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All Journal ETIKONOMI Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies TARBIYA : Journal Education in Muslim Society Intizar International Journal of Supply Chain Management Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam BASKARA: Journal of Business and Entrepreneurship Cakrawala Repositori Imwi International Journal of Social Service and Research East Asian Journal of Multidisciplinary Research (EAJMR) TAMWIL: Jurnal Ekonomi Islam Journal of Islamic Economics Lariba
Said, Muhammad
Universitas Islam Negeri Syarif Hidayatullah Jakarta
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Transportation Other

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Prevention Effectiveness of Non-Performing Financing in the Indonesian Islamic Bank M. Mutawali; Ahmad Rodoni; Muhammad bin Said
ETIKONOMI Vol 18, No 2 (2019)
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (146.568 KB) | DOI: 10.15408/etk.v18i2.11262

Abstract

Islamic banking still has a high ratio of non-performing financing. This study analyzes the causes of non-performing financing, along with the prevention effectiveness and resolution strategies performed by Islamic banks in dealing with this problem. Interviews conducted on nine informants, with questionnaires distributed to 30 respondents. The results show that the prevention effectiveness performed by Islamic banks consists of legal aspects, qualified human resources, and criteria assessment used to finance proposals, and improve risk management. Furthermore, internal factors such as default, information asymmetry, and financial stress were attributes of non-performing financing, which is externally influenced by inflation, GDP decline, natural disasters, interest rates, and political criminality.JEL Classification: G21, G32
Developing Entrepreneurship Skills Management of Students at SMK 2 Palangka Raya Iin Nurbudiyani; Muhammad Said
TARBIYA: Journal of Education in Muslim Society TARBIYA: Journal of Education in Muslim Society | Vol. 2 No. 2 December 2015
Publisher : Faculty of Educational Sciences, Syarif Hidayatullah State Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/tjems.v2i2.3182

Abstract

Abstract The study seeks to trace the way of disseminating the skills of entrepreneurship among of the students in school  (SMK Negeri) 2 Palangka Raya. This study applied qualitative approach by observation, documentation and  interviews the principle of school, vice principle for curriculum affairs, vice principals for students affairs entrepreneurial education teacher, and unit production managers. The findings show that developing skills of students entrepreneurship has meer the criteria and functions of contemporary management. The ddissemination of  entrepreneuership skills to the students was  done through practical way through a variety of channels, such as units of production practice, in collaboration with the real enterprises such as telecommunication,  pharmacy store, college of management and communication science, bazaar or flea market and other forms of collaboration with the tellecominication office, gra pari, and salon. In practice, disseminiting the entrepreneuership  skills are still faced with many complex challenges such as  human resources who has no progressive spirit of teaching due to the contemporary dynamics issues of business,lack professionalism of teacher in teaching and learning process, the curriculum change,  lack of facilities and infrastucture owned by the school, and the limitation of time in practicing the theories. Abstrak Study ini mengkaji cara menanamkan ketrampilan berwirausaha pada  siswa Sekolah Menengah Kejuruan Negeri  2 Palangka Raya. Studi ini  menerapkan pendekatan kualitatif dengan observasi, dokumentasi, dan wawancara kepala sekolah, wakil kepala sekolah bagian kurikulum, wakil kepala sekolah bagian kesiswaan, guru kewirausahaan, dan pengelola unit produksi. Temuan studi ini menunjukkan bahwa pengembangan ketrampilan berwirausaha siswa telah memenuhi kriteria penerapan fungsi manajemen komtemporer. Diseminasi ketrampilan berwirausaha siswa selain pemahaman teorertik  melalui proses belajar mengajar di kelas juga melalui praktek langsung beresentuhan dengan dunia usaha melalui sejumlah saluran yang berbeda seperti praktek di unit produksi, kerjasama dengan telekomunikasi, apotik, sekolah tinggi ilmu manajemen dan komunikasi,  pasar murah, dan bentuk kerjasama lain seperti gra pari dan salon. Dalam prakteknya, diseminasi ketrampilan berwirausaha masih diperhadapkan dengan berbagai tantangan seperti sumber daya manusia yang memiliki semangat berkemajuan untuk mengajar sesuai dengan dinamika isu-isu business kontemporer, kurangnya profesionalisme guru, Perubahan kurikulum, kurangnya fasilitas dan infrasktuktur sekolah, keterabatasan waktu dalam mempraktekkan teori-teori kewirausahaan. How to Cite : Nurbudiyani, I. Said, M. (2015). Developing Entrepreneurship Skills Management of Students  at SMK 2 Palangka Raya. TARBIYA: Journal Of Education In Muslim Society, 2(2), 131-145. doi:10.15408/tjems .v2i2.3182. Permalink/DOI: http://dx.doi.org/10.15408/tjems.v2i2.3182
Pengelolaan Zakat dan Sedekah di Lembaga Bazas Kota Bandung dalam Perspektif Ekonomi M. Umer Chapra Asyari Hasan; Muhammad Raja Perkasa Alam Harahap; Muhammad Said
Intizar Vol 27 No 1 (2021): Intizar
Publisher : Pusat Penelitian dan Penerbitan Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Islam Negeri Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/intizar.v27i1.8767

