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Pelatihan Tata Kelola dan Manajemen yang Baik bagi Badan Usaha Milik Desa (BUMDes) di Kabupaten Banyuwangi Izzato Millati; Siti Nur Hilmin; Erina Sudaryati; Sandra Sukma Embuningtiyas
Empowerment : Jurnal Pengabdian Masyarakat Vol. 8 No. 03 (2025): Empowerment
Publisher : Program Studi Ilmu Hukum Fakultas Hukum Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/empowerment.v8i03.5792

Abstract

Good governance and management Training activities for BUMDes in Banyuwangi Regency 2022 are organized by lecturers and also students of the SIKIA Accounting Study Program, Airlangga University. The form of this program is community service in the form of providing material regarding BUMDes Financial Management Governance, followed by mentoring activities afterwards. The speakers for this activity were representatives of the Community and Village Empowerment Service, lecturers of the PSDKU Accounting Study Program, Airlangga University, Banyuwangi, and alumni of the PSDKU Accounting Study Program, Airlangga University, Banyuwangi. This activity aims to help the community, especially representatives from BUMDES and several sub-districts in Banyuwangi, understand the correct procedures for managing financial management. Apart from that, assistance is also held so that the community can directly practice and ask questions later during the assistance, with the hope that the community really understands how to manage finances properly and correctly. Apart from that, assistance is also held so that the community can directly practice and ask questions later during the assistance, with the hope that the community really understands how to manage finances properly and correctly.
The Need for Introduction of Sharia Microfinance Program in the Gambia Saikou Gassama; Hamidah; Erina Sudaryati
Economit Journal: Scientific Journal of Accountancy, Management and Finance Vol 1 No 3 (2021): Economit Journal: Scientific Journal of Accountancy, Management and Finance: (Aug
Publisher : Britain International for Academic Research (BIAR-Publisher)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/economit.v1i3.483

Abstract

The Gambia is a 95 percent Muslim country that is located in the western part of Africa. The population of the country is around 2.5 m. The Gambia is largely dependent on Agriculture, tax, tourism, and foreign aid and is ranked 178, in the Human Development Index 2019, the Gambia is classified as a country with medium human development. The paper used the literature review method. Currently, there is various microfinance program that has been existing for years, but none of them are having Islamic microfinance loan products until recently when two are lunched, as a result, some did not take their loans and even those who take it is hard to change their lives because it is purely for profit-making and also the higher interest rate for some of them. Islamic Microfinance would be the best development instrument for the population of Gambia. The microfinance institutions in The Gambia are very well expanded, they are the main source of credit to the Gambian population both rural and urban. Therefore it will be very important if microfinance institutions in the Gambia can introduce sharia microfinance. The objective of this paper is to suggest ways to introduce sharia microfinance in The Gambia and the benefits of sharia microfinance. The results of this study find out that Islamic microfinance is a viable loan product that can work in the Gambia, there are various kinds of Islamic microfinance products that can work for the poor in the Gambia, such as farmers, gardeners, and market vendors or SMEs. And Islamic microfinance could be the best way of eradicating poverty in the Gambia, since it is not based on the predetermined interest rate and have various suitable loan schemes, if well implemented can change lives.