Article Per Year (5 Year)
p-Index From 2021 - 2026
2.22
P-Index
This Author published in this journals
All Journal I-Finance Journal Jurnal Al-Qardh Journal of International Conference Proceedings Asean International Journal of Business JEBD Jurnal Semesta Ilmu Manajemen dan Ekonomi lentera jurnal manajemen International Journal of Advanced Research in Social Studies LA RIBA: Jurnal Perbankan Syariah
Lidia Desiana
Universitas Islam Negeri Raden Fatah Palembang
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Electrical & Electronics Engineering Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Social Sciences

Published : 15 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 15 Documents
Search

 1   2 
Pengaruh Cyber Crime dan Persepsi Keamanan Terhadap Tingkat Kepercayaan Pengguna Produk E-banking (Survei Pada Pengguna E-banking Bank Syariah di Indonesia) Hayatin Nupus; Ayu Kartini; Lidia Desiana
Jurnal Semesta Ilmu Manajemen dan Ekonomi Vol. 1 No. 3 (2025): Edisi Maret
Publisher : PT PUSTAKA CENDEKIA PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71417/j-sime.v1i3.202

Abstract

Penelitian ini dilakukan untuk mengetahui pengaruh kejahatan cyber dan persepsi keamanan terhadap tingkat kepercayaan pengguna produk e-banking khususnya pada masyarakat di kota palembang. Kejahatan dunia maya atau cybercrime merupakan suatu hal yang negatif bagi pengguna internet sebagai platform yang kini banyak digunakan oleh masyarakat. Berdasarkan hasil survei dan pengolahan data ditemukan bahwa kejahatan cyber berpengaruh positif dan signifikan terhadap tingkat kepercayaan pengguna produk e-banking, dan persepsi keamanan berpengaruh positif dan signifikan terhadap tingkat kepercayaan pengguna produk e-banking. pengguna produk e-banking, kejahatan siber, dan persepsi keamanan secara bersama-sama berpengaruh positif dan signifikan
The Effect of Promotion of Bank Sumsel Babel Syariah Lubuklinggau Toward Community Saving Interest Lubuklinggau City West I Oga Saputra; Lidia Desiana
Jurnal Semesta Ilmu Manajemen dan Ekonomi Vol. 1 No. 3 (2025): Edisi Maret
Publisher : PT PUSTAKA CENDEKIA PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71417/j-sime.v1i3.228

Abstract

This study aims to determine the interest of Lubuklnggau’s people to save, especially saving in a Sharia-based regional bank, namely Bank Sumsel Babel Syariah. This research was conducted for three months using primary data by distributing questionnaires, books and related journals, the location of the study was in the city of Lubuklnggau. The sampling techniques used in this research were random sampling techniques with a total sample of 0 respondents and analyzed with multiple linear regression. The results of this study show that Advertisements and Publicity affect people's saving interest, while sales promotion and personal sales did not affect people's.
Affecting Factors Of Customer Interest in Using Mobile Banking at BNI 46 Musi Branch Palembang Afrizawati; Lidia Desiana; Paisal; Maulidiyah Magfirah
International Journal of Advanced Research in Social Studies Vol. 1 No. 1 (2022): International Journal of Advanced Research in Social Studies
Publisher : Department of Business Administration Politeknik Negeri Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17973486

Abstract

This research was conducted based on customers' interest in mobile banking which continues to increase, especially during Covid 19 pandemic. The purpose of this research is to find out how each variable of convenience, benefit, and risk either partially or simultaneously affects customers’ interest in using mobile banking. The sample in this research was customers of Bank BNI 46 Musi Palembang. There were 100 people who participated in this research. The research method used multiple linear regression. The data quality test used Validity and Reliability tests. The hypothesis was analyzed using t-test, f-test, and determinant (R2). The results indicated that the variables of convenience, benefits, and risks either partially or simultaneously affect customer interest in using mobile banking. Based on the validity tested obtained the value of Significant (2-tailed) 0.000 is smaller than 0.05, which means it is valid, and r count (person correlation) is greater than r table (0.1966) so that the items or questions were valid. While based on reliability, Cronbach’s Alpha > 0.60 means that the data was reliable. The coefficient of Determination (R2) obtained 0.719 which means that 71.9% of customers’ interest was influenced by convenience, benefits, and risk variables, while the remaining 28.1% was influenced by other variables. And the R-value (correlation coefficient) of 0.848 means that there was a strong relationship between variables.
PERAN KECUKUPAN MODAL ATAS PENGARUH RISIKO PEMBIAYAAN DAN LIKUIDITAS TERHADAP PROFITABILITAS (STUDI PADA BANK UMUM SYARIAH PERIODE 2016-2018) Ryan Yushinta; Muhammad Rusdi; Lidia Desiana
LA RIBA: Jurnal Perbankan Syariah Vol. 2 No. 01 (2020): Desember 2020
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v2i01.196