Abstract

Penelitian ini bertujuan untuk mengetahui manajemen pengelolaan dana zakat dan sedekah yang dilakukan oleh lembaga Bale Zakat Sodakoh (Bazas) Kota Bandung dan kemudian dianalisis dengan menggunakan pemikiran ekonomi M. Umer Chapra. Penelitian ini menggunakan metode kualitatif, dengan teknik pengumpulan data melalui wawancara. Penelitian ini menemukan bahwa terdapat keselarasan antara program-program yang diluncurkan oleh lembaga Bazas Kota Bandung dengan konsep pemikiran dan tujuan ekonomi Islam perspektif M. Umer Chapra. Program Bale Asah dan Bale Asuh lembaga Bazas selaras dengan konsep ekonomi Umer Chapra yang mengutamakan faktor kemanusiaan dan mengurangi konsentrasi kekayaan. Sedangkan program Bale Asuh selaras dengan konsep ekonomi Chapra sebagai langkah restrukturisasi ekonomi. Selain itu, tujuan dari lembaga Bazas untuk mengubah mustahik menjadi muzakki juga selaras dengan tujuan ekonomi menurut M. Umer Chapra, yaitu sebagai realisasi tugas dan fungsi manusia sebagai khalifah di muka bumi.
Islamic Economic Methodology Aproach to Achieve Economic Equity: Epistemological Study Nur Azlina; R. Melda Maesarach; Muhammad Said
BASKARA : Journal of Business and Entrepreneurship Vol 4, No 2 (2022): Baskara: Journal of Business and Entrepreneurship
Publisher : Universitas Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54268/baskara.4.2.28-39

Abstract

Economic policies based on capitalism and socialism have proven to have failed to create a just economy. As a result of adhering to capitalist and socialist ideologies, macroeconomic imbalances and national instability occur. The welfare and prosperity of the people does not depend on production alone, but also on its proper distribution. Wealth in a country can be produced in large quantities, but if its distribution is not based on true and fair principles, then the country will not be able to achieve prosperity. This article aims to find out how the methodology of Islamic economics realizes equity and falah. This research uses descriptive qualitative research method with a literature review approach. Data collection techniques, with literature, from several sources obtained that are relevant to the theme. Books, journals, websites, and others. The data analysis technique is descriptive qualitative, describing the study of Islamic economic epistemology that can help realize economic equity. The results in this study BMT is a financial institutional system that is able to reform the conventional economic system and bring economic justice and equitable distribution with practical provisions through syar'i arrangements in collecting and distributing through wadi'ah, mudharabah, musyarakah, murabahah, salam, istishna transactions. , ijarah, and qardh. The implementation of Islamic social finance in Indonesia can be seen through the existence of various financial institutions that provide financial services by involving Islamic social funds such as Baznas (National Amil Zakat Agency), BWI (Indonesian Waqf Board) and other institutions with the aim of embracing the middle, small, and medium-sized micro communities.
The Role of Human Resources Development Management in Improving Creative Entrepreneurs at Overloops Photography, Yogyakarta, Indonesia Gustrin Oktaviayu Cendhikalistya; Muhammad Said
East Asian Journal of Multidisciplinary Research Vol. 1 No. 2 (2022): March 2022
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (588.928 KB)

