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Kontroversi Produk Bank Shariah Abdul Rokhim
Islamica: Jurnal Studi Keislaman Vol. 5 No. 1 (2010): September
Publisher : Postgraduate Studies of Universitas Islam Negeri Sunan Ampel Surabaya, Indonesia

This paper discusses the views of Muslims on the nature and legitimacy of bank interest as far as Syari?ah law is concerned. Three views are presented here. First is the view of the neo-revivalists who argue that bank interest is legally illegitimate and that it is a form of riba. Second is the view of?among others?Fazlur Rahman who believes that bank interest is not riba. And third is the view that bank interest is in the state of legal doubtfulness (shubhat). We do not support particular view in this paper. But in principle it seems particularly legitimate to argue that Islam is a religion of social wellbeing in which any transaction should be free from such illegitimate practices as riba, gharar (cheating), and financial speculation. However, we also argue that bank interest is too complicated to be equated with riba. There are no accepted standards and qualifications by which the two can be said as the same. To this complex issue we dedicate our paper as a contribution to the issue at hand.

Konstruk dan Model Pembiayaan Musyarakah Mutanaqishah Di Bank Syariah Abdul Rokhim
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 1 | No. 2 | 2014
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

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Syari’ah banks today are growing rapidly, both in Indonesia and internationally. Syari’ah banks provide a new alternative for users of banking services to customers enjoy products with a profit-sharing system, a wide range of products covenants contained therein, including in the case of a partnership contract, in which the Islamic bank as a business corporation berproduk Musharaka mutanaqishah describe the activities and institutions that produce banking services for financing partnership assets decreased according to customer needs, but there is still debate about the implications for both the practical and the academic world.

Pengaruh Sikap, Norma Subjektif Dan Persepsi Kontrol Perilaku Terhadap Niat Beli Produk Makanan Dan Minuman Dalam Kemasan Berlabel Halal Di Supermarket Kabupaten Jember Afrila Muâ€™arrofah; Misbahul Munir; Abdul Rokhim
Jurnal Istiqro Vol 6 No 2 (2020): Juli 2020
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v6i2.570

Perkembangan sektor halal saat ini mulai mendapat perhatian dari banyak negara di dunia. Berdasarkan data dari Global Islamic Economy (2018) menyatakan bahwa jumlah muslim di dunia mencapai 1,8 milyar, dengan estimasi pengeluaran terhadap produk halal oleh muslim dunia pada tahun 2017 sebesar US$ 2,1 triliun. Berdasarkan data dari Badan Pusat Statistik pada tahun 2010, Indonesia merupakan negara dengan penduduk muslim mayoritas sebanyak 207.176.162 jiwa. Dengan banyaknya negara asing yang menjalin kerjasama dengan negara Indonesia dalam sektor perdagangan, menimbulkan masalah pada salah satu sisi, yakni dimana tidak semua produk yang di impor ke Indonesia memiliki jaminan halal. Menjadi hal penting untuk penyantuman label halal pada setiap makanan dan minuman dalam kemasan, guna menjamin konsumen muslim dalam mengonsumsi makanan dan minuman berkemasan. Penelitian yang akan dilakukan ini adalah untuk mengukur niat individu muslim yang ada di Kabupaten Jember dalam membeli produk makanan dan minuman dalam kemasan berlabel halal. Teori yang digunakan dalam mengukur perilaku muslim dalam mengonsumsi produk makanan dan minuman berlabel halal ini adalah dengan menggunakan Theory of Planned Bahavior (TPB). Metode penelitian dalam penelitian ini adalah dengan pendekatan kuantitatif, dimana analisis data yang dilakukan menggunakan analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa variabel sikap, norma subjektif berpengaruh positif dan signifikan terhadap niat. Sedangkan persepsi kontrol perilaku berpengaruh tetapi tidak signifikan terhadap niat.

ANALISIS STRATEGI PEMBERDAYAAN EKONOMI MASYARAKAT KAMPUNG SUSTAINABLE DEVELOPMENT GOALS (SDGS) DALAM PENINGKATKAN KESEJAHTERAAN Siti Nur Azizatul Luthfyah; Nurul Widyawati Islami Rahayu; Abdul Rokhim
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 3 No 2 (2022): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

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Community empowerment is a series of activities to strengthen funds or maximize the empowerment of a person or community. In the sense of increasing the ability of the weak and vulnerable groups, including groups of people who experience poverty problems. In practice, community empowerment also supports the United Nations (UN) program which has undergone a change from the Millennium Development Goals (MDG's) in 1990-2015 to become sustainable development goals or commonly called TPB or Sustainable Development Goals (SDGs) which is on the 2030 agenda. under development. Many institutions are trying to improve development, both from community and government institutions. The PPPKSI (Indonesian SDGs Village Development Center) institution is no exception, which responds to sustainable development efforts by establishing SDGs Villages. This SDGs village is an area unit at the hamlet level that has certain criteria where there is an integrated Sustainable Development Goals program that is carried out comprehensively and systematically. Data collection techniques used are observation, interviews, and documentation. Then the process of analyzing the data using data analysis proposed by Miles and Huberman which consists of several activities including: data collection, data reduction, data presentation, and data verification. The results of the study explain that the analysis of the economic empowerment strategy of the SDGs village community is: a) the formulation is carried out with preparation, assessment and program planning. b) implementation is carried out by implementing the program plan. c) evaluation in the form of measurement and separation of partners. While the impact is increased knowledge and income to meet needs. The supporting factors are the availability of raw materials, human resources, and a fairly easy process, while the obstacles are the lack of capital and unstable marketing.

