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All Journal Al-'Adalah I-Finance Journal Jurnal Intelektualita: Keislaman, Sosial, dan Sains I-ECONOMICS: A Research Journal on Islamic Economics Ikonomika : Jurnal Ekonomi dan Bisnis Islam Syntax Literate: Jurnal Ilmiah Indonesia SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Jurnal Terapan Ilmu Ekonomi Manajemen dan Bisnis (JTIEMB) Jurnal Ekonomi JEBI (Jurnal Ekonomi dan Bisnis Islam) Indonesian Journal of Multidisciplinary Sciences El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies Jurnal Aksi Dosen dan Mahasiswa Journal of Economics and Development
DEKY, DEKY ANWAR
Universitas Islam Negeri Raden Fatah Palembang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Journal of Economics and Development

 1 
Analisis Pembiayaan Bermasalah Pada BMT Mitra Khazanah Palembang Warikon Wasi; Deky Anwar; M. Iqbal
Journal of Economics and Development Vol. 1 No. 1 (2024): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v1i1.7

Abstract

This study aims to analyze the factors that cause problematic financing and analyze the strategies used in dealing with problematic financing at BMT Mitra Khazanah Palembang. The analytical method used in this study is a qualitative method with data collection techniques in the form of interviews, discussions with the parties who manage BMT Mitra Khazanah Palembang, as well as from several other article sources. From the research that has been carried out, it is found that there are two factors that cause problematic financing at BMT Mitra Khazanah Palembang, namely internal and external factors. In internal factors there are several causes, including Weaknesses in Analyzing and Lack of Employees or Human Resources (HR). Meanwhile, in external factors, there are also several causes, including the Covid-19 Pandemic and Bankruptcy or Customer Business Failure. In addition, BMT Mitra Khazanah Palembang implements several ways to overcome non-performing financing, including Rescheduling, Reconditioning, Restructuring, Collateral Foreclosure
THE EFFECT OF PERCEIVED SECURITY, PERCEIVED USEFULNESS AND PERCEIVED EASE OF USE ON DECISIONS TO USE QRIS (QR CODE INDONESIAN STANDARD) IN PALEMBANG CITY THROUGH SATISFACTION AS AN INTERVENING VARIABLE Syakia Ramadhani; Deky Anwar; Muhammad Rusdi
Journal of Economics and Development Vol. 2 No. 1 (2025): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v2i1.251

Abstract

This study aims to analyze the effect of perceived security, perceived usefulness, perceived ease of use on decisions to use QRIS in Palembang City through satisfaction as an intervening variable. This study uses a quantitative approach method, the population in this study were QRIS users in Palembang City with a sample size of 226 respondents. The data collection technique uses primary data in the form of distributing questionnaires using a Likert scale. The data analysis technique in this study uses Outer Model Analysis, Inner Model Analysis, Bootstrapping using the Smart-PLS 3.0 program. The results showed that: (1) Perceived Security has no direct effect on Usage Decisions, (2) Perceived Usefulness has a direct positive and significant effect on Usage Decisions, (3) Perceived Ease of Use has a direct positive and significant effect on Usage Decisions, (4) Perceived Security has a direct positive and significant effect on Satisfaction, (5) Perceived Usefulness has a direct positive and significant effect on Satisfaction, (6) Perceived Ease of Use has a direct positive and significant effect on Satisfaction, (7) Satisfaction has a direct positive and significant effect on Usage Decisions, (8) Perceived Security has an indirect effect on Usage Decisions through Satisfaction, (9) Perceived Usefulness has an indirect effect on Usage Decisions through Satisfaction, (10) Perceived Ease of use has an indirect effect on Usage Decisions through Satisfaction. Keywords: Perceived Security, Perceived Usefulness, Perceived Ease of Use, Usage Decision, Satisfaction.
THE INFLUENCE OF THE TAGLINE “FREE SHIPPING”, FLASH SALE AND SOCIO-ECONOMIC STATUS OF PARENTS ON CONSUMPTIVE BEHAVIOR IN SHOPEE E-COMMERCE ON SHARIA ECONOMICS STUDENTS IN PALEMBANG CITY UNIVERSITIES THROUGH HEDONIC SHOPPING MOTIVATION AS AN INTERVENING VARIABLE Iffatur Rohmah; Rina Antasari; Deky Anwar
Journal of Economics and Development Vol. 2 No. 1 (2025): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v2i1.253

Abstract

This study aims to analyze the influence of the "Free Shipping" tagline, flash sales, and parental socioeconomic status on the consumptive behavior of Islamic Economics students at universities in Palembang City, with hedonic shopping motivation as an intervening variable. The research method employed is a quantitative approach, with data analyzed using the SmartPLS application. The population consists of Islamic Economics students at UIN Raden Fatah Palembang, STEBIS IGM, and Muhammadiyah University of Palembang. The results indicate that the "Free Shipping" tagline, flash sales, and parental socioeconomic status partially and simultaneously influence consumptive behavior. Hedonic shopping motivation is proven to be a significant intervening variable that strengthens the relationship between these factors and consumptive behavior. These findings demonstrate that e-commerce promotional strategies and family socioeconomic backgrounds play an important role in encouraging students' consumption patterns. This research offers practical implications for managing student consumption behavior to align with Islamic economic principles. Keywords: Free Shipping, Flash Sale, Socioeconomic Status, Hedonic Shopping Motivation, Consumptive Behavior
Co-Authors Ab Ghani, Ab Mumin Ab Mumin Ab Ghani Amelia, Riski Ananda Chandra Zaky Maulana Cholidi DARUSSAMIN, DARUSSAMIN DARUSSAMIN Dyah Puspa Rahmiati Efrin Canella Fadilah, Hasni Fitriyanti Fitriyanti Heri Junaidi Iffatur Rohmah ILHAM MARNOLA Jayanti, Sri Delasmi Juniawati, Mutmainah Lemiyana M. Iqbal Marnola, Ilham Maya Panorama Mohd Rizal Muwazir Mohd Rizal Muwazir Mohd Rizal Muwazir, Mohd Rizal Msy. Aziza Septiani Muhammad Rusdi Mutmainah Juniawati Nadya Jovita Nur Syamsiyah Rika Lidyah Riski Ananda Amelia Rr. Rina Antasari SARI, SINDI PARAMITA Suryani Suryani Suryani Suryani Syakia Ramadhani Warikon Wasi Yuliani, Mawar