Abstract

The purpose of this study are to determine: 1) the role of management in the development of creative entrepreneurship; 2) Human resource management strategy for Overloops as creative entrepreneurs; 3) Overloops’ strategy to emerge from the pandemic era and increase its capacity. This study used a qualitative method with SWOT analysis. The respondents were business owners, managers, and five employees. The results show that: 1) Management play very important role in the development of Overloops; 2) the development strategy obtained from SWOT analysis is in quadrant III. This strategy is carried out by Overloops by leaving conventional photography and switching to futuristic photography; 3) Overloops' strategy for post-pandemic stabilization are obtaining passive income and editing abroad content creator’s videos.
Consumer Consideration in Purchase Decision of Specs Sports Shoes Product through Brand Image, Product Design and Price Perception Sri Widyastuti; Muhammad Said
International Journal of Supply Chain Management Vol 6, No 4 (2017): International Journal of Supply Chain Management (IJSCM)
Publisher : International Journal of Supply Chain Management

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (13.161 KB)

Abstract

The SPECS sport shoes create the slogan Buktikan Indonesiamu (Prove your Indonesia) is the original product from Indonesia. The product assumed unable attract the Indonesian people to wear it. It may be possible because the purchase decision of shopping good like SPECS sport shoes is not an immediate decision due to the comparison of price, product design, and quality product that give positive brand image in a consumers mind. This study aim to analize the influence of brand image, product design, and price perception toward the purchase decision f SPECS sport shoes. Unit analysis of this study is 100 collage students whose wear SPECS shoes. Data analysis technique in this study is descriptive and verificative analysis with double regression analysis. The finding shows that brand image, product design, and price perception of SPECS sports shoes have the influence to purchase decision. If the brand image is formed, it will push the purchase decision. Design product have a role to help consumer acquired the expected benefit of the product. Price have the influence to purchase decision if the consumer acceptance of price perception is getting better.
SISTEM NILAI DALAM PEMBANGUNAN EKONOMI ADIL DAN BERKELANJUTAN: ANALISIS AKSIOLOGI ISLAM Husni Shabri; Ivahzada Marella Edgina; Muhammad Said
Tamwil Vol 8, No 1 (2022)
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/jtm.v8i1.5852

Abstract

The purpose of this study is to analyze aspects of equitable and sustainable economic development through a system of values with Islamic axiological analysis. The research method uses qualitative methods with data collection techniques using literature studies from various sources in the form of books, journal articles and other documents. The results show that fair, equitable and sustainable economic development has not been able to be realized optimally by the government, development is only concentrated in the city center so that there are still many areas that are categorized as underdeveloped villages, limited facilities and infrastructure in economic activity, educational institutions that do not adequate and the communication network is still difficult. The economic development that has been carried out at this time has not been able to be felt and enjoyed by the entire Indonesian people, only a small number of people enjoy it, so that welfare and justice for all Indonesian people cannot be realized. Zakat and Waqf are financial instruments which are social funds in the Islamic economic system that can be used in alleviating poverty and distributing wealth in realizing equity and justice..
The Urgency of Halal Tourism Literacy in Responding to Rejection of Halal Tourism in Indonesia Abdul Rachman; Mayang Ayu Faluthamia; Muhammad Said; Arie Haura
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol 18, No 1: June 2022
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/afkaruna.v18i1.12770

