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ANALISIS PENGARUH PRODUK DOMESTIK REGIONAL BRUTO, TINGKAT UPAH MINIMUM KOTA, TINGKAT INFLASI DAN BEBAN/TANGGUNGAN PENDUDUK TERHADAP PENGANGGURAN TERBUKA DI KOTA MAGELANG PERIODE TAHUN 1990 â€“ 2010 Sis Putro, Akbar; Hendra Setiawan, Achma
Diponegoro Journal of Economics Volume 2, Nomor 3, Tahun 2013
Publisher : Diponegoro Journal of Economics

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Economic growth is a measure of the success of economic development of a region. Economic development of a region can be seen from several economic indicators, one of Â them is the level of unemployment. Increase in population led to rising labor force, but it is not matched with adequate number of jobs that have an impact on the growing number of unemployed. In the city of Magelang unemployment is quite high compared with cities and other districts in Central Java, which reached 13.28 percent in 2010.The purpose of the of the study was the analyze the influence of GDP, wages, inflation, and Dependency Ratio on the enemployment rate in Magelang and analyze the factors that most strongly influence the level of unemployment in Magelang in 1990-2010. The data used are time series of quantitative secondary data obtained from the BPS during the period 1990-2010. Regression model used is the method of multiple linear regression analysis.Based on the results of tests per out formed with simultaneous test (F test) show that overall the independent variables (GDP, inflation, wages, and Dependency Ratio) together have significant effect on the level of unemployment that occurred in Magelang. The value of R2 amounting to 0,556 which means 55,6 percent is explanatory to the dependent variable (unemployment rate), while the remaining 44,4 percent is explained by other variables outside of the model used.

PERAN KREDIT DARI KOPERASI SERBA USAHA (KSU) â€œARTHA SUKSESâ€ TERHADAP PERKEMBANGAN USAHA MIKRO YANG MENJADI ANGGOTANYA DI KOTA SEMARANG Mustofa, Pipit; Hendra Setiawan, Achma
Diponegoro Journal of Economics Volume 2, Nomor 3, Tahun 2013
Publisher : Diponegoro Journal of Economics

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Microâ€™s Enterprises always present in the countryâ€™s economy, because they have a role in supporting the regional and national economy. In Semarang, the problems faced by the Micro Enterprises are the problem of capital, which Â Micro-entrepreneurs do not have sufficient working capital to run the business.This research tried to know differences in the development of the Micro Enterprises as a member of Business Multipurpose Cooperative (KSU) Artha Sukses between: before and after getting credite assistance from Business Multipurpose Cooperative (KSU) Artha Success in terms of capital, labor, sales turnover, and profit. The object of this research are 70 Micro Enterprises which get a credite from KSU Artha Success in Semarang. The methods analysis consist of validity and reliability test, and also Wilcoxon sign rank statistical test.Based on the results of Wilcoxon sign rank statistical test, obtainedÂ venture capital in the variable p-value of 0.000 (0.000 <0,05). It means there is a significant increase in venture capital variable that is equal to 144.23%. In labor variables obtained p-value of 0.000 (0.000 <0,05). It means that there is significant improvement in the labor variable that is equal to 12.5%. In sales turnover variables obtained p-value of 0.000 (0.000 <0.05) it means there is a significant increase in variable sales turnover of 123.83%. On variable profits obtained p-values of 0.000 (0.000 <0,05). It means that there is a significant increase in variable profit is equal to 133.11%.

ANALISIS BANTUAN KREDIT DARI PROGRAM KEMITRAAN DAN BINA LINGKUNGAN (PKBL) PT. PELABUHAN INDONESIA III (PERSERO) CABANG TANJUNG EMAS SEMARANG TERHADAP PERKEMBANGAN USAHA MIKRO KECIL DI KOTA SEMARANG Ardiyanto, Bagus; Hendra Setiawan, Achma
Diponegoro Journal of Economics Volume 2, Nomor 3, Tahun 2013
Publisher : Diponegoro Journal of Economics

