical method used is multiple linear regression analysis. The results showed that the variables of GDP, inflation, CAR and FDR had no significant effect on the profitability of Islamic commercial banks in Indonesia. While the NPF variable has a significant effect on the profitability of Islamic commercial banks in Indonesia. Future research is expected to be able to add other macroeconomic variables and increase the research period.
ANALISIS PERAN KOPERASI SYARIAH BAGI MASYARAKAT Faiz Qadri Sahri Lubis; Khusnul Ashar
Islamic Economics and finance in Focus Vol. 3 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.02.02

Abstract

This research aims to determine the role of sharia cooperatives in improving welfare and the mechanism for distributing productive financing to the community, especially traders around the Medan Tasbih Complex. The research method used is descriptive analytical research using data collection through field observation, interviews and documentation. The results of this research show that the BMT Al-Musabbihin sharia cooperative has provided many benefits for the community to gain prosperity and be free from the detrimental practice of usury and reduce the dependence of small traders from financial institutions on conventional banks and loan sharks. The BMT AL Musabbihin sharia cooperative has played a role in providing business credit to increase business capital through savings and loan credit, namely providing investment capital to its members, especially among Small and Medium Enterprise (SME).
KAJIAN KUALITATIF PERILAKU PEMBAYARAN ONLINE PADA GENERASI Z DI KOTA MALANG Farahdisya, Naffisa Nur Zahra; Khusnul Ashar
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 4 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2024.03.4.18

Abstract

This study was conducted to determine the opinions of the Z generation community regarding the existence of online payments, to determine the effectiveness, satisfaction, and shortcomings felt when using online payments. Through a phenomenology qualitative approach and content analysis method, this study was conducted by interviewing 10 people who are included in the Z generation group in Malang City. The results of the study showed that the majority of informants gave a positive response to the existence of online payments. With online payments, they feel helped and at the same time make it easier when making transactions. Payments when using online payments are much faster and feel more effective when compared to payments using money. However, the results of interviews with informants also found negative experiences felt when using online payments, such as sudden loss of balance, failed transactions, and errors in online payment applications. The effectiveness of online payments will be felt when transactions run properly, supported by cashless services that are available anywhere and a stable internet network. However, the use of online payments still has disadvantages, such as admin fees that can be burdensome and application features that are sometimes unclear.
Analisis Faktor-Faktor Yang Mempengaruhi Pola Pengelolaan Keuangan Mahasiswa Ekonomi Khusnul Ashar; Fariza Hanum Azriana
Kompak :Jurnal Ilmiah Komputerisasi Akuntansi Vol. 17 No. 2 (2024): Jurnal Ilmiah Komputer Akuntansi (KOMPAK)
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/kompak.v17i2.2129

Abstract

Good financial management is an important aspect of student life, especially for those studying economics. Economics students are expected to have a deep understanding of personal financial management and long-term financial planning. However, not all students have the same ability to manage finances. This research aims to analyze the factors that influence the financial management patterns of students at the Faculty of Economics and Business, Brawijaya University. This research uses a quantitative research method with a cross-sectional survey design, namely, data was collected from 50 students through a structured questionnaire. The research results from this method show that the factors that influence the financial management of economics students are monthly income, knowledge about finance, attitudes toward financial management, experience in financial management, social support, and personal financial needs and goals. Suggestions that can be given to university is to provide guidance to their students include holding regular training on financial management, inviting financial experts to give seminars or guest lectures, and holding student financial counseling.
Co-Authors Axellina Muara Setyanti Azhar Aris Devanto Shasta Pratomo Dwi Prasetyani Faishol Amir Faiz Qadri Sahri Lubis Farahdisya, Naffisa Nur Zahra Fariza Hanum Azriana Hafidz, Hafidz Ash Shalih Khairan Luthfi M Pudjihardjo Multifiah M Naufal Amiruddin Nur Amiliyatus S Putri Laharwati Silvia Eka Febrianti Susilo S Susilo Susilo Vivi Yulita Fitri Yana Raudhatul Jannah