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All Journal FIKRI : Jurnal Kajian Agama, Sosial dan Budaya Banque Syar'i : Jurnal llmiah Perbankan Syariah Central Publisher Journal Of Informatics And Busisnes JEBD lentera jurnal manajemen Lentera Jurnal Pengabdian Maysarakat Batanghari Academia Journal (BAJ)
Hilda
Fakultas Ekonomi Dan Bisnis Islam, Universitas Islam Negeri (UIN) Raden Fatah Palembang
Religion Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Social Sciences Other

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Peran CAR Dalam Memediasi Antara FDR dan NPF Terhadap Profitabilitas Nabila Amyrtha Putri; Hilda Hilda; Tariza Putri Ramayanti
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol. 8 No. 2 (2022): Juli - Desember 2022
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

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Abstract

The purpose of this study was to determine the role of CAR in mediating between FDR and NPF on probility at islamic commercial bank in Indonesia. This research uses quantitative research obtained from quarterly quartely financial reports published form the websites of each islamic commercial bank in Indonesia for the 2016-2020 period. This study used a purposive sampling tecnique obtained 6 samples were obtained form 14 banks with an observation period of 5 years. The data analysis technique uses path analysis with SPSS 21. The result of the data analysis of this study rove that FDR has no effect on CAR, NPF has a negative significant effect on CAR, FDR has no effect on probility, NPF has a negative significant effect on probility, CAR has a positve significant effect on probility, CAR is unable to mediate the effect of FDR on probility, and CAR are able to mediate the effect of NPF on probility.
SISTEM BAGI HASIL JUAL KARET DI DESA KARANG ENDAH SELATAN, GELUMBANG, MUARA ENIM, EKONOMI ISLAM. Monika Anggraini; Hilda; Aziz Septiatin
Journal Central Publisher Vol 1 No 6 (2023): Jurnal Central
Publisher : Central Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (694.498 KB) | DOI: 10.60145/jcp.v1i6.129

Abstract

Latar Belakang : Suatu sistem pengolahan dana dalam perekonomian Islam yakni pembagian hasil usaha antara pemilik modal (shahibulmaal) dan pengelola (mudharib). Tujuan : Bertujuan untuk mengetahui penerapan sistem bagi hasil petani karet di desa Karang Endah Selatan kecamatan Gelumbang kabupaten Muara Enim dan Untuk mengetahui tinjauan ekonomi islam terhadap penerapan distribusi hasil penjualan karet menurut prespekif islam di desa Karang Endah Selatan kecamatan Gelumbang kabupaten Muara Enim. Metode : Metode penelitian ini menggunakan metode penelitian deskriptif kualitatif dengan metode wawancara, observasi dan dokumentasi, pengelolaan datanya dilakukan dengan mereduksi data, penarikan data penarikan kesimpulan. Hasil dan Pembahasan : Hasil penelitian ini menunjukan Penerapan Bagi Hasil Penjualan Karet petani karet di desa Karang Endah Selatan kecamatan Gelumbang kabupaten Muara Enim yaitu dalam penerapan sistem bagi hasil ini yang diterapkan yaitu sistem musaqah, karena dalam penerapan sistem ini masyarakat selalu dipraktekan dalam bagi hasil. Dan Tinjaun Ekonomi Islam Terhadap Penerapan Distribusi Hasil penjualan karet menurut prespekif islam yaitu secara garis besar sudah merujuk kepada ajaran fikih, hal ini disebabkan oleh masyarakat yang dalam kehidupannya dipengaruhi oleh kehidupan beragama dan juga terlihat dari mereka para orang tua di Desa karang Endah Selatan Kecamatan Gelumbng Kabupaten Muara Enim menyekolahkan anak-anaknya ke sekolah yang bernuansa agama. Kesimpulan : Kesimpulan dari penelitian Penerapan Penjualan Karet petani karet di desa Karang Endah Selatan kecamatan Gelumbang kabupaten Muara Enim yaitu dalam penerapan sistem bagi hasil ini yang diterapkan yaitu sistem musaqah. Dalam penerapan sistem ini ada beberapa kriteria yang diperlukan, antara lain, Semua pelaksanaan pembagian presentase hasil panen jelas dilakukan berdasarkan kepada kesepakatan tanpa adanya tekanan atau paksaan dan relevan dengan akal sehat, musaqah ini dapat menumbuhkan rasa kekeluargaan untuk saling membantu dan juga memperkuat tali persaudaraan baik untuk pemilik tanah maupun petani karet, meskipun saat ini hasil tidak seimbang dengan biaya yang dikeluarkan oleh petani karet.
Pengaruh Kualitas Pelayanan Dan Diferensiasi Produk Terhadap Keunggulan Bersaing Pada Nasabah Bank Sumsel Babel Syariah KCP UIN Raden Fatah Palembang Viera Irawan; Hilda; Fakhrina
Jurnal Ekonomi dan Bisnis Digital Vol. 1 No. 2 (2022): Oktober - Desember
Publisher : CV. ITTC INDONESIA