Abstract

This study aims to analyze and determine the influence of financing and liquidity risks on profitability with capital adequacy as an intervening variable in Islamic Commercial Banks in Indonesia for the period of 2016-2018. The population in this study were 14 Islamic Commercial Banks in Indonesia in the 2016-2018 period. The technique used in sampling is purposive sampling. The sample used is the 2016-2018 quarterly report on 7 Sharia Commercial Banks. The type of data used is secondary data. Data analysis techniques in this study used SPSS 21 software, which consisted of descriptive statistical analysis, classic assumption tests, multiple regression analysis, and mediation testing using the causal step and sobel test methods. By using multiple regression analysis, the results of the study show that the financing risk (NPF) has a negative and significant effect on profitability (ROA). Liquidity (FDR) has a positive and significant effect on profitability (ROA). Capital adequacy (CAR) doesn???t affect profitability (ROA). Financing risk (NPF) has a negative and significant effect on capital adequacy (CAR). Liquidity (FDR) doesn???t affect capital adequacy (CAR). Then based on the results of the analysis using the causal step and sobel test methods, capital adequacy (CAR) mediates the effect of financing risk (NPF) and liquidity (FDR) on profitability (ROA).
Pengaruh Komisaris Independen, Corporate Governance, dan Leverage Terhadap Integritas Laporan Keuangan Pada Perbankan Yang Terdaftar Di Bank Umum Syariah Tahun 2020-025 Meilia; Hilda; Lidia Desiana
Lentera Jurnal Manajemen Vol. 4 No. 2 (2026): Lentera Jurnal Manajemen
Publisher : Lentera Ilmu Madani

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the effect of Independent Commissioners, Corporate governance, and Leverage on the Integrity of Financial Statements in Islamic Commercial Banks in Indonesia during the period 2020–2025. This research employs a quantitative approach with an associative research design. The population consists of all Islamic Commercial Banks registered with the Indonesian Financial Services Authority (OJK) during the 2020–2025 period. The sampling technique used is purposive sampling, resulting in 10 Islamic Commercial Banks with a total of 60 observations. The data used are secondary data obtained from annual reports, financial statements, and Good Corporate governance (GCG) reports of each bank. The data were analyzed using panel data regression with the assistance of Eviews 12 software. The results indicate that Independent Commissioners have a positive effect on the Integrity of Financial Statements. Corporate governance also has a positive effect on the Integrity of Financial Statements. Meanwhile, Leverage has a negative effect on the Integrity of Financial Statements. Simultaneously, Independent Commissioners, Corporate governance, and Leverage significantly affect the Integrity of Financial Statements in Islamic Commercial Banks in Indonesia during the 2020–2025 period.This study implies that the implementation of good corporate governance and effective supervisory mechanisms can improve the integrity of financial statements, while a high level of leverage may reduce the quality and reliability of financial information presented by the company. Keywords: Independent Commissioners, Corporate governance, Leverage, Integrity of Financial Statements, Islamic Commercial Banks.
Co-Authors Africano, Fernando Afrizawati Afrizawati Aryanti Aryanti Ayu Kartini Aziz Septiatin BillY Dewantara Chandra Zaki Maulana Diky Satria Dwi Kartini Erie Febrian Feby Efriani Hayatin Nupus Hilda Maulidiyah Magfirah Mawardi Mawardi Meilia MISMIWATI, MISMIWATI MISMIWATI Muhammad Junestrada Diem Muhammad Rusdi Oga Saputra Paisal Rini Rini Riska Amelia Ryan Yushinta SELLYA GUSTIANA Siti Juairiah Sri Delasmi Jayanti Titin Hartini Tri Fitri Juliani Yuyus Suryana