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Micro and Small Enterprises (MSEs) are the biggest players in the economic sector that engages in trading and services. In general, the problems faced by MSEs in the city of Semarang is the capital problem, in which micro entrepreneurs of small businesses do not have enough capital to do business.Â Â Â Â Â Â Â Â Â Â Â The research is purposed to analyze whether the credit service from PT Pelabuhan Indonesia III branch Tanjung Emas in Semarang is useful or not from the perspective of the capital difference, sales turnover, labor, and profit of MSEs before and after getting the credit service. Â Â Â Â Â Â Â Â Â Â Â The research use primary data collected from the interview to 30 samples of respondents (n = 30). Beside, secondary data is also used which are from the related organization and some literatures. This research was conducted in the City of Semarang, while the analyzing method used is Wilcoxon sign rank test.Â Â Â Â Â Â Â Â Â Â Â Based on calculation of wilcoxon sign rank p-value for capital variable obtained for 0,000 (0,000<0,05), which means there were differences in capital variable before and after credit service of PT Pelabuhan Indonesia III branch of Tanjung Emas in Semarang, or increased by 177%. For variable of sales turnover obtained a p-value of 0,000 (0,000<0,05), which means there were differences in sales turnover variable after credit service of PT Pelabuhan Indonesia III branch of Tanjung Emas in Semarang, namely an increase of 83%. Wilcoxon sign rank test for the labor variable showed p-value of 0,000 (0,000<0,05) which means there were a difference in labour (hours) on micro before and after credit service of PT Pelabuhan Indonesia III branch of Tanjung Emas in Semarang, where there was an increase of 6,3% of working hours. For profit variable, wilcoxon sign rank test showed a p-value 0,000 (0,000<0,05), which means there were a difference profit before and after credit service of PT Pelabuhan Indonesia III branch of Tanjung Emas in Semarang or increase by 188%.

ANALISIS KOMPARASI LEMBAGA KEUANGAN MIKRO (LKM) DALAM PENYALURAN KREDIT ‎MIKRO MENURUT PREFERENSI USAHA MIKRO DI KOTA SEMARANG Achma Hendra Setiawan
Jurnal Dinamika Ekonomi & Bisnis Vol 14, No 1 (2017)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jdeb.v14i1.566

AbstractThe existence of Micro Finance Institution (MFI) can not be separated from the development of micro enterprises. The limited access to financing sources faced by micro-enterprises is due to their reliance on informal sources of finance. Micro-enterprises only earn 22.14 percent of working capital from formal microfinance institutions. This study aimed to analyze the comparison between micro credit channeled by MFIs such as KSP / USP, BPR, BMT and micro credit preferences of micro enterprises in Semarang. The analytical tool used in this study was MANOVA analysis, to find the difference in preference between microcredit channeled by MFIs such as KSP / USP, BPR, BMT consisting of credit procedures, interest rate, and collateral. Based on the results of MANOVA data processing, credit and collateral procedure variables significantly had different preferences among MFIs such as KSP / USP, BPR, and BMT. It means that micro businesses consider credit and mortgage procedures more than interest rates. KSP / USP had a special quality in easy credit procedures and BMT was in low interest rate (revenue sharing). Otherwise, the BPR did not have a special quality, it operates like any other bank as usual. Keberadaan Lembaga Keuangan Mikro (LKM) tidak lepas dari perkembangan usaha mikro. Keterbatasan akses sumber pembiayaan yang dihadapi oleh usaha mikro disebabkan mereka bergantung pada sumber pembiayaan informal. Usaha mikro hanya memperoleh 22,14 persen modal kerja dari lembaga keuangan mikro formal. Penelitian ini bertujuan untuk menganalisis perbandingan antara kredit mikro yang disalurkan oleh LKM seperti KSP / USP, BPR, BMT dan preferensi kredit mikro usaha mikro di Kota Semarang. Alat analisis yang digunakan dalam penelitian ini adalah analisis MANOVA, untuk menemukan perbedaan preferensi antara kredit mikro yang disalurkan oleh LKM seperti KSP / USP, BPR, BMT yang terdiri dari prosedur kredit, suku bunga, dan agunan. Berdasarkan hasil pengolahan data dengan MANOVA, variabel prosedur kredit dan agunan secara signifikan memiliki preferensi berbeda antara LKM seperti KSP / USP, BPR, dan BMT. Artinya usaha mikro lebih mempertimbangkan prosedur kredit dan agunan daripada suku bunga. KSP / USP memiliki kualitas khusus dalam prosedur kredit yang mudah dan BMT memiliki kualitas khusus dengan tingkat bunga rendah (revenue sharing). Jika tidak, BPR tidak memiliki kualitas khusus, ia beroperasi seperti bank lain seperti biasa.