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Abstract

Currently business competition is very competitive. Companies need a strategy to face this competition. The company must have more competitiveness compared to other companies. This competitiveness can be in the form of products produced, services or human resources. Likewise, in the world of the banking sector, especially in sharia banking, increasingly advanced technological developments have resulted in changes in customer tastes which have resulted in customers moving from one bank to another. This research aims to find out how service quality and product differentiation influence the competitive advantage of customers at Bank Sumsel Babel Syariah KCP UIN Raden Fatah Palembang. The Grand Theory of this research is to use the Resource Based View (RBV) theory. The method used is a quantitative method. The data collection technique was carried out by distributing questionnaires using a Likert scale. The sample in this study was 100 respondents with a sampling technique using Simple Random Sampling with the Slovin formula. The data analysis techniques for the questionnaire used are validity and reliability tests, classical assumption tests, multiple linear regression analysis and hypothesis testing with data processing using the SPSS ver 26 program. The research results show that the service quality variable (X1) tcount > ttable (3.428 > 1.984) has a positive and significant effect on customers' competitive advantage, so the higher the quality of service from the bank, the more customer interest there will be and can increase competitiveness. In the product differentiation variable (X2) tcount > ttable (6.318 > 1.984) has a positive and significant effect on customers' competitive advantage, so the better the bank improves the products it offers, the more superior the bank is compared to other banks. Based on the results of service quality (X1) and product differentiation (X2), they simultaneously have a positive and significant effect on the competitive advantage of customers at Bank Sumsel Babel Syariah KCP UIN Raden Fatah Palembang.
Pengaruh Kompensasi Dan Pengembangan Karir Terhadap Kinerja Karyawan Dengan Motivasi Sebagai Variabel Intervening Pada Bank SUMSEL BABEL Syariah Kc Palembang Selly Ardelia; Hilda; Fakhrina
Jurnal Ekonomi dan Bisnis Digital Vol. 1 No. 2 (2022): Oktober - Desember
Publisher : CV. ITTC INDONESIA

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Abstract

Every company will always try to improve employee performance, with the hope that the company’s goals will be achieved. The theory used is the theory of human resource management. This study aims to determine whether compensation, career development, and motivation as intervening variables affect employee performance at Bank Sumsel Babel Syariah KC Palembang. The method used in this research is a quantitative method. The data collection technique was carried out by distributing questionnaires using a Likert scale. The sample in this study were 37 respondents with a sampling technique using the saturated sample method. The data analysis techniques used in this study are validity and reliability tests, classic assumption tests, multiple linear regression analysis, path analysis, and hypothesis testing by processing data using SPSS version 26. The research results show that compensation (X1) t count>t table (10.572>2.032) has a positive and significant effect on employee performance, career development(X2) t count>t table (3.230>2.032) has a positive and significant effect on employee performance, compensation (X1) t count>t table (2.548>2.032) positive and significant effect on motivation, career development (X2) t count>t table (2,521>2.032) positive and significant effect on motivation, motivation (Z) t count>t table (28.866>2.032) positive and significant effect on employee performance, compensation (X1) for motivation (Z) resuluts of direct influence < indirect influence means that it has a effect on employee performance, career development (X2) for motivation (Z) result of direct influence< indirect influence means that it has a effect on employee performance. Suggestions in this study, it is hoped that Bank Sumsel Babel Syariah KC Palembang pays more attention to the placement of employees and the compensation given to employees.
Strategi Pemasaran Syariah Pada Industri Rumahan Tempe Di Gang Saleh Plaju Dalam Meningkatkan Kesejahteraan Pelaku Usaha Muthmainnah Nur Khoiriyah; Hilda Hilda; Muhammad Junestrada Diem
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 1 (2024): Juli - September
Publisher : CV. ITTC INDONESIA