Islamic Marketing Mix Home Sharing Strategy at Multi Level Marketing Natural Nusantara Rinatul Jannah; Abdul Rokhim; Ahmadiono Ahmadiono
Jurnal Syntax Admiration Vol. 4 No. 8 (2023): Jurnal Syntax Admiration
Publisher : Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jsa.v4i8.633

Home sharing is a business meeting that is held in a simple place such as a home or stockist to explain business opportunities to others and convey information so that it is effective and provides many benefits in carrying out its activities by using Islamic Marketing Mix to be able to reach the target market in a Multi Level Marketing company Natural Nusantara which sells beauty, health, agriculture, animal husbandry and fishery products. The formulation of the problems in this research are 1) What is the strategy of Islamic Marketing Mix Home Sharing on Multi Level Marketing Natural Nusantara 2) What are the implications of the Islamic Marketing Mix Home Sharing strategy on sales turnover of Multi Level Marketing Natural Nusantara. The approach in this study is a descriptive qualitative method and is a field research by observing, interacting and direct observation based on the phenomena that occur to the research subjects. This research can be concluded 1) Home Sharing Natural Nusantara has benefits in carrying out its activities in accordance with the sharia marketing mix in Islamic marketing which includes product, price, place, promotion, people, process, physical evidence, promise, patience, and customer centrism. 2) The implications of the Islamic Marketing Mix strategy on sales turnover have a direct impact namely sales increase after Home Sharing activities are carried out.

EVALUATION OF ISLAMIC BOARDING SCHOOL (IBS) DEVELOPMENT STRATEGY AS AGRIBUSINESS CENTER IN COMMUNITY EMPOWERMENT: Studi Kasus di Pondok Pesantren Nurul Qornain Jember Villatus Sholikhah; Abdul Rokhim
Jurnal Darussalam: Jurnal Pendidikan, Komunikasi dan Pemikiran Hukum Islam Vol. 12 No. 1 (2020): September 2020
Publisher : IAI Darussalam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/darussalam.v12i1.2425

This study aims to explain the evaluation of the strategy for developing pesantren as an agribusiness center at the Nurul Qornain Islamic Boarding School Jember. This research approach uses a qualitative approach and the type of case study research. In this study, the informant determination technique used in this study was the Porposive Sampling technique. Data collection techniques using observation, interviews and documentation. The data analysis refers to the Miles and Huberman model, namely: data reduction, data presentation and drawing conclusions, both temporary conclusions, then verified and final conclusions. The validity test of the data used in this study, namely the credibility of the data (extension of participation, persistence of observation, triangulation, peer examination through discussion, and member checking). The results showed that the Nurul Qornain Islamic Boarding School carried out a process of monitoring or supervision (process evaluation) both directly and indirectly and evaluating the results which was carried out in two stages, namely the Post-harvest Accountability Report (LPJ) and the evaluation was carried out at the end of the school year or mid year.

Islamic Marketing Mix Home Sharing Strategy at Multi Level Marketing Natural Nusantara Rinatul Jannah; Abdul Rokhim; Ahmadiono Ahmadiono
Jurnal Syntax Admiration Vol. 4 No. 8 (2023): Jurnal Syntax Admiration
Publisher : Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jsa.v4i8.677

Home sharing is a business meeting that is held in a simple place such as a home or stockist to explain business opportunities to others and convey information so that it is effective and provides many benefits in carrying out its activities by using Islamic Marketing Mix to be able to reach the target market in a Multi Level Marketing company Natural Nusantara which sells beauty, health, agriculture, animal husbandry and fishery products. The formulation of the problems in this research are 1) What is the strategy of Islamic Marketing Mix Home Sharing on Multi Level Marketing Natural Nusantara 2) What are the implications of the Islamic Marketing Mix Home Sharing strategy on sales turnover of Multi Level Marketing Natural Nusantara. The approach in this study is a descriptive qualitative method and is a field research by observing, interacting and direct observation based on the phenomena that occur to the research subjects. This research can be concluded 1) Home Sharing Natural Nusantara has benefits in carrying out its activities in accordance with the sharia marketing mix in Islamic marketing which includes product, price, place, promotion, people, process, physical evidence, promise, patience, and customer centrism. 2) The implications of the Islamic Marketing Mix strategy on sales turnover have a direct impact namely sales increase after Home Sharing activities are carried out.