Dampak Program Dana Bergulir Bagi Usaha Kecil dan Menengah (UKM) Achma Hendra Setiawan; Tri Wahyu Rejekiningsih
Jurnal Ilmiah Aset Vol 11 No 2 (2009): Jurnal ASET Volume 11 No 2
Publisher : STIE Widya Manggala

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The financial program to public sector was revolving fund by Department of Cooperation and Small and Medium Enterprises can be improving income’s public sectors and small and medium enterprises. Fragment, with revolving fund, small and medium enterprises can absorb labor force. So, revolving fund must be continuing for small and medium enterprises.By revolving fund, small and medium enterprises have to increase on employee (75%), capital (35.71%), economic scale (50%) and profit (50.27%). Coefficient of correlation 0.8819 is means that small and medium enterprises can be absorb of labor force. So, the revolving fund for small and medium enterprises was continuing and more than before. Fragment, to purpose employment and growing up of economy.

ANALISIS DAMPAK PERUBAHAN CURAH HUJAN, LUAS TAMBAK GARAM DAN JUMLAH PETANI GARAM TERHADAP PRODUKSI USAHA GARAM RAKYAT DI KECAMATAN JUWANA KABUPATEN PATI PERIODE 2003-2012 Yudha Adiraga; Achma Hendra Setiawan
Diponegoro Journal of Economics Vol 3, No 1 (2014)
Publisher : Universitas Diponegoro

This research is motivated by the inability of the local salt production to supply the needs of national salt for consumption and industrial purpose has prompted the government to import salt. As for the problem of this research is "How much influence rainfall, vast salt ponds and the amount of salt peasants against the production of salt in Juwana city". Of the problems that arise, the researchers wanted to analyze the factors that influence the production of salt in Juwana city that is rainfall (X1), extensive salt ponds (X2), and the amount of salt peasants (X3) on the production of salt (Y)In this study using secondary data obtained from the Department of Marine and Fisheries and the BPS Pati. Then performed an analysis of the data obtained in the form of the classical assumption, hypothesis testing by F test and t test analysis and test the coefficient of determination (R2). Techniques of data analysis is multiple regression analysis. The data have been processed produce regression equation as follows :Y = -101.753 X1 + 45.287 X2 + 37.546 X3From the analysis of the partial t test , rainfall significantly and negatively affect the production of salt and the number of farmers positively and significantly affect the production of salt . But the pond though widely variable has a positive effect , has not significantly affect the production of salt . Then through the F test can be seen that the variable rainfall , vast salt ponds , and significant amount of salt peasants together on the production of salt. Adjusted R Square of 0.946 indicates that 94,6 percent of variation in salt production can be explained by the variable rainfall, vast salt ponds, and the amount of salt peasants used in the regression equation. Then the remaining 5,4 percent is explained by other variables outside the three variables used in this study

ANALISIS PERANAN DANA ZAKAT PRODUKTIF TERHADAP PERKEMBANGAN USAHA MIKRO MUSTAHIK (PENERIMA ZAKAT) (Studi Kasus Rumah Zakat Kota Semarang) Sintha Dwi Wulansari; Achma Hendra Setiawan
Diponegoro Journal of Economics Vol 3, No 1 (2014)
Publisher : Universitas Diponegoro

Economic development in Indonesia is an important agenda for every country. SME sector is always described as having a very important role, because SMEs can absorb workers with low education and living in a small business activities, both traditional and modern . The majority of SMEs is the lack of capital ownership, which micro-entrepreneurs do not have sufficient working capital to develop the business .Methods of this study using a descriptive method to determine the system of collection, management and empowerment at the Rumah Zakat zakat funds Semarang. To analyze the effect of the zakat fund productive capital , turnover and profit / income from operations used different test methods ( Paired T -test ) . Objects in this study are given mustahik capital assistance by the Zakat by 30 respondents .From the research results show that Independent Smile program is a program of the venture capital assistance grants or qardhul hasan method . Different test analysis results indicate that the influence of oemberian capital assistance to the development of capital , turnover and profit before and after receiving venture capital assistance .