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Abstract

Marketing strategies play a crucial role in achieving business success, making the marketing function vital in realizing business plans. To remain competitive and increase sales of products or services offered, a company must take action. By implementing successful marketing strategies and seizing opportunities to increase sales volume, companies can enhance or maintain their position in the market. This study aims to explore how entrepreneurs implement Islamic marketing strategies and their impact on improving their welfare. The study employs a qualitative method in the form of descriptive research. Data collection is carried out using observation, interrogation, and document collection methods. Data management involves data reduction, data presentation, and drawing conclusions. The results of this study indicate that entrepreneurs are already using Islamic Shariah-based marketing strategies similar to marketing mixes. These include: 1) product segmentation or distribution directly sold to consumers. 2) Target market, with varying consumer needs leading to product sales variation. 3) Position or reputation, entrepreneurs must maintain a good image by being respectful and having quality products. 4) Marketing tactics, utilizing differentiation so entrepreneurs have innovative developments in an ever-changing era. Entrepreneurs have already made processed products derived from tempeh. 5) Marketing values are halal and good, entrepreneurs have maintained product hygiene and some have halal certification. Traders in the Saleh alley are already included in prosperous society because they can fulfill all indicators of welfare improvement, namely physically in terms of daily clothing, food, and shelter needs, and spiritually by paying zakat, giving alms, charity, and sharing with orphanages.
KOMPENSASI PEGAWAI DI SAAT PANDEMI COVID-19 Hilda Hilda
Lentera Jurnal Manajemen Vol. 1 No. 1 (2023): LENTERA JURNAL MANAJEMEN
Publisher : Lentera Ilmu Madani

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Abstract

Virus corona atau Covid-19 menjadi salah satu virus yang sangat berdampak kepada seluruh negara di dunia terutama dalam bidang kesehatan dan ekonomi, virus yang pertama kali dilaporkan muncul di Wuhan pada akhir 2019 dan dikonfirmasi masuk ke indonesia pada bulan Maret 2020. (Junaedi & Salistia, 2020) Hampir seluruh negara yang terdampak Covid-19 mengalami kelumpuhan ekonomi yang berdampak pada seluruh rakyat negara - negara yang terdampak, ada yang kehilangan pekerjaan, ada yang di mutasi, bahkan sampai ada yang di pecat, tetapi terdapat beberapa perusahaan yang sehat yang tetap memberikan kompensasi selama pandemi walaupun tidak sebanyak pada saat sebelum pandemi. (Abston, 2021) Pandemi Covid-19 telah memukul perekonomian di dunia dengan sangat keras tak terkecuali indonesia juga terlibat, prediksi awal perekonomian dunia akan tumbuh sekitar 3% tetapi karena diterpa pandemi ini sangat bertolak belakang dengan prediksi tersebut, prediksi tersebut meleset karena pertumbuhan ekonomi pada saat pandemi mengalami penurunan sekitar 2.8%, selain ekonomi dunia yang menurun pasca pandemi,tak hanya secara makro di sisi mikro pun banyak perusahaan - perusahaan yang gulung tikar dan banyak para pekerja yang di PHK karena pandemi covid-19 ini. (Abston, 2021)
Pelatihan Pemanfaatan E-commerce dan Sosial Media Pelaku Usaha Butik Naomi Hilda
Lentera Jurnal Pengabdian Masyarakat Vol. 1 No. 1 (2023): Lentera Jurnal Pengabdian Masyarakat
Publisher : Lentera Ilmu Madani

