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Pengaruh Pendidikan Keuangan Di Keluarga, Sosial Ekonomi Orang Tua, Dan Pengetahuan Keuangan Terhadap Manajemen Keuangan Pribadi Mahasiswa Fakultas Ekonomi Universitas Pasir Pengaraian Ingga Liamsi; Fefti Yulian Mela; Nurhayati
Jurnal Ilmiah Raflesia Akuntansi Vol 12 No 1 (2026): Jurnal Ilmiah Raflesia Akuntansi
Publisher : Politeknik Raflesia Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53494/jira.v12i1.1252

Abstract

A total of 150 active students at the Faculty Economics Pasir Pengaraian University studying financial management, class of 2022, were given a questionnarie to colect data. The aim was to identify and analyze the influence of family financial education, parental socioeconomic and financial knowledge on students’s personal financial management. The variables were tested using SPSS version 24. The research findings indicate that family financial education (X1) and financial knowledge (X3) have a positive and significant effect on personal financial management (Y), parental socioeconomic (X2) has a negative and significant effect on personal financial management (Y), and simultaneously, the variables of family financial education (X1), parental socioeconomic (X2), and financial knowledge (X3) have a positive and significant effect on personal financial management (Y).
Pengaruh Relative Advantage, Complexity, Compatibility, Trialability dan Observability terhadap adopsi Cloud accounting pada UMKM di Kecamtan Rambah. Julia Rosadi; Fefti Yulian Mela; Nurhayati
Jurnal Ilmiah Raflesia Akuntansi Vol 12 No 1 (2026): Jurnal Ilmiah Raflesia Akuntansi
Publisher : Politeknik Raflesia Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53494/jira.v12i1.1254

Abstract

Abstrak— The purpose of this study was to determine the influence of Relative Advantage, Complexity, Compatibility, Trialability, and Observability on cloud accounting adoption among MSMEs in Rambah District. This study used primary data collected directly from primary sources, namely respondents, thus the data were derived from direct field information acquisition.The method used was quantitative. The population in this study consisted of 6,884 MSMEs in Rambah District, while the sample size was 32 MSMEs. The sampling technique used was purposive sampling. The research variables were Cloud Accounting (Y), Relative Advantage (X1), Complexity (X2), Compatibility (X3), Trialability (X4), and Observability (X5). The analytical methods used were descriptive analysis, validity testing, reliability testing, classical assumption testing, multiple linear regression, coefficient of determination testing, and hypothesis testing using SPSS version 25. The results showed that Relative Advantage and Compatibility had a positive and significant effect on cloud accounting adoption. Meanwhile, Complexity, Trialability, and Observability do not significantly influence cloud accounting adoption.