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All Journal JAM : Jurnal Aplikasi Manajemen Journal of Indonesian Applied Economics Journal of Indonesian Economy and Business Jurnal Ilmu Ekonomi dan Pembangunan Journal of Innovation in Business and Economics Jurnal Kependudukan Indonesia Journal of International Conference Proceedings Jurnal Ekuilibrium
Khusnul Ashar
Fakultas Ekonomi Dan Bisnis Universitas Brawijaya
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Public Health Social Sciences

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ANALISIS TERHADAP KESINAMBUNGAN LEMBAGA PEMBIAYAAN PEDESAAN DALAM MENDUKUNG USAHA MIKRO, KECIL DAN MENENGAH Khusnul Ashar
Journal of Indonesian Applied Economics Vol. 5 No. 1 (2011)
Publisher : Department of Economics, Faculty of Economics and Business, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (752.995 KB) | DOI: 10.21776/ub.JIAE.005.01.4

Abstract

The research goal is to find how far the degree of sustainability of rural financialinstitutions that exist and to identify the variables that determine what operationalsustainability yaginstitutions concerned. From the results of statistical tests and thediscussion can be summarized as follows: The degree offinancial sustainability forrural finance institutions significantly affected by the variable operating cost andrevenue variables which level income has a positive relationship while variable costshave a negative relationship. The influence of variable operating costs are relativelygreater than the influence of income variable; Good Rate Revenues and Cost ofOperations has a positive relationship and the real magnitude of value of receivables/loan value; level offinancial sustainability of institutions did not show a clear patternof relationship with the efficiency (either from the indicator value of loans per staffand per-unit cost of borrowing/Cost per unit of Money Lent); Compared with theindicator Cost per unit of Money Lent, the value of loans per staff show a clearerpattern of relationship with the magnitude of the Average-Performing Asset (the Costper unit of Money Lent did not show a clear pattern of relationship with the Average-Performing Asset). Average value addition is dominated by the Performing AssetValue Receivable. It can be concluded that the greater the value of Average Perform-ing Assets, the greater the value of receivables and the more efficient institutions KSP.Keywords: financial institutions, sustainability
Social Capital Existence in Bali’s Microfinance: Evidence from Village Credit Institution (LPD) Pera Sundarianingsih; Khusnul Ashar; Putu Mahardika Adi Saputra
Journal of Innovation in Business and Economics Vol. 2 No. 01 (2018): Journal of Innovation in Business and Economics
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jibe.v2i01.5233

Abstract

Bali has two village governance systems: administrative-village and customary-village. Administrative-village is the extension of government’s authority in administrative aspects. Meanwhile, customary-village (pakraman village) denotes traditional institution that has a function to organize krama (residents) based on the awig-awig (customary law). The role of customary-village is fundamental in carrying on the custom and culture of Bali as well as triggering the economical aspect from the society through Village Credit Institution (LPD). This study is intended to describe the existence of social capital over the LPD by employing inductive-qualitative approach. Social capital over the LPD can improve the societies’ harmony that have been established in advance. Furthermore, the social capital bonding, bridging and linking can be used continuously in social life.
Analisis Migrasi Keluar Negeri dan Sosial Demografi Terhadap Perceraian dan Tingkat Ekonomi Di Jawa Timur Zamhir Zamhir; Khusnul Ashar; Dias Satria
Jurnal Ekuilibrium Vol 7 No 2 (2023): JEK Volume 7 Nomor 2 Tahun 2023
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/jek.v7i2.36274

Abstract

Pembangunan ekonomi adalah salah satu pilar penting untuk mencapai peningkatan kesejahteraan rakyat. Indonesia merupakan salah satu negara penyumbang pekerja migran terbesar di asia tenggara. Provinsi Jawa Timur termasuk salah satu provinsi pemasok TKI paling banyak di Indonesia. Namun demikian Tingginya jumlah pekerja migran dan semakin baiknya kondisi perekoniomian di Jawa Timur juga diikuti dengan adanya peningkatan jumlah perceraian yang terjadi. Adanya kasus perceraian pada keluarga pekerja migran ini menjadi menarik untuk diteleti lebih lanjut. Sebab seperti telah disepakati bahwa dorongan untuk menjadi pekerja migran adalah mendapatkan kesempatan ekonomi yang lebih baik namun setalah itu justru menimbulkan guncangan terhadap hubungan berumah tangga dengan adanya perceraian. Penelitian ini bertujuan untuk mengetahui pengaruh migrasi keluar negeri dan sosial demografi terhadap perceraian dan tingkat ekonomi di jawa timur. Metode analisis yang digunakan adalah metode analisis regresi linier berganda dan analisis probit. Hasil yang diperoleh yaitu migrasi keluar negeri berpengaruh positif dan signifikan terhadap perceraian di Jawa Timur, Migrasi keluar negeri tidak berpengaruh secara signifikan terhadap status ekonomi migran di Jawa Timur, Perceraian berpengaruh terhadap pendapatan ekonomi migran di Jawa Timur dalam jangka pendek, dan Kondisi social demografi migran yang berusia lebih tua, laki-laki, memiliki pendidikan lebih baik berpengaruh terhadap peningkatan pendapatan pekerja migran di Jawa Timur.
Co-Authors - Supartono Agus Suman Asfi Manzilati Axellina Muara Setyanti Bahtiar Fitanto Dias Satria Dwi Budi Santosa Evie Dian Pratiwi Mochamad Affandi Muhammad Mada Niken Pratiwi Pera Sundarianingsih Putu Mahardika Adi Saputra Setyo Tri Wahyudi Siti Rohima Supartono, - Supartono, - Wildan Syafitri Zamhir Zamhir