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Abstract

E-commerce bisa menjadi metode transaksi yang saat ini meluap di masyarakat. Di Indonesia, ada banyak pasar yang menawarkan e-commerce. Ada begitu banyak klien e-commerce, dan banyak hal juga muncul dalam e-commerce. Ini menanyakan tentang hal-hal untuk mengetahui penggunaan pembelian dan penawaran pertukaran dalam showcase, dan untuk mengetahui variabel yang memberi energi pada orang untuk membeli dan menawarkan secara online, dan untuk mengetahui jaminan hukum konsumen atau aplikasi lain saat melakukan pertukaran pembelian dan penawaran online melalui Shopee, Tokopedia. Strategi penelitian yang digunakan adalah strategi yuridis sosiologis menggunakan informasi penting dan informasi tambahan.
Pengaruh Teknologi, Resiko dan Fitur Layanan terhadap Minat Nasabah Menggunakan Mobile banking pada Bank Sumsel Babel Syariah KCP UIN Raden Fatah Palembang M Riyadi; Hilda; Rachmania
Lentera Jurnal Manajemen Vol. 4 No. 2 (2026): Lentera Jurnal Manajemen
Publisher : Lentera Ilmu Madani

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh teknologi, risiko, dan fitur layanan secara bersama-sama terhadap minat nasabah dalam menggunakan perbankan seluler di Bank Sumsel Babel Syariah KCP UIN Raden Fatah Palembang. Penelitian ini merupakan penelitian asosiatif dengan pendekatan kuantitatif. Teknik pengumpulan data menggunakan kuesioner. Populasi dalam penelitian ini adalah nasabah yang memiliki tabungan di Bank Sumsel Babel Syariah KCP UIN Raden Fatah Palembang, dengan sampel sebanyak 100 responden. Analisis data dan pengujian hipotesis menggunakan analisis regresi linier berganda, dan pengujian hipotesis (uji t dan uji F). Hasil pengujian hipotesis parsial menunjukkan bahwa teknologi memiliki pengaruh positif dan signifikan terhadap minat nasabah dalam menggunakan perbankan seluler di Bank Sumsel Babel Syariah KCP UIN Raden Fatah Palembang. Risiko memiliki pengaruh positif dan signifikan terhadap minat nasabah dalam menggunakan perbankan seluler di Bank Sumsel Babel Syariah KCP UIN Raden Fatah Palembang. Fitur layanan memiliki pengaruh positif dan signifikan terhadap minat nasabah dalam menggunakan perbankan seluler di Bank Sumsel Babel Syariah KCP UIN Raden Fatah Palembang. Hasil pengujian hipotesis simultan menunjukkan bahwa teknologi, risiko, dan fitur layanan secara bersama-sama memiliki pengaruh positif dan signifikan terhadap minat nasabah dalam menggunakan perbankan seluler di Bank Sumsel Babel Syariah KCP UIN Raden Fatah Palembang.
Vereenigde Oostindische Compagnie (VOC) Trade Accounting as an Instrument of Colonial Power: A Case Study of Palembang Darussalam in the 18th Century Hilda Hilda; Endang Rochmiatun; Mohammad Syawaludin; Wijonarko Wijonarko
Fikri : Jurnal Kajian Agama, Sosial dan Budaya Vol. 10 No. 2 (2025): Fikri : Jurnal Kajian Agama, Sosial dan Budaya
Publisher : Institut Agama Islam Ma'arif NU (IAIMNU) Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25217/jf.v10i2.6451

Abstract

This study examines the accounting practices of the Vereenigde Oostindische Compagnie (VOC) in Palembang during the Palembang Sultanate, which not only represented economic activities but also functioned as a tool of colonial power. Trade activities at that time involved relationships between regions, kingdoms, sultanates, and foreign countries. The VOC, as the representative of the Dutch, conducted accounting records in trade activities in Palembang. This study aims to reveal how VOC accounting practices became part of the economic and political domination strategy over the Palembang Sultanate. The study employs Social Construction Theory and Conventional Accounting Theory. The method used is qualitative with a heuristic approach to 18th-century VOC archives. Data was collected through document studies, archives, photographs, and manuscripts obtained from the National Archives of the Republic of Indonesia and private collections. The findings reveal that VOC accounting practices were not neutral activities but were used to control commodity flows, set prices, and negotiate local power. These practices reflect efforts to strengthen colonial hegemony through accounting instruments. The findings of this study confirm that VOC economic record-keeping during the Palembang Sultanate was an important part of colonial economic and political strategy. Additionally, this research contributes to colonial history studies by demonstrating that trade archives are not merely sources of economic data but are also rich in ideological and power-related meanings.
PENGARUH LIFESTYLE, MEDIA SOSIAL, DAN ISLAMIC BRANDING TERHADAP KEPUTUSAN PEMBELIAN FASHION MUSLIM PADA MAHASISWA PERGURUAN TINGGI SWASTA (PTS) DI KOTA PALEMBANG Tiara Puspitasari; Hilda; Iceu Sri Agustina
Lentera Jurnal Manajemen Vol. 4 No. 2 (2026): Lentera Jurnal Manajemen
Publisher : Lentera Ilmu Madani