Abstract

Halal tourism has received a rejection from several people in Indonesia because it is understood as a form of Islamization of tourism. This rejection is evidence of the lack of literacy in Halal Tourism in the community regarding Halal Tourism. The purpose of this paper is to investigate the rejection of Halal Tourism in several regions of Indonesia and to discover the important role of Halal Tourism literacy in responding to the rejection of Halal Tourism from some communities. This study used a qualitative descriptive approach using document analysis as a data collection technique. The results of this study indicate that Halal Tourism literacy is very important to be able to increase public understanding of Halal Tourism that the concept of Halal Tourism is a universal concept that can be accepted by all religions, societies, cultures, and governments. Halal Tourism Literacy has an important role to socialize that Halal Tourism is not a form of Islamization of tourism but rather an extended service in the tourism industry in Indonesia.
Determinant of Islamic Stock Index in Indonesia Pre and Post Pandemic Era Vaccine Riyan Andni; Muhammad Said
Journal of Islamic Economics Lariba Vol. 8 No. 1 (2022)
Publisher : Department of Islamic Economics, Islamic University of Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol8.iss1.art6

Abstract

This study aims to analyze the effect of Inflation, Bank Indonesia (BI) Rate, Exchange Rate, Composite Stock Price Index (JCI), Bank Indonesia Syariah Certificate (SBIS). the World Gold Price both simultaneously and partially against the Indonesian Sharia Stock Index (ISSI). This research applies the methodquantitative approach. The source of research data uses secondary data in December 2019 – December 2021 in the form of monthly closing prices for the Indonesian Sharia Stock Index and the Composite Stock Price Index from https://www.idx.co.id/then closing price Inflation, BI rate, Exchange Rate, Bank Indonesia Syariah Certificate (SBIS) from https://www.bi.go.id/and the closing price of world gold from https://id.investing.com/which was processed using Eviews 12 software with multiple linear analysis. The results of the study show that partially the BI Rate, Exchange Rate, JCI variables have a significant influence on ISSI and the Inflation, SBIS, Price variablesWorld gold has no significant influence on ISSI. Meanwhile, the variables of Inflation, BI Rate, Exchange Rate, JCI, SBIS and World Gold Prices have an effect on ISSI simultaneously. This finding provides implications for policy makers related to the Islamic capital market Keywords: Islamic Stock Index, Inflation, BI rate & exchange rate
Business Ethics Violation on Hit Products in the Practical Gorund of PT Megasari Makmur: Halal Perspective Analysis Muhtadi Muhtadi; Muhammad Said
International Journal of Social Service and Research Vol. 3 No. 5 (2023): International Journal of Social Service and Research (IJSSR)
Publisher : Ridwan Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/ijssr.v3i5.378

Abstract

The rise of cases of violations of business ethics cases, one of which was by PT. Megarsari Makmur who committed an act of violation that had a major impact on consumers because it had endangered consumers by adding two dangerous chemicals and not applying detailed ingredient information on product labels. The research method used is a descriptive qualitative method that utilizes data collection techniques for literature and document studies. PT. Megarsari Makmur is more concerned with personal gain by keeping production costs as low as possible, however, it is detrimental to many parties. The purpose of this research is to examine further about the problem analysis and the solution chosen by PT. Megarsari Makmur based on a review of the halal industry. The chosen form of problem solving is by withdrawing all HIT products that have been spread throughout the market
Co-Authors Abdul Rachman Agus Suprapto Ahmad Rodoni Arie Haura Asyari Hasan Gustrin Oktaviayu Cendhikalistya HUSNI SHABRI Iin Nurbudiyani Ivahzada Marella Edgina Mayang Ayu Faluthamia Muhammad Raja Perkasa Alam Harahap Muhtadi, Muhtadi Muniaty Aisyah mutawali, mutawali mutawali Nila Sulistiawati Nur Azlina R. Melda Maesarach Riyan Andni Sri Widyastuti