Influence Equity, Assets and Liabilities to Stock Price With Profitability as an Intervening Variable at PT Bank Syariah Indonesia Khoirul Anam; Ahmadiono; Abdul Rokhim
Jurnal Syntax Admiration Vol. 4 No. 11 (2023): Jurnal Syntax Admiration
Publisher : Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jsa.v4i11.755

Banks as financial institutions that rely on customer trust are obliged to continually improve service quality in order to maintain their role. In carrying out its business activities, banks have three main functions, including accepting money deposits, lending money, and providing money transfer services. One way to find out the condition of a company can be done by analyzing the annual financial reports made by the company. Financial reports are prepared with the aim of providing an overview of periodic progress reports carried out by the management of the company concerned. This research aims to find out the influence of equity, assets and liabilities on share prices with profitability as an intervening variable at PT Bank Syariah Indonesia in 2020-2022 . Sampling is a part of an overall population that is carefully selected to be representative of that population. The sampling technique used in this research is a time series . The purposive sampling method is the selection of samples that meet certain criteria determined by the researcher. The analysis used uses path analysis using SPSS V22 software. From the results of the data tests in this research, it is clear that equity has an effect on profitability. Assets have no effect on profitability. Liabilities affect profitability. Equity influences share prices. Assets have no effect on share prices. Liabilities affect share prices. Profitability influences share prices. The conclusion of the final hypothesis states that profitability has not been able to partially mediate the influence between equity, assets and liabilities on share prices.

CAPITALIZING ON THE BOYCOTT WAVE: STRATEGIES FOR MUSLIM ENTREPRENEURS TO SEIZE MARKET OPPORTUNITIES FROM THE BOYCOTT OF PRO-ISRAEL PRODUCTS John Christianto Simon; Abdul Rokhim; Mahben Jalil; Irwandi Irwandi; Abdullah Rasjid
Branding: Jurnal Manajemen dan Bisnis Vol 2, No 2 (2023): BRANDING: Jurnal Manajemen dan Bisnis
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jb.v2i2.31917

In an era marked by increasing geopolitical tensions and consumer activism, the boycott of products associated with certain political stances, such as those supporting Israel, has created unique market voids and opportunities. This paper explores strategic avenues for Muslim entrepreneurs to capitalize on these emerging market gaps. Utilizing a mixed-method approach, combining qualitative insights from expert interviews and quantitative market analysis, this study identifies key areas where Muslim entrepreneurs can effectively intervene and thrive. The findings reveal that the boycott movement has led to a demand shift in various sectors, including food, technology, and apparel, presenting ripe opportunities for alternative products and services. This paper proposes a framework for Muslim entrepreneurs to identify these opportunities, develop culturally and ethically aligned products, and employ targeted marketing strategies to capture and expand their market presence. The study not only contributes to the existing literature on market strategies in politically charged environments but also provides practical guidelines for entrepreneurs seeking to navigate and leverage these complex market dynamics. The implications of this research extend beyond immediate market opportunities, suggesting a broader role for entrepreneurial ventures in shaping economic landscapes amidst political and social upheavals.

Analysis Of The Transformation Of Mustahik Into Muzakki Through The Economic Empowerment Program Of The Prosperous Village Livestock In The Amil Zakat Institution Nurul Hayat Jember Dafid Rosyidi; Abdul Rokhim; Nurul Widyananti Islami Rahayu
International Journal of Economics, Business and Innovation Research Vol. 3 No. 03 (2024): May, International Journal of Economics, Business and Innovation Research (IJE
Publisher : Cita konsultindo

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Zakat is an important instrument in creating the Indonesian economy which is used as an effort to prosper the people. The potential of Zakat, Infaq, Sadaqah, and Waqf (ZISWAF) in Indonesia is very high, considering the majority of the population in Indonesia is Muslim. The potential for zakat in Indonesia is very large, reaching Rp327 trillion per year. One of them is the Nurul Hayat Jember foundation with very many programs that are able to contribute in the fields of education, economic empowerment, health, da’wah and community services. This research focuses on the transformation of mustahik into muzakki through the economic empowerment program of the prosperous village livestock and the economic condition of mustahik before and after undergoing the economic empowerment program of the prosperous village livestock at Nurul Hayat Jember. Through a qualitative approach, researchers describe the transformation process in the economic empowerment program, and describe the implementation of the economic empowerment program, systematically. The results of this study explain that (1) the transformation process takes place through stages involving changes in perceptions, attitudes, and mindsets. The concept of economic empowerment and the social and economic transformations that occur are a reflection of historical changes in mustahik conditions. (2) The Livestock Economic Empowerment Program succeeded in creating a significant positive impact in improving the economic conditions, welfare, and independence of the mustahik. These positive impacts include improved economic welfare, social inclusion, and community development, as well as contributions to local economic growth.

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