ANALISIS PERAN BRI UNIT KETANDAN DALAM PEMBERIAN KREDIT USAHA RAKYAT BAGI PENGUSAHA MIKRO DAN KECIL DI KECAMATN NGAWEN KABUPATEN KLATEN Enggar Pradipta Widyaresti; Achma Hendra Setiawan
Diponegoro Journal of Economics Vol 1, No 1 (2012)
Publisher : Universitas Diponegoro

ABSTRACT Micro and small enterprises play an important role in economic development because of its labor absorption rate is relatively high, but with limited capital owned. In general, the problems faced by SMEs in District Ngawen Klaten is the issue of capital, where small micro entrepreneurs do not have enough capital to run the business. The purpose of this study was to analyze the differences and the development of the MSE between the before and after obtaining the loan People's Business Credit (KUR) of BRI Unit Ketandan which includes venture capital, production, sales turnover and profits. MSE is the object of his research into customer KUR BRI Ketandan with sample size of 85. Type of data collected are the primary data and secondary data. Data analysis methods used in this research include test validity, test reliability and Wilcoxon sign rank test. Based on a Wilcoxon sign rank test for variables obtained p-value of capital of 0.000 (0.000 <0.05) which means there are different capital variables before and after obtaining a loan from BRI Unit Ketandan or an increase in venture capital an increase of 230%. For variables produsksi obtained p-value of 0.000 (0.000 <0.05) which means there are different production variables before and after obtaining a loan from BRI Unit Ketandan or an increase in production of an increase of 243%.

PENGARUH FAKTOR UPAH, USIA, PENDAPATAN SUAMI, USIA ANAK TERAKHIR, DAN PENGELUARAN RUMAH TANGGA TERHADAP CURAHAN JAM KERJA PEREMPUAN MENIKAH DI KOTA MAGELANG Reikha Habibah Yusfi; Achma Hendra Setiawan
Diponegoro Journal of Economics Vol 3, No 1 (2014)
Publisher : Universitas Diponegoro

ABSTRACTBased on data from the Central Statistics Agency of Central Java Province is known that the Labour Force Participation of Women always increase . Married women have multiple roles and that is taking care of the household work . Expansion of employment and real wage increases higher to cause an increase in the labor supply of married women . Labor supply is a function of the wage rate . Magelang City is a city with the second highest outpouring of hours worked in Central Java Province but has a minimum wage smaller compared to other districts/ municipalities who drink fewer working hours .Generally, this study aims to determine the outpouring of working hours of married women in the city of Magelang and some of the factors that influence it. This study uses primary data on 98 respondents . Data were analyzed using ordinary least squre method ( OLS ) , the independent variable is the wage married women , age , husband's income , the age of the last child , and household expenses . Outpouring dependent variable working hours of married women.Results of the study is that wages , child's age and household spending last significant effect on the working hours of married women drink . Wages become the most dominant variable to the outpouring of working hours of married women . While the husband's age and income variables are not significant to the outpouring of the working hours of married women .

ANALISIS DAMPAK KREDIT MIKRO TERHADAP PERKEMBANGAN USAHA MIKRO DI KOTA SEMARANG (Studi Kasus : Nasabah Koperasi Enkas Mulia) Ayu Linda; Achma Hendra Setiawan
Diponegoro Journal of Economics Vol 1, No 1 (2012)
Publisher : Universitas Diponegoro

Micro, Small and Medium Enterprises (SMEs) sector is the largest growing economic sector in the field of trade and services. Generally, the problems faced by SMEs in Semarang is a matter of business, in which micro and small traders does not have enough capital to run and manage his business activities. The purpose of this study was to analyze the development of Micro Enterprises as well as the difference between before and after obtaining micro-credit the Enkas Mulia Cooperative in Semarang which include venture capital, labor (working hours), the turnover of sales and profits. Research object is the Micro Enterprises that become customers the Enkas Mulia Cooperative in Semarang with a sample of 70 respondents. Type of data collected are the primary data and secondary data. Data analysis methods used in this research include test validity, reliability test and wilcoxon sign rank test. Based on a wilcoxon sign rank test for variables obtained –p value of capital of 0.000 (0.000 < 0.05) which means there are different variables before and after obtaining micro-credit the Enkas Mulia Cooperative in Semarang or an increase of 108% of venture capital after getting micro-credit from the Enkas Mulia Cooperative in Semarang. For variable labor (working hours) obtained –p value of 0.000 (0.000 < 0.05) which means there are different variables before and after obtaining micro-credit from the Enkas Mulia Cooperative in Semarang or an increase in working hours by 12.5% after getting micro-credits from of the Enkas Mulia Cooperative in Semarang. Thus the presence of micro-credit the Enkas Mulia Cooperative in Semarang the could increase the variables business capital, labor (working hours), sales turnover and profit of Micro, Small and Medium Enterprises (SMEs) experienced significant improvement.

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