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Abstract

- Indonesia merupakan negara dengan populasi muslim terbesar di dunia sehingga memiliki potensi yang sangat besar dalam perkembangan industri fashion halal, khususnya fashion muslim. Perkembangan media sosial yang semakin pesat turut memengaruhi gaya hidup masyarakat, terutama mahasiswa, dalam menentukan pilihan produk fashion. Selain itu, penerapan Islamic branding juga menjadi salah satu faktor penting yang mampu meningkatkan kepercayaan konsumen terhadap produk fashion muslim. Penelitian ini bertujuan untuk mengetahui pengaruh lifestyle, media sosial, dan Islamic branding terhadap keputusan pembelian fashion muslim pada mahasiswa perguruan tinggi swasta di Kota Palembang. Penelitian ini menggunakan metode kuantitatif dengan pendekatan deskriptif dan analisis regresi linear berganda. Data diperoleh melalui penyebaran kuesioner kepada mahasiswa perguruan tinggi swasta di Kota Palembang yang pernah membeli produk fashion muslim. Teknik pengambilan sampel menggunakan purposive sampling dengan jumlah sampel sebanyak 96 responden. Analisis data dilakukan menggunakan aplikasi IBM SPSS Statistics melalui uji validitas, uji reliabilitas, uji asumsi klasik, analisis regresi linear berganda, uji t, uji F, dan koefisien determinasi. Model persamaan regresi linear berganda yang diperoleh yaitu Y = 5,986 + 0,264X1 + 0,273X2 + 0,212X3 + e. Persamaan regresi tersebut menunjukkan bahwa variabel lifestyle, media sosial, dan Islamic branding memiliki pengaruh positif terhadap keputusan pembelian fashion muslim. Artinya, semakin baik lifestyle, media sosial, dan Islamic branding yang dirasakan mahasiswa, maka keputusan pembelian fashion muslim juga akan meningkat. Hasil penelitian menunjukkan bahwa secara parsial maupun simultan ketiga variabel tersebut berpengaruh signifikan terhadap keputusan pembelian. Variabel media sosial menjadi variabel yang paling dominan memengaruhi keputusan pembelian karena memiliki nilai koefisien regresi terbesar, yaitu sebesar 0,273, diikuti oleh lifestyle sebesar 0,264 dan Islamic branding sebesar 0,212. Kata Kunci: Lifestyle, Media Sosial, Islamic Branding, Keputusan Pembelian, Fashion Muslim.
Co-Authors Ariani Budiman Aziz Septiatin Della Miftaahul Jannah Deta Hariani Endang Rochmiatun Erdah Litriani Fakhrina Febri Afrido Ica Aprianti Dwi Putri Iceu Sri Agustina Lemiyana Lidia Desiana M Riyadi Meilia Meisy Putri Qonitah Henny Oktavia Mohammad Syawaludin Monika Anggraini Muhammad Junestrada Diem Muthmainnah Nur Khoiriyah Nabila Amyrtha Putri Oki Sania Riski Pratama, Chici Rima Putri Putri Septiriani Rachmania Rafiq Heriyadi Rahma Triana Safira Elfadhila Safira Elfadillah Safitri Asrol Selly Ardelia Shella Wandari Syamsiar Zahrani Tariza Putri Ramayanti Tiara Puspitasari Viera Irawan Wijonarko Wijonarko